Union Bank of California, N.A., has announced the expansion of its remote deposit suite of services to include a back-office-conversion product permissible by the latest National Automated Clearing House rule effective March 16th.

The new product will allow businesses to convert eligible checks to ACH debits in the back office rather than at the point of sale. Using this new service, businesses can transmit an ACH file to the bank for processing and posting to the account.

?This new ACH rule allows us to expand our remote deposit product capability and further complements our national processing strategy,? said JoAnn Bourne, executive vice president of commercial deposits and treasury management. ?We are looking forward to the rollout of the back-office-conversion product to our business customers.?

Benefits to business clients include faster access to funds, elimination of trips to the bank and/or courier expenses, reduced bank fees by consolidating banking relationships to one bank, and more efficient clearing of check payments.

?The cost savings and operational efficiencies are the key motivators for our business clients to adopt BOC,? said Alok Ahuja, senior vice president and head of product management and development. ?BOC allows our business clients to enjoy the benefits of ACH without impacting the customer check out process.?

Based in San Francisco, UnionBanCal Corporation (NYSE:UB) is a bank holding company with assets of $52.6 billion at December 31, 2006. Its primary subsidiary, Union Bank of California, N.A., had 321 banking offices in California, Oregon and Washington, and 2 international offices at December 31, 2006. The company's Web site is located at www.unionbank.com.