Financials US Bancorp

Equities

USB

US9029733048

Banks

Real-time Estimate Cboe BZX Other stock markets 08:00:00 2025-06-18 pm EDT			5-day change	1st Jan Change
43.75 ^USD	+1.11%		-2.10%	-9.53%

Jun. 18	U.S. Bancorp announces quarterly dividends	RE
Jun. 17	U.S. Bank Expands Embedded Payments Suite to Power Efficient, Secure Transactions	CI

Projected Income Statement: US Bancorp

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	23,226	22,721	24,184	28,013	27,335	28,497	29,828	31,189
Change	-	-2.17%	6.44%	15.83%	-2.42%	4.25%	4.67%	4.56%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	9,857	8,993	9,278	9,140	10,147	11,439	12,278	12,526
Change	-	-8.77%	3.17%	-1.49%	11.02%	12.74%	7.33%	2.02%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	6,051	10,166	7,301	6,865	8,029	8,994	9,749	10,100
Change	-	68.01%	-28.18%	-5.97%	16.96%	12.02%	8.39%	3.6%
Net income ¹	4,621	7,605	5,501	5,051	5,909	6,674	7,318	7,724
Change	-	64.57%	-27.67%	-8.18%	16.99%	12.95%	9.65%	5.54%
Announcement Date	1/20/21	1/19/22	1/25/23	1/17/24	1/16/25	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4
Net sales ¹	5,814	5,939	5,725	5,444	5,756	5,864	5,657	5,569	5,983	6,296	6,336	7,141	7,141	7,000	6,731	6,685	6,838	6,833	6,979	6,958	7,068	7,213	7,265	7,223	7,456	7,592	7,619
Change	-	2.15%	-3.6%	-4.91%	5.73%	1.88%	-3.53%	-1.56%	7.43%	5.23%	0.64%	12.71%	0%	-1.97%	-3.84%	-0.68%	2.29%	-0.07%	2.14%	-0.3%	1.58%	2.05%	0.73%	-0.58%	3.23%	1.82%	0.36%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	2,496	2,568	2,361	2,065	2,369	2,435	2,124	2,067	2,259	2,659	2,293	2,586	2,572	2,470	1,512	2,226	2,624	2,629	2,668	2,696	2,845	2,917	2,959	2,884	3,089	3,167	3,186
Change	-	2.88%	-8.06%	-12.54%	14.72%	2.79%	-12.77%	-2.68%	9.29%	17.71%	-13.76%	12.78%	-0.54%	-3.97%	-38.79%	47.22%	17.88%	0.19%	1.48%	1.05%	5.54%	2.51%	1.43%	-2.53%	7.12%	2.53%	0.61%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	783	1,958	1,920	2,892	2,539	2,598	2,137	1,955	1,948	2,297	1,101	2,159	1,751	1,955	1,000	1,673	2,056	2,072	2,138	2,159	2,238	2,330	2,365	2,304	2,515	2,614	2,632
Change	-	150.06%	-1.94%	50.62%	-12.21%	2.32%	-17.74%	-8.52%	-0.36%	17.92%	-52.07%	96.09%	-18.9%	11.65%	-48.85%	67.3%	22.89%	0.78%	3.19%	0.98%	3.64%	4.14%	1.48%	-2.58%	9.17%	3.93%	0.7%
Net income ¹	614	1,494	1,425	2,175	1,914	1,934	1,582	1,466	1,464	1,718	853	1,592	1,281	1,412	766	1,209	1,518	1,601	1,581	1,603	1,657	1,705	1,763	1,701	1,880	1,935	1,966
Change	-	143.32%	-4.62%	52.63%	-12%	1.04%	-18.2%	-7.33%	-0.14%	17.35%	-50.35%	86.64%	-19.54%	10.23%	-45.75%	57.83%	25.56%	5.47%	-1.25%	1.39%	3.36%	2.89%	3.43%	-3.56%	10.53%	2.93%	1.6%
Announcement Date	7/15/20	10/14/20	1/20/21	4/15/21	7/15/21	10/14/21	1/19/22	4/14/22	7/15/22	10/14/22	1/25/23	4/19/23	7/19/23	10/18/23	1/17/24	5/1/24	7/17/24	10/16/24	1/16/25	4/16/25	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: US Bancorp

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	1/20/21	1/19/22	1/25/23	1/17/24	1/16/25	-	-	-

Estimates

Cash Flow Forecast: US Bancorp

Fiscal Period:

Estimates

Forecast Financial Ratios: US Bancorp

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	42.44%	39.58%	38.36%	32.63%	37.12%	40.14%	41.16%	40.16%
EBT Margin (%)	-	26.05%	44.74%	30.19%	24.51%	29.37%	31.56%	32.68%	32.38%
Net margin (%)	-	19.9%	33.47%	22.75%	18.03%	21.62%	23.42%	24.53%	24.76%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.93%	1.43%	0.98%	0.82%	0.95%	1.03%	1.09%	1.06%
ROE	-	10%	16%	12.6%	10.8%	11.7%	12.26%	12.6%	13.47%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	1.68	1.76	1.88	1.93	1.98	2.029	2.113	2.192
Change	-	-	4.76%	6.82%	2.66%	2.59%	2.47%	4.15%	3.76%
Book Value Per Share ¹	-	31.26	32.71	28.71	31.13	33.19	36.31	39.2	41.41
Change	-	-	4.64%	-12.23%	8.43%	6.62%	9.41%	7.96%	5.63%
EPS ¹	-	3.06	5.1	3.69	3.27	3.79	4.319	4.791	5.192
Change	-	-	66.67%	-27.65%	-11.38%	15.9%	13.97%	10.92%	8.37%
Nbr of stocks (in thousands)	-	1,506,438	1,482,798	1,530,242	1,557,012	1,560,032	1,558,028	1,558,028	1,558,028
Announcement Date	-	1/20/21	1/19/22	1/25/23	1/17/24	1/16/25	-	-	-