Financials UniCredit S.p.A.

Equities

UCG

IT0005239360

Banks

Market Closed - Borsa Italiana 11:44:59 2024-04-23 am EDT After market 03:59:56 pm
35.33 EUR +3.52% Intraday chart for UniCredit S.p.A. 35.25 -0.23%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 28,953 17,037 30,151 25,685 42,091 59,419 - -
Enterprise Value (EV) 1 28,953 17,037 30,151 25,685 42,091 59,419 59,419 59,419
P/E ratio 8.63 x -5.89 x 8.57 x 5.31 x 5.22 x 6.46 x 6.22 x 5.83 x
Yield 4.84% 1.57% - - - 6.34% 7.14% 8.11%
Capitalization / Revenue 1.54 x 0.99 x 1.68 x 1.26 x 1.77 x 2.58 x 2.63 x 2.62 x
EV / Revenue 1.54 x 0.99 x 1.68 x 1.26 x 1.77 x 2.58 x 2.63 x 2.62 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.49 x 0.29 x 0.49 x 0.41 x - 0.87 x 0.8 x 0.74 x
Nbr of stocks (in thousands) 2,223,696 2,227,581 2,226,130 1,935,270 1,713,440 1,681,836 - -
Reference price 2 13.02 7.648 13.54 13.27 24.56 34.13 34.13 34.13
Announcement Date 2/6/20 2/10/21 1/28/22 1/31/23 2/5/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 18,839 17,140 17,954 20,343 23,843 23,026 22,581 22,665
EBITDA - - - - - - - -
EBIT 1 8,910 7,335 8,158 10,782 14,372 13,536 12,987 13,129
Operating Margin 47.3% 42.79% 45.44% 53% 60.28% 58.79% 57.52% 57.92%
Earnings before Tax (EBT) 1 3,065 -1,546 1,236 7,289 11,451 11,621 10,920 10,661
Net income 1 3,373 -2,785 1,540 6,458 9,507 8,509 7,996 7,898
Net margin 17.9% -16.25% 8.58% 31.75% 39.87% 36.96% 35.41% 34.85%
EPS 2 1.508 -1.298 1.580 2.500 4.710 5.281 5.489 5.852
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.6300 0.1200 - - - 2.165 2.437 2.767
Announcement Date 2/6/20 2/10/21 1/28/22 1/31/23 2/5/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 8,548 9,084 4,435 4,436 5,017 4,780 9,796 4,827 5,719 5,930 5,967 11,897 5,967 5,979 5,984 6,015 5,769 5,754
EBITDA - - - - - - - - - - - - - - - - - -
EBIT 1 3,610 4,209 1,985 1,963 2,676 2,422 5,094 2,442 3,246 3,603 3,639 7,242 3,640 3,490 3,630 - - -
Operating Margin 42.23% 46.33% 44.76% 44.25% 53.34% 50.67% 52% 50.59% 56.76% 60.76% 60.99% 60.87% 61% 58.37% 60.67% - - -
Earnings before Tax (EBT) 1 -2,007 2,578 1,430 -2,772 603 2,481 3,112 2,067 2,111 2,731 3,204 - 3,168 2,349 2,846 3,287 3,129 2,672
Net income 1 -2,286 1,921 1,058 -1,439 247 2,010 2,285 1,709 2,464 2,064 2,314 - 2,322 2,810 2,139 2,435 2,266 2,131
Net margin -26.74% 21.15% 23.86% -32.44% 4.92% 42.05% 23.33% 35.41% 43.08% 34.81% 38.78% - 38.91% 47% 35.75% 40.48% 39.27% 37.03%
EPS 2 - - 0.4729 - - 0.8400 - 0.8100 0.7300 1.060 1.120 - 1.240 1.110 1.349 1.443 1.353 1.265
Dividend per Share - - - - - - - - - - - - - - - - - -
Announcement Date 8/6/20 7/30/21 10/28/21 1/28/22 5/5/22 7/27/22 7/27/22 10/26/22 1/31/23 5/3/23 7/26/23 7/26/23 10/24/23 2/5/24 - - - -
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 5.73% -4.61% 2.54% 10.3% 14.9% 13.6% 12.8% 12.7%
ROA (Net income/ Total Assets) 0.4% -0.31% 0.17% 0.73% 1.16% 1.05% 0.97% 0.95%
Assets 1 843,904 893,487 923,815 887,454 821,339 808,011 828,273 834,807
Book Value Per Share 2 26.70 26.60 27.90 32.70 - 39.20 42.90 46.30
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/6/20 2/10/21 1/28/22 1/31/23 2/5/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
21
Last Close Price
34.13 EUR
Average target price
39.51 EUR
Spread / Average Target
+15.77%
Consensus
  1. Stock Market
  2. Equities
  3. UCG Stock
  4. Financials UniCredit S.p.A.