Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

On November 15, 2021, Robert Schwartz, a member of the Board of Directors (the "Board") of Upstart Holdings, Inc. ("Upstart") tendered his resignation from the Board, the Compensation Committee of the Board, and the Nominating and Corporate Governance Committee of the Board, effective November 15, 2021. Mr. Schwartz's resignation was not the result of any disagreement with the company, the Board or any matters relating to Upstart's operations, policies or procedures.

Jeff Huber, a member of the Board, was appointed to the Nominating and Corporate Governance Committee of the Board effective as of November 16, 2021.

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