Financials Trustmark Corporation

Equities

TRMK

US8984021027

Banks

Market Closed - Nasdaq Other stock markets 04:00:00 2026-01-16 pm EST			5-day change	1st Jan Change
41.31 ^USD	+0.34%		+3.04%	+6.06%

Jan. 14	Trustmark Bank, Greenlight Financial Collaborate to Expand Family Finance Tools	MT
Jan. 05	Trustmark Corporation to announce fourth quarter financial results January 27 and conduct earnings conference call January 28	RE

Projected Income Statement: Trustmark Corporation

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	713.2	652	712.2	773.3	753.1	809.2	844.5	882.3
Change	-	-8.58%	9.24%	8.58%	-2.61%	7.45%	4.36%	4.48%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	237.9	161.7	197.4	229.8	254.8	292.7	300.7	316.4
Change	-	-32.05%	22.1%	16.43%	10.89%	14.85%	2.74%	5.2%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	189.8	175.4	73.75	197.3	34.06	273.5	276.4	288.9
Change	-	-7.57%	-57.96%	167.59%	-82.74%	703.18%	1.03%	4.53%
Net income ¹	160	147.4	71.89	165.5	223	221.3	223.4	233.2
Change	-	-7.91%	-51.22%	130.21%	34.76%	-0.78%	0.99%	4.36%
Announcement Date	1/26/21	1/25/22	1/24/23	1/23/24	1/28/25	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3
Net sales ¹	180.4	165.8	178.8	155.4	152	156.5	168.8	191.7	195.2	192.4	196.8	194.2	189.9	191.5	179.3	192.3	199.4	197.3	201.3	205.1	207	205	210.3	213.8	215.2	212.4	217.6	221.1
Change	-	-8.1%	7.83%	-13.1%	-2.16%	2.94%	7.91%	13.53%	1.84%	-1.41%	2.28%	-1.36%	-2.22%	0.89%	-6.4%	7.25%	3.7%	-1.04%	2.01%	1.91%	0.93%	-0.97%	2.56%	1.66%	0.67%	-1.31%	2.45%	1.61%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	61.63	53.63	57.16	36.46	29.62	31.94	42.16	62.01	61.27	60.64	61.24	56.42	51.52	57.03	60.95	69.01	72.37	70.63	73.53	71.44	73.63	70.93	75.47	76.33	78	77.6	81.5	83.3
Change	-	-12.97%	6.57%	-36.21%	-18.75%	7.82%	32%	47.08%	-1.19%	-1.03%	0.98%	-7.88%	-8.67%	10.69%	6.87%	13.22%	4.87%	-2.4%	4.11%	-2.85%	3.07%	-3.67%	6.39%	1.15%	2.18%	-0.51%	5.03%	2.21%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	63.1	61.24	56.62	26.36	31.2	33.91	41.01	50.42	-51.59	59.64	52.78	41.49	43.42	49.52	-135	65.76	64.91	65.33	68.86	69.75	68.08	65.2	69.66	70.2	71.2	69.45	72.3	74.45
Change	-	-2.95%	-7.55%	-53.45%	18.38%	8.67%	20.96%	22.93%	-202.33%	215.6%	-11.5%	-21.4%	4.65%	14.04%	-372.65%	148.71%	-1.3%	0.66%	5.39%	1.3%	-2.4%	-4.23%	6.84%	0.78%	1.42%	-2.46%	4.1%	2.97%
Net income ¹	51.22	51.96	47.98	21.2	26.22	29.21	34.28	42.46	-34.06	50.3	45.04	34.03	36.12	41.54	73.83	51.33	56.31	53.63	55.84	56.79	54.88	52.8	56.28	56.95	57.48	56.03	58.6	60.2
Change	-	1.45%	-7.66%	-55.82%	23.69%	11.4%	17.37%	23.83%	-180.23%	247.67%	-10.46%	-24.44%	6.15%	14.98%	77.76%	-30.48%	9.71%	-4.76%	4.12%	1.69%	-3.35%	-3.8%	6.6%	1.18%	0.94%	-2.52%	4.58%	2.73%
Announcement Date	1/26/21	4/27/21	7/27/21	10/26/21	1/25/22	4/26/22	7/26/22	10/25/22	1/24/23	4/25/23	7/25/23	10/24/23	1/23/24	4/23/24	7/23/24	10/22/24	1/28/25	4/22/25	7/22/25	10/28/25	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Trustmark Corporation

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	1/26/21	1/25/22	1/24/23	1/23/24	1/28/25	-	-	-

Estimates

Cash Flow Forecast: Trustmark Corporation

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	17.33	22.58	27.36	26.62	40.08	23.49
Change	-	30.3%	21.19%	-2.69%	50.55%	-41.39%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	2/20/20	2/18/21	2/17/22	2/16/23	2/15/24	2/19/25

¹USD in Million

Estimates

Forecast Financial Ratios: Trustmark Corporation

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	33.36%	24.8%	27.72%	29.72%	33.84%	36.17%	35.61%	35.86%
EBT Margin (%)	-	26.61%	26.91%	10.35%	25.52%	4.52%	33.8%	32.73%	32.74%
Net margin (%)	-	22.44%	22.6%	10.09%	21.4%	29.61%	27.34%	26.46%	26.43%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	1.05%	0.86%	0.84%	0.92%	1.2%	1.2%	1.16%	1.16%
ROE	-	9.52%	8.32%	9.13%	10.9%	12.22%	11.18%	10.59%	10.4%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.92	0.92	0.92	0.92	0.92	0.96	0.976	0.992
Change	-	-	0%	0%	0%	0%	4.35%	1.67%	1.64%
Book Value Per Share ¹	-	27.45	28.25	24.47	27.21	32.17	35.86	38.78	41.81
Change	-	-	2.91%	-13.38%	11.2%	18.23%	11.47%	8.15%	7.8%
EPS ¹	-	2.51	2.34	1.17	2.7	3.63	3.648	3.765	3.99
Change	-	-	-6.77%	-50%	130.77%	34.44%	0.5%	3.2%	5.98%
Nbr of stocks (in thousands)	-	63,424	62,450	60,954	61,070	61,158	59,958	59,958	59,958
Announcement Date	-	1/26/21	1/25/22	1/24/23	1/23/24	1/28/25	-	-	-