Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Companyâs platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partnersâ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture.

Employees

1,388

Sector

Consumer Lending

Calendar

2024-11-04 - Q3 2024 Earnings Release (Projected)

Related indices

Russell 2000

More about the company

Quotes

Date	Price	Change	Volume
24-09-09	35.86 $	+4.24%	2,502,607
24-09-06	34.40 $	-3.70%	6,141,742
24-09-05	35.72 $	-1.68%	4,876,427
24-09-04	36.33 $	-5.04%	6,294,832
24-09-03	38.26 $	-9.98%	5,917,823

Delayed Quote Nasdaq, September 06, 2024 at 04:00 pm EDT

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Ratings

Trading Rating

Investor Rating

ESG Refinitiv

D+

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Analysts' Consensus

Sell

Buy

Mean consensus

UNDERPERFORM

Number of Analysts

Last Close Price

34.40USD

Average target price

23.38USD

Spread / Average Target

-32.02%

Consensus

Profit revisions

Estimate revisions

Quarterly earnings, Rate of surprise

Company calendar

Real-time Estimate Cboe BZX Other stock markets 01:31:26 2024-09-09 pm EDT			5-day change	1st Jan Change
35.90 ^USD	+4.36%		-6.35%	-12.31%

Sep. 06	Upstart Holdings Insider Sold Shares Worth $1,838,497, According to a Recent SEC Filing	MT
Sep. 03	Upstart Holdings Insider Sold Shares Worth $1,755,000, According to a Recent SEC Filing	MT

Capitalization	3.08B	P/E ratio 2024 *	-14.7x	P/E ratio 2025 *	-25.4x
Enterprise value	3.58B	EV / Sales 2024 *	6.3x	EV / Sales 2025 *	4.82x
Free-Float	87.17%	Yield 2024 *	-	Yield 2025 *	-

Upstart Holdings Insider Sold Shares Worth $1,838,497, According to a Recent SEC Filing	Sep. 06	MT
Upstart Holdings Insider Sold Shares Worth $1,755,000, According to a Recent SEC Filing	Sep. 03	MT
Fibre Federal Credit Union Picks Upstart for Personal Lending	Aug. 28	MT
Upstart Holdings Insider Sold Shares Worth $1,236,790, According to a Recent SEC Filing	Aug. 22	MT
Upstart Holdings Insider Sold Shares Worth $1,015,559, According to a Recent SEC Filing	Aug. 22	MT
Upstart Holdings, Amoco Federal Credit Union to Offer Personal Loans to Members	Aug. 14	MT
AMOCO Federal Credit Union Selects Upstart for Personal Lending	Aug. 14	CI
Transcript : Upstart Holdings, Inc. - Special Call	Aug. 09
Sector Update: Financial Stocks Rise in Late Afternoon Trading	Aug. 07	MT
Top Midday Gainers	Aug. 07	MT
Sector Update: Financial Stocks Rise Wednesday Afternoon	Aug. 07	MT
Sector Update: Financial	Aug. 07	MT
Upstart Holdings Shares Soar After Q2 Beat	Aug. 07	MT

Mizuho Securities Upgrades Upstart Holdings to Outperform From Underperform, Raises PT to $31 From $17	Jul. 31	MT
BTIG Initiates Upstart Holdings at Sell Rating With $14 Price Target	Jun. 07	MT
Redburn Atlantic Upgrades Upstart Holdings to Neutral From Sell, Price Target is $25.50	Jun. 04	MT
Upstart Holdings Insider Sold Shares Worth $464,540, According to a Recent SEC Filing	May. 22	MT
Upstart Holdings Insider Sold Shares Worth $2,361,282, According to a Recent SEC Filing	May. 17	MT

Upstart Holdings, Inc. Stock

Equities

UPST

US91680M1071

Consumer Lending

Valuation: Upstart Holdings, Inc.

Chart: Upstart Holdings, Inc.

Latest news: Upstart Holdings, Inc.

Last Transcript: Upstart Holdings, Inc.

Analysts' recommendations: Upstart Holdings, Inc.

Press Releases: Upstart Holdings, Inc.

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Quotes and Performance

Course Extremes

Managers and Directors: Upstart Holdings, Inc.

ETFs: Upstart Holdings, Inc.

Consumer Leasing

Financials

Company Profile

Quotes

Income Statement and Estimates

Ratings

Analysts' Consensus

Quarterly earnings, Rate of surprise

Fibre Federal Credit Union Selects Upstart for Personal Lending	Aug. 28	BU
AMOCO Federal Credit Union Selects Upstart for Personal Lending	Aug. 14	BU
Upstart : Network, Inc. Second Quarter 2024 Earnings Presentation	Aug. 06	PU
Upstart Announces Second Quarter 2024 Results	Aug. 06	BU
The Bank of Elk River Selects Upstart for Digital Personal Lending	Jul. 24	BU

MÄRKTE USA/Erholung hält nicht - Halbleiteraktien sehr schwach	Aug. 07
MÄRKTE USA/Erholung verliert an Schwung	Aug. 07
MÄRKTE USA/Erholungskurs setzt sich fort - Indexgewinne bis 1,9%	Aug. 07
MÄRKTE USA/Börsenerholungskurs dürfte sich fortsetzen	Aug. 07
EEUU - Valores a seguir en Wall Street (actualizado)	Jul. 23

1 day	-3.70%
1 week	-19.06%
Current month	-19.06%
1 month	+0.56%
3 months	+39.89%
6 months	+25.82%
Current year	-15.81%

Director	Title	Age	Since
Dave Girouard CEO	Chief Executive Officer	58	11-12-31
Paul Gu FOU	Founder	33	13-11-30
Anna Counselman FOU	Founder	43	13-11-30

Name	Weight	AuM	1st Jan change	Investor Rating
ROUNDHILL MEME STOCK ETF - USD	3.94%	2 M€	+51.99%	-
WISDOMTREE GROWTH LEADERS FUND ETF - USD	1.15%	9 M€	+22.75%	-

Add to a list Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5d. change	1-year change	3-years change	Capi. ($)
UPSTART HOLDINGS, INC.	-3.70%	-19.06%	+12.53%	-87.46%	3.08B
ALLY FINANCIAL INC.	-3.37%	-8.40%	+41.39%	-20.63%	12.05B
CREDIT ACCEPTANCE CORPORATION	-1.93%	-5.22%	-8.89%	-31.97%	5.36B
JIANGSU FINANCIAL LEASING CO., LTD.	+0.44%	-1.09%	-1.52%	+18.10%	2.91B
FIVE-STAR BUSINESS FINANCE LIMITED	-1.22%	-2.21%	+2.43%	-	2.62B
AEON THANA SINSAP (THAILAND)	-1.09%	+6.25%	-21.16%	-30.08%	1.01B
HAITONG UNITRUST INTERNATIONAL FINANCIAL LEASING CO., LTD.	+2.44%	-3.45%	-4.55%	-29.41%	888M
LATITUDE GROUP HOLDINGS LIMITED	-0.43%	0.00%	-2.94%	-48.44%	806M
ESCAR FILO KIRALAMA HIZMETLERI	+0.12%	+9.89%	+144.42%	+1,845.78%	646M
ATLANTICUS HOLDINGS CORPORATION	-3.86%	-11.23%	-3.92%	-43.93%	463M
Average	-1.24%	-2.80%	+15.78%	+174.66%	2.98B
Weighted average by Cap.	-2.17%	-6.12%	+18.62%	+16.17%

	2024 *	2025 *
Net sales	568M	727M
Net income	-208M	-127M
Net Debt	502M	428M