Income Statement Sumitomo Mitsui Trust Group, Inc.

Stocks

8309

JP3892100003

Banks

Market Closed - Japan Exchange Other stock markets 02:30:00 2026-07-10 am EDT			5-day change	1st Jan Change
6,558.00 ^JPY	-0.29%		+3.67%	+37.28%

Jul. 08	Sumitomo Mitsui Trust Bank Signs $1.5 Billion Deal With NZ Infrastructure Investment Manager Morrison	MT
Jul. 07	Sumitomo Mitsui Trust Bank to Acquire 15% Stake in NZ-Based Morrison	MT

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Published financial data: SUMITOMO MITSUI TRUST GROUP, INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2022	2023	2024	2025	2026
Interest Income On Loans	262B	427B	635B	692B	696B
Interest Income On Investments	114B	233B	374B	468B	573B
Interest Income, Total	376B	660B	1,009B	1,160B	1,269B
Interest On Deposits	36.64B	311B	654B	750B	748B
Total Interest On Borrowings	71.24B	240B	475B	515B	543B
Interest Expense, Total	108B	551B	1,129B	1,265B	1,291B
Net Interest Income	268B	109B	-120B	-105B	-22.04B
Trust Income	111B	110B	116B	121B	125B
Income From Trading Activities	13.45B	10.42B	75.92B	103B	88.75B
Gain (Loss) on Sale of Assets	-235M	-933M	-631M	-277M	-990M
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-37.39B	4.72B	-186B	29.95B	143B
Income (Loss) on Equity Invest. (Income Block)	-	-	-	22.62B	-
Total Other Non Interest Income	807B	945B	1,147B	1,359B	1,326B
Non Interest Income, Total	894B	1,069B	1,152B	1,635B	1,682B
Revenues Before Provison For Loan Losses	1,162B	1,178B	1,032B	1,529B	1,660B
Provision For Loan Losses	37.69B	1.55B	7.55B	-	22.61B
Total Revenues	1,124B	1,177B	1,025B	1,529B	1,637B
Selling General & Admin Expenses, Total	436B	460B	506B	513B	573B
Total Other Non Interest Expense	459B	431B	418B	649B	664B
Non Interest Expense, Total	894B	892B	924B	1,162B	1,237B
EBT, Excl. Unusual Items	229B	285B	101B	367B	401B
Asset Writedown	-1.47B	-18.19B	-7.41B	-12.98B	-13.95B
Other Unusual Items	-1M	4.67B	4.69B	-	41.5B
EBT, Incl. Unusual Items	228B	271B	97.98B	354B	428B
Income Tax Expense	57.76B	79.36B	17.64B	95.3B	108B
Earnings From Continuing Operations	170B	192B	80.34B	259B	321B
Net Income to Company	170B	192B	80.34B	259B	321B
Minority Interest	-1.16B	-1.03B	-1.14B	-1.5B	-2.98B
Net Income - (IS)	169B	191B	79.2B	258B	318B
Net Income to Common Incl Extra Items	169B	191B	79.2B	258B	318B
Net Income to Common Excl. Extra Items	169B	191B	79.2B	258B	318B
Per Share Items
Net EPS - Basic	225.7	258.57	109.16	359.57	451.8
Basic EPS - Continuing Operations	225.7	258.57	109.16	359.57	451.8
Basic Weighted Average Shares Outstanding	749M	739M	726M	717M	703M
Net EPS - Diluted	225.56	258.42	109.09	359.37	451.56
Diluted EPS - Continuing Operations	225.56	258.42	109.09	359.37	451.56
Diluted Weighted Average Shares Outstanding	750M	739M	726M	717M	703M
Normalized Basic EPS	189.9	239.67	85.17	318.39	351.89
Normalized Diluted EPS	189.78	239.53	85.12	318.22	351.7
Dividend Per Share	85	105	110	145	185
Payout Ratio	34.37	36.92	101.04	35.66	36.26
American Depositary Receipts Ratio (ADR)	0.2	0.2	0.2	0.2	0.2
Supplemental Items
Effective Tax Rate - (Ratio)	25.33	29.24	18	26.89	25.12
Total Current Taxes	-	-	-	105B	-
Total Deferred Taxes	-	-	-	-9.9B	-
Normalized Net Income	142B	177B	61.79B	228B	247B
Non-Cash Pension Expense	-19.51B	-15.3B	-11.74B	-22.71B	-9.6B

Fiscal Period: March	2022	2023	2024	2025	2026
Assets
Cash And Equivalents	18,223B	21,602B	22,832B	23,062B	24,041B
Investment Securities, Total	9,537B	8,449B	11,727B	13,222B	15,028B
Trading Asset Securities, Total	968B	1,515B	2,016B	3,423B	3,334B
Total investments	10,504B	9,964B	13,743B	16,646B	18,362B
Gross Loans	30,882B	31,835B	33,446B	32,946B	33,298B
Allowance For Loan Losses	-163B	-130B	-118B	-130B	-143B
Net Loans	30,718B	31,705B	33,328B	32,816B	33,155B
Gross Property Plant And Equipment	-	-	-	416B	-
Accumulated Depreciation	-	-	-	-197B	-
Net Property Plant And Equipment	225B	223B	227B	218B	219B
Goodwill	29.51B	21.73B	14.82B	8.08B	2.79B
Other Intangibles, Total	96.16B	109B	134B	167B	185B
Accrued Interest Receivable	-	-	-	300B	-
Other Receivables	-	-	-	2,433B	-
Restricted Cash	16.31B	16.14B	22.6B	821B	41.06B
Other Current Assets, Total	571B	610B	641B	725B	670B
Deferred Tax Assets Long-Term (Collected)	15.61B	10.73B	7.93B	8.2B	12.91B
Other Long-Term Assets, Total	4,235B	4,761B	4,927B	1,042B	5,486B
Total Assets	64,633B	69,023B	75,877B	78,247B	82,174B
Liabilities
Accrued Expenses, Total	21.27B	19.54B	21.3B	225B	23.04B
Interest Bearing Deposits	39,818B	42,848B	46,639B	38,241B	50,350B
Non-Interest Bearing Deposits	-	-	-	9,125B	-
Total Deposits	39,818B	42,848B	46,639B	47,366B	50,350B
Short-Term Borrowings	4,672B	5,276B	5,968B	12,826B	5,638B
Current Portion of Long-Term Debt	-	-	-	6,563B	-
Long-Term Debt	13,529B	12,874B	14,417B	6,066B	15,156B
Long-Term Leases	-	-	-	12.81B	-
Current Income Taxes Payable	-	-	-	61.47B	-
Other Current Liabilities - (Bank / Utility Template)	1,448B	2,035B	2,363B	1,226B	3,482B
Unearned Revenue Non Current	-	-	-	105B	-
Pension & Other Post Retirement Benefits	13.55B	13.72B	13.96B	12.58B	11.2B
Deferred Tax Liability Non-Current	46.47B	67.97B	204B	138B	247B
Other Non Current Liabilities	2,340B	3,066B	3,113B	518B	3,676B
Total Liabilities	61,888B	66,200B	72,739B	75,120B	78,583B
Common Stock, Total	262B	262B	262B	262B	262B
Additional Paid In Capital	576B	546B	526B	507B	418B
Retained Earnings	1,683B	1,803B	1,802B	1,968B	2,171B
Treasury Stock	-2.71B	-22.93B	-23.64B	-36.44B	-6.04B
Comprehensive Income and Other	199B	205B	541B	397B	715B
Total Common Equity	2,717B	2,793B	3,107B	3,097B	3,558B
Minority Interest	28.72B	29.54B	30.5B	30.39B	32.77B
Total Equity	2,745B	2,823B	3,138B	3,127B	3,591B
Total Liabilities And Equity	64,633B	69,023B	75,877B	78,247B	82,174B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	749M	726M	720M	711M	694M
ECS Total Common Shares Outstanding	749M	726M	720M	711M	697M
Book Value / Share	3.63K	3.84K	4.32K	4.36K	5.11K
Tangible Book Value	2,591B	2,662B	2,958B	2,922B	3,370B
Tangible Book Value Per Share	3.46K	3.66K	4.11K	4.11K	4.84K
Average Loans	31,736B	31,859B	33,624B	-	32,737B
Total Debt	18,201B	18,150B	20,385B	25,467B	20,794B
Debt Equivalent of Unfunded Proj. Benefit Obligation	-179B	-219B	-325B	-307B	-572B
Net Debt	-1,793B	-5,513B	-5,106B	-1,822B	-7,249B
Full Time Employees	22.02K	22.46K	22.91K	-	22.53K

Fiscal Period: March	2022	2023	2024	2025	2026
Net Income	228B	271B	97.98B	258B	428B
Depreciation, Depletion & Amortization	30.84B	32.84B	37.56B	42.99B	50.05B
Amortization of Goodwill and Intangible Assets - (CF)	7.88B	8B	7.02B	6.73B	4.02B
Total Depreciation, Depletion & Amortization	38.72B	40.84B	44.58B	49.72B	54.07B
(Gain) Loss On Sale of Asset - (CF)	1.7B	19.12B	8.04B	276M	14.94B
(Gain) Loss on Sale of Investments - (CF)	55.5B	17.34B	176B	-42.96B	-129B
Total Asset Writedown	-	-	-	12.98B	-
(Income) Loss On Equity Investments - (CF)	-15.53B	-18.1B	-18.73B	-22.62B	-23.75B
Change in Trading Asset Securities	45.24B	18.91B	-206B	-276B	-257B
Change in Unearned Revenues	-	-	-	431M	-
Change in Other Net Operating Assets (Collected)	1,437B	-831B	600B	2,767B	-464B
Other Operating Activities	-1,100B	67.11B	-198B	503B	-1,386B
Cash from Operations	690B	-414B	504B	3,250B	-1,764B
Capital Expenditure	-8.88B	-8.66B	-17.77B	-12.93B	-16.65B
Sale of Property, Plant, and Equipment	1.95B	356M	399M	2.07B	700M
Cash Acquisitions	-	-	-	-	-
Purchase / Sale of Intangible Assets	-42.93B	-54.24B	-58.7B	-72.88B	-73.6B
Investment in Marketable and Equity Securities, Total	-825B	1,023B	-2,506B	-1,667B	-1,464B
Other Investing Activities, Total	-4.4B	-	-2.04B	-13.31B	5B
Cash from Investing	-879B	960B	-2,584B	-1,764B	-1,549B
Long-Term Debt Issued, Total	24.9B	19.89B	45.78B	149B	129B
Total Debt Issued	24.9B	19.89B	45.78B	149B	129B
Short Term Debt Repaid, Total	-	-	-	-	-
Long-Term Debt Repaid, Total	-91.5B	-116B	-30B	-70B	-150B
Total Debt Repaid	-91.5B	-116B	-30B	-70B	-150B
Issuance of Common Stock	-	1M	2M	1M	-
Repurchase of Common Stock	-21M	-50.36B	-21.08B	-33.52B	-60.03B
Common Dividends Paid	-58.12B	-70.52B	-80.02B	-91.87B	-115B
Common & Preferred Stock Dividends Paid	-58.12B	-70.52B	-80.02B	-91.87B	-115B
Net Increase (Decrease) in Deposit Accounts - (CF)	-810B	3,030B	3,791B	727B	2,984B
Other Financing Activities, Total	-341M	-416M	-432M	-1.36B	-606M
Cash from Financing	-935B	2,813B	3,705B	679B	2,788B
Foreign Exchange Rate Adjustments	59.05B	80.01B	40.61B	59.28B	14.2B
Miscellaneous Cash Flow Adjustments	-1M	1M	-1M	-1M	2M
Net Change in Cash	-1,065B	3,439B	1,665B	2,225B	-511B
Supplemental Items
Cash Interest Paid	-	-	-	1,261B	-
Cash Income Tax Paid (Refund)	55.93B	77.21B	41.48B	18.34B	115B
Net Debt Issued / Repaid	-66.6B	-96.21B	15.78B	79.17B	-21.03B

Fiscal Period: March	2022	2023	2024	2025	2026
Profitability
Return on Assets	0.27	0.29	0.11	0.34	0.4
Return On Equity %	6.23	6.9	2.7	8.27	9.54
Return on Common Equity	6.25	6.93	2.68	8.31	9.54
Shareholders Value Added	-148B	-132B	-268B	-108B	-77.72B
Margin Analysis
SG&A Margin	38.76	39.13	49.38	33.54	34.98
Net Interest Income / Total Revenues %	23.83	9.25	-11.75	-6.89	-1.35
EBT Excl. Non-Recurring Items Margin %	20.42	24.22	9.83	24.02	24.46
Income From Continuing Operations Margin %	15.15	16.32	7.84	16.94	19.58
Net Income Margin %	15.04	16.23	7.73	16.85	19.4
Net Avail. For Common Margin %	15.04	16.23	7.73	16.85	19.4
Normalized Net Income Margin	12.66	15.05	6.03	14.92	15.11
Asset quality
Nonperforming Loans / Total Loans %	0.71	0.48	0.35	0.32	0.24
Nonperforming Loans / Total Assets %	0.34	0.22	0.15	0.13	0.1
Nonperforming Assets / Total Assets %	0.34	0.22	0.15	0.13	0.1
NPAs / Loans and OREO	0.71	0.48	0.35	0.32	0.24
NPAs / Equity	8.02	5.38	3.71	3.34	2.23
Allowance for Credit Losses / Net Charge-offs %	589.57	485.3	491.87	366.57	626.6
Allowance for Credit Losses / Nonperforming Loans %	74.21	85.54	101.18	124.33	178.27
Allowance for Credit Losses / Total Loans %	0.53	0.41	0.35	0.39	0.43
Net Charge-offs / Total Average Loans %	0.09	0.08	0.07	-	0.07
Provision for Loan Losses / Net Charge-offs %	136.01	5.78	31.51	-	99.22
Earning Assets / IBL	100.27	100.83	100.21	-	100.21
Capital And Funding
Total Average Common Equity / Total Average Assets %	4.27	4.12	4.07	4.03	4.15
Total Average Equity / Total Average Assets %	4.31	4.17	4.11	4.06	4.19
Total Equity + Allowance for Loan Losses / Total Loans %	9.33	9.18	9.64	9.79	11.11
Gross Loans / Total Deposits %	77.56	74.3	71.71	69.56	66.13
Net Loans / Total Deposits %	77.15	73.99	71.46	69.28	65.85
Tier 1 Capital Ratio %	9.9	12.01	12.55	12.96	12.31
Total Capital Ratio %	15.61	13.24	13.64	14.34	13.69
Core Tier 1 Capital Ratio	-	10.79	11.35	11.52	11.01
Tier 2 Capital Ratio	-	1.24	1.1	-	1.37
Interbank Ratio	-	-	-	121.88	-
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	4.2	2.13	1.21	1.69	1.79
EBT + Interest Expense / Interest Expense	3.11	1.49	1.09	1.28	1.33
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	18.34	-59.35	-210.6	-12.41	-79.1
Non Interest Income, 1 Yr. Growth %	6.47	19.63	7.79	43.78	2.87
Provision For Loan Losses, 1 Yr. Growth %	1.05K	-95.9	387.85	-	-
Total Revenues, 1 Yr. Growth %	5.78	4.68	-12.91	50.44	7.04
Earnings From Cont. Operations, 1 Yr. Growth %	18.27	12.8	-58.16	222.55	23.7
Net Income, 1 Yr. Growth %	18.9	12.97	-58.53	225.3	23.26
Normalized Net Income, 1 Yr. Growth %	26.59	24.45	-65.1	252.47	8.42
Diluted EPS Before Extra, 1 Yr. Growth %	18.9	14.57	-57.78	229.41	25.65
Dividend Per Share, 1 Yr. Growth %	13.33	23.53	4.76	31.82	27.59
Gross Loans, 1 Yr. Growth %	1.2	3.09	5.06	-3.57	1.07
Allowance For Loan Losses, 1 Yr. Growth %	26.42	-20.43	-9.38	10.32	9.89
Net Loans, 1 Yr. Growth %	1.09	3.21	5.12	-3.62	1.03
Non Performing Loans, 1 Yr. Growth %	71	-30.97	-23.39	-10.22	-23.36
Non Performing Assets, 1 Yr. Growth %	71	-30.97	-23.39	-10.22	-23.36
Total Assets, 1 Yr. Growth %	3.97	6.79	9.93	3.12	5.02
Total Deposits, 1 Yr Growth %	-1.99	7.61	8.85	1.56	6.3
Tangible Book Value, 1 Yr. Growth %	0.33	2.75	11.12	-1.21	15.34
Average Interest Earning Assets, 1 Yr. Growth %	5.51	3.71	7.24	-	-
Average Interest Bearing Liabilities, 1 Yr. Growth %	5.18	3.13	7.91	-	-
Common Equity, 1 Yr. Growth %	0.81	2.81	11.25	-0.33	14.89
Total Equity, 1 Yr. Growth %	0.83	2.82	11.16	-0.33	14.83
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	44.93	-30.64	-32.95	-	-57.21
Non Interest Income, 2 Yr. CAGR %	-5.91	12.86	13.56	-	21.62
Provision For Loan Losses, 2 Yr. CAGR %	-	-31.29	-55.25	-	-
Total Revenues, 2 Yr. CAGR %	-0.58	5.23	-4.52	-	26.9
Earnings From Cont. Operations, 2 Yr. CAGR %	1.55	15.5	-31.3	-	99.75
Net Income, 2 Yr. CAGR %	1.84	15.9	-31.56	-	100.24
Normalized Net Income, 2 Yr. CAGR %	-5.85	25.51	-34.09	-	95.49
Diluted EPS Before Extra, 2 Yr. CAGR %	1.95	16.71	-30.46	-	103.45
Dividend Per Share, 2 Yr. CAGR %	6.46	18.32	13.76	-	29.68
Gross Loans, 2 Yr. CAGR %	0.71	2.14	4.07	-	-1.28
Allowance For Loan Losses, 2 Yr. CAGR %	13.33	0.3	-15.09	-	10.1
Net Loans, 2 Yr. CAGR %	0.65	2.15	4.16	-	-1.32
Non Performing Loans, 2 Yr. CAGR %	48.06	8.65	-27.28	-	-17.05
Non Performing Assets, 2 Yr. CAGR %	48.06	8.65	-27.28	-	-17.05
Total Assets, 2 Yr. CAGR %	6.96	5.37	8.35	-	4.07
Total Deposits, 2 Yr CAGR %	4.38	2.7	8.23	-	3.9
Tangible Book Value, 2 Yr. CAGR %	3.32	1.53	6.85	-	6.74
Average Interest Earning Assets, 2 Yr. CAGR %	7	4.61	5.46	-	-
Average Interest Bearing Liabilities, 2 Yr. CAGR %	7.21	4.15	5.5	-	-
Common Equity, 2 Yr. CAGR %	3.09	1.81	6.95	-	7.01
Total Equity, 2 Yr. CAGR %	2.94	1.82	6.91	-	6.98
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	25.59	-5.13	-18.97	-	-41.28
Non Interest Income, 3 Yr. CAGR %	-0.38	1.93	11.14	-	16.3
Provision For Loan Losses, 3 Yr. CAGR %	-	-	32.06	-	144.51
Total Revenues, 3 Yr. CAGR %	2.64	1.14	-1.2	-	11.64
Earnings From Cont. Operations, 3 Yr. CAGR %	-1.98	5.17	-17.66	-	18.62
Net Income, 3 Yr. CAGR %	-0.93	5.42	-17.72	-	18.47
Normalized Net Income, 3 Yr. CAGR %	-2.58	3.33	-18.07	-	11.79
Diluted EPS Before Extra, 3 Yr. CAGR %	-0.55	5.99	-16.84	-	20.45
Dividend Per Share, 3 Yr. CAGR %	6.69	11.87	13.62	-	20.78
Gross Loans, 3 Yr. CAGR %	1.28	1.5	3.1	-	1.51
Allowance For Loan Losses, 3 Yr. CAGR %	17.87	0.73	-3.04	-	3.18
Net Loans, 3 Yr. CAGR %	1.21	1.5	3.13	-	1.5
Non Performing Loans, 3 Yr. CAGR %	29.78	14.81	-3.29	-	-19.22
Non Performing Assets, 3 Yr. CAGR %	29.78	14.81	-3.29	-	-19.22
Total Assets, 3 Yr. CAGR %	4.26	6.9	6.87	-	5.99
Total Deposits, 3 Yr CAGR %	1.36	5.44	4.71	-	5.53
Tangible Book Value, 3 Yr. CAGR %	1.16	3.13	4.63	-	8.18
Average Interest Earning Assets, 3 Yr. CAGR %	-	5.89	5.48	-	6.39
Average Interest Bearing Liabilities, 3 Yr. CAGR %	-	5.83	5.39	-	6.61
Common Equity, 3 Yr. CAGR %	0.77	3	4.86	-	8.41
Total Equity, 3 Yr. CAGR %	0.18	2.9	4.84	-	8.36
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	4.1	-9.58	-2.29	-3.72	-37.24
Non Interest Income, 5 Yr. CAGR %	0.53	4.31	4.98	10.12	14.91
Provision For Loan Losses, 5 Yr. CAGR %	3.92	-	-	-	47.16
Total Revenues, 5 Yr. CAGR %	1.21	2.38	-0.28	6.11	9.03
Earnings From Cont. Operations, 5 Yr. CAGR %	4.87	2.99	-14.97	9.44	17.37
Net Income, 5 Yr. CAGR %	6.84	4.4	-14.55	9.58	17.43
Normalized Net Income, 5 Yr. CAGR %	5.21	4.45	-16.68	7.29	17.09
Diluted EPS Before Extra, 5 Yr. CAGR %	7.3	5.06	-13.81	10.61	18.94
Dividend Per Share, 5 Yr. CAGR %	5.51	10.07	9.46	14.09	19.79
Gross Loans, 5 Yr. CAGR %	1.86	2.35	2.38	1.59	1.76
Allowance For Loan Losses, 5 Yr. CAGR %	7.12	4.78	3.38	0.43	2.02
Net Loans, 5 Yr. CAGR %	1.83	2.34	2.38	1.59	1.76
Non Performing Loans, 5 Yr. CAGR %	19.26	14.39	2.94	0.81	-9.05
Non Performing Assets, 5 Yr. CAGR %	19.26	14.39	2.94	0.81	-9.05
Total Assets, 5 Yr. CAGR %	-0.25	0.19	5.88	6.73	5.74
Total Deposits, 5 Yr CAGR %	-1.68	-0.49	4.06	5.32	4.38
Tangible Book Value, 5 Yr. CAGR %	2.88	1.86	3.4	3.78	5.47
Average Interest Earning Assets, 5 Yr. CAGR %	5.35	4.68	-	-	5.67
Average Interest Bearing Liabilities, 5 Yr. CAGR %	1.46	0.01	-	-	5.62
Common Equity, 5 Yr. CAGR %	1.98	1.24	3.2	3.91	5.72
Total Equity, 5 Yr. CAGR %	-0.33	-0.35	2.82	3.84	5.69