Financials Truist Financial Corporation

Equities

TFC

US89832Q1094

Banks

Market Closed - Nyse 04:00:08 2024-07-12 pm EDT 5-day change 1st Jan Change
40.53 USD +0.35% Intraday chart for Truist Financial Corporation +6.04% +9.78%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 75,525 64,615 78,158 57,091 49,239 54,206 - -
Enterprise Value (EV) 1 75,525 64,615 78,158 57,091 49,239 54,206 54,206 54,206
P/E ratio 15.2 x 15.6 x 13.1 x 9.71 x -34.2 x 12.7 x 10 x 8.66 x
Yield 3.04% 3.76% 3.18% 4.65% 5.63% 5.17% 5.27% 5.37%
Capitalization / Revenue 5.96 x 2.83 x 3.49 x 2.46 x 2.09 x 2.73 x 2.61 x 2.49 x
EV / Revenue 5.96 x 2.83 x 3.49 x 2.46 x 2.09 x 2.73 x 2.61 x 2.49 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.23 x 1.03 x 1.24 x 1.06 x 0.94 x 0.91 x 0.86 x 0.81 x
Nbr of stocks (in thousands) 1,341,000 1,348,118 1,334,892 1,326,766 1,333,668 1,338,096 - -
Reference price 2 56.32 47.93 58.55 43.03 36.92 40.51 40.51 40.51
Announcement Date 1/30/20 1/21/21 1/18/22 1/19/23 1/18/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 12,664 22,830 22,400 23,177 23,610 19,840 20,771 21,734
EBITDA - - - - - - - -
EBIT 1 5,276 9,210 7,180 8,585 8,609 7,974 8,576 9,618
Operating Margin 41.66% 40.34% 32.05% 37.04% 36.46% 40.19% 41.29% 44.25%
Earnings before Tax (EBT) 1 4,019 5,473 7,993 7,669 -185 5,682 6,767 7,918
Net income 1 3,028 4,184 6,000 5,900 -1,452 4,255 5,183 6,081
Net margin 23.91% 18.33% 26.79% 25.46% -6.15% 21.45% 24.95% 27.98%
EPS 2 3.710 3.080 4.470 4.430 -1.080 3.189 4.034 4.677
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.710 1.800 1.860 2.000 2.080 2.096 2.135 2.174
Announcement Date 1/30/20 1/21/21 1/18/22 1/19/23 1/18/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 5,600 5,351 5,683 5,885 6,258 6,153 5,972 5,729 5,756 4,871 4,781 5,082 5,087 5,061 5,145
EBITDA - - - - - - - - - - - - - - -
EBIT 1 1,866 1,651 2,075 2,247 2,536 2,411 2,170 1,925 1,941 2,132 1,974 2,057 2,106 2,123 2,051
Operating Margin 33.32% 30.85% 36.51% 38.18% 40.52% 39.18% 36.34% 33.6% 33.72% 43.77% 41.29% 40.48% 41.39% 41.94% 39.87%
Earnings before Tax (EBT) 1 1,969 1,746 1,904 2,000 2,019 1,909 1,632 1,428 -5,154 1,365 1,222 1,528 1,544 1,592 1,636
Net income 1 1,500 1,300 1,454 1,536 1,610 1,410 1,234 1,071 -5,167 1,091 833.9 1,153 1,184 1,174 1,247
Net margin 26.79% 24.29% 25.59% 26.1% 25.73% 22.92% 20.66% 18.69% -89.77% 22.4% 17.44% 22.69% 23.28% 23.19% 24.23%
EPS 2 1.130 0.9900 1.090 1.150 1.200 1.050 0.9200 0.8000 -3.850 0.8100 0.6003 0.8743 0.9118 0.8788 0.9686
Dividend per Share 2 0.4800 0.4800 0.4800 0.5200 0.5200 0.5200 0.5200 0.5200 0.5200 0.5200 0.5200 0.5271 0.5271 0.5233 0.5238
Announcement Date 1/18/22 4/19/22 7/19/22 10/18/22 1/19/23 4/20/23 7/20/23 10/19/23 1/18/24 4/22/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.87% 6.82% 9.7% 10.4% -2.6% 8.08% 8.66% 9.63%
ROA (Net income/ Total Assets) 1.31% 0.9% 1.23% 1.15% -0.19% 0.89% 0.99% 1.12%
Assets 1 231,145 464,889 487,805 513,043 764,211 478,433 521,741 544,139
Book Value Per Share 2 45.70 46.50 47.10 40.60 39.30 44.40 47.10 50.10
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/30/20 1/21/21 1/18/22 1/19/23 1/18/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
40.51 USD
Average target price
43.25 USD
Spread / Average Target
+6.76%
Consensus
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