Certain Options of Upstart Holdings, Inc. are subject to a Lock-Up Agreement Ending on 14-JUN-2021. These Options will be under lockup for 67 days starting from 8-APR-2021 to 14-JUN-2021.

Details:
The company, officers and directors, the selling stockholders, and the other holders of common stock, who collectively hold substantially all of our common stock and stock options, agreed with the underwriters, subject to certain exceptions, not to offer, sell, contract to sell, pledge, grant any option to purchase, make any short sale of or otherwise transfer or dispose of, or hedge, any shares of our common stock, or any options or warrants to purchase any shares of our common stock, or any securities convertible into, exchangeable for or that represent the right to receive, shares of our common stock during the period from the date of this prospectus continuing through the date 180 days after December 15, 2020, except with the prior written consent of Goldman Sachs & Co. LLC, BofA Securities, Inc. and Citigroup Global Markets Inc.