Valuation Star Health and Allied Insurance Company Limited

Equities

End-of-day quote NSE India S.E. Other stock markets 2026-01-14			5-day change	1st Jan Change
445.15 ^INR	-0.90%		-0.56%	-2.16%

Dec. 18	Star Health insurance gets tax penalty of 5.3 million rupees	RE
25-10-30	JM Financial Upgrades Star Health and Allied Insurance Company to Add from Hold; Price Target is INR525	MT

Data adjusted to current consolidation scope

Fiscal Period: March	2022	2023	2024	2025	2026	2027	2028
Capitalization ¹	408,880	301,483	317,976	209,614	261,726	-	-
Change	-	-26.27%	5.47%	-34.08%	24.86%	-	-
Enterprise Value (EV) ¹	408,880	299,877	318,231	207,629	263,701	263,539	261,400
Change	-	-26.66%	6.12%	-34.76%	27.01%	-0.06%	-0.81%
P/E ratio	-38.1x	49.8x	38.3x	32.8x	37x	26.4x	21.3x
PBR	6.39x	4.58x	4.72x	2.98x	3.39x	3.04x	2.68x
PEG	-	-0x	1.1x	-1.4x	3.4x	0.7x	0.9x
Capitalization / Revenue	3.57x	2.33x	2.08x	1.25x	1.42x	1.22x	1.05x
EV / Revenue	3.57x	2.32x	2.09x	1.24x	1.43x	1.23x	1.05x
EV / EBITDA	-	-	40.3x	44.7x	-72.3x	-74.3x	509x
EV / EBIT	-25.8x	42.5x	43.5x	52.8x	55x	34.6x	25.1x
EV / FCF	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-
Dividend per Share ²	-	-	-	-	1.3	4.867	6
Rate of return	-	-	-	-	0.29%	1.09%	1.35%
EPS ²	-18.65	10.41	14.19	10.86	12.04	16.87	20.92
Distribution rate	-	-	-	-	10.8%	28.9%	28.7%
Net sales ¹	114,635	129,525	152,544	167,814	184,476	214,830	248,449
EBITDA ¹	-	-	7,896	4,648	-3,646	-3,547	513.3
EBIT ¹	-15,820	7,060	7,309	3,933	4,792	7,617	10,421
Net income ¹	-10,407	6,186	8,450	6,459	6,966	9,889	12,173
Net Debt ¹	-	-1,606	254.2	-1,984	1,975	1,814	-325.9
Reference price ²	710.45	518.30	543.45	356.65	445.15	445.15	445.15
Nbr of stocks (in thousands)	575,522	581,677	585,107	587,729	587,950	-	-
Announcement Date	4/29/22	4/28/23	4/30/24	4/29/25	-	-	-

¹INR in Million²INR

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
STAR HEALTH AND ALLIED INSURANCE COMPANY LIMITED	36.99x	1.43x	-72.34x	0.29%	2.9B
PING AN INSURANCE (GROUP) COMPANY OF CHINA, LTD.	8.39x	5.28x	-	4.09%	168B
AXA	8.88x	0.86x	-	5.94%	91.29B
MANULIFE FINANCIAL CORPORATION	15.54x	-	-	3.4%	62.6B
GENERALI	12.55x	0.95x	-	4.52%	61.6B
CHINA PACIFIC INSURANCE (GROUP) CO., LTD.	8.64x	1.01x	-	2.63%	58.29B
AFLAC INCORPORATED	18.79x	2.88x	-	2.11%	57.75B
METLIFE, INC.	13.6x	-	-	2.85%	51.82B
GREAT-WEST LIFECO INC.	15.28x	-	-	3.63%	43.51B
PRUDENTIAL FINANCIAL, INC.	11.2x	1.06x	-	4.59%	41.19B
Average	14.99x	1.92x	-72.34x	3.41%	63.9B
Weighted average by Cap.	11.73x	2.70x	-72.34x	3.9%