Business description: Synchrony Financial

Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas:

- embossing and issuing of credit cards;

- payment processing;

- printing and mailing of credit card statements;

- other: consumer loans, health care services, etc.

Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle

At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.

Number of employees: 20,000

Sales by Activity: Synchrony Financial

Fiscal Period: December 2021 (USD) 2022 (USD) 2023 (USD) 2024 (USD) 2025 (USD)

Thrift / Savings and Loan Institutions

9.47B 8.3B 7.66B 9.39B 9.76B

Geographical breakdown of sales: Synchrony Financial

Fiscal Period: December 2021 (USD) 2022 (USD) 2023 (USD) 2024 (USD) 2025 (USD)

United States

15.23B 16.88B 19.9B 21.6B 21.7B

Executive Committee: Synchrony Financial

Manager TitleAgeSince
Chief Executive Officer 51 2021-03-31
Director of Finance/CFO 58 2019-05-01
Chief Operating Officer 53 2021-06-13
Investor Relations Contact - -
Comptroller/Controller/Auditor 44 2024-07-31

Composition of the Board of Directors: Synchrony Financial

Director TitleAgeSince
Director/Board Member 51 2021-03-31
Chairman 67 2023-04-02
Director/Board Member 73 2014-06-30
Director/Board Member 71 2015-10-31
Director/Board Member 72 2015-10-31
Director/Board Member 67 2015-10-31
Director/Board Member 74 2016-03-31
Director/Board Member 68 2019-07-23
Director/Board Member 69 2020-07-21
Director/Board Member 46 2022-03-31

Shareholders: Synchrony Financial

NameEquities%Valuation
Capital Research & Management Co. (World Investors)
10.03 %
33,796,907 10.03 % 2 575 M $
Capital Research & Management Co. (World Investors)
10.03 %
33,796,907 10.03 % 2 575 M $
Vanguard Capital Management LLC
7.768 %
26,175,892 7.768 % 1 995 M $
Vanguard Capital Management LLC
6.707 %
22,597,816 6.707 % 1 722 M $
BlackRock Advisors LLC
6.379 %
21,493,080 6.379 % 1 638 M $
NameEquities%Valuation
Flaherty & Crumrine, Inc.
3.247 %
649,500 3.247 % 17 M $
Shikiar Asset Management, Inc.
1.1 %
219,980 1.1 % 6 M $
PIMCO Europe Ltd.
0.4125 %
82,500 0.4125 % 2 M $
Taiwan Cooperative Securities Investment Trust Co., Ltd.
0.055 %
11,003 0.055 % 289 379 $
Manulife Investment Management (Taiwan) Co. Ltd.
0.04 %
8,002 0.04 % 210 453 $
NameEquities%Valuation
Flaherty & Crumrine, Inc.
1.863 %
559,000 1.863 % 11 M $

Company details: Synchrony Financial

Synchrony Financial

777 Long Ridge Road

06902-1250, Stamford

+203 585 2400

http://www.synchrony.com
address Synchrony Financial(SYF)

Group companies: Synchrony Financial

NameCategory and Sector
Information Technology Services
Information Technology Services
Financial Conglomerates
Financial Conglomerates
Savings Banks

Other Consumer Lending

Change 5d. change 1-year change 3-years change Capi.($)
+0.17%-2.41%+18.00%+155.20% 24.01B
-0.19%-4.70%-0.91%+35.64% 58.87B
-0.26%+9.38%+93.89%+142.57% 39.96B
-0.70%-4.96%-15.37%+21.58% 28.71B
+0.20%-6.98%+39.00%+250.03% 22.99B
-2.56%-0.89%+15.03%+227.25% 20.02B
-0.46%-6.53%-14.85% - 16.04B
-6.22%-6.16%+57.38%+209.87% 13.86B
-1.33%-7.70%-3.83%+54.35% 13.75B
-0.61%-4.27% - - 13.53B
Average -1.00%-2.90%+20.93%+137.06% 25.18B
Weighted average by Cap. -0.65%-1.85%+22.63%+117.46%
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
23
Last Close Price
71.38USD
Average target price
89.59USD
Spread / Average Target
+25.51%

Quarterly revenue - Rate of surprise

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