TMB Bank : Summary Statement of Assets and Liabilities of TMB AND TBANK As of 31 December 2020

	Summary Statement of Assets and Liabilities
	(has not been audited by a certified public accountant)
		As of 31 December 2020
Assets	Thousand Baht		Liabilities		Thousand Baht
Cash		12,836,147	Deposits			815,677,627
Interbank and money market items - net		221,262,755	Interbank and money market items		51,148,970
Financial assets measured at fair value through profit or loss	1,125,593	Liability payable	on demand		2,897,675
Derivatives assets		10,012,947	Financial liabilities measured at fair value through profit or loss	431,884
Investments - net		73,322,721	Derivatives Liabilities		8,144,190
Investments in subsidiaries and associates -	net	158,851,759	Debt issued and borrowings		88,959,693
Loans to customers and accrued interest receivables - net	693,774,871	Other liabilities			34,691,913
Properties for sale - net		3,150,007	Total	liabilities		1,001,951,952
Premises and equipment - net		13,755,268		Shareholders'equity
Other assets - net		17,312,393
			Equity portion			134,910,547
			Other reserves			6,010,640
			Retained earnings			62,531,322
			Total	shareholders' equity		203,452,509
Total assets		1,205,404,461	Total liabilities and shareholders' equity		1,205,404,461
				Thousand Baht
Non-Performing Loans (gross) for the quarter ended 31 December 2020				22,027,537
( 2.39 percent of total loans before deducting allowance for expected	credit losses)
Allowance for debtors as prescribed by the BOT for the quarter ended 31 December 2020			30,572,968
Regulatory capital					243,844,492
(29.26 (percent) ratio of total capital to risk weighted assets)
Capital after deducting capital add-ons for loans to large exposures				243,844,492
(29.26 (percent) ratio of total capital after	deducting capital add-ons to risk weighted assets)
Changes in assets and liabilities during the quarter ended 31 December 2020	resulting from penalties for violation of
the Financial Institutions Business Act B.E.2551 (2008), Section ……….				-

Channels for disclosure of information on capital requirment

	For commercial banks		For financial business groups
	(under the Notification of the Bank of Thailand		(under the Notification of the Bank of Thailand
Re: Disclosure Requirement on Capital Adequacy for Commercial Banks)	Re: Disclosure Requirement on Capital Adequacy for Financial Business Groups)
Channel for disclosure	TMB website https://www.tmbbank.com/en/ir/capital_ funds/pillar3	Channel for disclosure	TMB website https://www.tmbbank.com/en/ir/capital_ funds/pillar3
Date of disclosure	29 October 2020	Date of disclosure	29 October 2020
Information as of	30 June 2020	Information as of	30 June 2020

We hereby certify that this Summary Statement of Assets and Liabilities is completely, correctly and truly presented

(Waree Thanmongkolswad)	(Prapasiri Kositthanakorn)
Position Head of Financial Regulatory Management	Position Chief Financial Officer

				C.B.1.1
	SUMMARY STATEMENT OF ASSETS AND LIABILITIES
(HAS NOT BEEN AUDITED BY A CERTIFIED PUBLIC ACCOUNTANT)
		AS OF 31 DECEMBER 2020
ASSETS		THOUSAND BAHT	LIABILITIES	THOUSAND BAHT
CASH		9,380,576	DEPOSITS	557,956,811
INTERBANK AND MONEY MARKET ITEMS - NET		47,177,128	INTERBANK AND MONEY MARKET ITEMS	82,304,700
FINANCIAL ASSETS MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS		2,662,281.00	LIABILITY PAYABLE ON DEMAND	997,000
DERIVATIVES ASSETS		1,971,335	FINANCIAL LIABILITIES MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS	-
INVESTMENTS - NET		61,028,016	DERIVATIVES LIABILITIES	1,148,757.00
INVESTMENTS IN SUBSIDIARIES AND ASSOCIATES - NET		168,183	DEBT ISSUED AND BORROWINGS	5,158
LOANS TO CUSTOMERS AND ACCRUED INTEREST RECEIVABLES - NET		649,686,113	OTHER LIABILITIES	18,012,146
PROPERTIES FOR SALE - NET		2,887,205	TOTAL LIABILITIES	660,424,572
PREMISES AND EQUIPMENT - NET		10,209,181	SHAREHOLDERS' EQUITY
OTHER ASSETS - NET		26,013,052	EQUITY PORTION	62,749,316
			OTHER RESERVES	3,451,380
			RETAINED EARNINGS	84,557,802
			TOTAL SHAREHOLDERS' EQUITY	150,758,498
TOTAL ASSETS		811,183,070	TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	811,183,070

	THOUSAND BAHT
NON-PERFORMING LOANS (GROSS) FOR THE QUARTER ENDED 31 DECEMBER 2020	17,559,373
( 2.48 PERCENTS OF TOTAL LOANS BEFORE DEDUCTING ALLOWANCE FOR EXPECTED CREDIT LOSSES )
ALLOWANCE FOR DEBTORS AS PRESCRIBED BY THE BOT FOR THE QUARTER ENDED31 DECEMBER 2020	21,036,987
REGULATORY CAPITAL	126,021,777
( 20.63 (PERCENT) RATIO OF TOTAL CAPITAL TO RISK WEIGHTED ASSETS )
CAPITAL AFTER DEDUCTING CAPITAL ADD-ONS FOR LOANS TO LARGE EXPOSURES	126,021,777

• 20.63 (PERCENT) RATIO OF TOTAL CAPITAL AFTER DEDUCTING CAPITAL ADD-ONS TO RISK WEIGHTED ASSETS ) CHANGES IN ASSETS AND LIABILITIES DURING THE QUARTER ENDED31 DECEMBER 2020

RESULTING FROM PENALTIES FOR VIOLATION OF THE FINANCIAL INSTITUTIONS BUSINESS ACT B.E.2551 (2008), SECTION	-
	CHANNELS FOR DISCLOSURE OF INFORMATION ON CAPITAL REQUIREMENT
FOR COMMERCIAL BANKS	FOR FINANCIAL BUSINESS GROUPS
(UNDER THE NOTIFICATION OF THE BANK OF THAILAND)	(UNDER THE NOTIFICATION OF THE BANK OF THAILAND
RE : DISCLOSURE REQUIREMENT ON CAPITAL ADEQUACY FOR COMMERCIAL BANKS	RE : DISCLOSURE REQUIREMENT ON CAPITAL ADEQUACY FOR FINANCIAL BUSINESS GROUPS
CHANNEL FOR DISCLOSURE	www.thanachartbank.co.th	CHANNEL FOR DISCLOSURE	www.tmbbank.com
DATE OF DISCLOSURE	29 OCTOBER 2020	DATE OF DISCLOSURE	29 OCTOBER 2020
INFORMATION AS OF	30 JUNE 2020	INFORMATION AS OF	30 JUNE 2020

WE HEREBY CERTIFY THAT THIS SUMMARY STATEMENT OF ASSETS AND LIABILITIES IS COMPLETELY, CORRECTLY AND TRULY PRESENTED.

…………………………………………….	……………………………………………
( PRAPHAN ANUPONGONGARCH )	( PRAPASIRI KOSITTHANAKORN )
CHIEF EXECUTIVE OFFICER AND PRESIDENT	EXECUTIVE VICE PRESIDENT