Cash flow TransUnion

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TRU

US89400J1079

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Real-time Estimate Cboe BZX Other stock markets 10:01:31 2025-11-14 am EST			5-day change	1st Jan Change
80.59 ^USD	-1.56%		+0.55%	-12.65%

Nov. 13	Transunion Launches New and Innovative Solution Designed to Combat Credit Washing	CI
Nov. 11	TransUnion Presents at Baird 55th Annual Global Industrial Conference, Nov-11-2025 01:10 PM

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Published financial data: TRANSUNION

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Revenues	2.72B	2.96B	3.71B	3.83B	4.18B
Total Revenues	2.72B	2.96B	3.71B	3.83B	4.18B
Cost of Goods Sold, Total	920M	992M	1.22B	1.52B	1.67B
Gross Profit	1.8B	1.97B	2.49B	2.31B	2.51B
Selling General & Admin Expenses, Total	828M	934M	1.31B	1.17B	1.24B
Depreciation & Amortization - (IS)	368M	377M	519M	524M	538M
Other Operating Expenses, Total	1.2B	1.31B	1.83B	1.7B	1.78B
Operating Income	600M	657M	659M	618M	733M
Interest Expense, Total	-126M	-113M	-231M	-288M	-265M
Interest And Investment Income	7M	3.4M	4.7M	20.7M	28.5M
Net Interest Expenses	-119M	-109M	-226M	-268M	-237M
Income (Loss) On Equity Invest.	8.9M	12M	13M	16.3M	18.3M
Currency Exchange Gains (Loss)	-200K	-3.7M	-6.3M	-48M	-2.1M
Other Non Operating Income (Expenses)	-1.1M	3.4M	16.2M	46.1M	-6.5M
EBT, Excl. Unusual Items	488M	560M	456M	365M	506M
Restructuring Charges	-	-	-	-75.3M	-66.8M
Merger & Related Restructuring Charges	-8.3M	-48.1M	-23.7M	-8.2M	-11.2M
Impairment of Goodwill	-	-	-	-414M	-
Gain (Loss) On Sale Of Investments	-2.3M	13M	-4.6M	-	-1.9M
Asset Writedown	-	-	-	-	-
Legal Settlements	-30.5M	-1.2M	-28.4M	-	-
Other Unusual Items	8.5M	-22.2M	-11.8M	-12.7M	-25.3M
EBT, Incl. Unusual Items	456M	501M	387M	-145M	401M
Income Tax Expense	100M	131M	120M	44.7M	98.8M
Earnings From Continuing Operations	356M	370M	267M	-190M	302M
Earnings Of Discontinued Operations	-	1.03B	17.4M	-700K	-
Net Income to Company	356M	1.4B	285M	-191M	302M
Minority Interest	-12.4M	-15M	-15.2M	-15.4M	-18M
Net Income - (IS)	343M	1.39B	270M	-206M	284M
Net Income to Common Incl Extra Items	343M	1.39B	270M	-206M	284M
Net Income to Common Excl. Extra Items	343M	355M	252M	-206M	284M
Per Share Items
Net EPS - Basic	1.81	7.25	1.4	-1.07	1.46
Basic EPS - Continuing Operations	1.81	1.86	1.31	-1.06	1.46
Basic Weighted Average Shares Outstanding	190M	191M	192M	193M	194M
Net EPS - Diluted	1.79	7.19	1.4	-1.07	1.45
Diluted EPS - Continuing Operations	1.79	1.84	1.31	-1.06	1.45
Diluted Weighted Average Shares Outstanding	192M	193M	193M	193M	197M
Normalized Basic EPS	1.54	1.75	1.4	1.1	1.54
Normalized Diluted EPS	1.52	1.74	1.4	1.1	1.52
Dividend Per Share	0.3	0.38	0.4	0.42	0.43
Payout Ratio	16.78	5.03	28.87	-39.67	29.08
Supplemental Items
EBITDA	968M	1.03B	1.18B	1.14B	1.27B
EBITA	871M	936M	1.07B	1.05B	1.18B
EBIT	600M	657M	659M	618M	733M
EBITDAR	1B	1.06B	1.22B	1.18B	1.31B
Effective Tax Rate - (Ratio)	21.98	26.11	30.97	-30.74	24.63
Current Domestic Taxes	82.9M	80.8M	132M	111M	155M
Current Foreign Taxes	52.6M	67.3M	77.3M	96.3M	101M
Total Current Taxes	136M	148M	209M	207M	256M
Deferred Domestic Taxes	-11.5M	-9.3M	-70.5M	-130M	-141M
Deferred Foreign Taxes	-23.7M	-7.9M	-18.4M	-32.3M	-16.3M
Total Deferred Taxes	-35.2M	-17.2M	-88.9M	-163M	-157M
Normalized Net Income	293M	335M	270M	213M	298M
Supplemental Operating Expense Items
Advertising Expense	89.9M	92.9M	87.7M	64.2M	61.4M
Selling and Marketing Expenses	89.9M	92.9M	87.7M	64.2M	61.4M
Net Rental Expense, Total	36.6M	30.4M	44.5M	39.7M	43M
Imputed Operating Lease Interest Expense	10M	5.39M	13.3M	16.27M	17.12M
Imputed Operating Lease Depreciation	26.6M	25.01M	31.2M	23.43M	25.88M
Stock-Based Comp., SG&A Exp. (Total)	48.4M	70.1M	81.1M	-	-
Stock-Based Comp., Other (Total)	-	-	-	101M	121M
Total Stock-Based Compensation	48.4M	70.1M	81.1M	101M	121M

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Cash And Equivalents	493M	1.84B	585M	476M	680M
Short Term Investments	3.2M	3.1M	2.6M	2.7M	2.5M
Total Cash And Short Term Investments	496M	1.85B	588M	479M	682M
Accounts Receivable, Total	456M	563M	614M	723M	799M
Other Receivables	18.6M	-	-	-	-
Notes Receivable	-	-	-	-	89.7M
Total Receivables	474M	563M	614M	723M	889M
Prepaid Expenses	84.7M	136M	145M	145M	126M
Other Current Assets, Total	51.2M	87.1M	104M	128M	105M
Total Current Assets	1.11B	2.63B	1.45B	1.48B	1.8B
Gross Property Plant And Equipment	838M	1.02B	1.06B	1.1B	766M
Accumulated Depreciation	-549M	-625M	-711M	-804M	-506M
Net Property Plant And Equipment	289M	393M	346M	298M	259M
Long-term Investments	139M	253M	504M	454M	390M
Goodwill	3.46B	5.53B	5.55B	5.18B	5.14B
Other Intangibles, Total	2.28B	3.77B	3.68B	3.52B	3.26B
Loans Receivable Long-Term	-	-	-	-	-
Deferred Tax Assets Long-Term	-	-	-	-	10.1M
Deferred Charges Long-Term	-	-	-	-	-
Other Long-Term Assets, Total	31.7M	61.3M	140M	187M	122M
Total Assets	7.31B	12.64B	11.67B	11.11B	10.98B
Liabilities
Accounts Payable, Total	193M	270M	250M	251M	295M
Accrued Expenses, Total	149M	280M	208M	216M	270M
Short-term Borrowings	55.4M	114M	115M	-	-
Current Portion of Long-Term Debt	-	-	-	89.5M	70.6M
Current Portion of Leases	18M	38.5M	33.7M	26.3M	22M
Current Income Taxes Payable	-	351M	8M	10.2M	37.3M
Unearned Revenue Current, Total	85.5M	134M	112M	125M	134M
Other Current Liabilities	163M	169M	178M	284M	232M
Total Current Liabilities	664M	1.36B	906M	1B	1.06B
Long-Term Debt	3.49B	6.29B	5.56B	5.25B	5.08B
Long-Term Leases	54.1M	119M	102M	81.8M	41.5M
Unearned Revenue Non Current	3M	6.5M	5.3M	15.1M	13.7M
Pension & Other Post Retirement Benefits	-	-	-	-	-
Deferred Tax Liability Non Current	397M	788M	762M	593M	415M
Other Non Current Liabilities	68.8M	72.8M	66.6M	56.3M	59.3M
Total Liabilities	4.68B	8.63B	7.4B	7B	6.67B
Common Stock, Total	2M	2M	2M	2M	2M
Additional Paid In Capital	2.09B	2.19B	2.29B	2.41B	2.56B
Retained Earnings	937M	2.25B	2.45B	2.16B	2.36B
Treasury Stock	-215M	-252M	-284M	-303M	-335M
Comprehensive Income and Other	-272M	-285M	-284M	-261M	-367M
Total Common Equity	2.54B	3.91B	4.17B	4.01B	4.22B
Minority Interest	95.9M	98.1M	99.5M	97.3M	102M
Total Equity	2.64B	4.01B	4.27B	4.11B	4.32B
Total Liabilities And Equity	7.31B	12.64B	11.67B	11.11B	10.98B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	191M	192M	193M	194M	195M
ECS Total Common Shares Outstanding	190M	192M	193M	194M	195M
Book Value / Share	13.33	20.38	21.64	20.68	21.64
Tangible Book Value	-3.21B	-5.39B	-5.06B	-4.68B	-4.18B
Tangible Book Value Per Share	-16.83	-28.09	-26.24	-24.16	-21.47
Total Debt	3.62B	6.56B	5.81B	5.45B	5.21B
Net Debt	3.12B	4.71B	5.22B	4.97B	4.53B
Debt Equivalent Oper. Leases	293M	243M	356M	318M	344M
Minority Interest, Total (Incl. Fin. Div)	95.9M	98.1M	99.5M	97.3M	102M
Equity Method Investments, Total	46.1M	47.9M	52.8M	57.6M	51.5M
Account Code - Inventory Valuation	3	3	3	3	3
Land - (BS)	3.2M	3.2M	3.2M	3.2M	3.2M
Buildings, Total	119M	140M	143M	144M	130M
Machinery, Total	465M	512M	556M	616M	469M
Full Time Employees	8.2K	10.2K	12.2K	13.2K	13.4K
Accumulated Allowance for Doubtful Accounts (Supple)	26.6M	10.7M	11M	16.4M	19.9M

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	343M	1.39B	270M	-206M	284M
Depreciation & Amortization - CF	96.6M	98.8M	106M	96.6M	89M
Amortization of Goodwill and Intangible Assets - (CF)	271M	278M	413M	428M	449M
Depreciation & Amortization, Total	368M	377M	519M	524M	538M
Amortization of Deferred Charges, Total - (CF)	-	-	-	-	-
(Gain) Loss on Sale of Investments - (CF)	-7.5M	-11.9M	-	-	-
Asset Writedown & Restructuring Costs	-	-	-	414M	-
(Income) Loss On Equity Investments - (CF)	-	-	-	-	-
Stock-Based Compensation (CF)	46.9M	69.2M	82.8M	100M	121M
Provision and Write-off of Bad Debts	13.1M	-2.6M	-	-	-
Net Cash From Discontinued Operations	-	48.9M	-3.8M	-200K	-
Other Operating Activities, Total	-17M	-1.01B	-59.1M	-113M	-57.2M
Change In Accounts Receivable	-23.6M	-36.2M	-37.5M	-135M	-106M
Change In Accounts Payable	18.7M	45.7M	-20.7M	-6.5M	39.2M
Change in Other Net Operating Assets	45.7M	-54.4M	-453M	67.7M	12.7M
Cash from Operations	787M	808M	297M	645M	832M
Capital Expenditure	-214M	-224M	-298M	-311M	-316M
Cash Acquisitions	-71.7M	-3.6B	-508M	-	-
Divestitures	1.6M	1.71B	104M	-500K	-
Investment in Marketable and Equity Securities, Total	17.1M	-106M	-18.8M	-8.1M	1.8M
Other Investing Activities, Total	-100K	6.6M	-2.4M	400K	6.6M
Cash from Investing	-267M	-2.21B	-724M	-319M	-307M
Long-Term Debt Issued, Total	-	3.74B	-	656M	1.79B
Total Debt Issued	-	3.74B	-	656M	1.79B
Long-Term Debt Repaid, Total	-209M	-781M	-715M	-998M	-1.98B
Total Debt Repaid	-209M	-781M	-715M	-998M	-1.98B
Issuance of Common Stock	22.9M	21.9M	18.7M	23.1M	24.9M
Repurchase of Common Stock	-36.1M	-36.8M	-32.5M	-18.4M	-31.7M
Common Dividends Paid	-57.6M	-69.8M	-77.8M	-81.8M	-82.7M
Common & Preferred Stock Dividends Paid	-57.6M	-69.8M	-77.8M	-81.8M	-82.7M
Other Financing Activities, Total	-17.3M	-112M	-14.3M	-19.8M	-27.3M
Cash from Financing	-297M	2.76B	-820M	-439M	-309M
Foreign Exchange Rate Adjustments	-4.4M	-8M	-9.9M	3.2M	-13.1M
Net Change in Cash	219M	1.35B	-1.26B	-109M	203M
Supplemental Items
Cash Interest Paid	120M	109M	312M	281M	261M
Cash Income Tax Paid (Refund)	134M	181M	574M	206M	202M
Levered Free Cash Flow	598M	1.36B	46.86M	516M	592M
Unlevered Free Cash Flow	677M	1.43B	191M	696M	758M
Change In Net Working Capital	-99.5M	-794M	523M	4.2M	43.5M
Net Debt Issued / Repaid	-209M	2.96B	-715M	-342M	-192M

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	5.2	4.12	3.39	3.39	4.15
Return on Total Capital	6.06	4.89	3.99	3.93	4.8
Return On Equity %	14.29	11.15	6.46	-4.54	7.18
Return on Common Equity	14.34	11.02	6.24	-5.03	6.92
Margin Analysis
Gross Profit Margin %	66.12	66.5	67.04	60.4	60.01
SG&A Margin	30.49	31.56	35.28	30.58	29.62
EBITDA Margin %	35.63	34.94	31.75	29.82	30.38
EBITA Margin %	32.08	31.6	28.9	27.29	28.26
EBIT Margin %	22.09	22.2	17.76	16.13	17.53
Income From Continuing Operations Margin %	13.09	12.51	7.2	-4.96	7.23
Net Income Margin %	12.63	46.86	7.26	-5.38	6.8
Net Avail. For Common Margin %	12.63	12.01	6.8	-5.36	6.8
Normalized Net Income Margin	10.78	11.31	7.27	5.55	7.13
Levered Free Cash Flow Margin	22.01	45.85	1.26	13.47	14.16
Unlevered Free Cash Flow Margin	24.91	48.23	5.15	18.17	18.12
Asset Turnover
Asset Turnover	0.38	0.3	0.31	0.34	0.38
Fixed Assets Turnover	9.38	8.81	10.05	11.9	15.01
Receivables Turnover (Average Receivables)	6.03	6.18	6.31	5.78	5.5
Short Term Liquidity
Current Ratio	1.66	1.94	1.6	1.47	1.7
Quick Ratio	1.46	1.78	1.33	1.2	1.4
Operating Cash Flow to Current Liabilities	1.18	0.6	0.33	0.64	0.79
Days Sales Outstanding (Average Receivables)	60.68	59.05	57.89	63.13	66.57
Average Days Payable Outstanding	73.45	84.4	77.69	60.34	59.7
Long Term Solvency
Total Debt/Equity	137.16	163.69	135.99	132.71	120.65
Total Debt / Total Capital	57.84	62.08	57.62	57.03	54.68
LT Debt/Equity	134.38	159.87	132.51	129.89	118.51
Long-Term Debt / Total Capital	56.66	60.63	56.15	55.82	53.71
Total Liabilities / Total Assets	63.95	68.29	63.4	63.03	60.68
EBIT / Interest Expense	4.75	5.84	2.85	2.14	2.77
EBITDA / Interest Expense	7.95	9.46	5.29	4.1	4.96
(EBITDA - Capex) / Interest Expense	6.26	7.46	4	3.02	3.76
Total Debt / EBITDA	3.6	6.16	4.75	4.61	3.96
Net Debt / EBITDA	3.11	4.43	4.27	4.2	3.45
Total Debt / (EBITDA - Capex)	4.57	7.8	6.28	6.25	5.22
Net Debt / (EBITDA - Capex)	3.95	5.61	5.65	5.7	4.54
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	2.28	16.98	25.33	3.27	9.2
Gross Profit, 1 Yr. Growth %	0.8	17.41	26.33	-0.47	8.5
EBITDA, 1 Yr. Growth %	-0.55	17.08	13.89	-2.68	11.28
EBITA, 1 Yr. Growth %	-1.49	18.52	14.6	-2.08	13.05
EBIT, 1 Yr. Growth %	-1.83	22.49	0.26	-5.64	18.69
Earnings From Cont. Operations, 1 Yr. Growth %	-0.28	21.12	-27.83	-171.98	-259.07
Net Income, 1 Yr. Growth %	-1.07	304.17	-80.57	-177.43	-237.92
Normalized Net Income, 1 Yr. Growth %	4.12	31.47	-19.49	-20.78	34.32
Diluted EPS Before Extra, 1 Yr. Growth %	-2.19	20.26	-28.83	-182.37	-236.46
Accounts Receivable, 1 Yr. Growth %	2.29	42.73	8.95	20.06	10.5
Net Property, Plant and Equip., 1 Yr. Growth %	-0.48	40.54	-12.02	-13.72	-13.04
Total Assets, 1 Yr. Growth %	2.79	72.81	-7.67	-4.81	-1.08
Tangible Book Value, 1 Yr. Growth %	-9.03	88.43	-6.15	-7.39	-10.64
Common Equity, 1 Yr. Growth %	13.13	53.85	6.7	-3.88	5.21
Cash From Operations, 1 Yr. Growth %	1.38	2.63	-63.23	117.16	28.99
Capital Expenditures, 1 Yr. Growth %	7.86	9.05	33.01	4.19	1.64
Levered Free Cash Flow, 1 Yr. Growth %	13.3	631.27	-96.55	1.02K	14.76
Unlevered Free Cash Flow, 1 Yr. Growth %	6.38	439.79	-86.61	265.99	8.87
Dividend Per Share, 1 Yr. Growth %	0	26.67	5.26	5	2.38
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	8.28	9.63	21.08	13.76	6.2
Gross Profit, 2 Yr. CAGR %	8.45	8.97	21.79	9.27	3.92
EBITDA, 2 Yr. CAGR %	8.66	8.16	15.48	5.31	4.07
EBITA, 2 Yr. CAGR %	8.28	8.24	16.55	5.96	5.22
EBIT, 2 Yr. CAGR %	8.17	9.77	10.82	-2.73	5.83
Earnings From Cont. Operations, 2 Yr. CAGR %	10.93	10.38	-6.51	-28.67	7.01
Net Income, 2 Yr. CAGR %	11.39	99.96	-11.39	-61.49	3.34
Normalized Net Income, 2 Yr. CAGR %	12.88	18.77	2.99	-21.3	6.63
Diluted EPS Before Extra, 2 Yr. CAGR %	10.73	8.6	-7.48	-24.42	6.02
Accounts Receivable, 2 Yr. CAGR %	-0.25	12.46	24.7	13.3	15.18
Net Property, Plant and Equip., 2 Yr. CAGR %	14.5	16.34	11.2	-12.87	-13.38
Total Assets, 2 Yr. CAGR %	1.91	33.28	26.32	-6.25	-2.96
Tangible Book Value, 2 Yr. CAGR %	-9.93	23.65	32.98	-6.77	-9.03
Common Equity, 2 Yr. CAGR %	15.94	31.93	28.12	1.27	0.56
Cash From Operations, 2 Yr. CAGR %	19.04	2	-38.57	-10.64	67.37
Capital Expenditures, 2 Yr. CAGR %	9.03	9.09	20.43	17.72	2.91
Levered Free Cash Flow, 2 Yr. CAGR %	24.74	69.88	-49.75	-38.27	259.08
Unlevered Free Cash Flow, 2 Yr. CAGR %	19.98	57.05	-14.98	-30.1	99.62
Dividend Per Share, 2 Yr. CAGR %	0	12.55	15.47	5.13	3.68
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	12	8.51	14.63	14.83	12.22
Gross Profit, 3 Yr. CAGR %	11.72	8.83	14.48	11.33	9.01
EBITDA, 3 Yr. CAGR %	11.35	8.06	10.04	8.95	7.26
EBITA, 3 Yr. CAGR %	11.23	7.97	10.32	9.83	8.28
EBIT, 3 Yr. CAGR %	9.02	8.62	6.5	4.81	3.94
Earnings From Cont. Operations, 3 Yr. CAGR %	-7.66	8.62	-4.2	-14.65	-6.81
Net Income, 3 Yr. CAGR %	-8.03	71.17	-8.07	-15.62	-41.08
Normalized Net Income, 3 Yr. CAGR %	7.89	13.37	4.33	-5.78	-4.55
Diluted EPS Before Extra, 3 Yr. CAGR %	-8.28	8.02	-5.67	-11.44	-7.97
Accounts Receivable, 3 Yr. CAGR %	11.72	7.15	11.28	22.37	12.36
Net Property, Plant and Equip., 3 Yr. CAGR %	13.29	21.26	6	2.18	-12.93
Total Assets, 3 Yr. CAGR %	12.62	21.53	17.93	14.95	-4.56
Tangible Book Value, 3 Yr. CAGR %	9.14	10.89	12.79	17.87	-8.08
Common Equity, 3 Yr. CAGR %	13.69	27.41	22.92	16.42	2.57
Cash From Operations, 3 Yr. CAGR %	19.12	13.3	-27.41	-6.42	0.99
Capital Expenditures, 3 Yr. CAGR %	16.53	7.57	16.54	14.76	12.1
Levered Free Cash Flow, 3 Yr. CAGR %	27.61	52.3	-53.64	40.63	-24.1
Unlevered Free Cash Flow, 3 Yr. CAGR %	25.82	44.81	-30.88	38.08	-18.97
Dividend Per Share, 3 Yr. CAGR %	-	8.2	10.06	11.87	4.21
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	12.51	11.67	13.92	10.58	11.18
Gross Profit, 5 Yr. CAGR %	12.99	11.83	14.06	8.67	8.66
EBITDA, 5 Yr. CAGR %	15.28	12.06	10.94	6.86	7.53
EBITA, 5 Yr. CAGR %	31.01	12.57	11.11	7.07	8.16
EBIT, 5 Yr. CAGR %	21.59	15.48	7.31	3.8	6.1
Earnings From Cont. Operations, 5 Yr. CAGR %	87.61	23.03	-9.96	-8.04	-0.11
Net Income, 5 Yr. CAGR %	125.39	62.99	-9.39	-5.71	-3.9
Normalized Net Income, 5 Yr. CAGR %	41.14	18.92	2.95	-1.55	4.69
Diluted EPS Before Extra, 5 Yr. CAGR %	118.8	23.13	-10.81	-6.16	-1.45
Accounts Receivable, 5 Yr. CAGR %	14.81	15.17	13.44	9.57	12.4
Net Property, Plant and Equip., 5 Yr. CAGR %	9.55	14.74	11.72	6.24	-2.23
Total Assets, 5 Yr. CAGR %	10.48	21.45	17.91	9.54	9.08
Tangible Book Value, 5 Yr. CAGR %	4.92	15.93	15.45	3.45	3.5
Common Equity, 5 Yr. CAGR %	15.58	23.45	19.26	16.23	13.43
Cash From Operations, 5 Yr. CAGR %	20.56	15.7	-8.6	3.04	1.39
Capital Expenditures, 5 Yr. CAGR %	10.12	12.58	17.12	11.52	10.88
Levered Free Cash Flow, 5 Yr. CAGR %	20.86	32.19	-30.44	6.08	4.72
Unlevered Free Cash Flow, 5 Yr. CAGR %	16.89	29.87	-10.86	8.17	5.54
Dividend Per Share, 5 Yr. CAGR %	-	-	-	6.96	7.47