On September 21, 2023, Gregory L. Davis, Executive Vice President and Chief Lending Officer of SmartFinancial, Inc. (the ?Company?) and the company?s wholly-owned subsidiary, SmartBank, formally tendered his resignation to pursue a career outside of banking, effective September 29, 2023. Mr. Davis?s resignation was not a result of any disagreement with the Company on any matters related to the Company?s operations, policies or practices.