Cirralto Limited announced that it has signed a five-year Referral Agreement ("Agreement") with Mastercard Asia/Pacific Pte. Ltd. The Agreement builds on the Business Payments Aggregator ("BPA") agreement with Fiserv and Mastercard, as announced by the Company on 14 December 2020, to extend the Company's Business Payment services offering. The BPA agreement enables Cirralto to process card payments as the merchant of record. The customer solutions provided by Cirralto will be at varying rates, dependent on the product being offered and the specific customer circumstances. Under the terms of the Agreement, Mastercard may introduce potential sales leads and business opportunities to Cirralto and will receive a trade facilitation fee for each successfully on boarded customer. Cirralto will retain at least 70% of the gross profit margin on each customer contract. In addition to the interest rate returns for trade finance products received by Cirralto, the Company will provide its payments processing capabilities across the same customer base to administer the issuing and collection of debt provided to customers, leveraging and diversifying its revenue generating potential. Combining trade finance services to be delivered post acquisition by Invigo on top of Cirralto's established Business to Business ("B2B") Payment Solutions is an important tool for B2B transactions, as it reduces the risk of non-payment and improves efficiency and cash flow across the supply chain.