PT Bank UOB Indonesia

Annual Report 2020

Forging a Sustainable Future

United We Stand

He Shu

About This Report

PT Bank UOB Indonesia (UOB Indonesia) has been committed to creating long-term value for our customers, our colleagues and the community since 1956. We aim to provide continuous product and services excellence while generating positive contributions to the development of enterprise and economic growth, and returns to our stakeholders.

The format of this report follows the requirements of Indonesian Financial Services Authority/ Otoritas Jasa Keuangan (OJK) and is in line with UOB Group's reporting practices.

This report and more information on UOB Indonesia can be found at www.uob.co.id.

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https://www.uob.co.id/about-us/investor-relations/laporan-keuangan/annual-report.page

United We Stand

He Shu

Chinese ink on rice paper

69 x 91 cm

United We Stand, a Highly Commended artwork of the 2020 UOB Painting of the Year (Singapore), Established Artist Category, is the design inspiration for this year's Annual Report. Ms He Shu's artwork reflects the strength of the human spirit in overcoming difficulties, especially in a tumultuous year beset by the global COVID-19 pandemic.

Through the orchids blossoming in the harsh environment, Ms He plants in our minds the power and beauty of solidarity. The butterflies symbolise how the smallest effort can seed the biggest impact. In the words of the artist, "Where there are winds of change, we shall press on with great fortitude to find new waves of transformation. Adapt and learn fast in this changing world, turn anxiety into action, turn waste into energy, turn challenges into opportunities."

Likewise, in 2020, UOB continued to forge ahead sustainably, relying on our time-tested values, strong balance sheet, robust risk management approach and entrepreneurial roots to guide our customers, colleagues and the community through to better times.

As the leading patron of art in Asia, UOB sees the value of art for its power to unify, to heal and opens us to possibilities. In its 39th year in 2020, the Bank's flagship art programme, the UOB Painting of the Year competition is currently held across four Southeast Asian markets in which UOB has a deep presence.

UOB INDONESIA ANNUAL REPORT 2020

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Contents

Highlights

  1. Key Financial Data in the Last Five Years
  1. Charts of Key Financial Data
  1. Highlights of Shares in the Last Two Years
  1. Information on Corporate Action in the Last Two Years
  2. UOB Indonesia's Corporate Events Highlights in 2020

Reports

  1. Board of Commissioners Report
  1. Board of Directors Report

Company Profile

  1. Company Profile
  2. Founder of UOB Indonesia
  3. UOB Indonesia in Brief
  4. Our Vision, Mission, Sustainability Objective & Values
  1. Journey of UOB
  1. Business Activities
  1. Organizational Structure
  1. Profie of the Board of Commissioners
  1. Profie of the Board of Directors
  1. Corporate Structure
  2. United Overseas Bank Limited
  1. Information of Subsidiaries
  1. Supporting Institutions and/or Professions
  2. Information of Shareholders
  1. Awards and Certifications
  2. Training and Competency Development for the Boards and their Supporting Organs

Management Discussion and Analysis

73 Management Discussion and Analysis

Good Corporate Governance

106 Good Corporate Governance

Sustainability Report

240 Forging a Sustainable Future

Financial Statements

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U O B I N D O N E S I A A N N U A L R E P O RT 2020

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UOB - United Overseas Bank Ltd. published this content on 07 September 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 07 September 2021 10:01:07 UTC.