Please refer to the Forward-Looking Statements on slide 43 for important disclosures about information contained in this presentation.
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Corporate Overview
Highlights
Founded
1913
Ticker
UMBF - Nasdaq
Market Cap
$4.5 B
Total Assets
$36.6 B
Gross Loans (1)
$16.9 B
Total Deposits
$30.0 B
Private Wealth Customer Assets (2)
$16.0 B
Institutional Assets Under Administration (AUA) (3)
$410.7 B
Common Equity Tier 1 Capital Ratio
11.91%
Total Risk Based Capital Ratio
13.84%
Net Charge-Offs / Avg Loans
0.68%
NPLs / Total Loans
0.34%
ACL / Total Loans
1.19%
ACL / Total Loans ex. PPP
1.24%
Fee Income / Revenue
39.6%
UMB Financial Corporation Headquarters
UMB Bank Presence
Expansion Markets
•
91 banking centers
•
Twin Cities - MN
•
230 ATMs
•
Salt Lake City - UT
National Presence
•
Asset-based lending
•
Corporate Trust
•
Accounts receivable financing
•
Capital Markets (4)
•
Healthcare Services
•
Fund Services
• Private Wealth Management / Personal Trust
International Presence
• UMBF Trust & Agency Services - Dublin, Ireland
At, or for the 3 months ended, 06/30/21. (1) Includes $766mm in PPP balances; (2) Includes $11.8B in managed assets and $4.2B in Assets Under Administration for Private Wealth customers;
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(3) Includes assets in Fund Services, Corporate Trust and Healthcare Services; (4) UMB Bank, n.a. Capital Markets Division.
Beyond Financials -
Our Culture
Our Vision
the unparalleled customer experience
Our Goal
A company built to
withstand the test of time.
Our Values
Customers First
We do the unparalleled to create an environment that consistently exceeds the expectations of our customers.
Integrity & Trust
We demonstrate our uncompromising honesty and integrity to earn the trust of everyone we serve.
Performance & Strength
We achieve sustainable greatness by delivering on our promise, remaining independent and maintaining financial soundness.
Associate Spirit
We rely upon our people and their collective attitude and skills to differentiate us from our competitors.
Inclusion & Diversity
We believe an inclusive and diverse culture energizes the workplace and ignites innovation.
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Beyond Financials -
Our Culture
Creating an unparalleled customer experience requires a culture where our people feel part of something more, something bigger. We foster this experience through our policies, our business decisions and our expectations of each associate.
MORE
HEART
Whether it's having a heart for each other, our customers or our communities, we support work through inclusive policies and empowering people to create fulfilling lives in and out of the workplace.
MORE
TRUST
Our associates have confidence they will be encouraged and expected to do the right thing at all times - no matter what. We're focused on setting clear expectations and a leadership team who is accessible and transparent.
MORE OPPORTUNITY
Our goal is to grow existing strengths and build new skills. We're committed to empowering our workforce to make an impact and achieve their goals through open conversations and providing the tools to develop potential.
the unparalleled customer experience
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UMB Financial Corporation published this content on 27 July 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 27 July 2021 20:29:05 UTC.
UMB Financial Corporation is a financial services company. The Company offers commercial banking, which includes comprehensive deposit, lending and investment services, personal banking, which includes wealth management and financial planning services, and institutional banking, which includes asset servicing, corporate trust solutions, investment banking, and healthcare services. Its segments include Commercial Banking, which serves the commercial banking and treasury management needs of the Companyâs small to middle-market businesses through a range of products and services; Institutional Banking segment, which is a combination of banking services, fund services, asset management services and healthcare services provided to institutional clients, and Personal Banking segment that combines consumer banking and wealth management services offered to clients and delivered through personal relationships and its bank branches, automated teller machine (ATM) network and Internet banking.
UMB FINANCIAL CORPORATION 
