Key figures Q3 / 21

YIT Group

Key financial figures
YIT Group
Full year	Per quarter
2018	2019	2020	Q1/2018	Q2/2018	Q3/2018	Q4/2018	Q1/2019	Q2/2019	Q3/2019	Q4/2019	Q1/2020	Q2/2020	Q3/2020	Q4/2020	Q1/2021	Q2/2021	Q3/2021
Result	Pro forma	Pro forma	Pro forma	Pro forma	Pro forma
Revenue	EUR million	3,201	3,392	3,069	579	759	734	1,128	675	757	808	1,152	708	700	687	975	606	733	587
Operating profit	EUR million	105	80	35	-21	12	27	86	-12	-23	18	97	-3	0	-16	55	14	25	6
Operating profit margin	%	3.3	2.4	1.1	-3.6	1.6	3.7	7.6	-1.8	-3.0	2.3	8.4	-0.4	0.0	-2.4	5.6	2.4	3.5	1.0
Adjusting items	EUR million	27	85	50	2	9	4	13	2	51	7	24	12	5	32	1	7	5	12
Adjusted operating profit	EUR million	132	165	85	-19	20	31	99	-10	29	26	121	8	5	16	56	21	30	18
Adjusted operating profit margin	%	4.1	4.9	2.8	-3.3	2.7	4.3	8.8	-1.4	3.8	3.2	10.5	1.2	0.7	2.4	2.8	3.5	4.1	3.0
Net finance costs	EUR million	-33	-40	-41	-7	-12	-7	-8	-10	-9	-11	-9	-13	-8	-11	-9	-9	-8	-7
Result before taxes	EUR million	71	40	-6	-27	-1	21	78	-22	-32	7	88	-16	-8	-27	46	6	17	-1
Result for the period, continuing operations	EUR million	49	5	-8	-25	-2	20	57	-18	-43	6	59	-10	-9	-26	36	4	11	-3
Result for the period, including discontinued operations	EUR million	33	15	27	-52	-4	36	54	-38	-47	27	73	-32	45	-26	39	4	11	-3
Order book, continuing operations
Finland	EUR million	3,286	2,955	2,541	n/a	3,735	3,763	3,286	n/a	3,343	3,347	2,955	2,751	2,907	2,769	2,541	2,699	2,824	2,981
Other regions	EUR million	1,000	1,175	988	n/a	1,038	1,043	1,000	n/a	1,309	1,417	1,175	1,097	1,167	1,062	988	1,017	1,066	1,118
Order book, total	EUR million	4,286	4,131	3,528	4,401	4,773	4,806	4,286	4,302	4,652	4,764	4,131	3,848	4,074	3,831	3,528	3,716	3,890	4,099
Cash flow
Operating cash flow after investments	EUR million	n/a	51	336	n/a	n/a	n/a	n/a	-3	-51	-27	132	-48	247	-9	146	70	109	-23
Cash flow from plot investments	EUR million	n/a	-153	-155	n/a	n/a	n/a	n/a	-16	-34	-22	-81	-52	-30	-37	-36	-15	-28	-24
Cash flow from investments to associated companies and joint ventures	EUR million	n/a	-34	-34	n/a	n/a	n/a	n/a	-9	-2	-10	-9	-4	-3	-2	-13	-9	-6	-5
Interest-bearing debt
Bonds	EUR million	353	250	250	293	356	354	353	351	350	249	250	250	250	250	250	248	199	199
Commercial papers	EUR million	47	141	216	228	268	192	47	75	265	141	216	200	215	216	195
Pension loans	EUR million	50	56	52	52	50	50	50
Loans from financial institutions	EUR million	130	180	200	136	133	133	130	130	130	130	180	200	200	200	200	180	150	150
Housing corporation loans (related to unsold apartments)	EUR million	259	183	163	166	206	238	259	211	206	192	183	193	207	194	163	125	106	109
Lease liabilities	EUR million	n/a	261	235	n/a	n/a	n/a	n/a	313	267	259	261	271	262	262	235	206	204	234
Finance lease liabilities	EUR million	18	n/a	n/a	20	19	18	18	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other interest-bearing debt	EUR million	35	36	50	34	35	35	35	36	36	36	36	37	41	44	50	52	54	65
Interest-bearing debt, total	EUR million	892	1,051	1,114	933	1,068	1,021	892	1,090	1,113	1,131	1,051	1,166	1,160	1,165	1,114	1,005	713	758
Cash and cash equivalents	EUR million	264	132	419	65	286	205	264	153	114	96	132	161	380	359	419	501	304	292
Interest-bearing receivables	EUR million	65	57	66	54	48	49	65	69	61	53	57	64	65	66	66	65	56	56
Net interest-bearing debt	EUR million	563	862	628	814	734	768	563	869	939	983	862	941	715	740	628	439	353	411
Available committed revolving credit facilities	EUR million	300	300	300	300	300	300	300	300	300	300	300	300	300	300	300	300	300	300
Available overdraft facilities	EUR million	72	47	47	74	74	74	72	73	73	62	47	47	47	47	47	47	32	32
Capital employed and capital expenditure
Capital employed	EUR million	1,601	1,669	1,527	1,854	1,699	1,755	1,601	1,880	1,651	1,749	1,669	1,643	1,692	1,650	1,527	1,446	1,364	1,423
Gross capital expenditures	EUR million	n/a	n/a	31	n/a	n/a	n/a	n/a	n/a	n/a	6	9	12	3	10	6	2	12	4
% of revenue	%	n/a	n/a	1	n/a	n/a	n/a	n/a	n/a	n/a	0.7	0.8	1.7	0.5	1.4	0.6	0.4	1.7	0.7
of which leased	EUR million	n/a	n/a	26	n/a	n/a	n/a	n/a	n/a	n/a	3	7	10	2	9	5	2	9	3
Key ratios
Net debt / adjusted EBITDA ratio (rolling 12 months)*	n/a	3.9	5.0	n/a	n/a	n/a	n/a	3.0	3.5	3.8	3.9	4.0	3.5	3.8	5.0	3.2	2.2	2.6
Gearing ratio	%	54	81	68	54	73	76	54	88	99	101	81	105	73	84	68	44	35	40
Equity ratio	%	38	34	33	38	34	35	38	33	31	31	34	30	33	31	33	37	41	40
Interest cover ratio	%	5.8	5.9	5.0	4.6	3.0	3.5	4.2	4.6
Return on equity	%	1.4	2.3	11.7	6.5	2.6	6.5	2.8	5.3
Return on capital employed (ROCE, rolling 12 months)*	%	n/a	9.7	5.2	n/a	n/a	n/a	n/a	9.4	10.0	9.0	9.7	11.4	9.5	8.9	5.2	6.1	8.0	8.4
* Figures before Q4/2019 do not include IFRS 16 impact.
Share
Earnings per share, continuing operations	EUR	0.23	0.02	-0.04	-0.11	-0.02	0.09	0.27	-0.09	-0.20	0.03	0.28	-0.05	-0.04	-0.12	0.17	0.02	0.05	-0.02
Earnings per share	EUR	0.19	0.07	0.13	-0.11	-0.03	0.17	0.25	-0.09	-0.22	0.13	0.35	-0.15	0.22	-0.12	0.19	0.02	0.05	-0.02
Dividend per share	EUR	0.27	0.28	0.14	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Equity per share	EUR	5.00	5.1	4.40	4.9	4.8	4.8	5.0	4.7	4.5	4.7	5.1	4.3	4.7	4.2	4.4	4.8	4.9	4.9
Personnel, continuing operations**
Finland	headcount	4,371	4,274	3,936	4,647	5,012	4,541	4,371	4,226	4,633	4,397	4,274	4,213	4,465	4,123	3,936	3,904	4,275	3,992
Russia	headcount	1,432	1,289	1,414	1,657	1,541	1,466	1,432	1,424	1,366	1,310	1,289	1,397	1,352	1,380	1,414	1,528	1,512	1,540
CEE countries	headcount	1,539	1,555	1,385	1,437	1,670	1,638	1,539	1,556	1,669	1,685	1,555	1,507	1,514	1,464	1,385	1,364	1,412	1,255
Scandinavia	headcount	214	299	310	175	194	213	214	242	268	283	299	311	317	320	310	294	245	243
YIT Group, total	headcount	7,556	7,417	7,045	7,916	8,417	7,858	7,556	7,448	7,936	7,675	7,417	7,428	7,648	7,287	7,045	7,090	7,444	7,030
** At the end of reporting period

&G

Housing FIN & CEE

Key financial figures
Housing Finland and CEE
Full year	Per quarter
Figures concern continuing operations unless otherwise stated	2018	2019	2020	Q1/2018	Q2/2018	Q3/2018	Q4/2018	Q1/2019	Q2/2019	Q3/2019	Q4/2019	Q1/2020	Q2/2020	Q3/2020	Q4/2020	Q1/2021	Q2/2021	Q3/2021
Result	Pro forma	Pro forma	Pro forma	Pro forma	Pro forma
Revenue	EUR million	1,158	1,240	1,286	243	317	244	354	256	286	252	446	248	284	249	505	265	380	218
Operating profit	EUR million	103	91	108	21	30	24	29	9	29	14	39	8	19	16	65	16	41	16
Operating profit margin	%	8.9	7.4	8.4	8.5	9.4	9.8	8.1	3.6	10.2	5.6	8.7	3.3	6.8	6.6	12.8	6.2	10.8	7.5
Adjusted operating profit	EUR million	103	91	108	21	30	24	29	9	29	14	39	8	19	16	65	16	41	17
Adjusted operating profit margin	%	8.9	7.4	8.4	8.5	9.6	9.8	8.1	3.6	10.2	5.6	8.7	3.3	6.8	6.6	12.8	6.2	10.8	7.9
Order book
Order book	EUR million	1,729	1,737	1,437	1,720	1,774	1,767	1,729	1,607	1,649	1,762	1,737	1,646	1,611	1,604	1,437	1,451	1,518	1,700
Capital employed
Capital employed	EUR million	585	697	700	n/a	518	572	585	679	709	714	697	721	744	740	700	606	555	598
Personnel**
Personnel	headcount	2,632	2,549	2,479	2,250	2,964	2,812	2,632	2,519	2,702	2,568	2,549	2,562	2,727	2,548	2,479	2,499	2,700	2,529
** At the end of reporting period
Residential construction in Finland
Started for consumers	units	2,654	2,359	1,594	949	814	447	444	510	644	660	545	236	436	438	484	568	656	539
Started for investors	units	1,139	2,139	1,528	144	404	243	348	353	993	247	546	428	363	198	539	267	583	390
Started total	units	3,793	4,498	3,122	1,093	1,218	690	792	863	1,637	907	1,091	664	799	636	1,023	835	1,239	929
Completed for consumers	units	3,657	2,908	2,579	835	731	960	1,131	858	1,076	387	587	471	592	470	1,046	436	688	157
Completed for investors	units	853	1,374	1,677	137	185	367	164	222	319	194	639	161	367	607	542	306	596	366
Completed total	units	4,510	4,282	4,256	972	916	1,327	1,295	1,080	1,395	581	1,226	632	959	1,077	1,588	742	1,284	523
Sold to consumers	units	2,183	2,127	2,116	694	542	480	467	433	401	584	728	469	354	527	766	665	548	565
Sold to investors	units	1,319	2,845	1,528	182	476	313	348	939	1,080	261	546	428	363	198	539	267	583	390
Sold total	units	3,502	4,972	3,644	876	1,018	793	815	1,372	1,481	845	1,274	897	717	725	1,305	932	1,131	955
Under construction for consumers	units	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	3,033	2,877	2,845	2,283	2,390	2,418	2,680
Under construction for investors	units	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	2,517	2,513	2,104	2,101	2,062	2,049	2,073
Under construction at end of period total	units	5,302	5,518	4,384	6,140	6,442	5,920	5,302	5,085	5,327	5,653	5,518	5,550	5,390	4,949	4,384	4,452	4,467	4,753
of which sold	%	56	63	60	60	59	58	56	60	63	63	63	56	61	58	60	52	63	56
For sale at end of period	units	2,777	2,304	1,782	2,708	2,903	2,800	2,777	2,269	2,425	2,091	2,304	2,071	2,153	2,064	1,782	1,639	1,747	1,702
of which completed	units	422	252	402	251	267	337	422	216	447	396	252	384	386	413	402	389	297	200
Plot reserve in balance sheet at end of period	EUR million	222	311	283	288	261	255	222	203	308	301	311	308	306	303	283	273	274	277
Plot reserve at end of period, leased	EUR million	n/a	179	125	n/a	n/a	n/a	n/a	124	117	111	117	126	128	131	125	107	103	107
Plot reserve at end of period***	floor m2	2,226,000	1,911,000	1,991,000	1,810,700	2,390,000	2,346,000	2,226,000	2,218,000	1,839,000	1,880,000	1,911,000	1,912,000	1,916,000	1,924,000	1,991,000	2,044,000	1,973,000	1,612,000
*** Reporting methodology specified in Q3/2020 and therefore the figures are not fully comparable. In addition, from Q3/2021 onwards the figures do not include plots in the development stage and therefore the figures are not fully comparable.
Residential construction in the CEE countries
Started for consumers	units	1,453	1,919	663	449	282	150	572	319	345	590	665	64	90	258	251	190	397	519
Started for investors	units	113	0	935	113	98	740	97	84	242	577
Started total	units	1,566	1,919	1,598	449	395	150	572	319	345	590	665	162	90	998	348	274	639	1,096
Completed for consumers	units	1,427	1,740	1,654	162	499	123	643	0	307	260	1,173	218	38	404	994	29	137	492
Completed for investors	units
Completed total	units	1,427	1,740	1,654	162	499	123	643	0	307	260	1,173	218	38	404	994	29	137	492
Sold to consumers	units	950	1,088	1,024	172	245	241	292	259	236	249	344	276	148	266	334	523	523	363
Sold to investors	units	254	196	481	0	113	0	141	98	0	0	98	98	10	368	5	100	588
Sold total	units	1,204	1,284	1,505	172	358	241	433	357	236	249	442	374	158	634	339	523	623	951
Under construction at end of period	units	2,440	2,912	2,637	2,771	2,623	2,650	2,440	2,705	2,810	3,100	2,912	2,245	2,769	3,283	2,637	2,905	3,363	3,884
of which sold	%	47	37	33	53	53	56	47	52	49	44	37	51	44	45	33	40	47	53
For sale at end of period	units	1,436	2,085	2,089	1,411	1,396	1,301	1,436	1,382	1,494	1,852	2,085	1,329	1,796	2,100	2,089	1,859	1,833	1,895
of which completed	units	130	264	334	113	167	122	130	73	64	111	264	240	235	306	334	122	51	69
Plot reserve in balance sheet at end of period	EUR million	112	183	175	124	119	119	112	130	174	185	183	178	181	179	175	180	184	174
Plot reserve at end of period, leased	EUR million	n/a	1	2	n/a	n/a	n/a	n/a	n/a	n/a	n/a	1	1	1	2	2	2	1	1
Plot reserve at end of period***	floor m2	474,000	638,000	739,000	633,900	507,500	348,000	474,000	534,700	674,000	679,000	638,000	638,000	622,000	740,000	739,000	738,000	713,000	753,000
Estimated completions of consumer apartment projects under construction (Q3/2021)
Actual	Estimate	Actual	Actual	Actual	Estimate	Estimate	Estimate	Estimate	Estimate
2020	2021	Q1/2021	Q2/2021	Q3/2021	Q4/2021	Q1/2022	Q2/2022	Q3/2022	Q4/2022
Finland	units	2,579	2,000	436	688	157	800	150	450	400	1,100
CEE countries	units	1,654	1,500	29	137	492	950	150	200	250	1,000

&G

Housing Russia

Key financial figures
Housing Russia
Full year	Per quarter
Figures concern continuing operations unless otherwise stated	2018	2019	2020	Q1/2018	Q2/2018	Q3/2018	Q4/2018	Q1/2019	Q2/2019	Q3/2019	Q4/2019	Q1/2020	Q2/2020	Q3/2020	Q4/2020	Q1/2021	Q2/2021	Q3/2021
Result	Pro forma	Pro forma	Pro forma	Pro forma	Pro forma
Revenue	EUR million	274	240	305	38	53	56	127	44	35	53	107	107	44	75	79	44	48	52
Operating profit	EUR million	-37	-47	8	-14	-11	-8	-4	-5	-39	-1	-2	-4	0	-4	16	4	4	5
Operating profit margin	%	-13.6	-19.4	2.5	-36.5	-20.7	-15.1	-3.0	-10.8	-110.3	-2.1	-1.5	-4.0	0.7	-6.0	20.0	9.4	7.7	9.6
Adjusted operating profit	EUR million	-33	1	27	-14	-7	-8	-4	-5	-3	0	9	6	2	7	11	5	6	6
Adjusted operating profit margin	%	-12.0	0.5	8.8	36.1	-13.7	-14.0	-3.0	-10.8	-7.8	0.5	7.9	6.0	5.4	9.3	14.1	12.2	11.6	11.8
Order book
Order book	EUR million	349	356	195	466	453	428	349	404	430	425	356	253	288	225	195	209	236	214
Capital employed
Capital employed	EUR million	294	278	180	n/a	353	333	294	314	280	288	278	222	249	208	180	172	157	183
Personnel**
Personnel	headcount	1,424	1,278	1,400	1,643	1,546	1,451	1,424	1,412	1,356	1,300	1,278	1,383	1,338	1,366	1,400	1,514	1,498	1,526
** At the end of reporting period
Residential construction in Russia
Started total	units	3,694	2,929	2,887	815	724	923	1,232	571	1,281	594	483	906	807	775	399	548	787	0
Completed total	units	2,974	3,819	2,736	233	0	699	2,042	487	410	945	1,977	308	381	0	2,047	790	534	194
Sold total	units	3,682	3,037	4,226	779	827	892	1,184	722	725	662	928	862	750	1,461	1,153	819	772	711
Under construction total	units	5,286	4,396	4,302	5,186	5,873	6,096	5,286	5,560	6,241	5,890	4,396	4,994	5,420	5,950	4,302	4,060	4,313	4,126
of which sold	units	1,744	1,231	1,693	1,763	2,408	2,621	1,744	1,890	2,060	1,885	1,231	1,489	1,731	2,638	1,693	1,707	1,857	2,333
For sale at end of period	units	4,223	4,119	2,780	4,241	4,148	4,178	4,223	4,262	4,632	4,564	4,119	4,163	4,220	3,534	2,780	2,509	2,524	1,820
of which completed	units	683	884	171	813	655	722	683	584	456	546	884	658	531	222	171	156	68	27
Plot reserve in balance sheet at end of period	EUR million	162	140	97	205	184	181	162	176	152	157	140	108	127	101	97	96	94	98
Plot reserve at end of period, leased	EUR million	n/a	4	5	n/a	n/a	n/a	n/a	4	4	4	4	4	4	5	5	2	2	1
Plot reserve at end of period***	floor m2	1,546,000	1,158,000	1,147,000	633,900	1,718,000	1,278,000	1,546,000	534,000	1,135,000	1,194,000	1,158,000	895,000	964,000	1,301,000	1,147,000	1,146,000	1,049,000	1,046,000
*** Reporting methodology specified in 3Q20 and theresofe the figures are not fully comparable.

&G

Business premises

Key financial figures
Business premises
Full year	Per quarter
Figures concern continuing operations unless otherwise stated	2018	2019	2020	Q1/2018	Q2/2018	Q3/2018	Q4/2018	Q1/2019	Q2/2019	Q3/2019	Q4/2019	Q1/2020	Q2/2020	Q3/2020	Q4/2020	Q1/2021	Q2/2021	Q3/2021
Result	Pro forma	Pro forma	Pro forma	Pro forma	Pro forma
Revenue	EUR million	1,045	1,177	761	183	212	211	439	239	247	252	439	209	188	178	185	144	153	173
Operating profit	EUR million	67	-7	-46	-2	5	9	56	5	5	-7	-10	-12	-14	-19	0	3	1	2
Operating profit margin	%	6.4	-0.6	-6.0	-1.2	2.3	4.1	12.8	2.1	2.1	-2.7	-2.4	-5.9	-7.5	-10.8	-0.1	1.9	0.5	0.9
Adjusted operating profit	EUR million	68	-7	-44	-2	5	9	56	5	5	-7	-10	-12	-14	-19	1	3	1	2
Adjusted operating profit margin	%	6.5	-0.6	-5.8	-1.2	2.5	4.1	12.8	2.1	2.1	-2.7	-2.4	-5.8	-7.5	-10.8	0.6	1.9	0.5	1.0
Order book
Order book	EUR million	1,327	897	745	1,250	1,589	1,631	1,327	1,230	1,286	1,261	897	913	797	787	745	886	927	920
Capital employed
Capital employed	EUR million	38	65	-44	n/a	104	125	38	66	77	106	65	91	-5	-21	-44	-23	-24	-34
Personnel**
Personnel	headcount	1,177	1,232	958	1,709	1,295	1,109	1,177	1,195	1,288	1,273	1,232	1,168	1,080	1,003	958	940	1,003	987
** At the end of reporting period
Business premises plot reserve
Plot reserve in balance sheet at end of period	EUR million	84	93	86	97	97	101	84	79	91	97	93	107	66	58	56	56	55	52
Plot reserve at end of period, leased	EUR million	n/a	4	4	n/a	n/a	n/a	n/a	3	3	3	3	3	3	3	4	3	3	4
Plot reserve at end of period***	floor m2	741,877	821,000	391,000	720,200	718,900	629,260	741,877	690,000	862,000	842,000	821,000	822,000	409,000	430,000	391,000	446,000	427,000	471,000
*** Reporting methodology specified in Q3/2020 and therefore the figures are not fully comparable. In addition, from Q3/2021 onwards the figures do not include plots in the development stage and therefore the figures are not fully comparable.

&G

Infrastructure

Key financial figures
Infrastructure
Full year	Per quarter
Figures concern continuing operations unless otherwise stated	2018	2019	2020	Q1/2018	Q2/2018	Q3/2018	Q4/2018	Q1/2019	Q2/2019	Q3/2019	Q4/2019	Q1/2020	Q2/2020	Q3/2020	Q4/2020	Q1/2021	Q2/2021	Q3/2021
Result	Pro forma	Pro forma	Pro forma	Pro forma	Pro forma
Revenue	EUR million	717	807	791	94	176	215	205	141	193	250	223	173	201	212	205	141	161	148
Operating profit	EUR million	-7	14	-1	-9	-1	6	-1	-6	3	12	6	-3	4	-2	0	-9	-12	-5
Operating profit margin	%	-1.0	1.8	-0.1	-9.2	-0.6	2.7	-0.5	-4.0	1.5	4.6	2.6	-1.5	1.9	-1.0	0.2	-6.2	-7.7	-3.5
Adjusted operating profit	EUR million	-7	15	13	-9	-1	6	-1	-6	3	12	6	-3	4	10	2	-4	-12	3
Adjusted operating profit margin	%	-0.9	1.9	1.6	-9.2	-0.5	2.7	-0.3	-4.0	1.5	4.6	2.8	-1.5	1.8	4.6	0.9	-3.0	-7.5	1.8
Order book
Order book	EUR million	861	1,128	829.0	672	929	952	861	1,036	1,270	1,313	1,128	1,037	1,091	910	829	847	891	887
Capital employed
Capital employed	EUR million	77	52	48.0	n/a	72	93	77	83	78	90	52	57	74	89	48	55	33	34
Personnel**
Personnel	headcount	1,969	2,017	1,792	1,975	2,241	2,119	1,969	1,955	2,202	2,167	2,017	1,966	2,072	1,952	1,792	1,696	1,770	1,531
** At the end of reporting period

&G

Partnership properties

Key financial figures
Partnership properties
Full year	Per quarter
Figures concern continuing operations unless otherwise stated	2018	2019	2020	Q1/2018	Q2/2018	Q3/2018	Q4/2018	Q1/2019	Q2/2019	Q3/2019	Q4/2019	Q1/2020	Q2/2020	Q3/2020	Q4/2020	Q1/2021	Q2/2021	Q3/2021
Result	Pro forma	Pro forma	Pro forma	Pro forma	Pro forma
Revenue	EUR million	0	17	0	0	2	2	13	4	9	18
Operating profit	EUR million	27	83	5	0	-1	0	28	-2	0	3	81	14	1	5	-15	5	3	0
Adjusted operating profit	EUR million	27	83	5	0	-1	0	28	-2	0	3	81	14	1	5	-15	5	3	1
Order book
Order book	EUR million	n/a	n/a	323	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	286	305	323	323	318	378
Capital employed
Capital employed	EUR million	145	254	331	n/a	143	149	145	150	150	170	254	256	300	306	331	334	349	337
Personnel**
Personnel	headcount	2	4	90	2	2	2	2	2	3	3	4	4	89	86	90	94	104	104
** At the end of reporting period
Partnership properties plot reserve
Plot reserve in balance sheet at end of period	EUR million	n/a	n/a	68	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	43	70	68	71	73	71
Plot reserve at end of period, leased	EUR million	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Plot reserve at end of period***	floor m2	n/a	n/a	391,000	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	359,000	366,000	391,000	347,000	347,000	234,000
*** Reporting methodology specified in Q3/2020 and therefore the figures are not fully comparable. In addition, from Q3/2021 onwards the figures do not include plots in the development stage and therefore the figures are not fully comparable.

&G

Definitions of key figures

Key financial figures
Definition of key figures
Key figure	Definition	Reason for use
Operating profit	Result for the period before taxes and finance expenses and finance income equalling to the subtotal presented in the consolidated income statement.	Operating profit shows result generated by operating activities excluding finance and tax related items.
Adjusted operating profit	Operating profit excluding adjusting items.	Adjusted operating profit is presented in addition to operating profit to reflect the underlying core business performance and to enhance comparability from period to period. Management believes that this alternative performance measure provides meaningful supplemental information by excluding items not part of YIT's core business operations thus improving comparability from period to period.
Adjusting items	Adjusting items are material items outside ordinary course of business such as write-down of inventories, impairment of goodwill, fair value changes related to redemption liability of non-controlling interests, integration costs related to merger, transaction costs related to merger, costs, compensations and reimbursements related to court proceedings, write-downs related to non-core businesses, operating profit from businesses to be closed down, gains or losses arising from the divestments of a business or part of a business, costs on the basis of statutory personnel negotiations and adaption measures, and cost impacts of the fair value adjustments from purchase price allocation, such as fair value adjustments on acquired inventory, depreciation of fair value adjustments on acquired property, plant and equipment and amortisation of fair value adjustments on acquired intangible assets relating to business combination accounting under the provisions of IFRS 3, referred to as purchase price allocation ("PPA").
Capital employed	Capital employed includes tangible and intangible assets, shares in associates and joint ventures, investments, inventories, trade receivables and other non-interest-bearing receivables, provisions, advance payments and other non-interest-bearing debts excluding items related to taxes, finance items and profit distribution.	Capital employed presents capital employed of segment's operative business.
Interest-bearing debt	Non-current borrowings, current borrowings and non-current and current lease liabilities.	Interest-bearing debt is a key figure to measure YIT's total debt financing.
Net interest-bearing debt	Interest-bearing debt less cash and cash equivalents and interest-bearing receivables.	Net interest-bearing debt is an indicator to measure YIT's net debt financing.
Equity ratio, %	Equity total / total assets less advances received.	Equity ratio is a key figure to measure the relative proportion of equity used to finance YIT's assets.
Gearing ratio, %	Interest-bearing debt less cash and cash equivalents and interest-bearing receivables/ total equity	Gearing ratio is one of YIT's key long-term financial targets. It helps to understand how much debt YIT is using to finance its assets relative to the value of its equity.
Return on equity, %	Result for the period, 12 months rolling / equity total average.	Key figure describes YIT's relative profitability.
Return on capital employed, segments total (ROCE), %, rolling 12 months	Rolling 12 months adjusted operating profit/capital employed, segments total average.	Return on capital employed, % is one of YIT's key long-term financial targets. Key figure describes segment's relative profitability, in other words, the profit received from capital employed.
Operating cash flow after investments	Operating cash flow presented in cash flow statement after investments.
Gross capital expenditures	Investments in tangible and intangible assets.
Equity per share	Equity total divided by number of outstanding shares at the end of the period.
Net debt / adjusted EBITDA, rolling 12 months	Net interest-bearing debt/rolling 12 months adjusted operating profit before depreciations and amortisations added	Net debt to adjusted EBITDA gives investor information on ability to service debt.
Interest cover ratio	Adjusted operating profit before depreciations and amortisations / Net finance costs - net exchange currency differences, rolling 12 months	Interest cover ratio gives investors information on YIT's ability to service debt
Market capitalisation	(Number of shares - treasury shares) multiplied by share price on the closing date by share series.
Average share price	EUR value of shares traded during period divided by number of shares traded during period.