Tokio Marine & Nichido
Tokio Marine & Nichido Fire Insurance Co., Ltd.
February 10, 2021
Tokio Marine Holdings, Inc.
(billions of JPY, except for %)
FY2018 FY2019 FY2020 FY2020 Projections
1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q August Projections November Projections
(Apr.-Jun.) (Apr.-Sep.) (Apr.-Dec.) (Apr.-Mar.) (Apr.-Jun.) (Apr.-Sep.) (Apr.-Dec.) (Apr.-Mar.) (Apr.-Jun.) (Apr.-Sep.) (Apr.-Dec.) (Apr.-Mar.)
■Direct Premiums Written excluding deposit premiums from policyholders
Fire 79.1 165.9 271.2 369.7 90.8 206.1 316.7 421.0 95.7 211.6 340.2
Marine 17.0 33.3 49.5 67.6 17.1 34.8 52.1 71.5 17.6 32.7 48.6
P.A. 58.9 102.2 138.9 178.2 60.1 104.0 141.4 183.2 54.7 92.5 126.7
Auto 271.1 532.9 799.6 1,069.6 272.8 537.6 807.2 1,082.4 277.2 548.7 828.6
CALI 65.3 128.5 194.8 264.9 69.7 136.8 199.6 264.5 54.0 108.3 165.0
Other 117.5 230.0 339.7 451.6 119.7 233.8 347.7 463.3 119.2 234.2 349.5
Total 609.2 1,193.1 1,794.0 2,401.9 630.5 1,253.3 1,864.9 2,486.2 618.6 1,228.3 1,858.9
■Net premiums written
Fire 64.9 135.7 209.5 281.9 71.9 164.4 242.6 321.8 74.5 164.3 259.1 313.1
Marine 16.1 32.4 46.9 62.7 16.7 33.3 48.5 65.3 18.1 31.8 44.4 61.9
P.A. 57.6 99.5 134.8 173.3 59.1 101.8 138.1 179.0 54.1 91.4 124.9 164.8
Auto 270.5 531.5 796.6 1,065.1 272.4 536.3 804.6 1,078.3 276.5 546.8 825.5 1,093.4
CALI 60.9 134.7 201.1 270.5 64.6 143.1 210.2 276.8 60.9 123.0 179.7 235.7
Other 80.9 160.2 232.2 313.0 83.9 166.3 242.9 326.0 86.4 169.8 251.1 335.8
Total 551.2 1,094.4 1,621.4 2,166.6 568.9 1,145.4 1,687.1 2,247.5 570.9 1,127.4 1,685.0 2,201.0 2,205.0
■Auto insurance : YoY change (Managerial accounting basis)
Non-fleet Premiums -0.0% -0.4% -0.6% -0.1% +0.6% +0.9% +0.9% +1.3% +2.1% +3.0% +3.4%
Number of cars -0.3% -0.6% -0.9% -0.4% +0.1% +0.1% +0.1% +0.1% -0.3% +0.4% +0.7%
Per-auto premiums +0.3% +0.2% +0.3% +0.3% +0.5% +0.8% +0.8% +1.3% +2.4% +2.6% +2.7%
Fleet Premiums -0.2% -0.2% +0.5% +1.0% -1.3% +1.3% +2.0% +3.1% +0.1% +1.6% +2.9%
Number of cars +0.8% +1.1% +2.8% +3.3% -17.9% -9.6% -6.1% -4.2% +8.2% +4.6% +4.0%
Per-auto premiums -1.0% -1.3% -2.2% -2.2% +20.2% +12.1% +8.6% +7.6% -7.5% -2.8% -1.0%
Total Premiums -0.1% -0.4% -0.5% +0.0% +0.4% +1.0% +1.1% +1.6% +1.7% +2.7% +3.3%
Number of cars -0.1% -0.3% -0.3% +0.1% -2.9% -1.4% -0.9% -0.6% +0.9% +1.0% +1.2%
Per-auto premiums +0.0% -0.0% -0.1% -0.1% +3.4% +2.4% +2.0% +2.2% +0.8% +1.7% +2.1%
■Net claims paid
Fire 40.3 105.9 251.1 306.5 38.8 78.2 218.2 264.0 43.7 96.3 160.0
Marine 7.5 17.3 29.0 39.9 9.2 18.9 32.1 44.0 9.7 18.8 28.6
P.A. 19.9 39.6 60.7 80.3 21.3 42.6 64.3 85.5 20.3 39.5 59.7
Auto 141.9 290.7 450.6 597.1 143.2 284.2 458.8 600.8 124.4 255.1 397.9
CALI 49.8 101.2 154.4 201.3 46.8 94.9 144.7 190.4 44.4 81.0 133.0
Other 33.4 69.3 110.1 154.3 34.5 69.0 120.9 168.2 36.2 74.6 113.1
Total 293.2 624.3 1,056.2 1,379.7 293.9 588.1 1,039.3 1,353.2 279.0 565.6 892.7 1,239.2
■Net W/P basis loss ratio*
Fire 64.7% 80.6% 122.3% 111.2% 56.7% 50.1% 92.4% 84.6% 61.1% 60.8% 63.9%
Marine 50.2% 56.6% 65.3% 67.0% 58.3% 60.0% 69.6% 70.8% 56.6% 62.4% 67.8%
P.A. 39.2% 45.3% 50.9% 52.6% 39.8% 46.5% 51.8% 53.4% 41.7% 48.2% 53.3%
Auto 58.1% 60.6% 62.4% 62.0% 58.2% 59.1% 63.0% 61.8% 50.8% 52.9% 54.3%
CALI 89.5% 82.2% 83.8% 81.3% 79.5% 72.6% 75.1% 75.2% 80.2% 72.5% 80.8%
Other 44.5% 46.4% 50.6% 52.4% 43.9% 44.4% 52.7% 54.5% 44.5% 46.6% 47.8%
Total 58.1% 62.2% 70.2% 68.8% 56.4% 56.2% 66.5% 65.2% 53.6% 55.1% 57.9% 61.4%
(*) Including loss adjustment expenses
■Net incurred losses (Private insurance)*
Fire 36.1 236.3 290.9 333.0 30.9 142.3 234.5 264.6 26.6 144.4 188.5 215.7
Marine 13.7 26.7 38.9 47.4 9.8 26.6 37.7 49.6 10.6 20.6 29.9 42.6
P.A. 22.1 44.9 68.5 93.5 22.9 47.1 71.8 97.4 17.3 36.9 62.7 80.1
Auto 148.2 337.4 504.8 662.3 149.4 324.7 506.5 652.5 124.7 281.8 447.8 636.6
Other 43.4 96.8 139.4 176.4 44.7 94.3 154.4 206.4 43.8 107.3 180.9 210.4
Total 263.7 742.3 1,042.6 1,312.7 257.9 635.1 1,005.1 1,270.8 223.2 591.2 910.0 1,152.9 1,185.6
(*) Including loss adjustment expenses
   Excluding Residential earthquake insurance and CALI
■Net incurred losses caused by natural disasters during the period (Private insurance)*
Fire 8.2 166.8 194.7 199.9 0.0 72.0 125.9 130.6 2.1 58.9 64.1
Marine 2.2 4.3 7.8 7.3 - 0.9 1.2 2.1 0.6 1.1 1.1
Auto 0.0 19.2 19.6 19.4 0.0 6.8 14.7 14.4 0.0 5.0 5.1
Other 0.0 9.3 11.4 11.7 0.0 2.4 11.1 15.2 0.0 1.8 3.1
Total 10.5 199.8 233.6 238.4 0.0 82.2 153.1 162.5 2.9 66.9 73.6
(*) Excluding loss adjustment expenses
   Excluding Residential earthquake insurance and CALI
■Net E/I basis loss ratio (Private insurance)*
Fire 54.4% 173.5% 143.1% 122.8% 45.3% 98.7% 109.2% 91.7% 37.0% 94.6% 80.7% 69.8%
Marine 79.5% 80.7% 81.0% 74.7% 62.7% 82.1% 78.2% 78.2% 67.6% 60.2% 61.9% 68.2%
P.A. 53.9% 53.5% 53.9% 55.0% 54.2% 54.5% 54.9% 55.5% 42.3% 45.0% 50.9% 47.8%
Auto 56.2% 63.6% 63.4% 62.3% 56.5% 61.0% 63.2% 60.8% 46.2% 51.8% 54.5% 58.3%
Other 54.9% 60.6% 58.1% 57.4% 55.5% 58.4% 63.0% 65.2% 51.7% 63.0% 70.0% 64.4%
Total 56.4% 78.7% 73.7% 70.0% 54.7% 66.4% 69.8% 66.3% 46.2% 60.1% 61.3% 59.6% 60.5%
(*) Including loss adjustment expenses
   Excluding Residential earthquake insurance and CALI
■Net E/I basis loss ratio excluding impact of natural disasters (Private insurance)*
Fire 41.9% 51.0% 47.3% 49.1% 45.2% 48.7% 50.5% 46.5% 34.1% 56.0% 53.2%
Marine 66.8% 67.4% 64.7% 63.1% 62.7% 79.3% 75.6% 74.9% 63.5% 56.7% 59.4%
P.A. 53.9% 53.5% 53.9% 55.0% 54.2% 54.5% 54.9% 55.5% 42.3% 45.0% 50.9%
Auto 56.2% 60.0% 61.0% 60.4% 56.5% 59.7% 61.4% 59.5% 46.2% 50.9% 53.9%
Other 54.9% 54.7% 53.3% 53.6% 55.5% 56.9% 58.4% 60.4% 51.6% 61.9% 68.7%
Total 54.2% 57.5% 57.2% 57.3% 54.7% 57.8% 59.1% 57.8% 45.6% 53.3% 56.3%
(*) Including loss adjustment expenses
   Excluding Residential earthquake insurance and CALI
■Business expenses on underwriting
Operating and general administrative expenses on U/W 68.8 133.7 199.2 270.9 66.3 133.4 202.5 275.5 64.0 126.4 189.4 283.7 268.9
Personnel expenses 32.8 64.3 93.2 120.7 30.1 59.8 88.7 118.4 30.4 61.0 91.6 126.2 122.6
Non-personnel expenses 33.3 64.6 98.9 140.8 33.9 69.1 107.2 148.0 31.0 60.5 90.5 147.9 136.9
Tax and contribution 2.6 4.8 7.0 9.3 2.3 4.4 6.5 8.9 2.5 4.8 7.1 9.4 9.2
Agency commissions and brokerage 101.0 198.8 293.9 392.0 104.8 208.8 308.6 415.9 109.4 215.4 320.5 421.7 421.7
Business expenses on underwriting 169.9 332.6 493.1 663.0 171.1 342.3 511.1 691.4 173.4 341.9 509.9 705.4 690.6
■Expense ratio
Agency commission ratio 18.3% 18.2% 18.1% 18.1% 18.4% 18.2% 18.3% 18.5% 19.2% 19.1% 19.0% 19.2% 19.1%
Expense ratio 30.8% 30.4% 30.4% 30.6% 30.1% 29.9% 30.3% 30.8% 30.4% 30.3% 30.3% 32.1% 31.3%
■Combined ratio
Private insurance: E/I basis 88.4% 110.5% 105.6% 102.2% 86.0% 97.7% 101.5% 98.7% 77.5% 91.3% 92.3% 92.6% 92.9%
■Outstanding claims reserves
Fire*1 139.7 90.0 118.3 74.4 92.0
Marine 29.3 28.4 33.1 30.1 29.5
P.A. 25.8 27.0 26.2 26.6 24.1
Auto 321.0 311.0 317.5 300.9 294.4
CALI, EQ*2 80.6 72.2 70.7 68.0 73.4
Other 162.1 156.5 168.8 178.0 183.1
Outstanding claims excl. IBNR 758.9 685.4 734.9 678.4 696.8
Fire*1 93.7 42.7 74.4 50.6 77.5
Marine 8.3 6.2 8.1 7.9 9.3
P.A. 30.3 31.6 32.2 33.9 29.2
Auto 75.0 72.4 73.8 68.7 68.1
CALI, EQ*2 - - - - -
Other 141.3 136.7 144.9 144.0 167.0
IBNR 348.8 289.9 333.6 305.3 351.2
Fire*1 100.7 233.5 147.7 132.7 122.9 192.7 143.0 125.1 106.1 169.6 148.1
Marine 35.0 37.6 37.6 34.7 34.8 41.3 38.6 38.1 38.5 38.8 37.8
P.A. 55.8 56.2 56.1 58.7 58.1 58.4 58.9 60.5 55.2 53.3 56.7
Auto 372.1 396.0 388.9 383.5 374.3 391.4 382.8 369.7 354.1 362.5 369.2
CALI, EQ*2 77.1 80.6 74.2 72.2 72.2 70.7 70.7 68.0 68.0 73.4 73.4
Other 288.6 303.5 303.0 293.3 301.2 313.8 319.8 322.1 327.4 350.2 383.0
Total 929.5 1,107.8 1,007.8 975.3 963.7 1,068.6 1,014.2 983.7 949.6 1,048.1 1,068.4
(*1) Excluding Residential earthquake insurance
(*2) Residential earthquake insurance
■General underwriting reserve
Fire* 700.1 694.6 701.2 705.9 709.2 725.8 733.1 759.9 762.5 779.9 794.2
Marine 25.0 25.8 26.2 21.7 25.4 25.6 26.0 22.9 24.7 23.7 22.7
P.A. 138.8 137.7 130.1 126.0 142.5 141.2 133.1 130.7 142.3 138.4 130.8
Auto 315.1 314.9 314.5 301.8 310.4 311.3 312.2 316.9 329.5 347.2 366.2
CALI 386.3 395.4 393.0 404.9 406.0 421.0 422.3 432.5 431.1 435.1 423.6
Other 382.7 383.6 377.7 383.4 389.0 391.8 387.6 393.9 396.5 397.3 392.8
Total 1,948.2 1,952.3 1,942.9 1,944.0 1,982.7 2,016.9 2,014.5 2,057.1 2,086.8 2,121.8 2,130.5
(*) Including reserve for Residential earthquake insurance
■Catastrophe loss reserve
Amount Fire 365.4 346.7 245.2 239.3 243.7 249.3 160.2 197.7 205.2 213.4 208.8 208.9
Marine 126.4 127.7 126.6 126.4 127.2 128.3 126.0 122.1 122.6 122.9 122.0 120.5
P.A. 128.1 129.4 130.5 131.7 133.6 135.0 136.1 127.8 129.5 130.7 131.7 132.8
Auto 192.2 187.1 165.9 164.7 173.4 175.2 141.5 146.6 155.5 164.2 173.1 151.5
Other 301.5 302.9 301.8 304.2 309.0 313.2 314.2 306.1 308.4 310.6 312.6 314.1
Total 1,113.7 1,093.9 970.2 966.6 987.2 1,001.1 878.2 900.6 921.4 942.0 948.5 928.0
Reversal Fire - 23.1 128.3 149.5 - - 93.8 108.2 - - 12.8 19.2
Marine - - 1.3 2.0 - - 3.0 5.9 - - 0.6 2.5
P.A. - - - - - - - 9.6 - - - 0.1
Auto - 13.4 43.1 52.9 0.0 6.7 48.9 52.6 - - - 30.2
Other 0.0 4.0 9.0 11.0 0.0 0.2 3.3 7.0 0.0 0.0 0.6 1.7
Total 0.0 40.6 181.8 215.5 0.0 6.9 149.2 183.5 0.0 0.0 14.2 53.9
Provision Fire 2.5 6.8 10.6 26.0 4.4 10.0 14.7 66.6 7.5 15.6 23.9 30.4
Marine 0.2 1.5 1.7 2.3 0.7 1.8 2.5 1.6 0.4 0.8 0.6 0.8
P.A. 1.8 3.1 4.2 5.4 1.8 3.2 4.3 5.6 1.7 2.9 3.9 5.2
Auto 8.6 17.0 25.5 34.1 8.7 17.2 25.8 34.6 8.8 17.5 26.5 35.0
Other 2.3 7.7 11.6 16.1 4.7 9.1 13.2 8.9 2.2 4.4 7.1 9.7
Total 15.6 36.4 53.8 84.1 20.5 41.3 60.7 117.4 20.7 41.4 62.1 81.3
Net provision Fire 2.5 -16.2 -117.6 -123.5 4.4 10.0 -79.1 -41.5 7.5 15.6 11.0 11.2
Marine 0.2 1.5 0.4 0.3 0.7 1.8 -0.4 -4.3 0.4 0.8 -0.0 -1.6
P.A. 1.8 3.1 4.2 5.4 1.8 3.2 4.3 -3.9 1.7 2.9 3.9 5.0
Auto 8.6 3.6 -17.5 -18.7 8.7 10.4 -23.1 -18.0 8.8 17.5 26.5 4.8
Other 2.3 3.7 2.6 5.0 4.7 8.9 9.9 1.8 2.2 4.4 6.4 7.9
Total 15.6 -4.2 -127.9 -131.4 20.5 34.4 -88.4 -66.0 20.7 41.3 47.9 27.3
■Reserves for saving type products* 1,448.1 1,440.5 1,424.1 1,396.0 1,393.9 1,385.8 1,376.1 1,344.1 1,340.6 1,331.4 1,302.6
(*) Total of Policyholders' contract deposits and Reserve for dividends to policyholders
■Underwriting profit 25.8 -113.9 28.4 89.1 28.7 -40.5 36.2 38.4 74.6 -4.8 -3.8 67.0 74.0
■Net investment income
Interest and dividends 51.9 73.3 150.4 224.4 55.3 77.5 159.7 189.2 54.4 81.2 128.1 141.3 145.5
Domestic bonds 5.6 11.2 16.7 22.2 5.1 10.2 15.4 20.7 4.3 8.6 13.3 17.1 16.9
Domestic stocks 31.6 35.2 61.4 65.7 33.3 37.1 62.5 66.5 28.1 30.9 52.3 57.7 53.8
Foreign securities 10.9 20.4 61.8 122.9 12.0 22.2 71.0 88.0 18.9 35.5 53.2 55.6 63.4
Investment income on deposit premiums 10.2 20.2 30.1 40.8 9.8 19.7 29.3 37.8 9.1 18.1 27.0 36.3 34.7
Net interest and dividends 41.7 53.0 120.3 183.5 45.4 57.8 130.3 151.4 45.3 63.0 101.0 105.0 110.7
Gains/Losses on sales of securities 44.7 63.5 73.4 96.1 42.2 57.9 74.6 110.6 39.5 56.8 71.7 80.2 77.4
Impairment losses on securities 0.2 0.2 3.6 3.7 1.5 2.5 1.4 22.1 2.8 2.9 6.3 2.8 2.9
Gains/Losses on derivatives -3.6 -8.8 -5.3 -19.6 -2.9 -7.8 -16.7 -15.7 -5.8 -5.4 -8.0 -4.6 -7.2
Other investment income and expenses 0.1 0.3 0.4 0.6 0.1 0.2 0.4 0.5 0.0 0.1 0.2 0.3 0.5
Net investment income 82.9 110.8 186.6 258.7 80.9 102.3 187.9 220.7 77.7 112.1 159.7 177.9 179.1
■Ordinary profit 101.5 -18.1 190.3 315.3 100.5 45.4 197.0 223.9 145.7 93.9 134.3 214.0 222.0
■Net income 77.5 -10.3 152.6 261.3 79.1 41.5 156.3 169.9 110.0 62.9 96.5 159.0 155.0

&"Arial,標準"

&"Arial,標準"&P / &N

Nisshin Fire
Nisshin Fire & Marine Insurance Co., Ltd.
February 10, 2021
Tokio Marine Holdings, Inc.
(millions of JPY, except for %)
FY2018 FY2019 FY2020 FY2020
1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q Pre COVID-19 Basis November Projections
(Apr.-Jun.) (Apr.-Sep.) (Apr.-Dec.) (Apr.-Mar.) (Apr.-Jun.) (Apr.-Sep.) (Apr.-Dec.) (Apr.-Mar.) (Apr.-Jun.) (Apr.-Sep.) (Apr.-Dec.) (Apr.-Mar.)
■Direct Premiums Written excluding deposit premiums from policyholders
Fire 6,736 15,302 23,663 30,912 7,567 18,064 26,314 33,614 6,861 16,473 26,832
Marine - - - - - - - - - - -
P.A. 2,234 3,932 5,510 6,976 2,148 3,762 5,236 6,584 1,868 3,203 4,565
Auto 22,140 42,817 64,004 85,398 22,225 43,111 64,503 86,379 22,727 44,254 66,346
CALI 4,794 9,180 13,701 18,154 4,773 9,185 13,338 17,287 3,665 7,115 10,596
Other 3,816 7,235 10,551 13,785 4,311 8,128 11,878 15,468 4,568 8,789 12,876
Total 39,723 78,468 117,432 155,227 41,025 82,251 121,271 159,333 39,691 79,836 121,216
■Net premiums written
Fire 4,760 10,985 16,351 21,042 5,177 13,085 19,039 24,019 4,374 11,133 18,549 23,326 22,282
Marine 0 0 0 0 0 0 0 0 - 0 0 0 0
P.A. 2,218 3,899 5,460 6,910 2,132 3,731 5,189 6,522 1,854 3,174 4,521 6,181 5,923
Auto 22,096 42,729 63,838 85,169 22,170 43,001 64,340 86,156 22,651 44,102 66,119 88,173 88,372
CALI 4,055 8,751 12,980 17,295 4,136 8,955 13,066 17,051 3,776 7,460 10,783 16,047 14,041
Other 3,726 7,075 10,262 13,378 4,214 7,943 11,611 15,100 4,440 8,530 12,489 16,504 16,237
Total 36,857 73,442 108,894 143,798 37,831 76,717 113,246 148,850 37,097 74,401 112,463 150,234 146,857
■Auto insurance : YoY change (Managerial accounting basis)
Non-fleet Premiums --0.3% -0.6% -0.8% -0.1% +0.8% +0.7% +0.4% +1.2% +2.1% +2.9% +3.1%
Number of cars -0.5% -0.9% -1.2% -0.9% -1.1% -1.3% -1.6% -1.5% -2.5% -1.9% -1.6%
Per-auto premiums +0.2% +0.3% +0.4% +0.8% +1.9% +2.0% +2.1% +2.8% +4.8% +4.8% +4.8%
Fleet Premiums +5.8% +4.1% +2.0% +2.1% +3.8% +3.8% +3.8% +4.5% +3.3% +6.4% +5.2%
Number of cars +3.4% +2.6% +1.5% +2.7% +1.0% +1.7% +0.9% +0.7% -0.7% -0.0% +0.3%
Per-auto premiums +2.3% +1.5% +0.5% -0.5% +2.8% +2.1% +2.9% +3.8% +4.0% +6.4% +4.9%
Total Premiums +0.5% +0.0% -0.4% +0.2% +1.2% +1.1% +0.9% +1.6% +2.3% +3.4% +3.4%
Number of cars +0.1% -0.4% -0.8% -0.4% -0.8% -0.9% -1.2% -1.2% -2.3% -1.6% -1.3%
Per-auto premiums +0.4% -0.5% +0.4% +0.6% +2.1% +2.0% +2.2% +2.9% +4.6% +5.1% +4.8%
■Net claims paid
Fire 3,576 8,370 20,550 24,437 2,552 5,131 16,980 20,794 2,666 6,571 11,497 12,870 15,525
Marine 0 1 1 2 0 1 1 1 0 0 0 0 1
P.A. 964 1,861 2,679 3,468 756 1,604 2,439 3,276 717 1,365 1,963 2,889 2,632
Auto 10,185 20,696 31,454 42,324 9,775 19,734 32,633 42,947 9,104 18,609 28,746 42,400 38,970
CALI 3,404 6,879 10,440 13,545 3,066 6,181 9,373 12,276 2,798 5,077 8,289 13,056 10,717
Other 1,408 2,691 4,677 6,382 1,699 3,448 5,598 7,407 1,889 3,796 5,858 6,852 7,353
Total 19,540 40,501 69,803 90,161 17,852 36,101 67,026 86,704 17,176 35,419 56,356 78,069 75,200
■Net W/P basis loss ratio*
Fire 78.2% 78.9% 128.5% 119.4% 52.6% 41.3% 91.4% 89.1% 64.7% 61.6% 64.3% 57.8% 72.4%
Marine -258.5% 600.0% 841.5% 1072.5% 2472.8% 926.6% 1328.8% 1550.8% - 10403.1% 5771.2% 325.5% 5235.0%
P.A. 47.4% 53.2% 55.2% 55.5% 39.8% 48.4% 52.9% 56.0% 44.1% 48.9% 49.6% 52.7% 51.1%
Auto 54.1% 56.7% 57.8% 57.9% 52.1% 54.1% 59.0% 57.9% 48.1% 49.6% 50.9% 55.8% 51.7%
CALI 91.1% 85.8% 87.4% 85.5% 80.6% 75.7% 78.5% 78.9% 79.4% 76.1% 85.2% 88.6% 84.7%
Other 40.9% 41.5% 49.3% 51.5% 43.4% 47.7% 52.7% 53.5% 46.5% 49.7% 52.2% 45.5% 50.9%
Total 59.5% 61.8% 71.0% 69.5% 53.7% 53.5% 65.8% 64.8% 52.9% 54.0% 56.5% 58.4% 57.9%
(*) Including loss adjustment expenses
■Net incurred losses (Private insurance)*
Fire 2,686 17,820 24,043 24,150 3,313 12,598 19,290 21,378 3,301 11,669 14,378 13,446 17,806
Marine 0 3 4 5 1 0 1 1 1 0 1 1 2
P.A. 803 1,411 2,224 3,186 780 1,718 2,459 3,321 476 1,362 2,045 3,296 3,225
Auto 11,736 24,808 37,532 50,105 12,015 24,565 38,556 47,649 10,326 20,844 32,706 48,779 44,018
Other 1,503 3,985 5,881 7,921 2,083 4,392 6,736 8,183 2,026 5,154 7,805 8,271 9,387
Total 16,730 48,029 69,685 85,368 18,193 43,276 67,045 80,535 16,132 39,032 56,938 73,796 74,439
(*) Including loss adjustment expenses
   Excluding Residential earthquake insurance and CALI
■Net incurred losses caused by natural disasters during the period (Private insurance)*
Fire 3 11,399 14,251 13,612 2 6,751 10,292 10,648 - 4,988 4,422
Marine - - - - - - - - - - -
Auto - 804 781 725 - 247 1,451 1,086 - 307 315
Other - 290 491 501 - 138 373 419 - 224 229
Total 3 12,494 15,524 14,839 2 7,137 12,117 12,154 - 5,520 4,967
(*) Excluding loss adjustment expenses
   Excluding Residential earthquake insurance and CALI
■Net E/I basis loss ratio (Private insurance)*
Fire 51.3% 168.0% 154.6% 118.2% 61.1% 109.7% 113.2% 96.3% 62.0% 98.3% 81.3% 59.8% 78.6%
Marine 858.6% 621.2% 596.1% 586.3% 2711.8% 609.3% 659.3% 669.5% 11941.4% 3043.5% 4257.7% 164.6% 2391.3%
P.A. 44.1% 39.5% 41.7% 45.3% 45.4% 50.8% 48.7% 49.6% 30.5% 45.5% 45.7% 52.1% 52.6%
Auto 55.1% 58.3% 58.8% 58.8% 56.3% 57.4% 59.9% 55.4% 47.5% 47.7% 49.7% 55.5% 49.9%
Other 48.7% 63.0% 60.9% 60.5% 59.9% 61.5% 61.7% 55.4% 52.5% 65.7% 65.5% 52.0% 59.7%
Total 53.2% 76.1% 73.8% 67.9% 56.9% 66.8% 68.9% 62.1% 49.6% 58.8% 57.0% 55.7% 56.1%
(*) Including loss adjustment expenses
   Excluding Residential earthquake insurance and CALI
■Net E/I basis loss ratio excluding impact of natural disasters (Private insurance)*
Fire 51.2% 60.5% 63.0% 51.6% 61.1% 50.9% 52.8% 48.3% 62.0% 56.3% 56.3%
Marine 858.6% 621.2% 596.1% 586.3% 2711.8% 609.3% 659.3% 669.5% 11941.4% 3043.5% 4257.7%
P.A. 44.1% 39.4% 41.6% 45.2% 45.4% 50.8% 48.7% 49.6% 30.5% 45.5% 45.7%
Auto 55.1% 56.4% 57.5% 58.0% 56.3% 56.8% 57.7% 54.1% 47.5% 47.0% 49.2%
Other 48.7% 58.5% 55.8% 56.7% 59.9% 59.6% 58.3% 52.6% 52.5% 62.9% 63.6%
Total 53.2% 56.3% 57.4% 56.1% 56.9% 55.8% 56.4% 52.7% 49.6% 50.5% 52.0%
(*) Including loss adjustment expenses
   Excluding Residential earthquake insurance and CALI
■Business expenses on underwriting
Operating and general administrative expenses on U/W 5,852 11,676 17,662 24,043 5,754 11,717 17,470 23,389 5,610 11,106 16,373 22,734 22,845
Personnel expenses 2,846 5,614 8,437 11,216 2,750 5,575 8,309 11,112 2,696 5,436 8,114 10,907 10,971
Non-personnel expenses 2,820 5,694 8,681 12,085 2,812 5,755 8,593 11,499 2,719 5,282 7,705 11,039 11,095
Tax and contribution 185 367 543 741 192 387 567 776 194 387 553 788 779
Agency commissions and brokerage 6,459 12,721 18,976 25,068 6,718 13,482 20,021 26,339 6,804 13,574 20,633 26,437 26,564
Business expenses on underwriting 12,312 24,397 36,639 49,112 12,473 25,199 37,491 49,728 12,415 24,680 37,007 49,172 49,410
■Expense ratio
Agency commission ratio 17.5% 17.3% 17.4% 17.4% 17.8% 17.6% 17.7% 17.7% 18.3% 18.2% 18.3% 17.6% 18.1%
Expense ratio 33.4% 33.2% 33.6% 34.2% 33.0% 32.8% 33.1% 33.4% 33.5% 33.2% 32.9% 32.7% 33.6%
■Combined ratio
Private insurance: E/I basis 87.3% 110.2% 108.4% 103.1% 90.6% 100.6% 103.0% 96.6% 84.1% 92.2% 90.0% 89.2% 90.0%
■Outstanding claims reserves
Fire*1 5 3,177 7,581 3,079 6,171
Marine 1,653 3 2 2 1
P.A. 23,812 1,648 1,535 1,401 1,210
Auto 5,507 24,411 25,390 23,402 22,146
CALI, EQ*2 4,448 4,825 4,613 4,374 4,649
Other 44,662 4,330 4,643 4,473 5,054
Outstanding claims excl. IBNR 5,476 38,397 43,766 36,734 39,233
Fire*1 - 1,890 4,679 1,955 3,675
Marine 751 - - - -
P.A. 6,973 770 796 684 685
Auto - 6,545 6,866 5,315 5,554
CALI, EQ*2 1,298 - - - -
Other 14,499 1,393 1,681 1,358 1,692
IBNR 14,499 10,599 14,023 9,313 11,608
Fire*1 4,524 14,709 9,059 5,068 5,656 12,260 6,961 5,035 5,506 9,846 7,488
Marine 6 5 5 3 3 2 2 2 2 1 1
P.A. 2,821 2,405 2,279 2,419 2,349 2,332 2,133 2,086 1,744 1,895 1,888
Auto 29,991 30,786 30,824 30,956 31,413 32,256 31,528 28,718 28,145 27,701 27,789
CALI, EQ*2 5,336 5,507 5,032 4,825 4,825 4,613 4,613 4,374 4,374 4,649 4,649
Other 4,676 5,747 5,520 5,724 5,978 6,325 6,341 5,831 5,794 6,747 7,113
Total 47,357 59,162 52,722 48,996 50,226 57,790 51,582 46,048 45,568 50,841 48,931
(*1) Excluding Residential earthquake insurance
(*2) Residential earthquake insurance
■General underwriting reserve
Fire* 75,922 76,296 76,697 76,508 76,263 78,104 78,483 80,128 78,865 79,301 80,909
Marine 2 0 0 0 0 0 0 0 0 0 0
P.A. 3,168 3,103 2,896 2,647 3,059 2,995 2,784 2,474 2,763 2,655 2,516
Auto 27,512 27,499 27,462 25,496 25,825 25,547 25,615 27,217 28,130 29,030 30,344
CALI 35,483 35,665 35,096 35,402 35,841 36,482 36,294 36,457 36,962 36,547 35,456
Other 12,918 13,099 13,018 12,685 13,382 13,477 13,403 13,589 13,892 14,043 13,978
Total 155,007 155,665 155,172 152,740 154,373 156,608 156,582 159,867 160,614 161,579 163,205
(*) Including reserve for Residential earthquake insurance
■Catastrophe loss reserve
Amount Fire 19,634 18,400 9,355 13,005 13,315 13,790 6,997 10,292 10,268 10,385 9,523
Marine 2,436 2,435 2,436 2,436 2,436 2,436 2,436 0 0 0 0
P.A. 6,327 6,382 6,432 6,478 6,544 6,597 6,643 6,685 6,743 6,786 6,829
Auto 23,409 24,070 24,746 25,429 26,141 26,809 27,414 28,191 28,918 29,605 30,311
Other 12,689 12,760 12,728 12,787 13,012 13,206 12,980 11,964 12,051 12,126 12,198
Total 64,498 64,050 55,700 60,137 61,450 62,839 56,471 57,133 57,981 58,904 58,863 61,904 57,809
Reversal Fire 823 2,368 11,681 13,306 - - 7,150 10,070 413 816 2,230
Marine 0 0 0 0 - - - 2,436 - 0 -
P.A. - - - - - - - - - - -
Auto - - - - - - 78 - - - -
Other 8 91 268 348 32 80 547 1,194 22 47 72
Total 832 2,460 11,950 13,655 32 80 7,776 13,701 436 863 2,303 677 4,705
Provision Fire 238 549 816 6,091 310 785 1,142 7,357 389 909 1,462
Marine - - - - - - - 0 - 0 0
P.A. 69 124 173 219 66 118 165 207 57 101 144
Auto 709 1,370 2,046 2,729 711 1,379 2,062 2,761 727 1,414 2,119
Other 174 327 473 612 257 499 739 371 109 208 306
Total 1,191 2,371 3,511 9,653 1,346 2,783 4,110 10,698 1,283 2,634 4,033 5,448 5,380
Net provision Fire (585) (1,819) (10,864) (7,215) 310 785 (6,007) (2,712) (23) 93 (768)
Marine (0) (0) (0) (0) - - - (2,436) - (0) 0
P.A. 69 124 173 219 66 118 165 207 57 101 144
Auto 709 1,370 2,046 2,729 711 1,379 1,984 2,761 727 1,414 2,119
Other 165 236 204 263 224 418 192 (823) 86 161 234
Total 358 (89) (8,439) (4,002) 1,313 2,702 (3,665) (3,003) 847 1,770 1,730 4,770 675
■Reserves for saving type products* 25,582 24,738 23,679 23,475 23,096 22,717 21,773 21,494 21,182 20,742 20,023
(*) Total of Policyholders' contract deposits and Reserve for dividends to policyholders
■Underwriting profit 3,805 (6,970) (279) 1,509 1,655 (3,889) (337) 2,789 4,620 2,134 5,029 6,932 6,818
■Net investment income
Interest and dividends 923 1,987 3,139 4,466 851 2,298 3,061 4,701 797 2,143 2,833 4,278 4,047
Domestic bonds 569 1,131 1,703 2,246 543 1,086 1,626 2,151 506 1,011 1,507 2,033 2,057
Domestic stocks 163 467 545 991 152 464 555 944 171 335 414 488 454
Foreign securities 121 217 578 789 87 613 679 1,338 54 672 723 1,502 1,285
Investment income on deposit premiums 422 841 1,264 1,778 435 865 1,296 1,641 403 798 1,187 1,579 1,588
Net interest and dividends 500 1,145 1,874 2,688 416 1,432 1,764 3,060 394 1,345 1,646 2,698 2,458
Gains/Losses on sales of securities 0 266 849 1,369 99 187 673 3,104 529 2,661 4,188 11,197 14,997
Impairment losses on securities - - 66 64 - 388 57 1,296 13 99 263 - -
Gains/Losses on derivatives (63) (150) (407) (642) (258) (466) (756) (938) (178) (223) (283) (773) (422)
Other investment income and expenses 0 (7) (6) (16) (2) (3) (4) (6) (22) 39 38 - -
Net investment income 437 1,227 2,491 4,310 345 855 1,713 4,001 710 3,723 5,323 13,301 17,033
■Ordinary profit 3,791 (6,243) 1,524 5,069 1,196 (3,890) 454 5,785 4,722 5,207 9,660 19,274 22,984
■Net income 2,894 (4,388) 1,257 4,403 865 (2,546) 320 3,757 3,320 3,350 6,704 13,480 16,067

&"Arial,標準"

&"Arial,標準"&P / &N

【ボツ】東京海上日動(予想)_J
2020年度業績予想(TMNF) ネンド ギョウセキ ヨソウ 正味収入保険料 ショウミ シュウニュウ ホケンリョウ 発生保険金 ハッセイホケンキン コンバインド・レシオ(民保ベース) ミン ポ 資産運用等損益 シサン ウンヨウ ナド ソンエキ
(単位:億円) タンイ オクエン (単位:億円) タンイ オクエン (単位:億円) タンイ オクエン (単位:億円) タンイ オクエン (単位:億円) タンイ オクエン
2019年度 実績 ネンド ジッセキ 2020年度 補正ベース ネンド ホセイ 2020年度 予想 ネンド ヨソウ 2019年度 実績 2020年度 補正ベース ネンド ホセイ 2020年度 予想 ヨソウ 2019年度 実績 2020年度 補正ベース ネンド ホセイ 2020年度 予想 ヨソウ 2019年度 実績 ネンド ジッセキ 2020年度 補正ベース ネンド ホセイ 2020年度 予想 ネンド ヨソウ 2019年度 実績 2020年度 補正ベース ホセイ 2020年度 予想 ネンド ヨソウ 2019年度 実績 ネンド ジッセキ 2020年度 補正ベース ホセイ 2020年度 予想 ヨソウ
前年増減 ゼンネン ゾウゲン 前年 増減 ゼンネン ゾウゲン 前年 増減率 ゼンネン ゾウゲン リツ 自然 災害 シゼン サイガイ 自然 災害 シゼン サイガイ 自然 災害 シゼン サイガイ 前年 増減 ゼンネン ゾウゲン 前年 増減率 ゼンネン ゾウゲン リツ 前年増減 ゼンネン ゾウゲン 前年増減 ゼンネン ゾウゲン 前年増減 ゼンネン ゾウゲン
保険引受利益 ホケン ヒキウケ リエキ 0 ERROR:#REF! ERROR:#REF! ERROR:#REF! 火災 カサイ 火災 カサイ 正味収入保険料 ショウミ シュウニュウ ホケンリョウ 火災 カサイ 91.7% 資産運用等損益 シサン ウンヨウ トウ ソンエキ
(保険引受利益:除く異常危険準備金積増/積減) ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! 海上 カイジョウ 海上 カイジョウ 既経過保険料*2 海上 カイジョウ 78.2% 資産運用損益 シサン ウンヨウ ソンエキ
正味収入保険料(民保) ショウミ シュウニュウ ホケンリョウ ミンポ ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! 傷害 ショウガイ 傷害 ショウガイ 発生保険金*1 ハッセイ ホケンキン 傷害 ショウガイ 55.5% ネット利息及び配当金収入 リソク オヨ ハイトウキン シュウニュウ
既経過保険料(民保)*1 ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! 自動車 ジドウシャ 自動車 ジドウシャ 事業費 ジギョウヒ 自動車 ジドウシャ 60.8% 利息及び配当金収入 リソク オヨ ハイトウキン シュウニュウ
発生保険金(民保)*2 ハッセイ ホケンキン ミンポ ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! 自賠責 ジバイ セキ 自賠責 ジバイ セキ 内:社費 ウチ シャヒ その他 タ 65.2% 内国株式配当金 ナイコク カブシキ ハイトウキン
自然災害 シゼン サイガイ ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! その他 タ その他 タ 内:代理店手数料 ウチ ダイリテン テスウリョウ 民保合計 ミンポ ゴウケイ 66.3% 外国株式配当金
外貨建支払備金積増/積減 ガイカ ダ シハライ ビキン ツミ マシ ツミ ゲン ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! 合計 ゴウ ケイ 合計 ゴウ ケイ E/I損害率*1 ソンガイ リツ *1 損害調査費を含む 内国債券インカム ナイコク サイケン
上記以外 ジョウキ イガイ ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! 内:民保合計 ウチ ミンポ ゴウケイ 内:民保合計 ウチ ミンポ ゴウケイ 内:自然災害の影響 ウチ シゼン サイガイ エイキョウ 外国債券インカム サイケン
事業費(民保) ジギョウヒ ミンポ ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! 事業費率 ジギョウヒ リツ 内国その他インカム*1 ナイコク タ
異常危険準備金積増/積減 イジョウ キケン ジュンビ キン セキ ゾウ セキ ゲン ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! コンバインド・レシオ 外国その他インカム*2 ガイコク タ
自動車 ジドウシャ ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! *1 損害調査費を含む *2 自然災害責任準備金積増を除く 積立保険料等運用益振替 ツミタテ ホケン リョウ トウ ウンヨウエキ フリカエ
火災 カサイ ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! 売却損益等計(キャピタル) バイキャク ソンエキトウ ケイ
自然災害責任準備金積増/積減 シゼン サイガイ セキニン ジュンビキン セキ ゾウ セキ ゲン ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! E/I損害率*1 ソンガイ リツ 有価証券売却損益 ユウカ ショウケン バイキャク ソンエキ
初年度収支残積増/積減*3 ショネンド シュウシ ザン セキ ゾウ セキ ゲン ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! 有価証券評価損 ユウカ ショウケン ヒョウカ ソン
内国株式評価損 ナイコク カブシキ ヒョウカ ソン
資産運用等損益 シサン ウンヨウ トウ ソンエキ ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
金融派生商品損益 キンユウ ハセイ ショウヒン ソンエキ
経常利益 ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
為替差損益 カワセ サソン エキ
特別損益 トクベツ ソンエキ ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! その他運用収益・費用 タ ウンヨウ シュウエキ ヒヨウ
その他 タ
当期純利益 トウキ ジュンリエキ 0 0 0 0
その他経常収益・費用等 タ ケイジョウ シュウエキ ヒヨウ ナド
*1 自然災害責任準備金積増を除く ツ マ ノゾ *1 内国証券のうち内国株式及び内国債券以外からのインカム ナイコク ナイ ナイ
*2 損害調査費を含む *2 外国証券のうち外国株式及び外国債券以外からのインカム
*3 普通責任準備金積増額の内、未経過保険料の積増額を控除したもの フツウ セキニン ジュンビキン ツミ マシ ガク ウチ ミケイカ ホケンリョウ ツミ マシ ガク コウジョ 注)上表における符号は、利益方向に一致するように表示 チュウ ジョウヒョウ フゴウ リエキ ホウコウ イッチ ヒョウジ
注)上表における符号は、利益方向に一致するように表示 チュウ ジョウヒョウ フゴウ リエキ ホウコウ イッチ ヒョウジ
元受正味保険料(実績)_En
Direct Premiums Written excluding deposit premiums from policyholders
(billions of JPY)
FY2019 2Q Results FY2020 2Q Results
YoY
Change %
Fire ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Marine ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
P.A. ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Auto ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
CALI ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Other ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Total ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
o/w Private insurance Total ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
自動車保険指標(実績)_En
Key Figures of Auto Insurance
FY2019 2Q Results FY2020 2Q Results
E/I loss ratio ERROR:#REF! ERROR:#REF!
W/P expense ratio ERROR:#REF! ERROR:#REF!
Combined ratio ERROR:#REF! ERROR:#REF!
Number of accidents YoY ERROR:#REF! ERROR:#REF!
*1 故障、自然災害を除く コショウ シゼン サイガイ ノゾ

【IRG⇒主計G】 恐れ入りますが、以下の項目を埋めていただきますようお願い致します。

異常危険準備金(実績)_En
Catastrophe loss reserve
(billions of JPY)
Prositon Reversal Net Provision
YoY
Fire ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Marine ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
P.A. ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Auto ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Other ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Total ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
PL(予想)_En
TMNF Finacial Projections
(billions of JPY)
FY2019 Results FY2020 Profits (Pre COVID-19 Basis) FY2020 Projections
YoY Change
Underwriting profit/loss 0 ERROR:#REF! ERROR:#REF! ERROR:#REF!
(Underwriting profit/loss: excluding provision/reversal of catastrophe loss reserves) ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Net premiums written (Private insurance) ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Net premiums earned (Private insurance)*1 ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Net incurred losses (Private insurance)*2 ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Natural catastrophe losses ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Provision/Reversal of foreign currency denominated outstanding claims reserves ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Other than above ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Business expenses (Private insurance) ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Provision/Reversal of catastrophe loss reserves ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Auto ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Fire ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
provision for nat-cat underwriting reserves ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
初年度収支残積増/積減 ショネンド シュウシ ザン セキ ゾウ セキ ゲン ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Net investment income (loss) and other ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Ordinary profit/loss ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Extraordinary gains/losses ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Net income/loss ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
*1 Excluding provision for nat-cat underwriting reserves
*2 Including loss adjustment expenses
(Notes)
1. Plus and minus of the figures in the above table correspond to positive and negative to profit respectively
2. Private insurance includes all lines excluding compulsory automobile liability insurance and residential earthquake insurance
正味収入保険料(予想)_En
Net Premium Written
(billions of JPY)
FY2019 Results FY2020 Profits (Pre COVID-19 Basis) FY2020 Projections
YoY
Change %
Fire ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Marine ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
P.A. ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Auto ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
CALI ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Other ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Total ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
o/w Private insurance Total ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
発生保険金(予想)_En
Net Inccured Loss
(billions of JPY)
FY2019 Results FY2020 Profits (Pre COVID-19 Basis) FY2020 Projections
Nat-Cat Losses Nat-Cat Losses Nat-Cat Losses YoY
Change %
Fire ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Marine ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
P.A. ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Auto ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
CALI ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Other ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Total ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
o/w Private insurance Total ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
CR(予想)_En
Combined Ratio(Private insurance: E/I basis) E/I Loss Ratio*1
(billions of JPY)
FY2018 Results FY2019 Results FY2020 Profits (Pre COVID-19 Basis) FY2020 Projections FY2019 Results FY2020 Profits (Pre COVID-19 Basis) FY2020 Projections
YoY Change YoY Change
Net premiums written ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! Fire ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Net premiums earnd*2 ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! Marine ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Net incurres losses*1 ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! P.A. ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Business expenses ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! Auto ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Corporate expenses ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! Other ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Agency commissions ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! Private insurance Total ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
E/I loss ratio*1 ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Impact of nat-cat ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Expense ratio ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
Combined Ratio ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF! ERROR:#REF!
*1 Including loss adjustment expenses
*2 Excluding provision for nat-cat underwriting reserves

【IRG⇒主計G】 恐れ入りますが、以下の項目を埋めていただきますようお願い致します。

資産運用(予想)_En
Asset Management Projection
(billions of JPY)
FY2019 Results FY2020 Profits (Pre COVID-19 Basis) FY2020 Projections
YoY Change
Net investment income and other
Net investment income
Net interest and dividends income
Interest and dividends
Dividends from domestic stocks
Dividends from foreign stocks
Income from domestic bonds
Income from foreign bonds
Income from other domestic securities*1
Income from other foreign securities*2
Transfer of investment income on deposit premiums
Net capital gains
Gains/Losses on sales of securities
Impairment losses on securities
Impairment losses on domestic stocks
Gains/Losses on derivatives
Foreign exchange gains/losses
Other investment income and expenses
Others
Other ordinary income and expenses
*1 Income from domestic securities excluding domestic stocks and domestic bonds.
*2 Income from foreign securities excluding foreign stocks and foreign bonds.
Note: Plus and minus of the figures in the above table correspond to positive and negative to profit respectively.

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Tokio Marine Holdings Inc. published this content on 10 February 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 10 February 2021 09:14:02 UTC.