Company X Financial

Company X Financial

XYF

US98372W2026

Consumer Lending

Equities

XYF

US98372W2026

Consumer Lending

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Sector

Sales per Business

Sector Personal & Car Loans

Business Summary

Sales per Business

Sales per region

Managers

Members of the board

Share class

Shareholders

Company contact information

Sector

Sales per Business

Sector Personal & Car Loans

Market Closed - Nyse Other stock markets 04:00:02 2024-05-03 pm EDT			5-day change	1st Jan Change
3.82 ^USD	-2.30%		-0.68%	+4.37%

Mar. 27	ADRs End Higher; Connect Biopharma Holdings Climbs 21%	DJ
Mar. 27	Sector Update: Financial Stocks Rise Late Afternoon	MT

X FINANCIAL is a China-based company principally engaged in the provision of technology-driven personal finance services. The Companyâs products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The Company is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Companyâs WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.

Number of employees: 461

USD in Million	2022	Weight	2023	Weight	Delta
Loan Facilitation Service - Direct Model - Xiaoying Credit Loan 56.9 %	304	57.4 %	387	56.9 %	+27.43%
Financing - Xiaoying Credit Loan 23.5 %	142	26.9 %	160	23.5 %	+12.26%
Post-origination Service - Xiaoying Card Loan 12.4 %	55	10.4 %	84	12.4 %	+52.41%
Other - Other Service 5.9 %	24	4.5 %	40	5.9 %	+69.34%
Other - Xiaoying Credit Loan 0.6 %	3	0.6 %	4	0.6 %	+40.91%
Guarantee Income - Xiaoying Credit Loan 0.5 %	-	-	3	0.5 %	-
Financing - Other Loan 0.1 %	1	0.2 %	1	0.1 %	-44.02%
Other - Xiaoying Housing Loan 0.0 %	-	-	0	0.0 %	-

USD in Million	2022	Weight	2023	Weight	Delta
China 100.0 %	529	100.0 %	680	100.0 %	+28.44%

Managers	Title	Age	Since
Justin Tang CEO	Chief Executive Officer	53	15-01-04
Kan Li PSD	President	50	14-12-31
Fu Ya Zheng DFI	Director of Finance/CFO	58	20-08-23
Shao Yong Cheng BRD	Director/Board Member	54	14-12-31
Yufan Jiang PRN	Corporate Officer/Principal	-	14-12-31
Hui Song PRN	Corporate Officer/Principal	45	13-12-31

Members of the board	Title	Age	Since
Justin Tang CEO	Chief Executive Officer	53	15-01-04
Zheng Xue BRD	Director/Board Member	53	-
Long Gen Zhang BRD	Director/Board Member	61	18-08-31
Sheng Wen Rong BRD	Director/Board Member	55	-
Shao Yong Cheng BRD	Director/Board Member	54	14-12-31
Kan Li PSD	President	50	14-12-31

	Vote	Quantity	Free-Float	Company-owned shares	Total Float
Stock A	1	97,600,000	0	0	56.77 %
Stock B	1	231,517,943	186,854,771 ( 80.71 %)	41,199,374 ( 17.80 %)

Name	Equities	%	Valuation
AWH Capital LP 0.8094 %	258,080	0.8094 %	996 189 $
Renaissance Technologies LLC 0.2998 %	95,575	0.2998 %	368 920 $
Goldman Sachs & Co. LLC 0.2015 %	64,230	0.2015 %	247 928 $
Axxion SA (Luxembourg) 0.1882 %	60,000	0.1882 %	231 600 $
Alpha Wave Global LP 0.1807 %	57,619	0.1807 %	222 409 $
Acadian Asset Management LLC 0.1193 %	38,042	0.1193 %	146 842 $
Morgan Stanley Capital Services LLC 0.0442 %	14,100	0.0442 %	54 426 $
Citadel Securities GP LLC 0.0315 %	10,057	0.0315 %	38 820 $
RhumbLine Advisers LP 0.0274 %	8,745	0.0274 %	33 756 $
Russell Investments Group Ltd. 0.0186 %	5,943	0.0186 %	22 940 $

Name	Equities	%	Valuation
Justin Tang 100.00 %	97,600,000	100.00 %	63 M $

Name	Equities	%	Valuation
Chung Kiu Cheung 11.71 %	27,113,806	11.71 %	17 M $
David Fung 8.639 %	20,000,000	8.639 %	13 M $
Justin Tang 4.054 %	9,385,196	4.054 %	6 M $

X Financial

7-8F, Block A Aerospace Science & Technology Plaza

518067, Shenzhen

http://www.xiaoyinggroup.com

	1st Jan change	Capi.
X FINANCIAL	+4.37%	184M
SLM CORPORATION	+15.12%	4.84B
MUANGTHAI CAPITAL	0.00%	2.59B
GOEASY LTD.	+14.89%	2.22B
ORIENT CORPORATION	-5.23%	1.14B
PT ADIRA DINAMIKA MULTI FINANCE TBK	+10.50%	754M
YIXIN GROUP LIMITED	+14.75%	601M
LEXINFINTECH HOLDINGS LTD.	-1.09%	299M
SHANGHAI DONGZHENG AUTOMOTIVE FINANCE CO., LTD.	-.--%	293M
SBI ARUHI CORPORATION	+2.55%	244M

Personal & Car Loans

Financials

Banking & Investment Services

Banking Services

Consumer Lending

Personal & Car Loans