Cash flow St. James's Place plc

Equities

STJ

GB0007669376

Investment Management & Fund Operators

Market Closed - London S.E. Other stock markets 11:35:02 2026-04-17 am EDT			5-day change	1st Jan Change
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Apr. 16	UBS raises BP; Berenberg cuts Antofagasta	AN
Apr. 14	Morgan Stanley cuts Berkeley and Barratt Redrow	AN

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Published financial data: ST. JAMES'S PLACE PLC

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Revenues	2.74B	1.95B	2.79B	3.16B	3.77B
Insurance Division Revenues	15.29B	-13.76B	16.22B	22.81B	26.4B
Total Revenues	18.03B	-11.81B	19.01B	25.97B	30.16B
Insurance Division Operating Expenses, Total	15.25B	-13.77B	16.17B	22.71B	26.31B
Gross Profit	2.77B	1.97B	2.84B	3.26B	3.85B
Selling General & Admin Expenses, Total	1.92B	1.97B	2.43B	2.24B	2.55B
Other Operating Expenses, Total	1.92B	1.97B	2.43B	2.24B	2.55B
Operating Income	854M	700K	408M	1.03B	1.3B
Interest Expense, Total	-	-	-17.3M	-36.4M	-28.9M
Interest And Investment Income	-	-	48.8M	58.5M	64M
Net Interest Expenses	-	-	31.5M	22.1M	35.1M
EBT, Excl. Unusual Items	854M	700K	440M	1.05B	1.34B
Restructuring Charges	-11.8M	-	-	-	-
Merger & Related Restructuring Charges	-	-	-	-	-
EBT, Incl. Unusual Items	842M	700K	440M	1.05B	1.34B
Income Tax Expense	555M	-405M	450M	651M	804M
Earnings From Continuing Operations	288M	405M	-9.9M	398M	531M
Net Income to Company	288M	405M	-9.9M	398M	531M
Minority Interest	-900K	-400K	-200K	-	-300K
Net Income - (IS)	287M	405M	-10.1M	398M	531M
Net Income to Common Incl Extra Items	287M	405M	-10.1M	398M	531M
Net Income to Common Excl. Extra Items	287M	405M	-10.1M	398M	531M
Per Share Items
Net EPS - Basic	0.53	0.75	-0.02	0.73	1
Basic EPS - Continuing Operations	0.53	0.75	-0.02	0.73	1
Basic Weighted Average Shares Outstanding	538M	543M	548M	545M	532M
Net EPS - Diluted	0.52	0.74	-0.02	0.73	0.99
Diluted EPS - Continuing Operations	0.52	0.74	-0.02	0.73	0.99
Diluted Weighted Average Shares Outstanding	546M	548M	556M	549M	538M
Normalized Basic EPS	0.99	0	0.5	1.2	1.57
Normalized Diluted EPS	0.98	0	0.49	1.19	1.55
Dividend Per Share	0.52	0.53	0.24	0.18	0.18
Payout Ratio	115.07	74.96	-2.87K	19.23	18.13
Supplemental Items
EBITDA	865M	10.4M	419M	1.04B	1.31B
EBITA	857M	3.9M	411M	1.03B	1.3B
EBIT	854M	700K	408M	1.03B	1.3B
EBITDAR	866M	12M	421M	1.04B	1.31B
Total Revenues (As Reported)	18.03B	-11.81B	-	-	-
Effective Tax Rate - (Ratio)	65.86	-57.81K	102.25	62.02	60.2
Current Domestic Taxes	287M	69.5M	222M	333M	516M
Current Foreign Taxes	6.2M	10.2M	3M	16.7M	12.3M
Total Current Taxes	294M	79.7M	225M	349M	528M
Total Deferred Taxes	261M	-484M	224M	301M	276M
Normalized Net Income	533M	37.5K	275M	656M	834M
Interest on Long-Term Debt	3.2M	3M	3.4M	3.2M	2.8M
Supplemental Operating Expense Items
Net Rental Expense, Total	1.2M	1.6M	2.5M	2.6M	2.9M
Imputed Operating Lease Interest Expense	-	-	1.06M	1.52M	1.26M
Imputed Operating Lease Depreciation	-	-	1.44M	1.08M	1.64M
Stock-Based Comp., SG&A Exp. (Total)	20.4M	20.5M	5.4M	11.2M	20.2M
Stock-Based Comp., Other (Total)	2.5M	500K	-300K	200K	-
Total Stock-Based Compensation	22.9M	21M	5.1M	11.4M	20.2M

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	246M	253M	285M	353M	330M
Trading Asset Securities, Total	39.5M	-	-	-	-
Total Cash And Short Term Investments	285M	253M	285M	353M	330M
Other Receivables	1.52B	1.86B	1.18B	1.04B	1.12B
Notes Receivable	522M	316M	408M	557M	640M
Total Receivables	2.04B	2.17B	1.59B	1.6B	1.76B
Prepaid Expenses	381M	363M	321M	294M	263M
Other Current Assets, Total	9.16B	10.17B	10.43B	8.93B	9.61B
Total Current Assets	11.87B	12.96B	12.63B	11.17B	11.96B
Gross Property Plant And Equipment	221M	233M	255M	248M	246M
Accumulated Depreciation	-66.9M	-87.1M	-102M	-114M	-124M
Net Property Plant And Equipment	154M	146M	153M	134M	122M
Long-term Investments	142B	137B	158B	182B	212B
Goodwill	29.6M	33.6M	33.6M	23.3M	18.5M
Other Intangibles, Total	41.4M	44.5M	36M	15.5M	8.1M
Deferred Tax Assets Long-Term	20.6M	13.9M	36.5M	2.7M	10.2M
Deferred Charges Long-Term	380M	337M	304M	286M	284M
Other Long-Term Assets, Total	1.64B	1.35B	1.12B	897M	374M
Total Assets	156B	152B	172B	195B	225B
Liabilities
Accrued Expenses, Total	245M	239M	251M	307M	478M
Current Portion of Long-Term Debt	107M	12.8M	62M	41.3M	55.5M
Current Portion of Leases	17.2M	-	-	-	-
Current Income Taxes Payable	6.1M	-	11.5M	22.1M	25.9M
Unearned Revenue Current, Total	162M	146M	137M	130M	150M
Other Current Liabilities	7.27B	9.76B	10.99B	10.79B	11.2B
Total Current Liabilities	7.81B	10.16B	11.45B	11.29B	11.91B
Long-Term Debt	433M	151M	189M	476M	286M
Long-Term Leases	107M	117M	120M	107M	101M
Unearned Revenue Non Current	508M	481M	439M	412M	331M
Deferred Tax Liability Non Current	650M	163M	412M	679M	966M
Other Non Current Liabilities	145B	139B	159B	181B	210B
Total Liabilities	155B	150B	171B	194B	223B
Preferred Stock Non Redeemable	-	-	-	-	-
Total Preferred Equity	-	-	-	-	-
Common Stock, Total	81.1M	81.6M	82.3M	81.6M	79.1M
Additional Paid In Capital	214M	228M	234M	234M	235M
Retained Earnings	830M	952M	665M	965M	1.23B
Treasury Stock	-8.5M	-4.1M	-700K	-10.2M	-68.5M
Comprehensive Income and Other	2.5M	2.5M	2.5M	3.2M	5.7M
Total Common Equity	1.12B	1.26B	983M	1.27B	1.48B
Minority Interest	-	200K	100K	-100K	-
Total Equity	1.12B	1.26B	984M	1.27B	1.48B
Total Liabilities And Equity	156B	152B	172B	195B	225B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	539M	542M	545M	539M	518M
ECS Total Common Shares Outstanding	539M	542M	545M	539M	518M
Book Value / Share	2.08	2.32	1.8	2.36	2.85
Tangible Book Value	1.05B	1.18B	914M	1.24B	1.45B
Tangible Book Value Per Share	1.95	2.18	1.68	2.29	2.8
Total Debt	664M	280M	372M	624M	442M
Net Debt	379M	27.1M	86.5M	271M	113M
Debt Equivalent Oper. Leases	9.6M	12.8M	20M	20.8M	23.2M
Minority Interest, Total (Incl. Fin. Div)	-	200K	100K	-100K	-
Equity Method Investments, Total	1.4M	1.4M	10.2M	21.9M	24M
Account Code - Inventory Valuation	3	3	3	3	3
Machinery, Total	62.8M	64.8M	73.9M	75.2M	73M
Full Time Employees	2.67K	2.77K	2.3K	3.33K	2.86K

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	287M	405M	-10.1M	398M	531M
Depreciation & Amortization - CF	22.1M	21.7M	24M	23.4M	20.8M
Amortization of Goodwill and Intangible Assets - (CF)	3.2M	3.2M	3.2M	3.2M	3.2M
Depreciation & Amortization, Total	25.3M	24.9M	27.2M	26.6M	24M
Amortization of Deferred Charges, Total - (CF)	10.6M	9.3M	15.4M	22.4M	4.2M
(Gain) Loss From Sale Of Asset	2.7M	1.4M	1.9M	4.1M	1M
Asset Writedown & Restructuring Costs	1.5M	1.5M	-	10.3M	4.8M
Stock-Based Compensation (CF)	22.9M	20.5M	4.9M	11.2M	20.2M
Other Operating Activities, Total	250M	-530M	720M	283M	121M
Change In Accounts Receivable	-327M	-299M	-14.2M	310M	-170M
Change In Accounts Payable	574M	-398M	206M	-246M	521M
Change in Unearned Revenues	-17.3M	-32.2M	-38.9M	-22M	-47.9M
Change in Other Net Operating Assets	600M	-256M	-894M	-1.45B	58.6M
Cash from Operations	1.43B	-1.05B	18.6M	-656M	1.07B
Capital Expenditure	-3.4M	-4M	-11.2M	-3.6M	-1.1M
Cash Acquisitions	-6.6M	-13.9M	-5.4M	-	-5.6M
Divestitures	4.1M	4M	1.1M	-	-
Sale (Purchase) of Intangible assets	-19.2M	-16.1M	-10.9M	-5.1M	-
Investment in Marketable and Equity Securities, Total	-	262M	-8.8M	-8.3M	-1.7M
Cash from Investing	-25.1M	232M	-35.2M	-17M	-8.4M
Long-Term Debt Issued, Total	576M	204M	233M	474M	136M
Total Debt Issued	576M	204M	233M	474M	136M
Long-Term Debt Repaid, Total	-497M	-489M	-159M	-222M	-326M
Total Debt Repaid	-497M	-489M	-159M	-222M	-326M
Issuance of Common Stock	18.7M	8.8M	6.8M	-	1.5M
Repurchase of Common Stock	-	-300K	-500K	-42.6M	-250M
Common Dividends Paid	-330M	-304M	-290M	-76.6M	-96.3M
Common & Preferred Stock Dividends Paid	-	-	-	-	-
Common & Preferred Stock Dividends Paid	-330M	-304M	-290M	-76.6M	-96.3M
Other Financing Activities, Total	-	-300K	-300K	-200K	-200K
Cash from Financing	-232M	-580M	-210M	132M	-536M
Foreign Exchange Rate Adjustments	-100K	1M	-2.4M	-	-2.7M
Net Change in Cash	1.17B	-1.4B	-228M	-540M	521M
Supplemental Items
Cash Interest Paid	10.2M	12.4M	17.3M	36.4M	28.9M
Cash Income Tax Paid (Refund)	319M	121M	179M	326M	524M
Levered Free Cash Flow	440M	1.4B	2.08B	2.19B	769M
Unlevered Free Cash Flow	440M	1.4B	2.09B	2.21B	787M
Change In Net Working Capital	130M	-1.37B	-1.81B	-1.51B	72.8M
Net Debt Issued / Repaid	79.6M	-285M	74.1M	252M	-190M

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	0.37	0	0.16	0.35	0.39
Return on Total Capital	30.96	0.03	17.54	39.46	42.56
Return On Equity %	25.78	34.07	-0.88	35.3	38.61
Return on Common Equity	25.69	34.04	-0.9	35.3	38.59
Margin Analysis
Gross Profit Margin %	15.39	-16.66	14.95	12.56	12.77
SG&A Margin	10.65	-16.65	12.8	8.61	8.46
EBITDA Margin %	4.8	-0.09	2.2	4	4.34
EBITA Margin %	4.76	-0.03	2.16	3.97	4.32
EBIT Margin %	4.74	-0.01	2.15	3.95	4.31
Income From Continuing Operations Margin %	1.6	-3.43	-0.05	1.53	1.76
Net Income Margin %	1.59	-3.43	-0.05	1.53	1.76
Net Avail. For Common Margin %	1.59	-3.43	-0.05	1.53	1.76
Normalized Net Income Margin	2.96	-0	1.44	2.52	2.77
Levered Free Cash Flow Margin	2.44	-11.9	10.94	8.41	2.55
Unlevered Free Cash Flow Margin	2.44	-11.9	11	8.5	2.61
Asset Turnover
Asset Turnover	0.13	-0.08	0.12	0.14	0.14
Fixed Assets Turnover	109.61	-78.66	127.25	180.94	235.37
Short Term Liquidity
Current Ratio	1.52	1.28	1.1	0.99	1
Quick Ratio	0.23	0.21	0.13	0.12	0.12
Operating Cash Flow to Current Liabilities	0.18	-0.1	0	-0.06	0.09
Long Term Solvency
Total Debt/Equity	59.31	22.25	37.81	48.99	29.91
Total Debt / Total Capital	37.23	18.2	27.44	32.88	23.02
LT Debt/Equity	48.24	21.23	31.51	45.75	26.16
Long-Term Debt / Total Capital	30.28	17.37	22.86	30.71	20.13
Total Liabilities / Total Assets	99.28	99.17	99.43	99.35	99.34
EBIT / Interest Expense	-	-	23.59	28.21	44.99
EBITDA / Interest Expense	-	-	25.16	28.95	45.82
(EBITDA - Capex) / Interest Expense	-	-	24.51	28.85	45.78
Total Debt / EBITDA	0.75	10.95	0.85	0.59	0.33
Net Debt / EBITDA	0.43	1.06	0.2	0.26	0.09
Total Debt / (EBITDA - Capex)	0.76	12.98	0.88	0.59	0.33
Net Debt / (EBITDA - Capex)	0.43	1.25	0.2	0.26	0.09
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	123.62	-165.5	-261.09	36.62	16.12
Gross Profit, 1 Yr. Growth %	31.18	-29.09	46.7	14.86	18.03
EBITDA, 1 Yr. Growth %	98.08	-98.8	-16.21K	147.84	26.14
EBITA, 1 Yr. Growth %	99.58	-99.55	-4.62K	150.47	26.51
EBIT, 1 Yr. Growth %	100.33	-99.92	-3.42K	151.65	26.59
Earnings From Cont. Operations, 1 Yr. Growth %	9.77	40.96	-102.43	-4.12K	33.38
Net Income, 1 Yr. Growth %	9.43	41.26	-102.48	-4.04K	33.31
Normalized Net Income, 1 Yr. Growth %	99.99	-99.99	20.24K	138.82	27.23
Diluted EPS Before Extra, 1 Yr. Growth %	8.02	40.76	-102.48	-4.04K	36.09
Net Property, Plant and Equip., 1 Yr. Growth %	-11.41	-5.7	5.08	-12.48	-8.73
Total Assets, 1 Yr. Growth %	19.9	-2.58	13.59	13.11	15.4
Tangible Book Value, 1 Yr. Growth %	0.7	12.77	-23.44	35.15	17.59
Common Equity, 1 Yr. Growth %	0.56	12.6	-22.66	29.53	16.09
Cash From Operations, 1 Yr. Growth %	-1.25K	-173.66	-102.35	-3.63K	-263.08
Capital Expenditures, 1 Yr. Growth %	-57.5	17.65	180	-67.86	-69.44
Levered Free Cash Flow, 1 Yr. Growth %	-195.77	243.62	75.7	12.47	-62.58
Unlevered Free Cash Flow, 1 Yr. Growth %	-195.77	243.62	75.47	13.01	-62.13
Dividend Per Share, 1 Yr. Growth %	35	1.58	-54.85	-24.46	0
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	4.32	21.03	2.7	48.35	25.96
Gross Profit, 2 Yr. CAGR %	7.13	-3.55	1.21	29.81	16.43
EBITDA, 2 Yr. CAGR %	9.74	-84.56	-30.39	1.9K	76.81
EBITA, 2 Yr. CAGR %	9.73	-90.47	-30.74	964	78.01
EBIT, 2 Yr. CAGR %	9.77	-95.95	-30.88	813.76	78.49
Earnings From Cont. Operations, 2 Yr. CAGR %	40.06	24.39	-81.45	-1.09	632.64
Net Income, 2 Yr. CAGR %	39.84	24.33	-81.23	-1.04	625.15
Normalized Net Income, 2 Yr. CAGR %	9.68	-98.82	-28.23	2.1K	74.31
Diluted EPS Before Extra, 2 Yr. CAGR %	38.17	23.31	-81.26	-1.15	631.9
Net Property, Plant and Equip., 2 Yr. CAGR %	-3.61	-8.6	-0.45	-4.1	-10.62
Total Assets, 2 Yr. CAGR %	15.23	8.08	5.18	13.35	14.25
Tangible Book Value, 2 Yr. CAGR %	7.75	6.57	-6.63	1.72	26.06
Common Equity, 2 Yr. CAGR %	8.65	6.41	-6.26	0.09	22.63
Cash From Operations, 2 Yr. CAGR %	97.8	191.31	-88.59	-8.93	657.47
Capital Expenditures, 2 Yr. CAGR %	-55.67	-29.29	81.5	-5.13	-68.66
Levered Free Cash Flow, 2 Yr. CAGR %	-39.95	74.86	125.59	35.87	-37.09
Unlevered Free Cash Flow, 2 Yr. CAGR %	-39.95	74.86	126.17	36.13	-36.53
Dividend Per Share, 2 Yr. CAGR %	16.19	17.1	-32.28	-41.6	-13.09
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	88.43	-10.67	33.11	12.95	36.72
Gross Profit, 3 Yr. CAGR %	21.23	-6.63	10.35	5.57	25.76
EBITDA, 3 Yr. CAGR %	126	-75.62	-1.36	6.29	695.65
EBITA, 3 Yr. CAGR %	119.21	-82.37	-1.44	6.31	423.2
EBIT, 3 Yr. CAGR %	116.14	-90.04	-1.45	6.33	372.81
Earnings From Cont. Operations, 3 Yr. CAGR %	18.35	40.36	-66.44	11.47	9.28
Net Income, 3 Yr. CAGR %	18.22	40.32	-66.22	11.59	9.29
Normalized Net Income, 3 Yr. CAGR %	116.02	-95.62	1	7.15	751.75
Diluted EPS Before Extra, 3 Yr. CAGR %	17.46	39.03	-66.4	11.41	9.97
Net Property, Plant and Equip., 3 Yr. CAGR %	75.67	-4.31	-4.25	-4.63	-5.67
Total Assets, 3 Yr. CAGR %	17.98	8.95	9.88	7.76	14.03
Tangible Book Value, 3 Yr. CAGR %	2.3	9.4	-4.25	5.62	6.76
Common Equity, 3 Yr. CAGR %	3.14	9.95	-4.04	4.41	5.16
Cash From Operations, 3 Yr. CAGR %	88.01	42.31	-46.88	-22.88	10.52
Capital Expenditures, 3 Yr. CAGR %	-26.61	-38.62	11.87	1.92	-34.97
Levered Free Cash Flow, 3 Yr. CAGR %	-18.1	4.81	65.44	74.86	-13.4
Unlevered Free Cash Flow, 3 Yr. CAGR %	-18.1	4.81	65.73	75.46	-12.91
Dividend Per Share, 3 Yr. CAGR %	2.52	11.1	-14.77	-29.77	-30.13
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	9.68	5.39	47.81	9.42	30.2
Gross Profit, 5 Yr. CAGR %	10.14	1.68	12.79	6.19	12.75
EBITDA, 5 Yr. CAGR %	11.57	-50.52	41.1	7.66	24.58
EBITA, 5 Yr. CAGR %	11.58	-59.21	38.26	7.67	24.85
EBIT, 5 Yr. CAGR %	11.64	-71.01	36.99	7.7	24.98
Earnings From Cont. Operations, 5 Yr. CAGR %	20.82	22.69	-43.6	22.13	15.19
Net Income, 5 Yr. CAGR %	20.64	22.65	-43.38	22.13	15.18
Normalized Net Income, 5 Yr. CAGR %	11.85	-82.27	39.02	8.15	25.64
Diluted EPS Before Extra, 5 Yr. CAGR %	19.77	21.95	-43.63	21.43	15.25
Net Property, Plant and Equip., 5 Yr. CAGR %	46.24	40.72	39.97	-4.23	-6.85
Total Assets, 5 Yr. CAGR %	15.73	11.01	12.69	10.69	11.6
Tangible Book Value, 5 Yr. CAGR %	0.37	3.12	-1.37	6.47	6.89
Common Equity, 5 Yr. CAGR %	0.78	3.54	-0.73	6.08	5.85
Cash From Operations, 5 Yr. CAGR %	-8.13	66.46	-38.71	12.41	53.78
Capital Expenditures, 5 Yr. CAGR %	-29.56	-14.2	5.43	-26.94	-32.75
Levered Free Cash Flow, 5 Yr. CAGR %	-24.78	21.1	21.04	12.37	10.85
Unlevered Free Cash Flow, 5 Yr. CAGR %	-24.74	21.1	21.16	12.6	11.37
Dividend Per Share, 5 Yr. CAGR %	9.5	4.25	-13.15	-14.1	-14.1