Nov 3 (Reuters) - Chief Financial Officer of Spain's Unicaja , Pablo Gonzalez:

* SAYS COST-CUTTING MEASURES WILL REMAIN PART OF THE BANK'S STRATEGY, INCLUDING NEW INITIATIVES IN 2021

* EXPECTS TO BOOK LOWER CREDIT PROVISIONS, STARTING IN THE NEXT QUARTER

* EXPECTS COST OF RISK TO HOVER BETWEEN 60 BASIS POINTS TO 80 BPS FOR END-2020 FROM PREVIOUS GUIDANCE OF 50 BPS TO 90 BPS

* SAYS BANKS EXPECTS TO RESUME DIVIDEND PAYMENTS AS SOON AS POSSIBLE Source text for Eikon: Further company coverage: (Reporting by Madrid Newsroom)