TOKIO MARINE HOLDINGS, INC.
Tokio Marine & Nichido
| Tokio Marine & Nichido Fire Insurance Co., Ltd. | ||||||||||||||
| May 20, 2021 | ||||||||||||||
| Tokio Marine Holdings, Inc. | ||||||||||||||
| (billions of JPY, except for %) | ||||||||||||||
| FY2018 | FY2019 | FY2020 | FY2021 | |||||||||||
| 1Q | 2Q | 3Q | 4Q | 1Q | 2Q | 3Q | 4Q | 1Q | 2Q | 3Q | 4Q | Projections | ||
| (Apr.-Jun.) | (Apr.-Sep.) | (Apr.-Dec.) | (Apr.-Mar.) | (Apr.-Jun.) | (Apr.-Sep.) | (Apr.-Dec.) | (Apr.-Mar.) | (Apr.-Jun.) | (Apr.-Sep.) | (Apr.-Dec.) | (Apr.-Mar.) | |||
| ■Direct Premiums Written excluding deposit premiums from policyholders | ||||||||||||||
| Fire | 79.1 | 165.9 | 271.2 | 369.7 | 90.8 | 206.1 | 316.7 | 421.0 | 95.7 | 211.6 | 340.2 | 450.1 | ||
| Marine | 17.0 | 33.3 | 49.5 | 67.6 | 17.1 | 34.8 | 52.1 | 71.5 | 17.6 | 32.7 | 48.6 | 67.9 | ||
| P.A. | 58.9 | 102.2 | 138.9 | 178.2 | 60.1 | 104.0 | 141.4 | 183.2 | 54.7 | 92.5 | 126.7 | 163.8 | ||
| Auto | 271.1 | 532.9 | 799.6 | 1,069.6 | 272.8 | 537.6 | 807.2 | 1,082.4 | 277.2 | 548.7 | 828.6 | 1,109.4 | ||
| CALI | 65.3 | 128.5 | 194.8 | 264.9 | 69.7 | 136.8 | 199.6 | 264.5 | 54.0 | 108.3 | 165.0 | 224.2 | ||
| Other | 117.5 | 230.0 | 339.7 | 451.6 | 119.7 | 233.8 | 347.7 | 463.3 | 119.2 | 234.2 | 349.5 | 471.6 | ||
| Total | 609.2 | 1,193.1 | 1,794.0 | 2,401.9 | 630.5 | 1,253.3 | 1,864.9 | 2,486.2 | 618.6 | 1,228.3 | 1,858.9 | 2,487.3 | ||
| ■Net premiums written | ||||||||||||||
| Fire | 64.9 | 135.7 | 209.5 | 281.9 | 71.9 | 164.4 | 242.6 | 321.8 | 74.5 | 164.3 | 259.1 | 353.2 | 341.1 | |
| Marine | 16.1 | 32.4 | 46.9 | 62.7 | 16.7 | 33.3 | 48.5 | 65.3 | 18.1 | 31.8 | 44.4 | 61.4 | 63.1 | |
| P.A. | 57.6 | 99.5 | 134.8 | 173.3 | 59.1 | 101.8 | 138.1 | 179.0 | 54.1 | 91.4 | 124.9 | 161.4 | 172.8 | |
| Auto | 270.5 | 531.5 | 796.6 | 1,065.1 | 272.4 | 536.3 | 804.6 | 1,078.3 | 276.5 | 546.8 | 825.5 | 1,105.2 | 1,116.1 | |
| CALI | 60.9 | 134.7 | 201.1 | 270.5 | 64.6 | 143.1 | 210.2 | 276.8 | 60.9 | 123.0 | 179.7 | 238.7 | 220.2 | |
| Other | 80.9 | 160.2 | 232.2 | 313.0 | 83.9 | 166.3 | 242.9 | 326.0 | 86.4 | 169.8 | 251.1 | 341.2 | 348.3 | |
| Total | 551.2 | 1,094.4 | 1,621.4 | 2,166.6 | 568.9 | 1,145.4 | 1,687.1 | 2,247.5 | 570.9 | 1,127.4 | 1,685.0 | 2,261.3 | 2,262.0 | |
| ■Auto insurance : YoY change (Managerial accounting basis) | ||||||||||||||
| Non-fleet | Premiums | -0.0% | -0.4% | -0.6% | -0.1% | +0.6% | +0.9% | +0.9% | +1.3% | +2.1% | +3.0% | +3.4% | +2.8% | |
| Number of cars | -0.3% | -0.6% | -0.9% | -0.4% | +0.1% | +0.1% | +0.1% | +0.1% | -0.3% | +0.4% | +0.7% | +0.7% | ||
| Per-auto premiums | +0.3% | +0.2% | +0.3% | +0.3% | +0.5% | +0.8% | +0.8% | +1.3% | +2.4% | +2.6% | +2.7% | +2.2% | ||
| Fleet | Premiums | -0.2% | -0.2% | +0.5% | +1.0% | -1.3% | +1.3% | +2.0% | +3.1% | +0.1% | +1.6% | +2.9% | +1.7% | |
| Number of cars | +0.8% | +1.1% | +2.8% | +3.3% | -17.9% | -9.6% | -6.1% | -4.2% | +8.2% | +4.6% | +4.0% | +3.2% | ||
| Per-auto premiums | -1.0% | -1.3% | -2.2% | -2.2% | +20.2% | +12.1% | +8.6% | +7.6% | -7.5% | -2.8% | -1.0% | -1.5% | ||
| Total | Premiums | -0.1% | -0.4% | -0.5% | +0.0% | +0.4% | +1.0% | +1.1% | +1.6% | +1.7% | +2.7% | +3.3% | +2.6% | |
| Number of cars | -0.1% | -0.3% | -0.3% | +0.1% | -2.9% | -1.4% | -0.9% | -0.6% | +0.9% | +1.0% | +1.2% | +1.1% | ||
| Per-auto premiums | +0.0% | -0.0% | -0.1% | -0.1% | +3.4% | +2.4% | +2.0% | +2.2% | +0.8% | +1.7% | +2.1% | +1.6% | ||
| ■Net claims paid | ||||||||||||||
| Fire | 40.3 | 105.9 | 251.1 | 306.5 | 38.8 | 78.2 | 218.2 | 264.0 | 43.7 | 96.3 | 160.0 | 210.3 | 184.9 | |
| Marine | 7.5 | 17.3 | 29.0 | 39.9 | 9.2 | 18.9 | 32.1 | 44.0 | 9.7 | 18.8 | 28.6 | 38.0 | 41.6 | |
| P.A. | 19.9 | 39.6 | 60.7 | 80.3 | 21.3 | 42.6 | 64.3 | 85.5 | 20.3 | 39.5 | 59.7 | 78.1 | 78.6 | |
| Auto | 141.9 | 290.7 | 450.6 | 597.1 | 143.2 | 284.2 | 458.8 | 600.8 | 124.4 | 255.1 | 397.9 | 534.7 | 599.3 | |
| CALI | 49.8 | 101.2 | 154.4 | 201.3 | 46.8 | 94.9 | 144.7 | 190.4 | 44.4 | 81.0 | 133.0 | 175.7 | 166.8 | |
| Other | 33.4 | 69.3 | 110.1 | 154.3 | 34.5 | 69.0 | 120.9 | 168.2 | 36.2 | 74.6 | 113.1 | 148.2 | 172.0 | |
| Total | 293.2 | 624.3 | 1,056.2 | 1,379.7 | 293.9 | 588.1 | 1,039.3 | 1,353.2 | 279.0 | 565.6 | 892.7 | 1,185.2 | 1,243.3 | |
| ■Net W/P basis loss ratio* | ||||||||||||||
| Fire | 64.7% | 80.6% | 122.3% | 111.2% | 56.7% | 50.1% | 92.4% | 84.6% | 61.1% | 60.8% | 63.9% | 61.6% | 56.7% | |
| Marine | 50.2% | 56.6% | 65.3% | 67.0% | 58.3% | 60.0% | 69.6% | 70.8% | 56.6% | 62.4% | 67.8% | 65.2% | 69.5% | |
| P.A. | 39.2% | 45.3% | 50.9% | 52.6% | 39.8% | 46.5% | 51.8% | 53.4% | 41.7% | 48.2% | 53.3% | 54.3% | 51.5% | |
| Auto | 58.1% | 60.6% | 62.4% | 62.0% | 58.2% | 59.1% | 63.0% | 61.8% | 50.8% | 52.9% | 54.3% | 54.6% | 60.2% | |
| CALI | 89.5% | 82.2% | 83.8% | 81.3% | 79.5% | 72.6% | 75.1% | 75.2% | 80.2% | 72.5% | 80.8% | 80.4% | 84.4% | |
| Other | 44.5% | 46.4% | 50.6% | 52.4% | 43.9% | 44.4% | 52.7% | 54.5% | 44.5% | 46.6% | 47.8% | 46.2% | 52.2% | |
| Total | 58.1% | 62.2% | 70.2% | 68.8% | 56.4% | 56.2% | 66.5% | 65.2% | 53.6% | 55.1% | 57.9% | 57.4% | 60.4% | |
| (*) Including loss adjustment expenses | ||||||||||||||
| ■Net incurred losses (Private insurance)* | ||||||||||||||
| Fire | 36.1 | 236.3 | 290.9 | 333.0 | 30.9 | 142.3 | 234.5 | 264.6 | 26.6 | 144.4 | 188.5 | 267.9 | 2,143.0 | |
| Marine | 13.7 | 26.7 | 38.9 | 47.4 | 9.8 | 26.6 | 37.7 | 49.6 | 10.6 | 20.6 | 29.9 | 37.8 | 42.4 | |
| P.A. | 22.1 | 44.9 | 68.5 | 93.5 | 22.9 | 47.1 | 71.8 | 97.4 | 17.3 | 36.9 | 62.7 | 85.7 | 94.6 | |
| Auto | 148.2 | 337.4 | 504.8 | 662.3 | 149.4 | 324.7 | 506.5 | 652.5 | 124.7 | 281.8 | 447.8 | 598.2 | 680.9 | |
| Other | 43.4 | 96.8 | 139.4 | 176.4 | 44.7 | 94.3 | 154.4 | 206.4 | 43.8 | 107.3 | 180.9 | 218.6 | 2,001.0 | |
| Total | 263.7 | 742.3 | 1,042.6 | 1,312.7 | 257.9 | 635.1 | 1,005.1 | 1,270.8 | 223.2 | 591.2 | 910.0 | 1,208.4 | 1,232.5 | |
| (*) Including loss adjustment expenses | ||||||||||||||
| Excluding Residential earthquake insurance and CALI | ||||||||||||||
| ■Net incurred losses caused by natural disasters during the period (Private insurance)* | ||||||||||||||
| Fire | 8.2 | 166.8 | 194.7 | 199.9 | 0.0 | 72.0 | 125.9 | 130.6 | 2.1 | 58.9 | 64.1 | 86.8 | ||
| Marine | 2.2 | 4.3 | 7.8 | 7.3 | - | 0.9 | 1.2 | 2.1 | 0.6 | 1.1 | 1.1 | 1.2 | ||
| Auto | 0.0 | 19.2 | 19.6 | 19.4 | 0.0 | 6.8 | 14.7 | 14.4 | 0.0 | 5.0 | 5.1 | 4.8 | ||
| Other | 0.0 | 9.3 | 11.4 | 11.7 | 0.0 | 2.4 | 11.1 | 15.2 | 0.0 | 1.8 | 3.1 | 3.8 | ||
| Total | 10.5 | 199.8 | 233.6 | 238.4 | 0.0 | 82.2 | 153.1 | 162.5 | 2.9 | 66.9 | 73.6 | 96.7 | ||
| (*) Excluding loss adjustment expenses | ||||||||||||||
| Excluding Residential earthquake insurance and CALI | ||||||||||||||
| ■Net E/I basis loss ratio (Private insurance)* | ||||||||||||||
| Fire | 54.4% | 173.5% | 143.1% | 122.8% | 45.3% | 98.7% | 109.2% | 91.7% | 37.0% | 94.6% | 80.7% | 84.1% | 63.7% | |
| Marine | 79.5% | 80.7% | 81.0% | 74.7% | 62.7% | 82.1% | 78.2% | 78.2% | 67.6% | 60.2% | 61.9% | 61.4% | 67.1% | |
| P.A. | 53.9% | 53.5% | 53.9% | 55.0% | 54.2% | 54.5% | 54.9% | 55.5% | 42.3% | 45.0% | 50.9% | 51.9% | 56.4% | |
| Auto | 56.2% | 63.6% | 63.4% | 62.3% | 56.5% | 61.0% | 63.2% | 60.8% | 46.2% | 51.8% | 54.5% | 54.3% | 61.1% | |
| Other | 54.9% | 60.6% | 58.1% | 57.4% | 55.5% | 58.4% | 63.0% | 65.2% | 51.7% | 63.0% | 70.0% | 64.3% | 57.5% | |
| Total | 56.4% | 78.7% | 73.7% | 70.0% | 54.7% | 66.4% | 69.8% | 66.3% | 46.2% | 60.1% | 61.3% | 60.8% | 60.7% | |
| (*) Including loss adjustment expenses | ||||||||||||||
| Excluding Residential earthquake insurance and CALI | ||||||||||||||
| ■Net E/I basis loss ratio excluding impact of natural disasters (Private insurance)* | ||||||||||||||
| Fire | 41.9% | 51.0% | 47.3% | 49.1% | 45.2% | 48.7% | 50.5% | 46.5% | 34.1% | 56.0% | 53.2% | 56.9% | ||
| Marine | 66.8% | 67.4% | 64.7% | 63.1% | 62.7% | 79.3% | 75.6% | 74.9% | 63.5% | 56.7% | 59.4% | 59.4% | ||
| P.A. | 53.9% | 53.5% | 53.9% | 55.0% | 54.2% | 54.5% | 54.9% | 55.5% | 42.3% | 45.0% | 50.9% | 51.9% | ||
| Auto | 56.2% | 60.0% | 61.0% | 60.4% | 56.5% | 59.7% | 61.4% | 59.5% | 46.2% | 50.9% | 53.9% | 53.9% | ||
| Other | 54.9% | 54.7% | 53.3% | 53.6% | 55.5% | 56.9% | 58.4% | 60.4% | 51.6% | 61.9% | 68.7% | 63.2% | ||
| Total | 54.2% | 57.5% | 57.2% | 57.3% | 54.7% | 57.8% | 59.1% | 57.8% | 45.6% | 53.3% | 56.3% | 56.0% | ||
| (*) Including loss adjustment expenses | ||||||||||||||
| Excluding Residential earthquake insurance and CALI | ||||||||||||||
| ■Business expenses on underwriting | ||||||||||||||
| Operating and general administrative expenses on U/W | 68.8 | 133.7 | 199.2 | 270.9 | 66.3 | 133.4 | 202.5 | 275.5 | 64.0 | 126.4 | 189.4 | 263.0 | 292.2 | |
| Personnel expenses | 32.8 | 64.3 | 93.2 | 120.7 | 30.1 | 59.8 | 88.7 | 118.4 | 30.4 | 61.0 | 91.6 | 122.2 | 125.9 | |
| Non-personnel expenses | 33.3 | 64.6 | 98.9 | 140.8 | 33.9 | 69.1 | 107.2 | 148.0 | 31.0 | 60.5 | 90.5 | 131.0 | 157.0 | |
| Tax and contribution | 2.6 | 4.8 | 7.0 | 9.3 | 2.3 | 4.4 | 6.5 | 8.9 | 2.5 | 4.8 | 7.1 | 9.7 | 9.2 | |
| Agency commissions and brokerage | 101.0 | 198.8 | 293.9 | 392.0 | 104.8 | 208.8 | 308.6 | 415.9 | 109.4 | 215.4 | 320.5 | 432.3 | 440.2 | |
| Business expenses on underwriting | 169.9 | 332.6 | 493.1 | 663.0 | 171.1 | 342.3 | 511.1 | 691.4 | 173.4 | 341.9 | 509.9 | 695.4 | 732.5 | |
| ■Expense ratio | ||||||||||||||
| Agency commission ratio | 18.3% | 18.2% | 18.1% | 18.1% | 18.4% | 18.2% | 18.3% | 18.5% | 19.2% | 19.1% | 19.0% | 19.1% | 19.5% | |
| Expense ratio | 30.8% | 30.4% | 30.4% | 30.6% | 30.1% | 29.9% | 30.3% | 30.8% | 30.4% | 30.3% | 30.3% | 30.8% | 32.4% | |
| ■Combined ratio | ||||||||||||||
| Private insurance: E/I basis | 88.4% | 110.5% | 105.6% | 102.2% | 86.0% | 97.7% | 101.5% | 98.7% | 77.5% | 91.3% | 92.3% | 92.5% | 93.8% | |
| ■Outstanding claims reserves | ||||||||||||||
| Fire*1 | 139.7 | 90.0 | 118.3 | 74.4 | 92.0 | 96.7 | ||||||||
| Marine | 29.3 | 28.4 | 33.1 | 30.1 | 29.5 | 28.9 | ||||||||
| P.A. | 25.8 | 27.0 | 26.2 | 26.6 | 24.1 | 24.9 | ||||||||
| Auto | 321.0 | 311.0 | 317.5 | 300.9 | 294.4 | 292.0 | ||||||||
| CALI, EQ*2 | 80.6 | 72.2 | 70.7 | 68.0 | 73.4 | 66.4 | ||||||||
| Other | 162.1 | 156.5 | 168.8 | 178.0 | 183.1 | 195.6 | ||||||||
| Outstanding claims excl. IBNR | 758.9 | 685.4 | 734.9 | 678.4 | 696.8 | 704.8 | ||||||||
| Fire*1 | 93.7 | 42.7 | 74.4 | 50.6 | 77.5 | 78.4 | ||||||||
| Marine | 8.3 | 6.2 | 8.1 | 7.9 | 9.3 | 7.0 | ||||||||
| P.A. | 30.3 | 31.6 | 32.2 | 33.9 | 29.2 | 33.7 | ||||||||
| Auto | 75.0 | 72.4 | 73.8 | 68.7 | 68.1 | 71.9 | ||||||||
| CALI, EQ*2 | - | - | - | - | - | - | ||||||||
| Other | 141.3 | 136.7 | 144.9 | 144.0 | 167.0 | 187.4 | ||||||||
| IBNR | 348.8 | 289.9 | 333.6 | 305.3 | 351.2 | 378.6 | ||||||||
| Fire*1 | 100.7 | 233.5 | 147.7 | 132.7 | 122.9 | 192.7 | 143.0 | 125.1 | 106.1 | 169.6 | 148.1 | 175.2 | ||
| Marine | 35.0 | 37.6 | 37.6 | 34.7 | 34.8 | 41.3 | 38.6 | 38.1 | 38.5 | 38.8 | 37.8 | 35.9 | ||
| P.A. | 55.8 | 56.2 | 56.1 | 58.7 | 58.1 | 58.4 | 58.9 | 60.5 | 55.2 | 53.3 | 56.7 | 58.6 | ||
| Auto | 372.1 | 396.0 | 388.9 | 383.5 | 374.3 | 391.4 | 382.8 | 369.7 | 354.1 | 362.5 | 369.2 | 364.0 | ||
| CALI, EQ*2 | 77.1 | 80.6 | 74.2 | 72.2 | 72.2 | 70.7 | 70.7 | 68.0 | 68.0 | 73.4 | 73.4 | 66.4 | ||
| Other | 288.6 | 303.5 | 303.0 | 293.3 | 301.2 | 313.8 | 319.8 | 322.1 | 327.4 | 350.2 | 383.0 | 383.0 | ||
| Total | 929.5 | 1,107.8 | 1,007.8 | 975.3 | 963.7 | 1,068.6 | 1,014.2 | 983.7 | 949.6 | 1,048.1 | 1,068.4 | 1,083.5 | ||
| (*1) Excluding Residential earthquake insurance | ||||||||||||||
| (*2) Residential earthquake insurance | ||||||||||||||
| ■General underwriting reserve | ||||||||||||||
| Fire* | 700.1 | 694.6 | 701.2 | 705.9 | 709.2 | 725.8 | 733.1 | 759.9 | 762.5 | 779.9 | 794.2 | 798.6 | ||
| Marine | 25.0 | 25.8 | 26.2 | 21.7 | 25.4 | 25.6 | 26.0 | 22.9 | 24.7 | 23.7 | 22.7 | 26.2 | ||
| P.A. | 138.8 | 137.7 | 130.1 | 126.0 | 142.5 | 141.2 | 133.1 | 130.7 | 142.3 | 138.4 | 130.8 | 133.4 | ||
| Auto | 315.1 | 314.9 | 314.5 | 301.8 | 310.4 | 311.3 | 312.2 | 316.9 | 329.5 | 347.2 | 366.2 | 379.1 | ||
| CALI | 386.3 | 395.4 | 393.0 | 404.9 | 406.0 | 421.0 | 422.3 | 432.5 | 431.1 | 435.1 | 423.6 | 435.9 | ||
| Other | 382.7 | 383.6 | 377.7 | 383.4 | 389.0 | 391.8 | 387.6 | 393.9 | 396.5 | 397.3 | 392.8 | 401.5 | ||
| Total | 1,948.2 | 1,952.3 | 1,942.9 | 1,944.0 | 1,982.7 | 2,016.9 | 2,014.5 | 2,057.1 | 2,086.8 | 2,121.8 | 2,130.5 | 2,174.8 | ||
| (*) Including reserve for Residential earthquake insurance | ||||||||||||||
| ■Catastrophe loss reserve | ||||||||||||||
| Amount | Fire | 365.4 | 346.7 | 245.2 | 239.3 | 243.7 | 249.3 | 160.2 | 197.7 | 205.2 | 213.4 | 208.8 | 219.7 | 217.5 |
| Marine | 126.4 | 127.7 | 126.6 | 126.4 | 127.2 | 128.3 | 126.0 | 122.1 | 122.6 | 122.9 | 122.0 | 122.5 | 119.9 | |
| P.A. | 128.1 | 129.4 | 130.5 | 131.7 | 133.6 | 135.0 | 136.1 | 127.8 | 129.5 | 130.7 | 131.7 | 132.9 | 137.2 | |
| Auto | 192.2 | 187.1 | 165.9 | 164.7 | 173.4 | 175.2 | 141.5 | 146.6 | 155.5 | 164.2 | 173.1 | 182.1 | 166.4 | |
| Other | 301.5 | 302.9 | 301.8 | 304.2 | 309.0 | 313.2 | 314.2 | 306.1 | 308.4 | 310.6 | 312.6 | 315.0 | 319.9 | |
| Total | 1,113.7 | 1,093.9 | 970.2 | 966.6 | 987.2 | 1,001.1 | 878.2 | 900.6 | 921.4 | 942.0 | 948.5 | 972.4 | 961.1 | |
| Reversal | Fire | - | 23.1 | 128.3 | 149.5 | - | - | 93.8 | 108.2 | - | - | 12.8 | 10.7 | - |
| Marine | - | - | 1.3 | 2.0 | - | - | 3.0 | 5.9 | - | - | 0.6 | 0.4 | 0.4 | |
| P.A. | - | - | - | - | - | - | - | 9.6 | - | - | - | - | 0.1 | |
| Auto | - | 13.4 | 43.1 | 52.9 | 0.0 | 6.7 | 48.9 | 52.6 | - | - | - | - | 32.5 | |
| Other | 0.0 | 4.0 | 9.0 | 11.0 | 0.0 | 0.2 | 3.3 | 7.0 | 0.0 | 0.0 | 0.6 | 0.9 | 1.7 | |
| Total | 0.0 | 40.6 | 181.8 | 215.5 | 0.0 | 6.9 | 149.2 | 183.5 | 0.0 | 0.0 | 14.2 | 12.1 | 34.9 | |
| Provision | Fire | 2.5 | 6.8 | 10.6 | 26.0 | 4.4 | 10.0 | 14.7 | 66.6 | 7.5 | 15.6 | 23.9 | 32.7 | 32.7 |
| Marine | 0.2 | 1.5 | 1.7 | 2.3 | 0.7 | 1.8 | 2.5 | 1.6 | 0.4 | 0.8 | 0.6 | 0.8 | 0.8 | |
| P.A. | 1.8 | 3.1 | 4.2 | 5.4 | 1.8 | 3.2 | 4.3 | 5.6 | 1.7 | 2.9 | 3.9 | 5.1 | 5.4 | |
| Auto | 8.6 | 17.0 | 25.5 | 34.1 | 8.7 | 17.2 | 25.8 | 34.6 | 8.8 | 17.5 | 26.5 | 35.4 | 35.7 | |
| Other | 2.3 | 7.7 | 11.6 | 16.1 | 4.7 | 9.1 | 13.2 | 8.9 | 2.2 | 4.4 | 7.1 | 9.7 | 10.0 | |
| Total | 15.6 | 36.4 | 53.8 | 84.1 | 20.5 | 41.3 | 60.7 | 117.4 | 20.7 | 41.4 | 62.1 | 83.9 | 84.9 | |
| Net provision | Fire | 2.5 | -16.2 | -117.6 | -123.5 | 4.4 | 10.0 | -79.1 | -41.5 | 7.5 | 15.6 | 11.0 | 22.0 | 32.7 |
| Marine | 0.2 | 1.5 | 0.4 | 0.3 | 0.7 | 1.8 | -0.4 | -4.3 | 0.4 | 0.8 | -0.0 | 0.3 | 0.4 | |
| P.A. | 1.8 | 3.1 | 4.2 | 5.4 | 1.8 | 3.2 | 4.3 | -3.9 | 1.7 | 2.9 | 3.9 | 5.1 | 5.3 | |
| Auto | 8.6 | 3.6 | -17.5 | -18.7 | 8.7 | 10.4 | -23.1 | -18.0 | 8.8 | 17.5 | 26.5 | 35.4 | 3.2 | |
| Other | 2.3 | 3.7 | 2.6 | 5.0 | 4.7 | 8.9 | 9.9 | 1.8 | 2.2 | 4.4 | 6.4 | 8.8 | 8.3 | |
| Total | 15.6 | -4.2 | -127.9 | -131.4 | 20.5 | 34.4 | -88.4 | -66.0 | 20.7 | 41.3 | 47.9 | 71.8 | 50.0 | |
| ■Reserves for saving type products* | 1,448.1 | 1,440.5 | 1,424.1 | 1,396.0 | 1,393.9 | 1,385.8 | 1,376.1 | 1,344.1 | 1,340.6 | 1,331.4 | 1,302.6 | 1,261.0 | ||
| (*) Total of Policyholders' contract deposits and Reserve for dividends to policyholders | ||||||||||||||
| ■Underwriting profit | 25.8 | -113.9 | 28.4 | 89.1 | 28.7 | -40.5 | 36.2 | 38.4 | 74.6 | -4.8 | -3.8 | -16.9 | 109.0 | |
| ■Net investment income | ||||||||||||||
| Interest and dividends | 51.9 | 73.3 | 150.4 | 224.4 | 55.3 | 77.5 | 159.7 | 189.2 | 54.4 | 81.2 | 128.1 | 163.3 | 162.4 | |
| Domestic bonds | 5.6 | 11.2 | 16.7 | 22.2 | 5.1 | 10.2 | 15.4 | 20.7 | 4.3 | 8.6 | 13.3 | 17.5 | 16.0 | |
| Domestic stocks | 31.6 | 35.2 | 61.4 | 65.7 | 33.3 | 37.1 | 62.5 | 66.5 | 28.1 | 30.9 | 52.3 | 55.8 | 52.6 | |
| Foreign securities | 10.9 | 20.4 | 61.8 | 122.9 | 12.0 | 22.2 | 71.0 | 88.0 | 18.9 | 35.5 | 53.2 | 77.4 | 84.6 | |
| Investment income on deposit premiums | 10.2 | 20.2 | 30.1 | 40.8 | 9.8 | 19.7 | 29.3 | 37.8 | 9.1 | 18.1 | 27.0 | 34.5 | 32.3 | |
| Net interest and dividends | 41.7 | 53.0 | 120.3 | 183.5 | 45.4 | 57.8 | 130.3 | 151.4 | 45.3 | 63.0 | 101.0 | 128.7 | 130.0 | |
| Gains/Losses on sales of securities | 44.7 | 63.5 | 73.4 | 96.1 | 42.2 | 57.9 | 74.6 | 110.6 | 39.5 | 56.8 | 71.7 | 83.7 | 80.9 | |
| Impairment losses on securities | 0.2 | 0.2 | 3.6 | 3.7 | 1.5 | 2.5 | 1.4 | 22.1 | 2.8 | 2.9 | 6.3 | 1.6 | - | |
| Gains/Losses on derivatives | -3.6 | -8.8 | -5.3 | -19.6 | -2.9 | -7.8 | -16.7 | -15.7 | -5.8 | -5.4 | -8.0 | -24.0 | -2.2 | |
| Other investment income and expenses | 0.1 | 0.3 | 0.4 | 0.6 | 0.1 | 0.2 | 0.4 | 0.5 | 0.0 | 0.1 | 0.2 | 0.3 | 0.2 | |
| Net investment income | 82.9 | 110.8 | 186.6 | 258.7 | 80.9 | 102.3 | 187.9 | 220.7 | 77.7 | 112.1 | 159.7 | 201.9 | 209 | |
| ■Ordinary profit | 101.5 | -18.1 | 190.3 | 315.3 | 100.5 | 45.4 | 197.0 | 223.9 | 145.7 | 93.9 | 134.3 | 157.2 | 288.0 | |
| ■Net income | 77.5 | -10.3 | 152.6 | 261.3 | 79.1 | 41.5 | 156.3 | 169.9 | 110.0 | 62.9 | 96.5 | 109.3 | 220.0 |
&"Arial,標準"
&"Arial,標準"&P / &N
Nisshin Fire
| Nisshin Fire & Marine Insurance Co., Ltd. | ||||||||||||||
| May 20, 2021 | ||||||||||||||
| Tokio Marine Holdings, Inc. | ||||||||||||||
| (millions of JPY, except for %) | ||||||||||||||
| FY2018 | FY2019 | FY2020 | FY2021 | |||||||||||
| 1Q | 2Q | 3Q | 4Q | 1Q | 2Q | 3Q | 4Q | 1Q | 2Q | 3Q | 4Q | Projections | ||
| (Apr.-Jun.) | (Apr.-Sep.) | (Apr.-Dec.) | (Apr.-Mar.) | (Apr.-Jun.) | (Apr.-Sep.) | (Apr.-Dec.) | (Apr.-Mar.) | (Apr.-Jun.) | (Apr.-Sep.) | (Apr.-Dec.) | (Apr.-Mar.) | |||
| ■Direct Premiums Written excluding deposit premiums from policyholders | ||||||||||||||
| Fire | 6,736 | 15,302 | 23,663 | 30,912 | 7,567 | 18,064 | 26,314 | 33,614 | 6,861 | 16,473 | 26,832 | 34,073 | ||
| Marine | - | - | - | - | - | - | - | - | - | - | - | - | ||
| P.A. | 2,234 | 3,932 | 5,510 | 6,976 | 2,148 | 3,762 | 5,236 | 6,584 | 1,868 | 3,203 | 4,565 | 5,828 | ||
| Auto | 22,140 | 42,817 | 64,004 | 85,398 | 22,225 | 43,111 | 64,503 | 86,379 | 22,727 | 44,254 | 66,346 | 88,581 | ||
| CALI | 4,794 | 9,180 | 13,701 | 18,154 | 4,773 | 9,185 | 13,338 | 17,287 | 3,665 | 7,115 | 10,596 | 14,004 | ||
| Other | 3,816 | 7,235 | 10,551 | 13,785 | 4,311 | 8,128 | 11,878 | 15,468 | 4,568 | 8,789 | 12,876 | 16,788 | ||
| Total | 39,723 | 78,468 | 117,432 | 155,227 | 41,025 | 82,251 | 121,271 | 159,333 | 39,691 | 79,836 | 121,216 | 159,275 | ||
| ■Net premiums written | ||||||||||||||
| Fire | 4,760 | 10,985 | 16,351 | 21,042 | 5,177 | 13,085 | 19,039 | 24,019 | 4,374 | 11,133 | 18,549 | 23,254 | 22,431 | |
| Marine | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | 0 | - | |
| P.A. | 2,218 | 3,899 | 5,460 | 6,910 | 2,132 | 3,731 | 5,189 | 6,522 | 1,854 | 3,174 | 4,521 | 5,770 | 5,638 | |
| Auto | 22,096 | 42,729 | 63,838 | 85,169 | 22,170 | 43,001 | 64,340 | 86,156 | 22,651 | 44,102 | 66,119 | 88,278 | 88,684 | |
| CALI | 4,055 | 8,751 | 12,980 | 17,295 | 4,136 | 8,955 | 13,066 | 17,051 | 3,776 | 7,460 | 10,783 | 14,170 | 12,611 | |
| Other | 3,726 | 7,075 | 10,262 | 13,378 | 4,214 | 7,943 | 11,611 | 15,100 | 4,440 | 8,530 | 12,489 | 16,276 | 17,174 | |
| Total | 36,857 | 73,442 | 108,894 | 143,798 | 37,831 | 76,717 | 113,246 | 148,850 | 37,097 | 74,401 | 112,463 | 147,750 | 146,500 | |
| ■Auto insurance : YoY change (Managerial accounting basis) | ||||||||||||||
| Non-fleet | Premiums | --0.3% | -0.6% | -0.8% | -0.1% | +0.8% | +0.7% | +0.4% | +1.2% | +2.1% | +2.9% | +3.1% | +2.3% | |
| Number of cars | -0.5% | -0.9% | -1.2% | -0.9% | -1.1% | -1.3% | -1.6% | -1.5% | -2.5% | -1.9% | -1.6% | -1.4% | ||
| Per-auto premiums | +0.2% | +0.3% | +0.4% | +0.8% | +1.9% | +2.0% | +2.1% | +2.8% | +4.8% | +4.8% | +4.8% | +3.8% | ||
| Fleet | Premiums | +5.8% | +4.1% | +2.0% | +2.1% | +3.8% | +3.8% | +3.8% | +4.5% | +3.3% | +6.4% | +5.2% | +4.3% | |
| Number of cars | +3.4% | +2.6% | +1.5% | +2.7% | +1.0% | +1.7% | +0.9% | +0.7% | -0.7% | -0.0% | +0.3% | +0.9% | ||
| Per-auto premiums | +2.3% | +1.5% | +0.5% | -0.5% | +2.8% | +2.1% | +2.9% | +3.8% | +4.0% | +6.4% | +4.9% | +3.4% | ||
| Total | Premiums | +0.5% | +0.0% | -0.4% | +0.2% | +1.2% | +1.1% | +0.9% | +1.6% | +2.3% | +3.4% | +3.4% | +2.6% | |
| Number of cars | +0.1% | -0.4% | -0.8% | -0.4% | -0.8% | -0.9% | -1.2% | -1.2% | -2.3% | -1.6% | -1.3% | -1.1% | ||
| Per-auto premiums | +0.4% | -0.5% | +0.4% | +0.6% | +2.1% | +2.0% | +2.2% | +2.9% | +4.6% | +5.1% | +4.8% | +3.7% | ||
| ■Net claims paid | ||||||||||||||
| Fire | 3,576 | 8,370 | 20,550 | 24,437 | 2,552 | 5,131 | 16,980 | 20,794 | 2,666 | 6,571 | 11,497 | 16,114 | 19,427 | |
| Marine | 0 | 1 | 1 | 2 | 0 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | |
| P.A. | 964 | 1,861 | 2,679 | 3,468 | 756 | 1,604 | 2,439 | 3,276 | 717 | 1,365 | 1,963 | 2,588 | 2,484 | |
| Auto | 10,185 | 20,696 | 31,454 | 42,324 | 9,775 | 19,734 | 32,633 | 42,947 | 9,104 | 18,609 | 28,746 | 38,590 | 39,275 | |
| CALI | 3,404 | 6,879 | 10,440 | 13,545 | 3,066 | 6,181 | 9,373 | 12,276 | 2,798 | 5,077 | 8,289 | 10,906 | 10,906 | |
| Other | 1,408 | 2,691 | 4,677 | 6,382 | 1,699 | 3,448 | 5,598 | 7,407 | 1,889 | 3,796 | 5,858 | 7,768 | 8,575 | |
| Total | 19,540 | 40,501 | 69,803 | 90,161 | 17,852 | 36,101 | 67,026 | 86,704 | 17,176 | 35,419 | 56,356 | 75,971 | 80,670 | |
| ■Net W/P basis loss ratio* | ||||||||||||||
| Fire | 78.2% | 78.9% | 128.5% | 119.4% | 52.6% | 41.3% | 91.4% | 89.1% | 64.7% | 61.6% | 64.3% | 71.9% | 89.4% | |
| Marine | -258.5% | 600.0% | 841.5% | 1072.5% | 2472.8% | 926.6% | 1328.8% | 1550.8% | - | 10403.1% | 5771.2% | 5725.5% | - | |
| P.A. | 47.4% | 53.2% | 55.2% | 55.5% | 39.8% | 48.4% | 52.9% | 56.0% | 44.1% | 48.9% | 49.6% | 51.4% | 51.0% | |
| Auto | 54.1% | 56.7% | 57.8% | 57.9% | 52.1% | 54.1% | 59.0% | 57.9% | 48.1% | 49.6% | 50.9% | 51.3% | 51.8% | |
| CALI | 91.1% | 85.8% | 87.4% | 85.5% | 80.6% | 75.7% | 78.5% | 78.9% | 79.4% | 76.1% | 85.2% | 84.1% | 94.5% | |
| Other | 40.9% | 41.5% | 49.3% | 51.5% | 43.4% | 47.7% | 52.7% | 53.5% | 46.5% | 49.7% | 52.2% | 53.2% | 55.2% | |
| Total | 59.5% | 61.8% | 71.0% | 69.5% | 53.7% | 53.5% | 65.8% | 64.8% | 52.9% | 54.0% | 56.5% | 57.9% | 61.6% | |
| (*) Including loss adjustment expenses | ||||||||||||||
| ■Net incurred losses (Private insurance)* | ||||||||||||||
| Fire | 2,686 | 17,820 | 24,043 | 24,150 | 3,313 | 12,598 | 19,290 | 21,378 | 3,301 | 11,669 | 14,378 | 19,202 | 19,004 | |
| Marine | 0 | 3 | 4 | 5 | 1 | 0 | 1 | 1 | 1 | 0 | 1 | 2 | 1 | |
| P.A. | 803 | 1,411 | 2,224 | 3,186 | 780 | 1,718 | 2,459 | 3,321 | 476 | 1,362 | 2,045 | 2,766 | 2,920 | |
| Auto | 11,736 | 24,808 | 37,532 | 50,105 | 12,015 | 24,565 | 38,556 | 47,649 | 10,326 | 20,844 | 32,706 | 43,687 | 46,400 | |
| Other | 1,503 | 3,985 | 5,881 | 7,921 | 2,083 | 4,392 | 6,736 | 8,183 | 2,026 | 5,154 | 7,805 | 9,998 | 9,812 | |
| Total | 16,730 | 48,029 | 69,685 | 85,368 | 18,193 | 43,276 | 67,045 | 80,535 | 16,132 | 39,032 | 56,938 | 75,656 | 78,139 | |
| (*) Including loss adjustment expenses | ||||||||||||||
| Excluding Residential earthquake insurance and CALI | ||||||||||||||
| ■Net incurred losses caused by natural disasters during the period (Private insurance)* | ||||||||||||||
| Fire | 3 | 11,399 | 14,251 | 13,612 | 2 | 6,751 | 10,292 | 10,648 | - | 4,988 | 4,422 | 5,006 | ||
| Marine | - | - | - | - | - | - | - | - | - | - | - | - | ||
| Auto | - | 804 | 781 | 725 | - | 247 | 1,451 | 1,086 | - | 307 | 315 | 401 | ||
| Other | - | 290 | 491 | 501 | - | 138 | 373 | 419 | - | 224 | 229 | 290 | ||
| Total | 3 | 12,494 | 15,524 | 14,839 | 2 | 7,137 | 12,117 | 12,154 | - | 5,520 | 4,967 | 5,697 | ||
| (*) Excluding loss adjustment expenses | ||||||||||||||
| Excluding Residential earthquake insurance and CALI | ||||||||||||||
| ■Net E/I basis loss ratio (Private insurance)* | ||||||||||||||
| Fire | 51.3% | 168.0% | 154.6% | 118.2% | 61.1% | 109.7% | 113.2% | 96.3% | 62.0% | 98.3% | 81.3% | 83.7% | 81.0% | |
| Marine | 858.6% | 621.2% | 596.1% | 586.3% | 2711.8% | 609.3% | 659.3% | 669.5% | 11941.4% | 3043.5% | 4257.7% | 3590.7% | 11981.9% | |
| P.A. | 44.1% | 39.5% | 41.7% | 45.3% | 45.4% | 50.8% | 48.7% | 49.6% | 30.5% | 45.5% | 45.7% | 46.5% | 52.0% | |
| Auto | 55.1% | 58.3% | 58.8% | 58.8% | 56.3% | 57.4% | 59.9% | 55.4% | 47.5% | 47.7% | 49.7% | 49.5% | 52.2% | |
| Other | 48.7% | 63.0% | 60.9% | 60.5% | 59.9% | 61.5% | 61.7% | 55.4% | 52.5% | 65.7% | 65.5% | 62.2% | 59.6% | |
| Total | 53.2% | 76.1% | 73.8% | 67.9% | 56.9% | 66.8% | 68.9% | 62.1% | 49.6% | 58.8% | 57.0% | 56.8% | 58.1% | |
| (*) Including loss adjustment expenses | ||||||||||||||
| Excluding Residential earthquake insurance and CALI | ||||||||||||||
| ■Net E/I basis loss ratio excluding impact of natural disasters (Private insurance)* | ||||||||||||||
| Fire | 51.2% | 60.5% | 63.0% | 51.6% | 61.1% | 50.9% | 52.8% | 48.3% | 62.0% | 56.3% | 56.3% | 61.9% | ||
| Marine | 858.6% | 621.2% | 596.1% | 586.3% | 2711.8% | 609.3% | 659.3% | 669.5% | 11941.4% | 3043.5% | 4257.7% | 3590.7% | ||
| P.A. | 44.1% | 39.4% | 41.6% | 45.2% | 45.4% | 50.8% | 48.7% | 49.6% | 30.5% | 45.5% | 45.7% | 46.5% | ||
| Auto | 55.1% | 56.4% | 57.5% | 58.0% | 56.3% | 56.8% | 57.7% | 54.1% | 47.5% | 47.0% | 49.2% | 49.1% | ||
| Other | 48.7% | 58.5% | 55.8% | 56.7% | 59.9% | 59.6% | 58.3% | 52.6% | 52.5% | 62.9% | 63.6% | 60.4% | ||
| Total | 53.2% | 56.3% | 57.4% | 56.1% | 56.9% | 55.8% | 56.4% | 52.7% | 49.6% | 50.5% | 52.0% | 52.5% | ||
| (*) Including loss adjustment expenses | ||||||||||||||
| Excluding Residential earthquake insurance and CALI | ||||||||||||||
| ■Business expenses on underwriting | ||||||||||||||
| Operating and general administrative expenses on U/W | 5,852 | 11,676 | 17,662 | 24,043 | 5,754 | 11,717 | 17,470 | 23,389 | 5,610 | 11,106 | 16,373 | 22,061 | 23,470 | |
| Personnel expenses | 2,846 | 5,614 | 8,437 | 11,216 | 2,750 | 5,575 | 8,309 | 11,112 | 2,696 | 5,436 | 8,114 | 10,968 | 10,502 | |
| Non-personnel expenses | 2,820 | 5,694 | 8,681 | 12,085 | 2,812 | 5,755 | 8,593 | 11,499 | 2,719 | 5,282 | 7,705 | 10,338 | 12,216 | |
| Tax and contribution | 185 | 367 | 543 | 741 | 192 | 387 | 567 | 776 | 194 | 387 | 553 | 754 | 751 | |
| Agency commissions and brokerage | 6,459 | 12,721 | 18,976 | 25,068 | 6,718 | 13,482 | 20,021 | 26,339 | 6,804 | 13,574 | 20,633 | 26,912 | 26,356 | |
| Business expenses on underwriting | 12,312 | 24,397 | 36,639 | 49,112 | 12,473 | 25,199 | 37,491 | 49,728 | 12,415 | 24,680 | 37,007 | 48,973 | 49,827 | |
| ■Expense ratio | ||||||||||||||
| Agency commission ratio | 17.5% | 17.3% | 17.4% | 17.4% | 17.8% | 17.6% | 17.7% | 17.7% | 18.3% | 18.2% | 18.3% | 18.2% | 18.0% | |
| Expense ratio | 33.4% | 33.2% | 33.6% | 34.2% | 33.0% | 32.8% | 33.1% | 33.4% | 33.5% | 33.2% | 32.9% | 33.1% | 34.0% | |
| ■Combined ratio | ||||||||||||||
| Private insurance: E/I basis | 87.3% | 110.2% | 108.4% | 103.1% | 90.6% | 100.6% | 103.0% | 96.6% | 84.1% | 92.2% | 90.0% | 90.4% | 92.3% | |
| ■Outstanding claims reserves | ||||||||||||||
| Fire*1 | 5 | 3,177 | 7,581 | 3,079 | 6,171 | 5,326 | ||||||||
| Marine | 1,653 | 3 | 2 | 2 | 1 | 1 | ||||||||
| P.A. | 23,812 | 1,648 | 1,535 | 1,401 | 1,210 | 1,180 | ||||||||
| Auto | 5,507 | 24,411 | 25,390 | 23,402 | 22,146 | 22,032 | ||||||||
| CALI, EQ*2 | 4,448 | 4,825 | 4,613 | 4,374 | 4,649 | 4,198 | ||||||||
| Other | 44,662 | 4,330 | 4,643 | 4,473 | 5,054 | 5,318 | ||||||||
| Outstanding claims excl. IBNR | 5,476 | 38,397 | 43,766 | 36,734 | 39,233 | 38,057 | ||||||||
| Fire*1 | - | 1,890 | 4,679 | 1,955 | 3,675 | 2,182 | ||||||||
| Marine | 751 | - | - | - | - | - | ||||||||
| P.A. | 6,973 | 770 | 796 | 684 | 685 | 707 | ||||||||
| Auto | - | 6,545 | 6,866 | 5,315 | 5,554 | 5,114 | ||||||||
| CALI, EQ*2 | 1,298 | - | - | - | - | - | ||||||||
| Other | 14,499 | 1,393 | 1,681 | 1,358 | 1,692 | 1,847 | ||||||||
| IBNR | 14,499 | 10,599 | 14,023 | 9,313 | 11,608 | 9,851 | ||||||||
| Fire*1 | 4,524 | 14,709 | 9,059 | 5,068 | 5,656 | 12,260 | 6,961 | 5,035 | 5,506 | 9,846 | 7,488 | 7,508 | ||
| Marine | 6 | 5 | 5 | 3 | 3 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | ||
| P.A. | 2,821 | 2,405 | 2,279 | 2,419 | 2,349 | 2,332 | 2,133 | 2,086 | 1,744 | 1,895 | 1,888 | 1,887 | ||
| Auto | 29,991 | 30,786 | 30,824 | 30,956 | 31,413 | 32,256 | 31,528 | 28,718 | 28,145 | 27,701 | 27,789 | 27,147 | ||
| CALI, EQ*2 | 5,336 | 5,507 | 5,032 | 4,825 | 4,825 | 4,613 | 4,613 | 4,374 | 4,374 | 4,649 | 4,649 | 4,198 | ||
| Other | 4,676 | 5,747 | 5,520 | 5,724 | 5,978 | 6,325 | 6,341 | 5,831 | 5,794 | 6,747 | 7,113 | 7,165 | ||
| Total | 47,357 | 59,162 | 52,722 | 48,996 | 50,226 | 57,790 | 51,582 | 46,048 | 45,568 | 50,841 | 48,931 | 47,909 | ||
| (*1) Excluding Residential earthquake insurance | ||||||||||||||
| (*2) Residential earthquake insurance | ||||||||||||||
| ■General underwriting reserve | ||||||||||||||
| Fire* | 75,922 | 76,296 | 76,697 | 76,508 | 76,263 | 78,104 | 78,483 | 80,128 | 78,865 | 79,301 | 80,909 | 80,012 | ||
| Marine | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| P.A. | 3,168 | 3,103 | 2,896 | 2,647 | 3,059 | 2,995 | 2,784 | 2,474 | 2,763 | 2,655 | 2,516 | 2,290 | ||
| Auto | 27,512 | 27,499 | 27,462 | 25,496 | 25,825 | 25,547 | 25,615 | 27,217 | 28,130 | 29,030 | 30,344 | 32,733 | ||
| CALI | 35,483 | 35,665 | 35,096 | 35,402 | 35,841 | 36,482 | 36,294 | 36,457 | 36,962 | 36,547 | 35,456 | 36,226 | ||
| Other | 12,918 | 13,099 | 13,018 | 12,685 | 13,382 | 13,477 | 13,403 | 13,589 | 13,892 | 14,043 | 13,978 | 13,698 | ||
| Total | 155,007 | 155,665 | 155,172 | 152,740 | 154,373 | 156,608 | 156,582 | 159,867 | 160,614 | 161,579 | 163,205 | 164,960 | ||
| (*) Including reserve for Residential earthquake insurance | ||||||||||||||
| ■Catastrophe loss reserve | ||||||||||||||
| Amount | Fire | 19,634 | 18,400 | 9,355 | 13,005 | 13,315 | 13,790 | 6,997 | 10,292 | 10,268 | 10,385 | 9,523 | 23,645 | 16,889 |
| Marine | 2,436 | 2,435 | 2,436 | 2,436 | 2,436 | 2,436 | 2,436 | 0 | 0 | 0 | 0 | 0 | 0 | |
| P.A. | 6,327 | 6,382 | 6,432 | 6,478 | 6,544 | 6,597 | 6,643 | 6,685 | 6,743 | 6,786 | 6,829 | 5,931 | 6,111 | |
| Auto | 23,409 | 24,070 | 24,746 | 25,429 | 26,141 | 26,809 | 27,414 | 28,191 | 28,918 | 29,605 | 30,311 | 16,000 | 18,837 | |
| Other | 12,689 | 12,760 | 12,728 | 12,787 | 13,012 | 13,206 | 12,980 | 11,964 | 12,051 | 12,126 | 12,198 | 12,198 | 12,590 | |
| Total | 64,498 | 64,050 | 55,700 | 60,137 | 61,450 | 62,839 | 56,471 | 57,133 | 57,981 | 58,904 | 58,863 | 57,775 | 54,429 | |
| Reversal | Fire | 823 | 2,368 | 11,681 | 13,306 | - | - | 7,150 | 10,070 | 413 | 816 | 2,230 | 4,577 | 8,568 |
| Marine | 0 | 0 | 0 | 0 | - | - | - | 2,436 | - | 0 | - | 0 | - | |
| P.A. | - | - | - | - | - | - | - | - | - | - | - | 938 | - | |
| Auto | - | - | - | - | - | - | 78 | - | - | - | - | 15,020 | - | |
| Other | 8 | 91 | 268 | 348 | 32 | 80 | 547 | 1,194 | 22 | 47 | 72 | 165 | 220 | |
| Total | 832 | 2,460 | 11,950 | 13,655 | 32 | 80 | 7,776 | 13,701 | 436 | 863 | 2,303 | 20,701 | 8,789 | |
| Provision | Fire | 238 | 549 | 816 | 6,091 | 310 | 785 | 1,142 | 7,357 | 389 | 909 | 1,462 | 17,930 | 1,812 |
| Marine | - | - | - | - | - | - | - | 0 | - | 0 | 0 | 0 | - | |
| P.A. | 69 | 124 | 173 | 219 | 66 | 118 | 165 | 207 | 57 | 101 | 144 | 184 | 180 | |
| Auto | 709 | 1,370 | 2,046 | 2,729 | 711 | 1,379 | 2,062 | 2,761 | 727 | 1,414 | 2,119 | 2,828 | 2,837 | |
| Other | 174 | 327 | 473 | 612 | 257 | 499 | 739 | 371 | 109 | 208 | 306 | 400 | 612 | |
| Total | 1,191 | 2,371 | 3,511 | 9,653 | 1,346 | 2,783 | 4,110 | 10,698 | 1,283 | 2,634 | 4,033 | 21,343 | 5,443 | |
| Net provision | Fire | (585) | (1,819) | (10,864) | (7,215) | 310 | 785 | (6,007) | (2,712) | (23) | 93 | (768) | 13,352 | (6,755) |
| Marine | (0) | (0) | (0) | (0) | - | - | - | (2,436) | - | (0) | 0 | (0) | - | |
| P.A. | 69 | 124 | 173 | 219 | 66 | 118 | 165 | 207 | 57 | 101 | 144 | (754) | 180 | |
| Auto | 709 | 1,370 | 2,046 | 2,729 | 711 | 1,379 | 1,984 | 2,761 | 727 | 1,414 | 2,119 | (12,191) | 2,837 | |
| Other | 165 | 236 | 204 | 263 | 224 | 418 | 192 | (823) | 86 | 161 | 234 | 234 | 391 | |
| Total | 358 | (89) | (8,439) | (4,002) | 1,313 | 2,702 | (3,665) | (3,003) | 847 | 1,770 | 1,730 | 641 | (3,346) | |
| ■Reserves for saving type products* | 25,582 | 24,738 | 23,679 | 23,475 | 23,096 | 22,717 | 21,773 | 21,494 | 21,182 | 20,742 | 20,023 | 19,624 | ||
| (*) Total of Policyholders' contract deposits and Reserve for dividends to policyholders | ||||||||||||||
| ■Underwriting profit | 3,805 | (6,970) | (279) | 1,509 | 1,655 | (3,889) | (337) | 2,789 | 4,620 | 2,134 | 5,029 | 6,811 | 14,884 | |
| ■Net investment income | ||||||||||||||
| Interest and dividends | 923 | 1,987 | 3,139 | 4,466 | 851 | 2,298 | 3,061 | 4,701 | 797 | 2,143 | 2,833 | 4,075 | 3,813 | |
| Domestic bonds | 569 | 1,131 | 1,703 | 2,246 | 543 | 1,086 | 1,626 | 2,151 | 506 | 1,011 | 1,507 | 1,983 | 1,876 | |
| Domestic stocks | 163 | 467 | 545 | 991 | 152 | 464 | 555 | 944 | 171 | 335 | 414 | 541 | 272 | |
| Foreign securities | 121 | 217 | 578 | 789 | 87 | 613 | 679 | 1,338 | 54 | 672 | 723 | 1,296 | 1,421 | |
| Investment income on deposit premiums | (422) | (841) | (1,264) | (1,778) | (435) | (865) | (1,296) | (1,641) | (403) | (798) | (1,187) | (1,490) | (1,433) | |
| Net interest and dividends | 500 | 1,145 | 1,874 | 2,688 | 416 | 1,432 | 1,764 | 3,060 | 394 | 1,345 | 1,646 | 2,585 | 2,379 | |
| Gains/Losses on sales of securities | 0 | 266 | 849 | 1,369 | 99 | 187 | 673 | 3,104 | 529 | 2,661 | 4,188 | 14,923 | 3,237 | |
| Impairment losses on securities | - | - | 66 | 64 | - | 388 | 57 | 1,296 | 13 | 99 | 263 | 148 | - | |
| Gains/Losses on derivatives | (63) | (150) | (407) | (642) | (258) | (466) | (756) | (938) | (178) | (223) | (283) | (364) | (165) | |
| Other investment income and expenses | 0 | (7) | (6) | (16) | (2) | (3) | (4) | (6) | (22) | 39 | 38 | 36 | - | |
| Net investment income | 437 | 1,227 | 2,491 | 4,310 | 345 | 855 | 1,713 | 4,001 | 710 | 3,723 | 5,323 | 17,502 | 5,452 | |
| ■Ordinary profit | 3,791 | (6,243) | 1,524 | 5,069 | 1,196 | (3,890) | 454 | 5,785 | 4,722 | 5,207 | 9,660 | 23,557 | 19,500 | |
| ■Net income | 2,894 | (4,388) | 1,257 | 4,403 | 865 | (2,546) | 320 | 3,757 | 3,320 | 3,350 | 6,704 | 17,077 | 11,400 |
&"Arial,標準"
&"Arial,標準"&P / &N
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Tokio Marine Holdings Inc. published this content on 20 May 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 20 May 2021 09:57:02 UTC.
