Business Segments VTB Bank

Equities

VTBR

RU000A0JP5V6

Banks

End-of-day quote Moscow Micex - RTS Other stock markets 2022-07-08			5-day change	1st Jan Change
94.15 ^RUB	+0.51%		-.--%	-

May. 03	VTB Bank (public joint-stock company) completed the acquisition of additional 50% minus 1 share in PJSC Post Bank from Joint Stock Company Russian Post.	CI
Apr. 28	Russian central bank wants mandatory yuan reserves for lenders	RE

Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (RUB)

Fiscal Period: December	2021	2022	2023	2024	2025
Securities and Commodities Markets Services
Corporate-Investment Banking (CIB)	298B	-	318B	696B	612B
Total Assets	10,177B	-	12,269B	14,698B	16,251B
Interest Expense	-580B	-	-1,431B	-2,678B	-3,332B
Income Tax Expense	43.1B	-	49.8B	113B	97.6B
CAPEX	-26.5B	-	-52.3B	-	-
EBT	247B	-	242B	592B	491B
D&A	21.3B	-	13B	-	-
Net Income	204B	-	192B	480B	394B
Mid-Corporate Banking (MCB) - Investment Banking	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Diversified Commercial Banks
Medium and Small Business	93.5B	-	208B	272B	351B
Total Assets	2,368B	-	3,949B	4,788B	5,666B
Interest Expense	-142B	-	-425B	-860B	-1,173B
Income Tax Expense	11.4B	-	23.5B	35.7B	59.5B
CAPEX	-18.2B	-	-27.7B	-	-
EBT	59.5B	-	131B	190B	237B
D&A	5.2B	-	13.2B	-	-
Net Income	48.1B	-	108B	154B	178B
Retail Business (RB)	236B	-	267B	141B	266B
Total Assets	6,588B	-	9,262B	12,273B	14,015B
Interest Expense	-427B	-	-963B	-2,052B	-2,939B
Income Tax Expense	20.4B	-	10.7B	-30.1B	-46B
CAPEX	-72.8B	-	-43.5B	-	-
EBT	114B	-	72.5B	-110B	-172B
D&A	16.5B	-	35.1B	-	-
Net Income	93.5B	-	61.8B	-80.2B	-126B
Medium and Small Business (MSB) - Small Business	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Medium and Small Business (MSB) - Medium Business	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Mid-Corporate Banking (MCB) - Transaction Banking	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Mid-Corporate Banking (MCB) - Loans and Deposits	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Retail Business (RB) - Retail Banking	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Corporate-Investment Banking (CIB) - Loans and Deposits	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Corporate-Investment Banking (CIB) - Transaction Banking	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Commercial Construction and Engineering
Other Business	-12B	-	-600M	4.9B	146B
Total Assets	293B	-	511B	3,243B	830B
Interest Expense	-21.9B	-	-25.5B	-95.6B	-93.1B
Income Tax Expense	-3.6B	-	-9.2B	-96.3B	26.9B
CAPEX	-31.7B	-	-73.9B	-	-
EBT	-26.1B	-	-41.8B	-97.3B	91.6B
D&A	7.4B	-	18.6B	-	-
Net Income	-22.5B	-	-32.6B	-2.2B	64.7B
Other Business (OB) - Other	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Other Business (OB) - Construction and Development	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Unallocated Acquisitions	-	-	58B	-	-
Total Assets	-	-	448B	-	-
Interest Expense	-	-	-8.5B	-	-
Income Tax Expense	-	-	1.9B	-	-
CAPEX	-	-	-1B	-	-
EBT	-	-	46B	-	-
D&A	-	-	800M	-	-
Net Income	-	-	44.1B	-	-
Elimination of Intersegment Transactions	-400M	-	-4.6B	-3.8B	-4.4B
Total Assets	-2,023B	-	-4,157B	-5,139B	-6,985B
Interest Expense	1,364B	-	3,209B	6,173B	8,341B
Income Tax Expense	-	-	100M	400M	-200M
CAPEX	-	-	-	-	-
EBT	-	-	-1.4B	600M	-6.5B
D&A	-200M	-	-200M	-	-
Net Income	-	-	-1.5B	200M	-6.3B
Investment Funds
Retail Business (RB) - Pension Business	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Treasury	106B	-	-	-800M	-160B
Total Assets	3,284B	-	5,875B	6,206B	5,558B
Interest Expense	-741B	-	-1,998B	-4,042B	-5,259B
CAPEX	-	-	-	-	-
D&A	-	-	-	-	-
Foreign Banking and Branches Of Foreign Banks
Corporate Center	20.9B	-	118B	-	-140B
Total Assets	171B	-	1,225B	-	1,549B
Interest Expense	-100M	-	-5.7B	-	-12.2B
Income Tax Expense	-800M	-	9.2B	-	-217B
CAPEX	-9B	-	-18.7B	-	-
EBT	3.3B	-	69.8B	-	-217B
D&A	1.7B	-	4.5B	-	-
Net Income	4.1B	-	60.6B	-	-
Claim Processors
Retail Business (RB) - Insurance	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Investment Banking
Corporate-Investment Banking (CIB) - Investment Banking	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-