Income Statement US Bancorp

Stocks

USB

US9029733048

Banks

Real-time Estimate Cboe BZX Other stock markets 09:43:05 2026-07-20 am EDT			5-day change	1st Jan Change
63.56 ^USD	+0.67%		+1.17%	+18.33%

09:13am	Autonomous Research Adjusts Price Target on U.S. Bancorp to $62 From $61, Maintains Neutral Rating	MT
05:42am	Evercore ISI Upgrades U.S. Bancorp to Outperform From In Line, Adjusts Price Target to $72 From $65	MT

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Published financial data: US BANCORP

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Interest Income On Loans	10.98B	13.8B	22.47B	23.18B	22.53B
Interest Income On Investments	2.51B	4.14B	7.54B	8.48B	8.44B
Interest Income, Total	13.49B	17.94B	30.01B	31.67B	30.97B
Interest On Deposits	320M	1.87B	8.78B	11.69B	10.15B
Total Interest On Borrowings	673M	1.34B	3.84B	3.69B	4.17B
Interest Expense, Total	993M	3.22B	12.61B	15.38B	14.32B
Net Interest Income	12.49B	14.73B	17.4B	16.29B	16.65B
Service Charges On Deposits	724M	1.3B	1.31B	1.25B	1.3B
Trust Income	1.83B	2.21B	2.46B	2.66B	2.87B
Credit Card Fee	1.51B	1.51B	1.63B	1.68B	1.74B
Total Mortgage Banking Activities	1.36B	527M	540M	627M	645M
Gain (Loss) on Sale of Assets	-	-	-	-	-
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-29M	-45M	-145M	-154M	-61M
Total Other Non Interest Income	4.7B	3.89B	4.83B	4.98B	5.4B
Non Interest Income, Total	10.1B	9.39B	10.62B	11.05B	11.89B
Revenues Before Provison For Loan Losses	22.59B	24.12B	28.01B	27.34B	28.54B
Provision For Loan Losses	-1.17B	1.98B	2.28B	2.24B	2.19B
Total Revenues	23.76B	22.14B	25.74B	25.1B	26.35B
Salaries And Other Employee Benefits	8.52B	8.96B	10.19B	10.32B	10.09B
Amort. of Goodwill & Intang. Assets	159M	215M	636M	569M	498M
Occupancy Expense	684M	706M	770M	717M	781M
Selling General & Admin Expenses, Total	3.16B	3.3B	4.06B	3.94B	4.06B
Total Other Non Interest Expense	1.08B	1.33B	2.21B	1.48B	1.4B
Non Interest Expense, Total	13.6B	14.51B	17.86B	17.03B	16.84B
EBT, Excl. Unusual Items	10.17B	7.63B	7.87B	8.06B	9.52B
Total Merger & Related Restructuring Charges	-	-329M	-1.01B	-155M	-
EBT, Incl. Unusual Items	10.17B	7.3B	6.86B	7.91B	9.52B
Income Tax Expense	2.18B	1.46B	1.41B	1.58B	1.92B
Earnings From Continuing Operations	7.98B	5.84B	5.46B	6.33B	7.6B
Net Income to Company	7.98B	5.84B	5.46B	6.33B	7.6B
Minority Interest	-22M	-13M	-29M	-30M	-26M
Net Income - (IS)	7.96B	5.82B	5.43B	6.3B	7.57B
Preferred Dividend and Other Adjustments	358M	324M	378M	390M	376M
Net Income to Common Incl Extra Items	7.6B	5.5B	5.05B	5.91B	7.19B
Net Income to Common Excl. Extra Items	7.6B	5.5B	5.05B	5.91B	7.19B
Per Share Items
Net EPS - Basic	5.11	3.69	3.27	3.79	4.62
Basic EPS - Continuing Operations	5.11	3.69	3.27	3.79	4.62
Basic Weighted Average Shares Outstanding	1.49B	1.49B	1.54B	1.56B	1.56B
Net EPS - Diluted	5.1	3.69	3.27	3.79	4.62
Diluted EPS - Continuing Operations	5.1	3.69	3.27	3.79	4.62
Diluted Weighted Average Shares Outstanding	1.49B	1.49B	1.54B	1.56B	1.56B
Normalized Basic EPS	4.25	3.19	3.17	3.21	3.8
Normalized Diluted EPS	4.25	3.19	3.17	3.21	3.8
Dividend Per Share	1.76	1.88	1.93	1.98	2.04
Payout Ratio	36.26	52.79	60.99	54.74	46.26
American Depositary Receipts Ratio (ADR)	0.25	0.25	0.25	0.25	0.25
Supplemental Items
Effective Tax Rate - (Ratio)	21.45	20.04	20.5	19.98	20.18
Current Domestic Taxes	1.6B	1.77B	1.92B	1.55B	1.58B
Current Foreign Taxes	-	-	-	-	36M
Total Current Taxes	1.6B	1.77B	1.92B	1.55B	1.61B
Deferred Domestic Taxes	580M	-304M	-509M	29M	308M
Total Deferred Taxes	580M	-304M	-509M	29M	308M
Normalized Net Income	6.33B	4.76B	4.89B	5.01B	5.92B
Non-Cash Pension Expense	-64M	-95M	-172M	-204M	-176M
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	207M	202M	224M	232M	235M
Total Stock-Based Compensation	207M	202M	224M	232M	235M

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	28.83B	53.5B	61.14B	56.45B	46.84B
Investment Securities, Total	51.88B	43.46B	44.51B	55.26B	56.04B
Trading Asset Securities, Total	2.28B	2.44B	2.86B	3.37B	3.7B
Mortgage Backed Securities	127B	124B	116B	118B	121B
Total investments	182B	170B	163B	176B	181B
Gross Loans	312B	388B	374B	380B	391B
Allowance For Loan Losses	-5.72B	-6.94B	-7.38B	-7.58B	-7.6B
Net Loans	306B	381B	366B	372B	384B
Gross Property Plant And Equipment	8.25B	8.93B	8.26B	8.15B	8.47B
Accumulated Depreciation	-4.95B	-5.07B	-4.64B	-4.59B	-4.7B
Net Property Plant And Equipment	3.3B	3.86B	3.62B	3.56B	3.77B
Goodwill	10.26B	12.37B	12.49B	12.54B	12.64B
Other Intangibles, Total	785M	3.4B	2.71B	2.18B	1.74B
Loans Held For Sale	7.78B	2.2B	2.2B	2.57B	2.54B
Restricted Cash	78M	45M	53M	53M	51M
Other Current Assets, Total	1.19B	702M	3.55B	7.5B	2.58B
Other Real Estate Owned And Foreclosed	44M	44M	45M	39M	43M
Other Long-Term Assets, Total	33.13B	47.68B	47.74B	44.81B	57.68B
Total Assets	573B	675B	663B	678B	692B
Liabilities
Interest Bearing Deposits	310B	375B	407B	420B	425B
Institutional Deposits	11.36B	12B	15.34B	14.55B	13.38B
Non-Interest Bearing Deposits	135B	138B	89.99B	84.16B	84.12B
Total Deposits	456B	525B	512B	518B	522B
Short-Term Borrowings	13.1B	37.36B	19.87B	20.73B	20.56B
Current Portion of Long-Term Debt	1.3B	-	6.66B	8.2B	15.4B
Current Portion of Leases	305M	398M	418M	362M	369M
Long-Term Debt	27.44B	34.6B	32.62B	34.1B	30.19B
Federal Home Loan Bank Debt - Long-Term	3.27B	5.05B	12.05B	15.55B	15.05B
Long-Term Leases	978M	1.28B	1.14B	1.16B	1.18B
Other Non Current Liabilities	15.41B	19.9B	22.65B	20.87B	21.73B
Total Liabilities	518B	624B	608B	619B	627B
Preferred Stock Redeemable	6.37B	6.81B	6.81B	6.81B	6.81B
Total Preferred Equity	6.37B	6.81B	6.81B	6.81B	6.81B
Common Stock, Total	21M	21M	21M	21M	21M
Additional Paid In Capital	8.54B	8.71B	8.67B	8.72B	8.73B
Retained Earnings	69.2B	71.9B	74.03B	76.86B	80.91B
Treasury Stock	-27.27B	-25.27B	-24.13B	-24.06B	-24.28B
Comprehensive Income and Other	-1.94B	-11.41B	-10.1B	-9.76B	-6.99B
Total Common Equity	48.55B	43.96B	48.5B	51.77B	58.38B
Minority Interest	469M	466M	465M	462M	458M
Total Equity	55.39B	51.23B	55.77B	59.04B	65.65B
Total Liabilities And Equity	573B	675B	663B	678B	692B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	1.48B	1.53B	1.56B	1.56B	1.55B
ECS Total Common Shares Outstanding	1.48B	1.53B	1.56B	1.56B	1.56B
Book Value / Share	32.72	28.71	31.13	33.19	37.54
Tangible Book Value	37.5B	28.18B	33.3B	37.06B	44B
Tangible Book Value Per Share	25.28	18.41	21.37	23.76	28.29
Tangible Book Value Per Share (As Reported)	-	-	22.3	24.63	29.12
Average Assets	557B	592B	663B	664B	677B
Average Loans	305B	337B	384B	376B	383B
Total Debt	46.4B	78.69B	72.75B	80.1B	82.74B
Debt Equivalent of Unfunded Proj. Benefit Obligation	-83M	-758M	-501M	-765M	-975M
Net Debt	15.3B	22.75B	8.75B	20.28B	32.2B
Full Time Employees	68.8K	76.65K	75.46K	70.26K	68.52K
Number Of Offices	2.23K	2.49K	2.27K	2.16K	2.08K
Assets under Capital Lease - Gross	-	-	-	-	-

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	7.96B	5.82B	5.43B	6.3B	7.57B
Depreciation, Depletion & Amortization	338M	345M	382M	370M	377M
Amortization of Goodwill and Intangible Assets - (CF)	159M	215M	636M	569M	498M
Total Depreciation, Depletion & Amortization	497M	560M	1.02B	939M	875M
Gain (Loss) on Sale of Loans & Receivables - (CF)	-1.14B	387M	7M	-184M	-257M
(Gain) Loss on Sale of Investments - (CF)	-398M	-188M	119M	123M	1M
Provision for Credit Losses	-1.17B	1.98B	2.28B	2.24B	2.19B
Net (Increase) Decrease in Loans Originated / Sold - Operating	1.69B	5.77B	-250M	-217M	-97M
Other Operating Activities	2.43B	6.79B	-151M	2.08B	-2.31B
Cash from Operations	9.87B	21.12B	8.45B	11.27B	7.97B
Cash Acquisitions	-	12.26B	-330M	-103M	-36M
Investment in Marketable and Equity Securities, Total	-41.75B	25.65B	12.01B	-14.7B	-4.76B
Net (Increase) Decrease in Loans Originated / Sold - Investing	-15.74B	-25.01B	8.43B	-7.9B	-12.78B
Other Investing Activities, Total	3M	-5.39B	-1.18B	-1.84B	-2.96B
Cash from Investing	-57.49B	7.5B	18.92B	-24.53B	-20.54B
Short Term Debt Issued, Total	30M	15.21B	-	239M	1.64B
Long-Term Debt Issued, Total	2.63B	8.73B	15.58B	12.02B	10.36B
Total Debt Issued	2.66B	23.94B	15.58B	12.26B	12B
Short Term Debt Repaid, Total	-	-	-16.51B	-	-
Long-Term Debt Repaid, Total	-11.43B	-6.93B	-4.08B	-6.04B	-9.05B
Total Debt Repaid	-11.43B	-6.93B	-20.59B	-6.04B	-9.05B
Issuance of Common Stock	43M	21M	951M	32M	45M
Repurchase of Common Stock	-1.56B	-69M	-62M	-173M	-489M
Issuance of Preferred Stock	2.22B	437M	-	-	-
Repurchase of Preferred Stock	-1.25B	-1.1B	-	-	-
Common Dividends Paid	-2.58B	-2.78B	-2.97B	-3.09B	-3.17B
Preferred Dividends Paid	-308M	-299M	-341M	-356M	-334M
Common & Preferred Stock Dividends Paid	-2.89B	-3.08B	-3.31B	-3.45B	-3.5B
Net Increase (Decrease) in Deposit Accounts - (CF)	26.31B	-17.22B	-12.29B	6B	3.33B
Other Financing Activities, Total	-167M	-	-	-55M	-86M
Cash from Financing	13.94B	-3.98B	-19.72B	8.57B	2.25B
Foreign Exchange Rate Adjustments	-	-	-	-	706M
Net Change in Cash	-33.68B	24.64B	7.65B	-4.69B	-9.61B
Supplemental Items
Cash Interest Paid	1.06B	2.72B	12.28B	15.38B	14.39B
Cash Income Tax Paid (Refund)	535M	767M	645M	499M	544M
Net Debt Issued / Repaid	-8.78B	17.02B	-5.01B	6.21B	2.95B

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	1.42	0.94	0.82	0.94	1.11
Return On Equity %	14.64	10.95	10.2	11.02	12.18
Return on Common Equity	15.9	11.89	10.93	11.79	13.06
Shareholders Value Added	2.38B	695M	1.15B	949M	1.46B
Margin Analysis
SG&A Margin	52.02	58.55	58.35	59.7	56.68
Net Interest Income / Total Revenues %	52.58	66.52	67.59	64.9	63.17
EBT Excl. Non-Recurring Items Margin %	42.78	34.46	30.59	32.13	36.11
Income From Continuing Operations Margin %	33.6	26.37	21.21	25.22	28.82
Net Income Margin %	33.51	26.31	21.09	25.1	28.72
Net Avail. For Common Margin %	32	24.84	19.62	23.54	27.3
Normalized Net Income Margin	26.65	21.48	19.01	19.96	22.47
Asset quality
Nonperforming Loans / Total Loans %	0.27	0.25	0.39	0.47	0.4
Nonperforming Loans / Total Assets %	0.15	0.14	0.22	0.26	0.22
Nonperforming Assets / Total Assets %	0.15	0.15	0.23	0.27	0.23
NPAs / Loans and OREO	0.28	0.26	0.4	0.48	0.41
NPAs / Equity	1.59	1.98	2.68	3.1	2.42
Allowance for Credit Losses / Net Charge-offs %	839.3	652.49	387.35	352.37	351.43
Allowance for Credit Losses / Nonperforming Loans %	686.33	713.58	509.25	422.92	491.6
Allowance for Credit Losses / Total Loans %	1.83	1.79	1.97	2	1.94
Net Charge-offs / Total Average Loans %	0.22	0.32	0.5	0.57	0.56
Provision for Loan Losses / Net Charge-offs %	-171.99	185.98	119.42	104	101.02
Earning Assets / IBL	141.17	136.05	127.1	121.77	121.05
Interest Income / Average Assets	2.42	3.03	4.52	4.77	4.58
Interest Expense / Average Assets	0.18	0.54	1.9	2.32	2.12
Net Interest Income / Average Assets	2.24	2.49	2.62	2.45	2.46
Non Interest Income / Average Assets	1.81	1.59	1.6	1.66	1.76
Non Interest Expense / Average Asset	2.44	2.45	2.69	2.57	2.49
Capital And Funding
Total Average Common Equity / Total Average Assets %	8.49	7.41	6.91	7.47	8.04
Total Average Equity / Total Average Assets %	9.68	8.54	8	8.56	9.1
Total Equity + Allowance for Loan Losses / Total Loans %	19.43	14.86	16.77	17.42	18.6
Gross Loans / Total Deposits %	68.41	73.95	72.97	73.28	74.94
Net Loans / Total Deposits %	67.16	72.63	71.53	71.82	73.48
Tier 1 Capital Ratio %	11.6	9.8	11.5	12.2	12.3
Total Capital Ratio %	13.4	11.9	13.7	14.3	14.2
Core Tier 1 Capital Ratio	10	8.4	9.9	10.6	10.8
Tier 2 Capital Ratio	1.85	2.05	2.14	2.05	1.91
Equity Tier 1 Capital Ratio	9.2	6	7.7	8.5	9.4
Coverage Ratio	-	-	-	-	-
Leverage Ratio %	8.6	7.9	8.1	8.3	8.7
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	16.11	6.43	2.79	3.14	3.28
EBT + Interest Expense / Interest Expense	11.24	3.27	1.54	1.51	1.66
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	-2.58	17.88	18.12	-6.36	2.21
Non Interest Income, 1 Yr. Growth %	-1.25	-6.97	12.28	4.04	7.65
Provision For Loan Losses, 1 Yr. Growth %	-130.82	-268.54	15.07	-1.63	-2.32
Total Revenues, 1 Yr. Growth %	23.49	-6.82	15.9	-2.49	5.01
Earnings From Cont. Operations, 1 Yr. Growth %	60.18	-26.89	-6.51	15.96	20.02
Net Income, 1 Yr. Growth %	60.58	-26.85	-6.8	16.02	20.18
Normalized Net Income, 1 Yr. Growth %	68.58	-24.89	2.87	2.41	18.21
Diluted EPS Before Extra, 1 Yr. Growth %	66.67	-27.65	-11.38	15.84	21.97
Dividend Per Share, 1 Yr. Growth %	4.76	6.82	2.66	2.59	3.03
Gross Loans, 1 Yr. Growth %	4.81	24.42	-3.7	1.6	3.03
Allowance For Loan Losses, 1 Yr. Growth %	-21.74	21.17	6.39	2.76	0.29
Net Loans, 1 Yr. Growth %	5.48	24.48	-3.89	1.58	3.08
Non Performing Loans, 1 Yr. Growth %	-31.86	16.55	49.07	23.74	-13.72
Non Performing Assets, 1 Yr. Growth %	-32.36	15.72	47.05	22.62	-13.21
Total Assets, 1 Yr. Growth %	3.5	17.71	-1.68	2.23	2.07
Total Deposits, 1 Yr Growth %	6.12	15.11	-2.41	1.17	0.75
Tangible Book Value, 1 Yr. Growth %	2.63	-24.84	18.16	11.27	18.75
Average Interest Earning Assets, 1 Yr. Growth %	5.14	7.75	10.98	0.24	1.44
Average Interest Bearing Liabilities, 1 Yr. Growth %	-1.31	11.8	18.79	4.62	2.04
Common Equity, 1 Yr. Growth %	3.05	-9.45	10.33	6.75	12.78
Total Equity, 1 Yr. Growth %	3.09	-7.5	8.86	5.86	11.2
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	-2.16	7.16	18	5.17	-2.17
Non Interest Income, 2 Yr. CAGR %	2.59	-4.16	1.89	8.08	5.83
Provision For Loan Losses, 2 Yr. CAGR %	-11.69	-27.93	39.26	6.4	-1.98
Total Revenues, 2 Yr. CAGR %	6.02	7.27	3.79	6.31	1.19
Earnings From Cont. Operations, 2 Yr. CAGR %	7.22	8.22	-17.32	4.12	17.97
Net Income, 2 Yr. CAGR %	7.32	8.38	-17.43	3.99	18.08
Normalized Net Income, 2 Yr. CAGR %	8.9	12.53	-12.1	2.64	10.02
Diluted EPS Before Extra, 2 Yr. CAGR %	10.72	9.81	-19.93	1.32	18.86
Dividend Per Share, 2 Yr. CAGR %	5.54	5.78	4.72	2.63	2.81
Gross Loans, 2 Yr. CAGR %	2.65	14.19	9.46	-1.09	2.31
Allowance For Loan Losses, 2 Yr. CAGR %	19.33	-2.62	13.54	4.56	1.52
Net Loans, 2 Yr. CAGR %	2.41	14.58	9.38	-1.19	2.33
Non Performing Loans, 2 Yr. CAGR %	9.78	-10.89	31.81	35.82	3.33
Non Performing Assets, 2 Yr. CAGR %	2.91	-11.53	30.45	34.28	3.16
Total Assets, 2 Yr. CAGR %	7.57	10.38	7.58	0.26	2.15
Total Deposits, 2 Yr CAGR %	12.26	10.52	5.99	-0.64	0.96
Tangible Book Value, 2 Yr. CAGR %	2.72	-12.17	-5.76	14.66	14.95
Average Interest Earning Assets, 2 Yr. CAGR %	8.43	6.43	9.35	5.47	0.84
Average Interest Bearing Liabilities, 2 Yr. CAGR %	3.82	5.04	15.24	11.48	3.32
Common Equity, 2 Yr. CAGR %	2.88	-3.41	-0.05	8.52	9.72
Total Equity, 2 Yr. CAGR %	2.73	-2.35	0.35	7.35	8.5
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	-1.11	4.11	10.7	9.24	4.17
Non Interest Income, 3 Yr. CAGR %	2.87	-0.7	1.27	2.6	7.94
Provision For Loan Losses, 3 Yr. CAGR %	-5.25	9.54	-15.76	24.03	3.41
Total Revenues, 3 Yr. CAGR %	4.52	1.56	10.18	1.65	5.87
Earnings From Cont. Operations, 3 Yr. CAGR %	3.88	-5.63	3.07	-7.45	9.17
Net Income, 3 Yr. CAGR %	3.92	-5.55	3.06	-7.52	9.13
Normalized Net Income, 3 Yr. CAGR %	5.48	-3.78	9.21	-7.51	7.59
Diluted EPS Before Extra, 3 Yr. CAGR %	7.2	-3.92	2.24	-9.44	7.78
Dividend Per Share, 3 Yr. CAGR %	9.51	5.97	4.73	4	2.76
Gross Loans, 3 Yr. CAGR %	2.85	9.45	7.89	6.77	0.27
Allowance For Loan Losses, 3 Yr. CAGR %	12.94	19.94	0.3	9.83	3.12
Net Loans, 3 Yr. CAGR %	2.69	9.29	8.06	6.72	0.21
Non Performing Loans, 3 Yr. CAGR %	0.69	11.99	5.79	29.06	16.75
Non Performing Assets, 3 Yr. CAGR %	-3.89	7.02	4.8	27.78	16.1
Total Assets, 3 Yr. CAGR %	7.05	10.85	6.2	5.77	0.86
Total Deposits, 3 Yr CAGR %	9.7	13.2	6.03	4.36	-0.18
Tangible Book Value, 3 Yr. CAGR %	2.25	-7.44	-3.05	-0.4	16.01
Average Interest Earning Assets, 3 Yr. CAGR %	6.84	8.2	7.93	6.22	4.11
Average Interest Bearing Liabilities, 3 Yr. CAGR %	4.46	6.41	9.44	11.59	8.24
Common Equity, 3 Yr. CAGR %	2.53	-1.41	0.97	2.17	9.92
Total Equity, 3 Yr. CAGR %	2.35	-0.8	1.25	2.15	8.62
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	1.38	3.53	6.13	4.53	5.36
Non Interest Income, 5 Yr. CAGR %	2.62	1.1	2.74	2.86	3.07
Provision For Loan Losses, 5 Yr. CAGR %	-2.39	7.3	10.53	8.27	-10.5
Total Revenues, 5 Yr. CAGR %	4.34	2.18	4.34	3.49	6.49
Earnings From Cont. Operations, 5 Yr. CAGR %	6.08	-1.36	-5.19	-1.84	8.79
Net Income, 5 Yr. CAGR %	6.22	-1.3	-5.21	-1.85	8.83
Normalized Net Income, 5 Yr. CAGR %	4.8	0.39	-1.94	-1.26	9.54
Diluted EPS Before Extra, 5 Yr. CAGR %	9.5	1.01	-4.61	-1.86	8.59
Dividend Per Share, 5 Yr. CAGR %	10.47	10.14	7.57	4.62	3.96
Gross Loans, 5 Yr. CAGR %	2.69	6.72	5.44	5.11	5.62
Allowance For Loan Losses, 5 Yr. CAGR %	8.46	12.06	13.18	13.53	0.78
Net Loans, 5 Yr. CAGR %	2.6	6.64	5.32	4.97	5.73
Non Performing Loans, 5 Yr. CAGR %	-9.42	-0.72	12.14	20.97	4.8
Non Performing Assets, 5 Yr. CAGR %	-11.34	-3.27	8.6	17.19	4.14
Total Assets, 5 Yr. CAGR %	5.15	7.87	7.26	6.49	4.56
Total Deposits, 5 Yr CAGR %	6.39	8.62	8.2	7.45	3.97
Tangible Book Value, 5 Yr. CAGR %	3.39	-3.46	-1.03	0.84	3.79
Average Interest Earning Assets, 5 Yr. CAGR %	5.36	6.06	7.83	7.1	5.03
Average Interest Bearing Liabilities, 5 Yr. CAGR %	4.5	5.81	8.65	8.41	6.95
Common Equity, 5 Yr. CAGR %	3.04	0.15	1.49	2.45	4.38
Total Equity, 5 Yr. CAGR %	2.93	0.62	1.54	2.38	4.09