Item 7.01 Regulation FD Disclosure
OnMarch 31, 2020 ,Tompkins Financial Corporation (the "Company") commenced a discounted loan program available to non-executive employees who have encountered increased expenses or decreased income as a result of the COVID-19 pandemic, as well as additional pay for employees whose essential work requires them to be on-site. The Company plans to issue a press release onApril 1, 2020 , announcing this program. A copy of this press release is being furnished as Exhibit 99.1 to this Report. The Company's four banking subsidiaries have announced programs available to provide temporary loan payment forbearance to business and consumer customers adversely affected by the COVID-19 pandemic and the government's travel/business restrictions in response thereto, as well as a transition to drive-up and appointment-only services at all branches. Copies of these announcements are available on the Company's website (https://www.tompkinsfinancial.com/about-us/news-feed) or on the appropriate bank specific website (https://www.bankofcastile.com/news, https://www.mahopacbank.com/news, https://www.tompkinstrust.com/news, https://www.vistbank.com/news). The Company's four banking subsidiaries have also announced fee waiver programs for consumers and business customers which are designed to ease the adverse impact of the COVID-19 pandemic, and the government's travel/business restrictions in response thereto, on these customers. Copies of these announcements are available on each of our banking subsidiary websites (https://www.tompkinstrust.com/coronavirus-readiness;https://www.mahopacbank.com/coronavirus-readiness; https://www.bankofcastile.com/coronavirus-readiness; https://www.vistbank.com/coronavirus-readiness). Information on our websites is not incorporated by reference in, and does not constitute part of, this Report.
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