TMB Bank : Summary Statement of Assets and Liabilities of TMB AND TBANK As of 30 November 2020

	Summary Statement of Assets and Liabilities
(has not been	audited by a certified public accountant)
		As of 30 November 2020
Assets	Thousand Baht		Liabilities		Thousand Baht
Cash		11,047,420	Deposits			799,734,459
Interbank and money market items - net		213,272,063	Interbank and money market items		42,806,574
Financial assets measured at fair value through profit or loss		5,968,532	Liability payable	on demand		4,293,377
Derivatives assets		9,423,147	Financial liabilities measured at fair value through profit or loss	429,529
Investments - net		73,094,082	Derivatives Liabilities		8,100,086
Investments in subsidiaries and associates - net		168,151,759	Debt issued and borrowings		88,641,752
Loans to customers and accrued interest receivables - net		678,630,516	Other liabilities			35,685,764
Properties for sale - net		3,078,595	Total	liabilities		979,691,541
Premises and equipment - net		13,469,057		Shareholders'equity
Other assets - net		16,906,586
			Equity portion			134,910,547
			Other reserves			5,796,353
			Retained earnings			72,643,316
			Total	shareholders' equity		213,350,216
Total assets	1,193,041,757	Total liabilities and shareholders' equity		1,193,041,757
				Thousand Baht
Non-Performing Loans (gross) for the quarter ended 30 September	2020				18,581,978
( 2.08 percent of total loans before deducting allowance for expected credit losses)
Allowance for debtors as prescribed by the BOT for the quarter ended 30 September 2020			26,452,749
Regulatory capital					252,735,096
(30.05 (percent) ratio of total capital to risk weighted assets)
Capital after deducting capital add-ons for loans to large exposures					252,735,096
(30.05 (percent) ratio of total capital after deducting capital add-ons to risk weighted assets)
Changes in assets and liabilities during the quarter ended 30 November 2020	resulting from penalties for violation of
the Financial Institutions Business Act B.E.2551 (2008), Section ……….				-

Channels for disclosure of information on capital requirment

	For commercial banks		For financial business groups
	(under the Notification of the Bank of Thailand		(under the Notification of the Bank of Thailand
Re: Disclosure Requirement on Capital Adequacy for Commercial Banks)	Re: Disclosure Requirement on Capital Adequacy for Financial Business Groups)
Channel for disclosure	TMB website https://www.tmbbank.com/en/ir/capital_ funds/pillar3	Channel for disclosure	TMB website https://www.tmbbank.com/en/ir/capital_ funds/pillar3
Date of disclosure	29 October 2020	Date of disclosure	29 October 2020
Information as of	30 June 2020	Information as of	30 June 2020

We hereby certify that this Summary Statement of Assets and Liabilities is completely, correctly and truly presented

(Waree Thanmongkolswad)	(Prapasiri Kositthanakorn)
Position Head of Financial Regulatory Management	Position Chief Financial Officer

				C.B.1.1
	SUMMARY STATEMENT OF ASSETS AND LIABILITIES
(HAS NOT BEEN AUDITED BY A CERTIFIED PUBLIC ACCOUNTANT)
		AS OF 30 NOVEMBER 2020
ASSETS		THOUSAND BAHT	LIABILITIES	THOUSAND BAHT
CASH		8,052,089	DEPOSITS	567,645,072
INTERBANK AND MONEY MARKET ITEMS - NET		47,971,117	INTERBANK AND MONEY MARKET ITEMS	70,728,385
FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS		3,201,428.00	LIABILITY PAYABLE ON DEMAND	1,351,699
DERIVATIVES ASSETS		2,020,297	FINANCIAL LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS	-
INVESTMENTS - NET		61,058,034	DERIVATIVES LIABILITIES	1,332,788.00
INVESTMENTS IN SUBSIDIARIES AND ASSOCIATES - NET		168,183	DEBT ISSUED AND BORROWINGS	5,158
LOANS TO CUSTOMERS AND ACCRUED INTEREST RECEIVABLES - NET		649,004,760	OTHER LIABILITIES	16,197,841
PROPERTIES FOR SALE - NET		2,779,880	TOTAL LIABILITIES	657,260,943
PREMISES AND EQUIPMENT - NET		10,288,751	SHAREHOLDERS' EQUITY
OTHER ASSETS - NET		22,076,527	EQUITY PORTION	62,749,316
			OTHER RESERVES	2,895,423
			RETAINED EARNINGS	83,715,384
			TOTAL SHAREHOLDERS' EQUITY	149,360,123
TOTAL ASSETS		806,621,066	TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	806,621,066

	THOUSAND BAHT
NON-PERFORMING LOANS (GROSS) FOR THE QUARTER ENDED 30 SEPTEMBER 2020	18,155,939
( 2.54 PERCENTS OF TOTAL LOANS BEFORE DEDUCTING ALLOWANCE FOR EXPECTED CREDIT LOSSES )
ALLOWANCE FOR DEBTORS AS PRESCRIBED BY THE BOT FOR THE QUARTER ENDED30 SEPTEMBER 2020	20,994,645
REGULATORY CAPITAL	125,948,919
( 20.78 (PERCENT) RATIO OF TOTAL CAPITAL TO RISK WEIGHTED ASSETS )
CAPITAL AFTER DEDUCTING CAPITAL ADD-ONS FOR LOANS TO LARGE EXPOSURES	125,948,919

• 20.78 (PERCENT) RATIO OF TOTAL CAPITAL AFTER DEDUCTING CAPITAL ADD-ONS TO RISK WEIGHTED ASSETS ) CHANGES IN ASSETS AND LIABILITIES DURING THE QUARTER ENDED30 NOVEMBER 2020

RESULTING FROM PENALTIES FOR VIOLATION OF THE FINANCIAL INSTITUTIONS BUSINESS ACT B.E.2551 (2008), SECTION	-
	CHANNELS FOR DISCLOSURE OF INFORMATION ON CAPITAL REQUIREMENT
FOR COMMERCIAL BANKS	FOR FINANCIAL BUSINESS GROUPS
(UNDER THE NOTIFICATION OF THE BANK OF THAILAND)	(UNDER THE NOTIFICATION OF THE BANK OF THAILAND
RE : DISCLOSURE REQUIREMENT ON CAPITAL ADEQUACY FOR COMMERCIAL BANKS	RE : DISCLOSURE REQUIREMENT ON CAPITAL ADEQUACY FOR FINANCIAL BUSINESS GROUPS
CHANNEL FOR DISCLOSURE	www.thanachartbank.co.th	CHANNEL FOR DISCLOSURE	www.tmbbank.com
DATE OF DISCLOSURE	29 OCTOBER 2020	DATE OF DISCLOSURE	29 OCTOBER 2020
INFORMATION AS OF	30 JUNE 2020	INFORMATION AS OF	30 JUNE 2020

WE HEREBY CERTIFY THAT THIS SUMMARY STATEMENT OF ASSETS AND LIABILITIES IS COMPLETELY, CORRECTLY AND TRULY PRESENTED.

…………………………………………….	……………………………………………
( PRAPHAN ANUPONGONGARCH )	( PRAPASIRI KOSITTHANAKORN )
CHIEF EXECUTIVE OFFICER AND PRESIDENT	EXECUTIVE VICE PRESIDENT