Business Segments Standard Bank Group Limited

Equities

SBK

ZAE000109815

Banks

End-of-day quote Johannesburg S.E. Other stock markets 2026-02-18			5-day change	1st Jan Change
324.28 ^ZAR	+2.14%		+3.85%	+11.67%

Feb. 16	Lyra Energy Signs Power Purchase Agreements with Three Top Tier Commercial and Industrial Offtakers	CI
Feb. 16	Scatec JV Secures Power Purchase Deals for South African Solar Project	MT

Sales 2024 by Business Segment

Sales 2024 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (ZAR)

Fiscal Period: December	2020	2021	2022	2023	2024
Diversified Commercial Banks
Banking - Corporate & Investment Banking	-	40.68B	46.21B	61.9B	63.14B
Total Assets	-	1,303B	1,411B	1,545B	1,691B
Income Tax Expense	-	-	-	5.78B	6.33B
EBT	-	19.15B	22.41B	29.98B	29.93B
D&A	-	-	-	552M	638M
Net Income	-	13.41B	14.93B	23.51B	23.64B
Banking - Personal & Private Banking	-	40.26B	46.2B	45.98B	48.49B
Total Assets	-	678B	692B	744B	754B
Income Tax Expense	-	-	-	3.03B	3.32B
EBT	-	10.62B	13.5B	16.16B	14.86B
D&A	-	-	-	4.63B	4.34B
Net Income	-	6.83B	9.02B	11.78B	11.88B
Banking - Business & Commercial Banking	-	24.06B	30.38B	34.63B	35.02B
Total Assets	-	258B	290B	254B	251B
Income Tax Expense	-	-	-	3.23B	3.59B
EBT	-	7.36B	11.8B	13.73B	13.17B
D&A	-	-	-	548M	562M
Net Income	-	5.26B	8.18B	10.17B	9.58B
ICBCS	-	-	-	-	-
Total Assets	3.52B	4.25B	6.66B	8.65B	9.3B
Income Tax Expense	416M	-	-	-	-
EBT	-1.58B	-	1.92B	1.29B	-
Net Income	-1.11B	500M	1.92B	1.29B	1.05B
Banking Activities - Personal & Business Banking	54.15B	-	-	-	-
Interest Expense	-29.32B	-	-	-	-
Income Tax Expense	2.27B	-	-	-	-
Total Assets	847B	-	-	-	-
EBT	9.06B	-	-	-	-
Net Income	6.35B	-	-	-	-
Total Assets	-	-	-	-	-
Banking Activities - Central and Other	-2.15B	-	-	-	-
Interest Expense	27.79B	-	-	-	-
Income Tax Expense	-7M	-	-	-	-
Total Assets	-1.37B	-	-	-	-
EBT	-593M	-	-	-	-
Net Income	-657M	-	-	-	-
Banking Activities - Corporate & Investment Banking	35.99B	-	-	-	-
Interest Expense	-44.08B	-	-	-	-
Income Tax Expense	534M	-	-	-	-
Total Assets	1,235B	-	-	-	-
EBT	11.98B	-	-	-	-
Net Income	9.27B	-	-	-	-
Life Insurance
Insurance & Asset Management	15.09B	19.43B	23.57B	22.43B	23.06B
Total Assets	449B	484B	469B	510B	563B
Income Tax Expense	426M	-	-	3.35B	3.1B
EBT	-1.8B	19.43B	4.26B	7.4B	7.05B
Net Income	-693M	-489M	1.73B	3.64B	3.99B
Corporate	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Banking - Central and Other	-	-1.32B	-1.49B	-3.58B	-3.14B
Total Assets	-	-1.05B	15.12B	4B	1.61B
Income Tax Expense	-	-	-	667M	1.18B
EBT	-	807M	1.04B	1.2B	1.21B
D&A	-	-	-	1.13B	1.04B
Net Income	-	-651M	-1.13B	-90M	41M

Geographical Revenue Distribution History

Geographical breakdown of sales (ZAR)

Fiscal Period: December	2020	2021	2022	2023	2024
South Africa	77.15B	90.3B	97.67B	104B	110B
Total Assets	2,018B	2,242B	2,318B	2,465B	2,524B
Net Income	6.94B	15.51B	21.56B	19.7B	22.02B
Africa Regions and International	-	-	-	73.98B	72.66B
Total Assets	-	-	-	877B	920B
Net Income	-	-	-	23.26B	22.67B
Corporate and Other	-	-	-	-	-
Total Assets	-	-	-	-	-
Net Income	-	-	-	-	-
Africa Regions	44.77B	40.38B	55.55B	-	-
Total Assets	485B	563B	635B	-	-
Net Income	8.52B	9.1B	11.66B	-	-
International	3.51B	3.05B	4.42B	-	-
Total Assets	127B	158B	167B	-	-
Net Income	1.89B	408M	1.05B	-	-
Eliminations	-1.76B	-752M	-723M	-140M	-1.01B
Total Assets	-96.69B	-237B	-236B	-277B	-174B
Net Income	-1.4B	-4M	-19M	-14M	-188M