Cash flow Tyro Payments Limited

Equities

TYR

AU0000066508

Business Support Services

Market Closed - Australian S.E. Other stock markets 12:10:27 2026-01-16 am EST			5-day change	1st Jan Change
0.9750 ^AUD	-1.52%		-7.14%	-2.99%

Dec. 23	Shares of Tyro Payments Fall After Macquarie Group Increases Stake	MT
Dec. 14	Tyro Payments to Acquire Financial Management Platform	MT

0b259319fcf.asErx9UNVneBT97jkCzxFAVCrtqLpSf64Gw2g5EbSR0.EJtRsOxXEx21K-umokOHTHMK6J7e1Wm-oyF0ydNiKF9H-HOQ4EUGPM8WtQ

Published financial data: TYRO PAYMENTS LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: June	2021	2022	2023	2024	2025
Revenues	229M	319M	419M	455M	459M
Gain (Loss) on Sale of Assets, Total (Rev)	-	-	-	-	1.03M
Gain (Loss) on Sale of Investment, Total (Rev)	-	-	-	17.21M	-
Interest And Invest. Income (Rev)	2.9M	5.63M	18.71M	25.87M	25.72M
Other Revenues, Total	1.27M	1.67M	2.28M	-	525K
Total Revenues	233M	326M	440M	498M	486M
Cost of Goods Sold, Total	119M	171M	235M	272M	279M
Gross Profit	114M	155M	204M	226M	208M
Selling General & Admin Expenses, Total	121M	144M	163M	133M	133M
Stock-Based Compensation (IS)	-	-	-	-	-
Depreciation & Amortization - (IS)	15.36M	31.68M	36.36M	40.89M	45.17M
Other Operating Expenses	1.24M	1.12M	-1.03M	4.05M	5.91M
Other Operating Expenses, Total	138M	177M	198M	177M	185M
Operating Income	-23.31M	-22.5M	6.3M	48.4M	23.04M
Interest Expense, Total	-517K	-3.56M	-3.71M	-4.95M	-4.22M
Net Interest Expenses	-517K	-3.56M	-3.71M	-4.95M	-4.22M
Income (Loss) On Equity Invest.	-1.12M	-3.56M	-131K	-1.06M	-84K
Other Non Operating Income (Expenses)	313K	-	-	-	1.17M
EBT, Excl. Unusual Items	-24.63M	-29.62M	2.46M	42.38M	19.91M
Asset Writedown	-277K	-	-	-18.99M	-2.1M
Legal Settlements	-	-	-	-1.03M	-
Other Unusual Items	-4.86M	-	-	-	-
EBT, Incl. Unusual Items	-29.78M	-29.62M	2.46M	22.36M	17.82M
Income Tax Expense	48K	-	-3.55M	-3.35M	-
Earnings From Continuing Operations	-29.82M	-29.62M	6.01M	25.7M	17.82M
Net Income to Company	-29.82M	-29.62M	6.01M	25.7M	17.82M
Net Income - (IS)	-29.82M	-29.62M	6.01M	25.7M	17.82M
Net Income to Common Incl Extra Items	-29.82M	-29.62M	6.01M	25.7M	17.82M
Net Income to Common Excl. Extra Items	-29.82M	-29.62M	6.01M	25.7M	17.82M
Per Share Items
Net EPS - Basic	-0.06	-0.06	0.01	0.05	0.03
Basic EPS - Continuing Operations	-0.06	-0.06	0.01	0.05	0.03
Basic Weighted Average Shares Outstanding	506M	516M	519M	523M	525M
Net EPS - Diluted	-0.06	-0.06	0.01	0.05	0.03
Diluted EPS - Continuing Operations	-0.06	-0.06	0.01	0.05	0.03
Diluted Weighted Average Shares Outstanding	506M	516M	536M	538M	539M
Normalized Basic EPS	-0.03	-0.04	0	0.05	0.02
Normalized Diluted EPS	-0.03	-0.04	0	0.05	0.02
Supplemental Items
EBITDA	-11.7M	1.01M	33.21M	77.15M	55.97M
EBITA	-22.33M	-10.82M	17.95M	58.78M	32.09M
EBIT	-23.31M	-22.5M	6.3M	48.4M	23.04M
EBITDAR	-	-	-	77.44M	56.04M
Total Revenues (As Reported)	239M	326M	440M	498M	487M
Effective Tax Rate - (Ratio)	-0.16	-	-144.33	-14.97	-
Deferred Domestic Taxes	48K	0	-3.55M	-3.35M	0
Total Deferred Taxes	48K	0	-3.55M	-3.35M	0
Normalized Net Income	-15.4M	-18.51M	1.54M	26.49M	12.44M
Interest on Long-Term Debt	365K	1.01M	1.46M	1.39M	1.29M
Supplemental Operating Expense Items
Marketing Expenses	5.42M	5.53M	8.2M	10.39M	10.5M
Selling and Marketing Expenses	5.42M	5.53M	8.2M	10.39M	10.5M
General and Administrative Expenses	30.1M	41.02M	46.39M	22.37M	20.71M
Research And Development Expense From Footnotes	851K	-	-	-	-
Net Rental Expense, Total	-	-	-	292K	71K
Imputed Operating Lease Interest Expense	-	-	-	356K	80.37K
Imputed Operating Lease Depreciation	-	-	-	-63.52K	-9.37K
Stock-Based Comp., SG&A Exp. (Total)	9.34M	5.2M	11.16M	3.86M	3.83M
Stock-Based Comp., Other (Total)	-	-	-	-	-
Total Stock-Based Compensation	9.34M	5.2M	11.16M	3.86M	3.83M

Fiscal Period: June	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	84.52M	36.88M	42.6M	50.77M	189M
Short Term Investments	5M	10.47M	15.45M	34.71M	2.58M
Total Cash And Short Term Investments	89.52M	47.36M	58.06M	85.48M	192M
Accounts Receivable, Total	17.08M	22.7M	19.54M	44.18M	20.65M
Other Receivables	13K	-	5.82M	-	-
Notes Receivable	13.41M	34.26M	43.76M	36.68M	45.79M
Total Receivables	30.5M	56.97M	69.12M	80.86M	66.44M
Inventory	128K	388K	2.03M	783K	766K
Prepaid Expenses	3.34M	3.64M	6.24M	4.8M	6.11M
Other Current Assets, Total	14.19M	14.7M	15.78M	16.29M	15.9M
Total Current Assets	138M	123M	151M	188M	281M
Gross Property Plant And Equipment	78.81M	130M	141M	164M	168M
Accumulated Depreciation	-51.13M	-57.42M	-72.02M	-88.61M	-95.8M
Net Property Plant And Equipment	27.68M	72.61M	69.13M	74.96M	72.39M
Long-term Investments	74.07M	64.16M	60.88M	67.98M	82.84M
Goodwill	13.69M	13.69M	13.69M	13.69M	13.69M
Other Intangibles, Total	127M	118M	113M	84.08M	74.29M
Loans Receivable Long-Term	1.98M	5.24M	6.76M	2.65M	3.32M
Deferred Tax Assets Long-Term	13.86M	12.99M	16.54M	19.88M	19.88M
Total Assets	396M	410M	431M	451M	548M
Liabilities
Accounts Payable, Total	3.99M	6.37M	3.48M	1.02M	1.26M
Accrued Expenses, Total	28.22M	31.23M	33.03M	39.11M	36.49M
Current Portion of Leases	2.81M	1.9M	4.39M	4.8M	3.99M
Other Current Liabilities	87.86M	93.63M	106M	120M	209M
Total Current Liabilities	123M	133M	147M	165M	251M
Long-Term Leases	-	32.1M	29.17M	26.74M	24.06M
Deferred Tax Liability Non Current	870K	-	-	-	-
Other Non Current Liabilities	91.7M	85.26M	77.3M	51.66M	46.06M
Total Liabilities	215M	250M	253M	244M	321M
Common Stock, Total	274M	279M	279M	279M	276M
Additional Paid In Capital	-	-	-	-	-
Retained Earnings	-132M	-162M	-156M	-130M	-113M
Comprehensive Income and Other	38.47M	42.87M	54.32M	58.58M	62.92M
Total Common Equity	181M	160M	178M	208M	227M
Total Equity	181M	160M	178M	208M	227M
Total Liabilities And Equity	396M	410M	431M	451M	548M
Supplemental Items
ECS Total Shares Outstanding on Filing Date	513M	518M	522M	525M	529M
ECS Total Common Shares Outstanding	512M	518M	521M	525M	525M
Book Value / Share	0.35	0.31	0.34	0.4	0.43
Tangible Book Value	39.8M	27.57M	51.18M	110M	139M
Tangible Book Value Per Share	0.08	0.05	0.1	0.21	0.26
Total Debt	2.81M	33.99M	33.56M	31.54M	28.05M
Net Debt	-86.71M	-13.37M	-24.49M	-53.94M	-164M
Debt Equivalent Oper. Leases	-	-	-	2.34M	568K
Equity Method Investments, Total	5M	1.94M	1.81M	748K	664K
Account Code - Inventory Valuation	3	3	-	3	3
Machinery, Total	72.34M	88.66M	104M	130M	137M
Full Time Employees	-	-	647	584	564
Accumulated Allowance for Doubtful Accounts (Supple)	59K	38K	41K	44K	26K

Fiscal Period: June	2021	2022	2023	2024	2025
Net Income	-29.82M	-29.62M	6.01M	25.7M	17.82M
Depreciation & Amortization - CF	13.53M	15.89M	18.89M	21.88M	27.5M
Amortization of Goodwill and Intangible Assets - (CF)	984K	11.68M	11.65M	10.38M	9.05M
Depreciation & Amortization, Total	14.51M	27.56M	30.54M	32.26M	36.55M
Amortization of Deferred Charges, Total - (CF)	851K	4.12M	5.82M	8.63M	8.62M
(Gain) Loss From Sale Of Asset	-107K	-	-	-	-
Asset Writedown & Restructuring Costs	277K	-	-2.68M	18.99M	2.1M
Provision for Credit Losses	-548K	-27K	4.58M	4.41M	2.42M
(Income) Loss On Equity Investments - (CF)	1.12M	3.56M	131K	1.06M	84K
Stock-Based Compensation (CF)	9.34M	5.2M	11.16M	3.86M	3.83M
Other Operating Activities, Total	1.48M	3.63M	-4.27M	-17.93M	-140K
Change In Accounts Receivable	-	-5.53M	-2.66M	-22.91M	21.83M
Change In Inventories	-	-	-	-	-
Change In Accounts Payable	-	2.29M	-7.48M	20.65M	75.66M
Change In Deferred Taxes	998K	-	-	-	-
Change in Other Net Operating Assets	12.94M	-36.5M	-22.09M	-22.97M	-30.64M
Cash from Operations	11.04M	-25.32M	19.06M	51.76M	138M
Capital Expenditure	-1.2M	-13.86M	-534K	-968K	-771K
Sale of Property, Plant, and Equipment	-	166K	1.26M	-	-
Sale (Purchase) of Intangible assets	-28.08M	-10.5M	-14.54M	-12.3M	-10.28M
Investment in Marketable and Equity Securities, Total	-395K	-73K	1.66M	-27.35M	18.1M
Other Investing Activities, Total	376K	-	-	-	-
Cash from Investing	-29.3M	-24.26M	-12.16M	-40.62M	7.04M
Short Term Debt Issued, Total	-	-	-	-	-
Total Debt Issued	-	-	-	-	-
Short Term Debt Repaid, Total	-	-	-	-	-
Long-Term Debt Repaid, Total	-5.07M	-2.79M	-1.17M	-3.02M	-3.49M
Total Debt Repaid	-5.07M	-2.79M	-1.17M	-3.02M	-3.49M
Issuance of Common Stock	4.06M	4.36M	624K	44K	705K
Repurchase of Common Stock	-	-	-	-	-3.8M
Other Financing Activities, Total	-	-	-	-	-
Cash from Financing	-1.01M	1.57M	-549K	-2.97M	-6.59M
Foreign Exchange Rate Adjustments	27K	371K	-633K	-	-
Net Change in Cash	-19.24M	-47.64M	5.72M	8.17M	139M
Supplemental Items
Cash Interest Paid	415K	581K	1.41M	3.12M	2.95M
Levered Free Cash Flow	22.95M	-19.18M	27.86M	67.16M	149M
Unlevered Free Cash Flow	23.28M	-16.95M	30.18M	70.26M	152M
Change In Net Working Capital	-42.42M	15.41M	6.21M	-8.53M	-99.55M
Net Debt Issued / Repaid	-5.07M	-2.79M	-1.17M	-3.02M	-3.49M

Fiscal Period: June	2021	2022	2023	2024	2025
Profitability
Return on Assets	-4.42	-3.49	0.94	6.86	2.88
Return on Total Capital	-7.65	-7.46	1.95	13.43	5.83
Return On Equity %	-16.1	-17.41	3.57	13.34	8.2
Return on Common Equity	-16.1	-17.41	3.57	13.34	8.2
Margin Analysis
Gross Profit Margin %	48.98	47.43	46.47	45.38	42.7
SG&A Margin	51.86	44.27	37	26.63	27.46
EBITDA Margin %	-5.02	0.31	7.55	15.5	11.51
EBITA Margin %	-9.57	-3.32	4.08	11.81	6.6
EBIT Margin %	-9.99	-6.9	1.43	9.72	4.74
Income From Continuing Operations Margin %	-12.78	-9.08	1.37	5.16	3.66
Net Income Margin %	-12.78	-9.08	1.37	5.16	3.66
Net Avail. For Common Margin %	-12.78	-9.08	1.37	5.16	3.66
Normalized Net Income Margin	-6.6	-5.68	0.35	5.32	2.56
Levered Free Cash Flow Margin	9.84	-5.88	6.33	13.49	30.7
Unlevered Free Cash Flow Margin	9.97	-5.2	6.86	14.12	31.25
Asset Turnover
Asset Turnover	0.71	0.81	1.05	1.13	0.97
Fixed Assets Turnover	9.43	6.5	6.21	6.91	6.6
Receivables Turnover (Average Receivables)	14.24	16.02	19.83	14.27	14.16
Inventory Turnover (Average Inventory)	1.27K	664.59	194.97	193.49	359.63
Short Term Liquidity
Current Ratio	1.12	0.92	1.03	1.14	1.12
Quick Ratio	0.87	0.53	0.57	0.78	0.85
Operating Cash Flow to Current Liabilities	0.09	-0.19	0.13	0.31	0.55
Days Sales Outstanding (Average Receivables)	25.64	22.78	18.41	25.65	25.78
Days Outstanding Inventory (Average Inventory)	0.29	0.55	1.87	1.89	1.01
Average Days Payable Outstanding	7.14	11.01	7.58	3.04	1.49
Cash Conversion Cycle (Average Days)	18.79	12.32	12.7	24.5	25.31
Long Term Solvency
Total Debt/Equity	1.56	21.3	18.89	15.19	12.37
Total Debt / Total Capital	1.53	17.56	15.89	13.19	11.01
LT Debt/Equity	-	20.11	16.42	12.88	10.61
Long-Term Debt / Total Capital	-	16.58	13.81	11.18	9.44
Total Liabilities / Total Assets	54.39	61.08	58.78	54	58.58
EBIT / Interest Expense	-45.09	-6.32	1.7	9.77	5.46
EBITDA / Interest Expense	-17.02	1.42	9.92	16.28	14.13
(EBITDA - Capex) / Interest Expense	-19.35	-2.47	9.78	16.09	13.95
Total Debt / EBITDA	-0.32	6.71	0.91	0.39	0.47
Net Debt / EBITDA	9.86	-2.64	-0.66	-0.67	-2.75
Total Debt / (EBITDA - Capex)	-0.28	-3.87	0.92	0.4	0.48
Net Debt / (EBITDA - Capex)	8.67	1.52	-0.67	-0.68	-2.79
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	13.06	39.74	34.84	13.17	3.12
Gross Profit, 1 Yr. Growth %	28.13	35.3	32.11	19.88	4.02
EBITDA, 1 Yr. Growth %	-48.06	-108.65	3.18K	136.88	12.62
EBITA, 1 Yr. Growth %	-30.2	-51.53	-265.89	239.51	2.45
EBIT, 1 Yr. Growth %	-27.25	-3.47	-128.02	754.33	10.01
Earnings From Cont. Operations, 1 Yr. Growth %	-21.64	-0.69	-120.3	327.49	-30.69
Net Income, 1 Yr. Growth %	-21.64	-0.69	-120.3	327.49	-30.69
Normalized Net Income, 1 Yr. Growth %	-41.24	20.23	-108.31	4.09K	-38.26
Diluted EPS Before Extra, 1 Yr. Growth %	-26.2	-2.65	-119.5	325.92	-30.61
Accounts Receivable, 1 Yr. Growth %	12.98	32.81	-13.94	126.1	-53.27
Inventory, 1 Yr. Growth %	113.33	203.12	422.42	-61.37	-2.17
Net Property, Plant and Equip., 1 Yr. Growth %	27.01	162.31	-4.79	8.44	-3.43
Total Assets, 1 Yr. Growth %	50.14	3.75	5.11	4.74	21.29
Tangible Book Value, 1 Yr. Growth %	-78.41	-30.73	85.66	114.73	26.33
Common Equity, 1 Yr. Growth %	-4.77	-11.66	11.33	16.88	9.22
Cash From Operations, 1 Yr. Growth %	34.77	-329.28	-175.28	171.57	166.85
Capital Expenditures, 1 Yr. Growth %	-27.54	1.05K	-96.15	81.27	-20.35
Levered Free Cash Flow, 1 Yr. Growth %	-11.24	-187.22	-245.27	149.22	198.5
Unlevered Free Cash Flow, 1 Yr. Growth %	-11.14	-175.99	-278.01	135.96	186.06
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	10.9	25.7	37.27	23.53	5.14
Gross Profit, 2 Yr. CAGR %	17.18	31.66	33.7	20.84	4.97
EBITDA, 2 Yr. CAGR %	-2.9	-78.8	68.44	772.71	31.09
EBITA, 2 Yr. CAGR %	4.97	-41.84	-10.33	133.06	36.14
EBIT, 2 Yr. CAGR %	7.26	-16.2	-48	46.66	101.67
Earnings From Cont. Operations, 2 Yr. CAGR %	27.18	-11.78	-55.1	-6.84	72.13
Net Income, 2 Yr. CAGR %	27.18	-11.78	-55.1	-6.84	72.13
Normalized Net Income, 2 Yr. CAGR %	10.26	-15.95	-68.39	19.62	343.78
Diluted EPS Before Extra, 2 Yr. CAGR %	19.02	-15.24	-56.43	-8.87	71.92
Accounts Receivable, 2 Yr. CAGR %	-21.52	22.54	6.91	39.49	2.79
Inventory, 2 Yr. CAGR %	46.06	154.3	297.94	42.06	-38.53
Net Property, Plant and Equip., 2 Yr. CAGR %	21.56	82.53	58.03	1.61	2.33
Total Assets, 2 Yr. CAGR %	63.24	24.67	4.43	4.92	12.71
Tangible Book Value, 2 Yr. CAGR %	-33.71	-61.33	13.41	99.67	64.7
Common Equity, 2 Yr. CAGR %	39.33	-8.28	-0.83	14.07	12.98
Cash From Operations, 2 Yr. CAGR %	-10.97	75.78	31.38	42.98	169.2
Capital Expenditures, 2 Yr. CAGR %	7.38	188.67	-33.43	-73.57	20.16
Levered Free Cash Flow, 2 Yr. CAGR %	308.53	-13.89	12.56	87.15	135.34
Unlevered Free Cash Flow, 2 Yr. CAGR %	311.39	-19.56	16.31	103.58	125.86
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	16.63	19.78	28.67	28.72	14.23
Gross Profit, 3 Yr. CAGR %	18.94	22.93	31.81	25.48	10.31
EBITDA, 3 Yr. CAGR %	1.38	-56.63	13.8	87.5	280.87
EBITA, 3 Yr. CAGR %	6.86	-18.87	-17.51	38.08	43.67
EBIT, 3 Yr. CAGR %	8.41	3.55	-41.84	27.57	0.79
Earnings From Cont. Operations, 3 Yr. CAGR %	20.26	17.11	-45.94	-4.83	-15.59
Net Income, 3 Yr. CAGR %	20.26	17.11	-45.94	-4.83	-15.59
Normalized Net Income, 3 Yr. CAGR %	10.42	13.49	-61.14	19.82	-12.4
Diluted EPS Before Extra, 3 Yr. CAGR %	14.21	11.31	-48.06	-6.84	-16.78
Accounts Receivable, 3 Yr. CAGR %	2.66	-6.45	8.93	37.23	-3.12
Inventory, 3 Yr. CAGR %	28.02	86.31	223.27	82.89	25.45
Net Property, Plant and Equip., 3 Yr. CAGR %	17.14	57.08	46.93	39.39	-0.1
Total Assets, 3 Yr. CAGR %	41.59	40.25	17.78	4.53	10.12
Tangible Book Value, 3 Yr. CAGR %	-28.02	-32.73	-34.76	40.3	71.41
Common Equity, 3 Yr. CAGR %	19.18	19.7	-2.16	4.75	12.43
Cash From Operations, 3 Yr. CAGR %	-4.8	22.04	32.5	67.36	76.04
Capital Expenditures, 3 Yr. CAGR %	-25.3	136.7	-31.52	-7.04	-61.82
Levered Free Cash Flow, 3 Yr. CAGR %	199.59	140.68	2.51	45.1	98.18
Unlevered Free Cash Flow, 3 Yr. CAGR %	200.99	130.99	4.83	46.58	107.7
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	19.69	22.29	24.49	21.27	18.69
Gross Profit, 5 Yr. CAGR %	20.26	23.1	24.64	22.09	18.4
EBITDA, 5 Yr. CAGR %	70.39	-37.99	24.21	44.11	19.96
EBITA, 5 Yr. CAGR %	47.39	-8.67	-0.38	23.74	0.06
EBIT, 5 Yr. CAGR %	48.67	5.73	-19.19	19.02	-6.38
Earnings From Cont. Operations, 5 Yr. CAGR %	108.94	14.85	-18.91	6.87	-14.08
Net Income, 5 Yr. CAGR %	108.94	14.85	-18.91	6.87	-14.08
Normalized Net Income, 5 Yr. CAGR %	50.32	11.7	-33.05	15.9	-13.84
Diluted EPS Before Extra, 5 Yr. CAGR %	93.06	9.25	-22.32	2.75	-16.17
Accounts Receivable, 5 Yr. CAGR %	19.53	17.61	4.35	9.76	6.43
Inventory, 5 Yr. CAGR %	-32.64	-19.5	101.51	67.16	66.42
Net Property, Plant and Equip., 5 Yr. CAGR %	17.13	40.04	32.04	31.96	27.14
Total Assets, 5 Yr. CAGR %	23.03	24.07	25.3	24.88	15.72
Tangible Book Value, 5 Yr. CAGR %	-20.87	-25.4	-13.67	3.95	-5.51
Common Equity, 5 Yr. CAGR %	7.08	5.99	10.73	17.41	3.64
Cash From Operations, 5 Yr. CAGR %	27.57	10.21	8.29	30.02	75.94
Capital Expenditures, 5 Yr. CAGR %	-23.25	50.05	-28.67	-1.52	-14.25
Levered Free Cash Flow, 5 Yr. CAGR %	-	27.2	100.78	117.64	41.99
Unlevered Free Cash Flow, 5 Yr. CAGR %	-	24.1	104.02	119.61	42.12