Ratings VersaBank

Equities

VBNK

CA92512J1066

Delayed Toronto S.E. Other stock markets 11:20:35 2024-04-19 am EDT			5-day change	1st Jan Change
13.33 ^CAD	-1.33%		-2.70%	-8.32%

Apr. 17	Transcript : VersaBank - Shareholder/Analyst Call
Mar. 07	News Highlights : Top Financial Services News of the Day - Thursday at 12 AM ET	DJ

Summary

The company's Refinitiv ESG score, based on a relative ranking of the company within its sector, comes out particularly poor.

Strengths

According to sales estimates from analysts polled by Standard & Poor's, the company is among the best with regard to growth.
The earnings growth currently anticipated by analysts for the coming years is particularly strong.
Margins returned by the company are among the highest on the stock exchange list. Its core activity clears big profits.
The equity is one of the most attractive in the market with regard to earnings multiple-based valuation.
The company's share price in relation to its net book value makes it look relatively cheap.
Analysts covering this company mostly recommend stock overweighting or purchase.
The average target price set by analysts covering the stock is above current prices and offers a tremendous appreciation potential.
The average price target of analysts who are interested in the stock has been strongly revised upwards over the last four months.
Considering the small differences between the analysts' various estimates, the group's business visibility is good.
The divergence of price targets given by the various analysts who make up the consensus is relatively low, suggesting a consensus method of evaluating the company and its prospects.
The group usually releases upbeat results with huge surprise rates.

Weaknesses

The firm pays small or no dividend to shareholders. For that reason, it is not a yield company.
For the last twelve months, sales expectations have been significantly downgraded, which means that less important sales volumes are expected for the current fiscal year over the previous period.
The company's sales previsions for the coming years have been revised downwards, which foreshadows another slowdown in business.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	ESG Refinitiv
VERSABANK	-8.32%	255M	D+
JPMORGAN CHASE & CO.	+7.72%	523B	C+
BANK OF AMERICA CORPORATION	+9.96%	281B	C+
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+7.59%	251B	C+
WELLS FARGO & COMPANY	+23.24%	206B	C
BANK OF CHINA LIMITED	+12.75%	172B	B-
CHINA CONSTRUCTION BANK CORPORATION	+4.73%	159B	B-
HSBC HOLDINGS PLC	+1.68%	149B	C+
ROYAL BANK OF CANADA	+0.36%	137B	B-
HDFC BANK LIMITED	-10.41%	136B	B-

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes