YIT Oyj : Presentation material Q3 / 22

Interim Report 1-9/2022

Markku Moilanen − President and CEO Tuomas Mäkipeska − CFO

Disclaimer

This presentation has been prepared by, and the information contained herein (unless otherwise indicated) has been provided by YIT Corporation (the "Company"). By attending the meeting or event where this presentation is made, or by reading the presentation slides, you agree to be bound by the following limitations. This presentation is being furnished to you solely for your information on a confidential basis and may not be reproduced, redistributed or passed on, in whole or in part, to any other person.

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This presentation includes "forward-looking statements". These statements contain the words "anticipate", "will", "believe", "intend", "estimate", "expect" and words of similar meaning. All statements other than statements of historical facts included in this presentation, including, without limitation, those regarding the Company's financial position, business strategy, plans and objectives of management for future operations, are forward-looking statements. Such forward-looking statements involve known and unknown risks, uncertainties and other important factors that could cause the actual results, performance or achievements of the Company to be materially different from future results, performance or achievements expressed or implied by such forward-looking statements. Such forward-looking statements are based on numerous assumptions regarding the Company's present and future business strategies and the environment in which the Company will operate in the future. These forward-looking statements speak only as at the date of this presentation. The Company expressly disclaims any obligation or undertaking to disseminate any updates or revisions to any forward-looking statements contained herein to reflect any change in the Company's expectations with regard thereto or any change in events, conditions or circumstances on which any such statement is based. The Company cautions you that forward-looking statements are not guarantees of future performance and that its actual financial position, business strategy, plans and objectives of management for future operations may differ materially from those made in or suggested by the forward-looking statements contained in this presentation. In addition, even if the Company's financial position, business strategy, plans and objectives of management for future operations are consistent with the forward-looking statements contained in this presentation, those results or developments may not be indicative of results or developments in future periods. Neither the Company nor any other person undertakes any obligation to review or confirm or to release publicly any revisions to any forward-looking statements to reflect events that occur or circumstances that arise after the date of this presentation.

2

Q3 - improved performance

Profitability improved	Transformation	Substantial
in a challenging	continued	productivity gains
business environment	successfully	achieved

3

Solid quarter in a challenging business

environment

Revenue,

• million

535	560
Q3/21	Q3/22

Adjusted EBIT,

€ million

	21
11
Q3/21	Q3/22

Adjusted EBIT-margin

%

	3.7
2.0
Q3/21	Q3/22

4

Stable underlying performance

across the segments

Adj. EBIT, € million

Housing

Stable result in a

challenging market

15 14

Q3/21 Q3/22

Business Premises

Transformation

progressed

8

4

Q3/21 Q3/22

Infrastructure

Transformation

progressed

0 2

Q3/21 Q3/22

Property

Development

Capabilities

strengthened

3

-8

Q3/21 Q3/22

5