Siam Commercial Bank Public : Financial Statements (May 2022)

Summary Statement of Assets and Liabilities

(Not audited by Certified Public Accountant)

As of 31 May 2022

Assets	Thousand Baht	Liabilities	Thousand Baht
Cash	43,140,333	Deposits	2,608,705,622
Interbank and money market items - net	666,386,039	Interbank and money market items	168,153,248
Financial assets measured at fair value through profit or loss	40,442,307	Liability payable on demand	13,079,319
Derivatives assets	57,944,819	Financial liabilities measured at fair value through profit or loss	-
Investments - net	292,721,878	Derivatives Liabilities	53,245,770
Investments in subsidiaries and associates - net	33,300,617	Debt issued and borrowings	68,297,643
Loans to customers and accrued interest receivables - net	2,202,576,564	Other liabilities	95,887,571
Properties for sale - net	19,487,815	Total liabilities	3,007,369,173
Premises and equipment - net	42,409,673	Shareholders' equity
Other assets - net	55,287,110	Equity portion	45,116,113
		Other reserves	20,702,891
		Retained earnings	380,508,978
		Total shareholders' equity	446,327,982
Total assets	3,453,697,155	Total liabilities and shareholders' equity	3,453,697,155
			Thousand Baht
Non-Performing Loans (gross) for the quarter ended 31 March 2022		105,208,182
(3.67 percent of total loans before deducting allowance for expected credit losses)
Allowance for debtors as prescribed by the BOT for the quarter ended 31 March 2022	146,315,783
Regulatory capital			429,195,181
(19.06 (percent) ratio of total capital to risk weighted assets)
Capital after deducting capital add-ons for loans to large exposures		429,195,181
(19.06 (percent) ratio of total capital after deducting capital add-ons to risk weighted assets)
Changes in assets and liabilities during the quarter ended 31 May 2022 resulting from penalties for violation of
the Financial Institutions Business Act B.E. 2551 (2008), Section …		Nil

		Channel of capital maintenance information disclosure
	For Commercial Bank			For Financial Group
(under the Notification of the Bank of Thailand	(under the Notification of the Bank of Thailand
Re: Disclosure Requirement on Capital Adequacy for a Commercial Bank)	Re: Disclosure Requirement on Capital Adequacy for a Financial Group)
Location of disclosure			Location of disclosure
https://www.scb.co.th/en/investor-relations/financial-information.html	https://www.scb.co.th/en/investor-relations/financial-information.html
Date of disclosure	26	April 2022	Date of disclosure	26	April 2022
Information as of	31	December 2021	Information as of	31	December 2021

We certify here that this summary statement of assets and liabilities is completely, correctly and truly presented.

(Mr. Manop Sangiambut)	(Mr. Arthid Nanthawithaya)
Chief Financial Officer	CEO & Chairman of Executive Committee

SCB X PUBLIC COMPANY LIMITED AND SUBSIDIARIES

Summary Statement of Assets and Liabilities

(Not audited by Certified Public Accountant)

As of 31 May 2022

Assets		Thousand Baht		Liabilities	Thousand Baht
Cash			43,417,130		Deposits	2,609,323,694
Interbank and money market items - net			677,740,315		Interbank and money market items	166,695,085
Financial assets measured at fair value through profit or loss			64,904,044		Liability payable on demand	13,079,703
Derivatives assets			58,082,834		Financial liabilities measured at fair value through profit or loss	22,980
Investments - net			293,060,747		Derivatives Liabilities	52,654,994
Investments in subsidiaries and associates - net			682,586		Debt issued and borrowings	75,714,147
Loans to customers and accrued interest receivables - net			2,207,230,704		Other liabilities	109,918,943
Properties for sale - net			19,704,815		Total liabilities	3,027,409,546
Premises and equipment - net			44,443,108		Shareholders' equity
Other assets - net			67,728,540		Equity portion	44,690,263
					Other reserves	21,874,364
					Retained earnings	377,340,747
					Total owners of the Company	443,905,374
					Non-controlling interests	5,679,903
					Total shareholders' equity	449,585,277
Total assets			3,476,994,823		Total liabilities and shareholders' equity	3,476,994,823
						Thousand Baht
Non-Performing Loans (gross) for the quarter ended 31 March 2022				106,304,632
(3.70 percent of total loans before deducting allowance for expected credit losses)
Allowance for debtors as prescribed by the BOT for the quarter ended 31 March 2022		147,670,812
Regulatory capital for the quarter ended 31 March 2022					424,261,467
(18.64 percent ratio of total capital to risk weighted assets)
Capital after deducting capital add-ons for loans to large exposures				424,261,467
(18.64 percent ratio of total capital after deducting capital add-ons to risk weighted assets)
Changes in assets and liabilities during the quarter ended 31 May 2022 resulting from penalties for violation of
the Financial Institutions Business Act B.E. 2551 (2008), Section	…		Nil

		Channel of capital maintenance information disclosure
		For Commercial Bank			For Financial Group
(under the Notification of the Bank of Thailand		(under the Notification of the Bank of Thailand
Re: Disclosure Requirement on Capital Adequacy for a Commercial Bank)	Re: Disclosure Requirement on Capital Adequacy for a Financial Group)
Location of disclosure			Location of disclosure
https://www.scb.co.th/en/investor-relations/financial-information.html	https://www.scb.co.th/en/investor-relations/financial-information.html
Date of disclosure	26	April 2022	Date of disclosure	26	April 2022
Information as of	31	December 2021	Information as of	31	December 2021

	Channel of C.B. 1.1 information disclosure
	For Commercial Bank		For Financial Group
Location of disclosure		Location of disclosure
https://www.scb.co.th/en/investor-relations/financial-information.html	https://www.scb.co.th/en/investor-relations/financial-information.html
Information as of	31 May 2022	Information as of	31 May 2022

We certify here that this summary statement of assets and liabilities is completely, correctly and truly presented.

(Mr. Manop Sangiambut)	(Mr. Arthid Nanthawithaya)
Chief Finance & Strategy Officer	Chief Executive Officer