Upstart announced Patelco Credit Union, a member-owned, not-for-profit credit union serving Northern California, has partnered with Upstart to offer AI-powered personal loans to more people. An Upstart lending partner since June 2021, Patelco Credit Union will be part of the Upstart Referral Network. With the Upstart Referral Network, qualified personal loan applicants on Upstart.com who meet Patelco’s credit policies receive tailored offers as they seamlessly transition into a Patelco-branded experience to complete the online member application and closing process.