Item 7.01 Regulation FD Disclosure.

Synchrony Financial (the "Company") hereby furnishes the information in Exhibit
99.1 hereto, Monthly Charge-Off and Delinquency Statistics as of and for each of
the thirteen months ended July 31, 2020.
The Company intends to continue to furnish these statistics on a monthly basis,
noting that for the last month of each calendar quarter, the statistics will be
furnished contemporaneously with the Company's announcement of its financial
results for such quarter.
The information contained in this Item 7.01 of this Current Report on Form 8-K,
including Exhibit 99.1, is furnished pursuant to Item 7.01 of Form 8-K and shall
not be deemed to be "filed" for purposes of Section 18 of the Securities
Exchange Act of 1934, as amended, or otherwise subject to the liabilities of
that section, nor shall it be deemed incorporated by reference in any filing
under the Securities Act of 1933, as amended, or the Securities Exchange Act of
1934, as amended, except as shall be expressly stated by specific reference in
such filing.


Item 9.01 Financial Statements and Exhibits.




(d) Exhibits
The following exhibits are being furnished as part of this report:

Number                    Description

99.1                      Monthly Charge-off and Delinquency Statistics as of and for each of
                          the thirteen months ended July 31, 2020
104                       The cover page from this Current Report on Form 8-K, formatted in
                          Inline XBRL


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