Business and Financial Highlights
Third Quarter Ended December 31, 2021
January 2022
Agenda
Highlights ------------------------------------------------------------ | P3 |
Financial Update ------------------------------------------------- | P8 |
Business Update ------------------------------------------------- | P17 |
Segment Information ------------------------------------------- | P30 |
Appendix ----------------------------------------------------------- | P36 |
2
Highlights
Financial Highlights:
EPS increased by +52.3% YoY
Net Income1 | EPS |
37.4bn 176.85yen
YoY | +43.3% | YoY | +52.3 | % |
Progress Toward | Profit2 Contribution |
FY21 Forecast | from Nonbank |
Businesses | |
94 % | 75% |
BPS
4,516.64yen
YoY +8.6%
CET1 Ratio
12.0%
1 | Profit attributable to owners of the parent | 4 |
2 | OBP after Net Credit Costs |
Hybrid Business Model:
Bank business sharply recovered from the impact by Covid-19 last year
- Bank business increased by JPY+6.4bn YoY
- Overseas nonbank businesses drove the increase in OBP after net credit costs
OBP after Net Credit Costs
(Unit︓JPY billion)
+23.5% 39.9
32.310.1
3.7
25.3
27.1
Bank Businesses
25.3%
39.9
11.3%
Overseas
Domestic
Nonbank
Businesses1
63.4%
1.5
4.5
Nonbank
Businesses2
20.4-1221.4-12
- Shinsei Financial, APLUS, Showa Leasing
- Profit contribution from UDC finance is accounted from 4QFY2020
5
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Shinsei Bank Ltd. published this content on 28 January 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 28 January 2022 06:45:02 UTC.