WSFS FINANCIAL CORPORATION |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 42.85 USD | -3.77% |
|
-0.97% | -6.71% |
| Apr. 26 | Transcript : WSFS Financial Corporation, Q1 2024 Earnings Call, Apr 26, 2024 | |
| Apr. 25 | Earnings Flash (WSFS) WSFS FINANCIAL CORPORATION Reports Q1 EPS $1.11, vs. Street Est of $1.07 | MT |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 2,294 | 2,262 | 2,384 | 2,792 | 2,789 | 2,575 | - |
| Enterprise Value (EV) 1 | 2,294 | 2,262 | 2,384 | 2,792 | 2,789 | 2,575 | 2,575 |
| P/E ratio | 14.7 x | 19.8 x | 8.81 x | 13 x | 10.4 x | 10.3 x | 10.1 x |
| Yield | 1.07% | 1.07% | 1.04% | 1.24% | 1.31% | 1.44% | 1.47% |
| Capitalization / Revenue | 5.16 x | 4.85 x | 5.5 x | 4.21 x | 2.75 x | 2.57 x | 2.51 x |
| EV / Revenue | 5.16 x | 4.85 x | 5.5 x | 4.21 x | 2.75 x | 2.57 x | 2.51 x |
| EV / EBITDA | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | 1.23 x | 1.2 x | 1.23 x | 1.27 x | 1.12 x | 0.95 x | 0.86 x |
| Nbr of stocks (in thousands) | 52,149 | 50,402 | 47,568 | 61,587 | 60,732 | 60,084 | - |
| Reference price 2 | 43.99 | 44.88 | 50.12 | 45.34 | 45.93 | 42.85 | 42.85 |
| Announcement Date | 1/21/20 | 1/25/21 | 1/24/22 | 1/26/23 | 1/25/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 444.9 | 466 | 433.6 | 662.9 | 1,015 | 1,001 | 1,025 |
| EBITDA | - | - | - | - | - | - | - |
| EBIT 1 | 266 | 276.4 | 236 | 410.8 | 456.7 | 403.8 | 401 |
| Operating Margin | 59.78% | 59.31% | 54.41% | 61.97% | 45% | 40.32% | 39.12% |
| Earnings before Tax (EBT) 1 | 194.4 | 145 | 357.7 | 300.6 | 365.3 | 332.8 | 332.8 |
| Net income 1 | 148.8 | 114.8 | 271.4 | 222.4 | 269.2 | 249.6 | 250.7 |
| Net margin | 33.44% | 24.63% | 62.59% | 33.55% | 26.52% | 24.93% | 24.46% |
| EPS 2 | 3.000 | 2.270 | 5.690 | 3.490 | 4.400 | 4.152 | 4.250 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share 2 | 0.4700 | 0.4800 | 0.5200 | 0.5600 | 0.6000 | 0.6160 | 0.6320 |
| Announcement Date | 1/21/20 | 1/25/21 | 1/24/22 | 1/26/23 | 1/25/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 104.5 | 108.2 | 138.6 | 153.6 | 176.8 | 193.9 | 245.7 | 248.7 | 255.3 | 265.3 | 251.1 | 248.6 | 251.2 | 252.4 | 248.1 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 53.53 | 55.58 | 76.23 | 95.93 | 111.4 | 127.2 | 113.2 | 110.8 | 116.4 | 116.4 | 102.1 | 101.3 | 100 | 98.3 | 96.33 |
| Operating Margin | 51.23% | 51.35% | 55.02% | 62.45% | 63.02% | 65.61% | 46.06% | 44.54% | 45.62% | 43.86% | 40.64% | 40.73% | 39.8% | 38.94% | 38.82% |
| Earnings before Tax (EBT) 1 | 71.97 | 71.89 | 5.704 | 83.33 | 99.11 | 112.5 | 83.6 | 91.63 | 97.17 | 92.87 | 86.92 | 84.53 | 82.02 | 80.45 | 78.97 |
| Net income 1 | 54.41 | 56.29 | 3.804 | 60.74 | 73.38 | 84.45 | 62.4 | 68.68 | 74.17 | 63.91 | 65.76 | 63.4 | 61.53 | 60.35 | 59.49 |
| Net margin | 52.07% | 52.01% | 2.75% | 39.54% | 41.5% | 43.56% | 25.4% | 27.61% | 29.05% | 24.09% | 26.19% | 25.5% | 24.49% | 23.9% | 23.98% |
| EPS 2 | 1.140 | 1.180 | 0.0600 | 0.9400 | 1.160 | 1.370 | 1.010 | 1.120 | 1.220 | 1.050 | 1.090 | 1.054 | 1.026 | 1.008 | 1.000 |
| Dividend per Share 2 | 0.1300 | 0.1300 | 0.1300 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1580 | 0.1580 | 0.1580 |
| Announcement Date | 10/21/21 | 1/24/22 | 4/21/22 | 7/25/22 | 10/24/22 | 1/26/23 | 4/24/23 | 7/24/23 | 10/23/23 | 1/25/24 | 4/25/24 | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 8.91% | 6.25% | 14.7% | 9.3% | 11.7% | 9.71% | 8.92% |
| ROA (Net income/ Total Assets) | 1.3% | 0.87% | 1.82% | 1.09% | 1.33% | 1.21% | 1.19% |
| Assets 1 | 11,447 | 13,192 | 14,914 | 20,401 | 20,237 | 20,564 | 21,139 |
| Book Value Per Share 2 | 35.90 | 37.50 | 40.70 | 35.80 | 40.90 | 45.30 | 50.10 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 1/21/20 | 1/25/21 | 1/24/22 | 1/26/23 | 1/25/24 | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C-
Sell
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
42.85
USD
Average target price
52.1
USD
Spread / Average Target
+21.59%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -6.71% | 2.57B | |
| -10.40% | 82.67B | |
| -13.56% | 18.91B | |
| +10.53% | 13.78B | |
| +36.45% | 8.38B | |
| -13.66% | 6.22B | |
| -1.55% | 4.43B | |
| +23.36% | 4.36B | |
| -16.03% | 3.13B | |
| -21.38% | 2.55B |
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- Financials WSFS Financial Corporation
