Cash flow StoneCo Ltd.

Equities

STNE

KYG851581069

Financial Technology (Fintech)

Market Closed - Nasdaq Other stock markets 04:00:00 2025-01-21 pm EST			5-day change	1st Jan Change
8.440 ^USD	-1.40%		+2.55%	+5.90%

Jan. 16	StoneCo Shares Fall After Citigroup Downgrade	MT
Jan. 16	Citigroup Downgrades StoneCo to Neutral From Buy, Adjusts Price Target to $9 From $19	MT

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Published financial data: STONECO LTD.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2019	2020	2021	2022	2023
Revenues	1.1B	1.53B	2.7B	4.38B	5.13B
Interest And Invest. Income (Rev)	1.29B	1.65B	3.18B	4.96B	6.23B
Total Revenues	2.39B	3.18B	5.88B	9.34B	11.36B
Cost of Goods Sold, Total	427M	756M	1.71B	2.67B	2.98B
Gross Profit	1.96B	2.42B	4.17B	6.67B	8.38B
Selling General & Admin Expenses, Total	646M	869M	1.75B	2.63B	2.89B
Stock-Based Compensation (IS)	-	121M	-	213M	251M
Other Operating Expenses	57.69M	59.35M	1.31B	450M	-10.03M
Other Operating Expenses, Total	704M	1.05B	3.05B	3.3B	3.13B
Operating Income	1.26B	1.37B	1.11B	3.38B	5.25B
Interest Expense, Total	-353M	-348M	-1.28B	-3.53B	-695M
Interest And Investment Income	-	-	20.13M	-	-
Net Interest Expenses	-353M	-348M	-1.26B	-3.53B	-695M
Income (Loss) On Equity Invest.	-810K	-6.94M	-10.44M	-3.59M	-4.18M
Currency Exchange Gains (Loss)	-	8.29M	8.56M	18.96M	13.58M
Other Non Operating Income (Expenses)	186M	141M	31.39M	573M	-2.63B
EBT, Excl. Unusual Items	1.09B	1.17B	-113M	432M	1.94B
Merger & Related Restructuring Charges	-	-29.19M	-77.79M	-	-
Gain (Loss) On Sale Of Investments	-	2.99M	-1.26B	-862M	30.57M
Gain (Loss) On Sale Of Assets	-	-	-	-	-
Other Unusual Items	-	-14M	9.88M	42.83M	-
EBT, Incl. Unusual Items	1.09B	1.13B	-1.45B	-387M	1.97B
Income Tax Expense	286M	290M	-68.21M	139M	370M
Earnings From Continuing Operations	804M	837M	-1.38B	-526M	1.6B
Net Income to Company	804M	837M	-1.38B	-526M	1.6B
Minority Interest	-963K	16.62M	18.54M	6.98M	-8.36M
Net Income - (IS)	803M	854M	-1.36B	-519M	1.59B
Preferred Dividend and Other Adjustments	-	-	-	-	-
Net Income to Common Incl Extra Items	803M	854M	-1.36B	-519M	1.59B
Net Income to Common Excl. Extra Items	803M	854M	-1.36B	-519M	1.59B
Per Share Items
Net EPS - Basic	2.9	2.95	-4.4	-1.67	5.09
Basic EPS - Continuing Operations	2.9	2.95	-4.4	-1.67	5.09
Basic Weighted Average Shares Outstanding	277M	289M	309M	312M	313M
Net EPS - Diluted	2.85	2.91	-4.4	-1.67	4.74
Diluted EPS - Continuing Operations	2.85	2.91	-4.4	-1.67	4.74
Diluted Weighted Average Shares Outstanding	282M	294M	309M	312M	319M
Normalized Basic EPS	2.45	2.58	-0.17	0.89	3.85
Normalized Diluted EPS	2.41	2.54	-0.17	0.89	3.77
American Depositary Receipts Ratio (ADR)	1	1	1	1	1
Supplemental Items
EBITDA	1.37B	1.55B	1.44B	3.92B	5.87B
EBITA	1.27B	1.39B	1.17B	3.47B	5.34B
EBIT	1.26B	1.37B	1.11B	3.38B	5.25B
EBITDAR	1.41B	1.58B	-	-	-
Total Revenues (As Reported)	2.58B	3.32B	4.82B	9.59B	12.06B
Effective Tax Rate - (Ratio)	26.26	25.74	4.72	-35.92	18.79
Current Foreign Taxes	-	-	-	292M	346M
Total Current Taxes	217M	217M	172M	292M	346M
Deferred Foreign Taxes	-	-	-	-153M	24.58M
Total Deferred Taxes	69.23M	73.33M	-240M	-153M	24.58M
Normalized Net Income	681M	747M	-52.36M	277M	1.2B
Interest Capitalized	793K	508K	592K	1.07M	-
Interest on Long-Term Debt	264M	161M	292M	358M	506M
Supplemental Operating Expense Items
Selling and Marketing Expenses	361M	506M	1.01B	1.51B	1.7B
General and Administrative Expenses	286M	363M	736M	1.12B	1.19B
Research And Development Expense From Footnotes	-	-	-	-	-
Net Rental Expense, Total	30.55M	32.76M	-	-	-
Imputed Operating Lease Interest Expense	18.07M	14.24M	-	-	-
Imputed Operating Lease Depreciation	12.48M	18.52M	-	-	-
Stock-Based Comp., Other (Total)	64.51M	121M	133M	213M	251M
Total Stock-Based Compensation	64.51M	121M	133M	213M	251M

Fiscal Period: December	2019	2020	2021	2022	2023
Assets
Cash And Equivalents	968M	2.45B	4.5B	1.51B	2.18B
Short Term Investments	2.94B	8.13B	1.99B	3.45B	3.48B
Trading Asset Securities, Total	-	-	-	-	-
Total Cash And Short Term Investments	3.91B	10.58B	6.49B	4.97B	5.66B
Accounts Receivable, Total	14.19B	17.72B	20.17B	21.18B	24.36B
Other Receivables	17.08M	16.95M	114M	27.04M	25.05M
Notes Receivable	-	-	-	-	210M
Total Receivables	14.21B	17.74B	20.29B	21.21B	24.59B
Prepaid Expenses	12.46M	67.66M	170M	129M	-
Loans Held For Sale	125M	-	-	-	-
Other Current Assets, Total	154M	892M	3.02B	4.36B	6.9B
Total Current Assets	18.4B	29.27B	29.96B	30.66B	37.15B
Gross Property Plant And Equipment	808M	1.17B	2.29B	2.77B	3.1B
Accumulated Depreciation	-226M	-398M	-693M	-1.11B	-1.41B
Net Property Plant And Equipment	582M	770M	1.6B	1.66B	1.69B
Long-term Investments	28.24M	51.98M	1.3B	325M	129M
Goodwill	143M	654M	5.72B	5.65B	5.63B
Other Intangibles, Total	197M	333M	2.63B	2.96B	3.13B
Accounts Receivable Long-Term	-	382M	59.6M	91.66M	110M
Loans Receivable Long-Term	12.84M	7.2M	4.72M	10.05M	43.3M
Deferred Tax Assets Long-Term	193M	139M	432M	680M	664M
Other Long-Term Assets, Total	44.68M	137M	356M	207M	138M
Total Assets	19.61B	31.75B	42.06B	42.25B	48.69B
Liabilities
Accounts Payable, Total	97.82M	180M	373M	596M	514M
Accrued Expenses, Total	136M	198M	305M	528M	602M
Short-term Borrowings	759M	766M	21.13M	22.47M	505M
Current Portion of Long-Term Debt	4.24B	2.33B	3.79B	2.74B	1.34B
Current Portion of Leases	37.28M	48.86M	66.53M	55.58M	30.23M
Current Income Taxes Payable	2.18M	55.79M	107M	224M	366M
Other Current Liabilities	6.6B	9.8B	18.13B	21B	25.78B
Total Current Liabilities	11.87B	13.38B	22.79B	25.17B	29.14B
Long-Term Debt	1.62B	2.81B	4.28B	2.58B	3.5B
Long-Term Leases	87.48M	126M	207M	145M	143M
Deferred Tax Liability Non Current	10.69M	61.09M	617M	500M	547M
Other Non Current Liabilities	42.05M	376M	566M	893M	689M
Total Liabilities	13.63B	16.76B	28.46B	29.3B	34.02B
Common Stock, Total	62K	75K	76K	76K	76K
Additional Paid In Capital	5.44B	13.31B	13.83B	13.83B	13.83B
Retained Earnings	601M	1.46B	96.21M	-423M	1.17B
Treasury Stock	-90K	-76.36M	-1.07B	-69.08M	-283M
Comprehensive Income and Other	-68.6M	167M	656M	-439M	-89.29M
Total Common Equity	5.97B	14.85B	13.51B	12.89B	14.62B
Minority Interest	626K	139M	82.36M	56.12M	53.7M
Total Equity	5.97B	14.99B	13.59B	12.95B	14.68B
Total Liabilities And Equity	19.61B	31.75B	42.06B	42.25B	48.69B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	277M	309M	309M	313M	309M
ECS Total Common Shares Outstanding	277M	309M	309M	313M	309M
Book Value / Share	21.53	48.11	43.74	41.24	47.33
Tangible Book Value	5.63B	13.87B	5.17B	4.28B	5.86B
Tangible Book Value Per Share	20.31	44.91	16.73	13.7	18.96
Total Debt	6.75B	6.08B	8.36B	5.55B	5.52B
Net Debt	2.84B	-4.49B	1.87B	585M	-139M
Debt Equivalent Oper. Leases	244M	262M	-	-	-
Minority Interest, Total (Incl. Fin. Div)	626K	139M	82.36M	56.12M	53.7M
Equity Method Investments, Total	28.24M	51.98M	66.45M	110M	83.01M
Account Code - Inventory Valuation	3	3	3	3	3
Machinery, Total	632M	914M	1.84B	2.29B	2.73B
Full Time Employees	-	7.24K	-	-	-
Accumulated Allowance for Doubtful Accounts (Supple)	30.89M	12.76M	15.1M	-	-

Fiscal Period: December	2019	2020	2021	2022	2023
Net Income	803M	854M	-1.36B	-519M	1.59B
Depreciation & Amortization - CF	130M	204M	341M	538M	609M
Amortization of Goodwill and Intangible Assets - (CF)	13.63M	18.68M	56.46M	88.25M	85.19M
Depreciation & Amortization, Total	144M	222M	398M	626M	694M
Amortization of Deferred Charges, Total - (CF)	19.85M	34.1M	110M	174M	184M
(Gain) Loss From Sale Of Asset	14.64M	52.66M	149M	45.66M	77.13M
(Gain) Loss on Sale of Investments - (CF)	-	-15.45M	2.55B	1.18B	-30.57M
Asset Writedown & Restructuring Costs	-	-	-	-	-
Provision for Credit Losses	-	-	-	-	127M
(Income) Loss On Equity Investments - (CF)	810K	6.94M	10.44M	3.59M	4.18M
Stock-Based Compensation (CF)	30.79M	31.51M	133M	189M	251M
Provision and Write-off of Bad Debts	33.93M	35.63M	71.97M	88.57M	160M
Other Operating Activities, Total	912M	607M	269M	1.01B	1.77B
Change In Accounts Receivable	-5.06B	-3.44B	-2.75B	1.45B	237M
Change In Accounts Payable	-	-	40.77M	324M	-80.02M
Change In Income Taxes	171M	251M	9.27M	400M	309M
Change In Deferred Taxes	-	-	-	-	-
Change in Other Net Operating Assets	283M	1.42B	3.97B	-3.28B	-3.65B
Cash from Operations	-2.65B	56.48M	3.61B	1.68B	1.65B
Capital Expenditure	-334M	-372M	-1.08B	-418M	-736M
Sale of Property, Plant, and Equipment	1.1M	7.13M	100K	27.01M	536K
Cash Acquisitions	-	-247M	-4.74B	-69.84M	-
Divestitures	-	-	-36K	-4.32M	-
Sale (Purchase) of Intangible assets	-66.38M	-82.96M	-216M	-306M	-474M
Investment in Marketable and Equity Securities, Total	-38.72M	-5.11B	3.06B	-1.1B	364M
Cash from Investing	-438M	-5.81B	-2.98B	-1.87B	-845M
Long-Term Debt Issued, Total	4.6B	6.71B	12.28B	3.5B	5.75B
Total Debt Issued	4.6B	6.71B	12.28B	3.5B	5.75B
Long-Term Debt Repaid, Total	-840M	-7.48B	-10.1B	-6.36B	-5.59B
Total Debt Repaid	-840M	-7.48B	-10.1B	-6.36B	-5.59B
Issuance of Common Stock	-	7.87B	-	53.41M	-
Repurchase of Common Stock	-90K	-76.36M	-989M	-	-293M
Other Financing Activities, Total	-927K	189M	227M	-3.93M	-7.42M
Cash from Financing	3.76B	7.22B	1.42B	-2.81B	-149M
Foreign Exchange Rate Adjustments	1.81M	14.97M	-487K	14.55M	10.34M
Net Change in Cash	670M	1.48B	2.05B	-2.98B	664M
Supplemental Items
Cash Interest Paid	268M	178M	300M	430M	749M
Cash Income Tax Paid (Refund)	171M	158M	128M	191M	116M
Levered Free Cash Flow	-3.18B	-235M	3.15B	1.39B	1.88B
Unlevered Free Cash Flow	-2.96B	-17.86M	3.95B	3.6B	2.31B
Change In Net Working Capital	3.57B	799M	-3.91B	-1.2B	891M
Net Debt Issued / Repaid	3.76B	-769M	2.18B	-2.86B	151M

Fiscal Period: December	2019	2020	2021	2022	2023
Profitability
Return on Assets	4.78	3.34	1.89	5.01	7.22
Return on Total Capital	7.62	5.08	3.24	10.43	16.97
Return On Equity %	14.53	7.99	-9.64	-3.96	11.59
Return on Common Equity	14.52	8.2	-9.58	-3.93	11.57
Margin Analysis
Gross Profit Margin %	82.13	76.22	70.87	71.42	73.75
SG&A Margin	27.05	27.34	29.72	28.18	25.41
EBITDA Margin %	57.53	48.62	24.4	42.01	51.66
EBITA Margin %	53.24	43.81	19.91	37.09	46.97
EBIT Margin %	52.67	43.22	18.95	36.15	46.22
Income From Continuing Operations Margin %	33.65	26.34	-23.41	-5.63	14.08
Net Income Margin %	33.61	26.86	-23.1	-5.56	14.01
Net Avail. For Common Margin %	33.61	26.86	-23.1	-5.56	14.01
Normalized Net Income Margin	28.49	23.48	-0.89	2.96	10.6
Levered Free Cash Flow Margin	-133.07	-7.41	53.53	14.88	16.52
Unlevered Free Cash Flow Margin	-123.83	-0.56	67.1	38.52	20.34
Asset Turnover
Asset Turnover	0.15	0.12	0.16	0.22	0.25
Fixed Assets Turnover	5.63	4.7	4.97	5.73	6.78
Receivables Turnover (Average Receivables)	0.09	0.1	0.14	0.21	0.23
Short Term Liquidity
Current Ratio	1.55	2.19	1.31	1.22	1.27
Quick Ratio	1.53	2.12	1.17	1.04	1.03
Operating Cash Flow to Current Liabilities	-0.22	0	0.16	0.07	0.06
Days Sales Outstanding (Average Receivables)	3.89K	3.83K	2.56K	1.72K	1.62K
Average Days Payable Outstanding	92.18	67.37	58.89	66.21	67.91
Long Term Solvency
Total Debt/Equity	112.94	40.58	61.51	42.87	37.61
Total Debt / Total Capital	53.04	28.87	38.09	30	27.33
LT Debt/Equity	28.59	19.6	33.02	21.07	24.8
Long-Term Debt / Total Capital	13.42	13.94	20.44	14.75	18.02
Total Liabilities / Total Assets	69.53	52.78	67.68	69.35	69.86
EBIT / Interest Expense	3.56	3.95	0.87	0.96	7.55
EBITDA / Interest Expense	3.97	4.58	1.18	1.13	8.55
(EBITDA - Capex) / Interest Expense	3.02	3.52	0.34	1.01	7.49
Total Debt / EBITDA	4.81	3.81	5.53	1.39	0.93
Net Debt / EBITDA	2.03	-2.81	1.24	0.15	-0.02
Total Debt / (EBITDA - Capex)	6.31	4.97	19.49	1.55	1.06
Net Debt / (EBITDA - Capex)	2.66	-3.67	4.37	0.16	-0.03
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	56.22	33.04	85.77	58.82	26.04
Gross Profit, 1 Yr. Growth %	62.66	23.47	73.94	60.07	32.06
EBITDA, 1 Yr. Growth %	82.84	12.43	-16.09	243.72	48.28
EBITA, 1 Yr. Growth %	85.62	9.47	-24.83	295.01	52.53
EBIT, 1 Yr. Growth %	87.05	9.17	-27.59	311.43	53.98
Earnings From Cont. Operations, 1 Yr. Growth %	163.47	4.13	-264.47	-61.78	-404.03
Net Income, 1 Yr. Growth %	166.65	6.33	-259.1	-61.77	-406.51
Normalized Net Income, 1 Yr. Growth %	162.75	9.67	-107.08	-374	304.01
Diluted EPS Before Extra, 1 Yr. Growth %	120.93	2.11	-251.2	-62.05	-383.77
Accounts Receivable, 1 Yr. Growth %	52.77	23.8	13.82	4.99	15
Net Property, Plant and Equip., 1 Yr. Growth %	118.55	32.32	107.45	4	1.9
Total Assets, 1 Yr. Growth %	47.49	61.94	32.47	0.35	15.26
Tangible Book Value, 1 Yr. Growth %	17.69	146.21	-62.72	-19.01	36.82
Common Equity, 1 Yr. Growth %	17.26	148.7	-9.03	-4.75	13.4