|
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 53.10 USD | -2.10% |
|
-4.74% | -9.29% |
| Mar. 10 | Zions Bancorporation, National Association Presents at RBC Capital Markets Global Financial Institutions Conference 2026, Mar-10-2026 11:20 AM | |
| Mar. 09 | Investors Confront Stagflation Risk |
| Fiscal Period: December | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Profitability | ||||||||||
Return on Assets | 1.29 | 0.99 | 0.77 | 0.89 | 1.01 | |||||
Return On Equity % | 14.71 | 14.68 | 12.85 | 13.27 | 13.51 | |||||
Return on Common Equity | 15.17 | 15.16 | 13.23 | 12.89 | 13.42 | |||||
Shareholders Value Added | 268M | 218M | 97.76M | 105M | 109M | |||||
Margin Analysis | ||||||||||
SG&A Margin | 46.22 | 55.84 | 59.77 | 59.42 | 57.86 | |||||
Net Interest Income / Total Revenues % | 69.28 | 83.17 | 81.73 | 79.46 | 79.29 | |||||
EBT Excl. Non-Recurring Items Margin % | 45.37 | 38.02 | 29.7 | 33.09 | 35.47 | |||||
Income From Continuing Operations Margin % | 35.43 | 29.93 | 22.8 | 25.64 | 27.14 | |||||
Net Income Margin % | 35.43 | 29.93 | 22.8 | 25.64 | 27.14 | |||||
Net Avail. For Common Margin % | 34.14 | 28.71 | 21.52 | 23.84 | 26.68 | |||||
Normalized Net Income Margin | 28.36 | 23.76 | 18.56 | 20.68 | 22.17 | |||||
Asset quality | ||||||||||
Nonperforming Loans / Total Loans % | 0.53 | 0.27 | 0.38 | 0.5 | 0.52 | |||||
Nonperforming Loans / Total Assets % | 0.29 | 0.17 | 0.25 | 0.33 | 0.35 | |||||
Nonperforming Assets / Total Assets % | 0.29 | 0.17 | 0.26 | 0.34 | 0.36 | |||||
NPAs / Loans and OREO | 0.53 | 0.27 | 0.39 | 0.5 | 0.53 | |||||
NPAs / Equity | 3.64 | 3.05 | 4.01 | 4.87 | 4.46 | |||||
Allowance for Credit Losses / Net Charge-offs % | 8.55K | 1.47K | 1.9K | 1.16K | 761.8 | |||||
Allowance for Credit Losses / Nonperforming Loans % | 189.3 | 385.91 | 308.11 | 234.34 | 215.24 | |||||
Allowance for Credit Losses / Total Loans % | 1.01 | 1.03 | 1.18 | 1.17 | 1.11 | |||||
Net Charge-offs / Total Average Loans % | 0.01 | 0.07 | 0.06 | 0.1 | 0.15 | |||||
Provision for Loan Losses / Net Charge-offs % | -4.6K | 312.82 | 366.67 | 120 | 80.9 | |||||
Earning Assets / IBL | 201.88 | 198.49 | 158.04 | 147.1 | 147.86 | |||||
Interest Income / Average Assets | 2.59 | 3.02 | 4.45 | 4.83 | 4.67 | |||||
Interest Expense / Average Assets | 0.07 | 0.21 | 1.7 | 2.1 | 1.74 | |||||
Net Interest Income / Average Assets | 2.53 | 2.81 | 2.75 | 2.74 | 2.93 | |||||
Non Interest Income / Average Assets | 0.8 | 0.7 | 0.76 | 0.79 | 0.85 | |||||
Non Interest Expense / Average Asset | 1.99 | 2.09 | 2.37 | 2.3 | 2.39 | |||||
Capital And Funding | ||||||||||
Total Average Common Equity / Total Average Assets % | 8.21 | 6.28 | 5.49 | 6.43 | 7.41 | |||||
Total Average Equity / Total Average Assets % | 8.79 | 6.76 | 5.99 | 6.71 | 7.48 | |||||
Total Equity + Allowance for Loan Losses / Total Loans % | 15.67 | 9.82 | 11.03 | 11.48 | 12.9 | |||||
Gross Loans / Total Deposits % | 61.48 | 77.67 | 77.08 | 77.94 | 80.53 | |||||
Net Loans / Total Deposits % | 60.8 | 76.87 | 76.17 | 77.03 | 79.63 | |||||
Tier 1 Capital Ratio % | 10.9 | 10.5 | 10.9 | 11 | 11.6 | |||||
Total Capital Ratio % | 12.8 | 12.2 | 12.8 | 13.3 | 13.8 | |||||
Core Tier 1 Capital Ratio | 10.2 | 9.8 | 10.3 | 10.9 | 11.5 | |||||
Tier 2 Capital Ratio | - | - | 1.87 | 2.36 | 2.18 | |||||
Equity Tier 1 Capital Ratio | 6.5 | 7.1 | 4.9 | 5.7 | 6.9 | |||||
Coverage Ratio | - | - | - | - | - | |||||
Leverage Ratio % | 7.2 | 7.7 | 8.3 | 8.3 | 9 | |||||
Interbank Ratio | 328.66 | 77.51 | 38.86 | 166.63 | 192.67 | |||||
Fixed Charges Coverage | ||||||||||
EBT + Interest on Borrowings / Interest on Borrowings | 50.86 | 11.02 | 2.99 | 4.13 | 4.83 | |||||
EBT + Interest Expense / Interest Expense | 25.51 | 7.23 | 1.59 | 1.54 | 1.75 | |||||
Growth Over Prior Year | ||||||||||
Net Interest Income, 1 Yr. Growth % | -0.36 | 14.13 | -3.25 | -0.33 | 8.11 | |||||
Non Interest Income, 1 Yr. Growth % | 22.47 | -10.1 | 7.12 | 3.4 | 8.29 | |||||
Provision For Loan Losses, 1 Yr. Growth % | -166.67 | -144.2 | 8.2 | -45.45 | 0 | |||||
Total Revenues, 1 Yr. Growth % | 34.13 | -4.93 | -1.55 | 2.51 | 8.34 | |||||
Earnings From Cont. Operations, 1 Yr. Growth % | 109.46 | -19.66 | -25.03 | 15.29 | 14.67 | |||||
Net Income, 1 Yr. Growth % | 109.46 | -19.66 | -25.03 | 15.29 | 14.67 | |||||
Normalized Net Income, 1 Yr. Growth % | 106.57 | -20.33 | -23.09 | 14.22 | 16.11 | |||||
Diluted EPS Before Extra, 1 Yr. Growth % | 124.83 | -14.73 | -24.95 | 13.92 | 21.39 | |||||
Dividend Per Share, 1 Yr. Growth % | 5.88 | 9.72 | 3.8 | 1.22 | 6.02 | |||||
Gross Loans, 1 Yr. Growth % | -5.01 | 9.35 | 3.82 | 2.82 | 2.54 | |||||
Allowance For Loan Losses, 1 Yr. Growth % | -33.98 | 12.09 | 18.96 | 1.75 | -2.59 | |||||
Net Loans, 1 Yr. Growth % | -4.48 | 9.42 | 3.66 | 2.84 | 2.6 | |||||
Non Performing Loans, 1 Yr. Growth % | -26.16 | -45.02 | 48.99 | 33.78 | 6.06 | |||||
Non Performing Assets, 1 Yr. Growth % | -26.68 | -45.22 | 53.02 | 30.7 | 7.38 | |||||
Total Assets, 1 Yr. Growth % | 14.39 | -3.92 | -2.62 | 1.8 | 0.24 | |||||
Total Deposits, 1 Yr Growth % | 18.86 | -13.45 | 4.62 | 1.68 | -0.76 | |||||
Tangible Book Value, 1 Yr. Growth % | -4.7 | -43.61 | 23.73 | 19.42 | 20.32 | |||||
Average Interest Earning Assets, 1 Yr. Growth % | 15.61 | 1.67 | -1.98 | 0.59 | 0.84 | |||||
Average Interest Bearing Liabilities, 1 Yr. Growth % | 6.57 | 3.41 | 23.11 | 8.07 | 0.32 | |||||
Common Equity, 1 Yr. Growth % | -4.06 | -36.59 | 17.92 | 15.37 | 17.43 | |||||
Total Equity, 1 Yr. Growth % | -5.36 | -34.44 | 16.31 | 7.61 | 17.24 | |||||
Compound Annual Growth Rate Over Two Years | ||||||||||
Net Interest Income, 2 Yr. CAGR % | -1.42 | 6.64 | 5.08 | -1.8 | 3.8 | |||||
Non Interest Income, 2 Yr. CAGR % | 11.84 | 4.93 | -1.87 | 5.24 | 5.81 | |||||
Provision For Loan Losses, 2 Yr. CAGR % | 166.02 | -45.72 | -30.84 | -23.18 | -26.15 | |||||
Total Revenues, 2 Yr. CAGR % | 6.78 | 12.93 | -3.25 | 0.46 | 5.39 | |||||
Earnings From Cont. Operations, 2 Yr. CAGR % | 17.63 | 29.72 | -22.39 | -7.03 | 14.98 | |||||
Net Income, 2 Yr. CAGR % | 17.63 | 29.72 | -22.39 | -7.03 | 14.98 | |||||
Normalized Net Income, 2 Yr. CAGR % | 17.18 | 28.29 | -21.59 | -6.27 | 15.16 | |||||
Diluted EPS Before Extra, 2 Yr. CAGR % | 27.76 | 38.46 | -20 | -7.54 | 17.6 | |||||
Dividend Per Share, 2 Yr. CAGR % | 6.07 | 7.79 | 6.72 | 2.5 | 3.59 | |||||
Gross Loans, 2 Yr. CAGR % | 2.22 | 1.92 | 6.55 | 3.32 | 2.68 | |||||
Allowance For Loan Losses, 2 Yr. CAGR % | 1.8 | -13.98 | 15.47 | 10.02 | -0.44 | |||||
Net Loans, 2 Yr. CAGR % | 2.18 | 2.23 | 6.5 | 3.25 | 2.72 | |||||
Non Performing Loans, 2 Yr. CAGR % | 5.6 | -36.28 | -9.49 | 41.18 | 19.12 | |||||
Non Performing Assets, 2 Yr. CAGR % | 4.1 | -36.63 | -8.44 | 41.42 | 18.47 | |||||
Total Assets, 2 Yr. CAGR % | 16.08 | 4.83 | -3.27 | -0.43 | 1.02 | |||||
Total Deposits, 2 Yr CAGR % | 20.43 | 1.42 | -4.85 | 3.14 | 0.45 | |||||
Tangible Book Value, 2 Yr. CAGR % | 2.02 | -26.69 | -16.47 | 21.56 | 19.87 | |||||
Average Interest Earning Assets, 2 Yr. CAGR % | 12.55 | 8.41 | -0.17 | -0.7 | 0.71 | |||||
Average Interest Bearing Liabilities, 2 Yr. CAGR % | 4 | 4.98 | 12.83 | 15.34 | 4.12 | |||||
Common Equity, 2 Yr. CAGR % | 1.72 | -22 | -13.53 | 16.64 | 16.4 | |||||
Total Equity, 2 Yr. CAGR % | 0.75 | -21.23 | -12.68 | 11.87 | 12.32 | |||||
Compound Annual Growth Rate Over Three Years | ||||||||||
Net Interest Income, 3 Yr. CAGR % | -0.33 | 3.51 | 3.23 | 3.24 | 1.4 | |||||
Non Interest Income, 3 Yr. CAGR % | 8.39 | 3.99 | 5.66 | -0.14 | 6.25 | |||||
Provision For Loan Losses, 3 Yr. CAGR % | 90.38 | 46.25 | -31.68 | -36.1 | -16.12 | |||||
Total Revenues, 3 Yr. CAGR % | 4.14 | 2.73 | 7.88 | -1.37 | 3.02 | |||||
Earnings From Cont. Operations, 3 Yr. CAGR % | 8.5 | 3.59 | 8.05 | -11.45 | -0.29 | |||||
Net Income, 3 Yr. CAGR % | 8.5 | 3.59 | 8.05 | -11.45 | -0.29 | |||||
Normalized Net Income, 3 Yr. CAGR % | 8.06 | 3.04 | 8.17 | -11.11 | 0.66 | |||||
Diluted EPS Before Extra, 3 Yr. CAGR % | 18.5 | 11.65 | 12.89 | -10 | 1.24 | |||||
Dividend Per Share, 3 Yr. CAGR % | 11.46 | 7.27 | 6.44 | 4.85 | 3.66 | |||||
Gross Loans, 3 Yr. CAGR % | 2.9 | 4.54 | 2.55 | 5.29 | 3.06 | |||||
Allowance For Loan Losses, 3 Yr. CAGR % | 1.2 | 5.12 | -4.16 | 10.7 | 5.65 | |||||
Net Loans, 3 Yr. CAGR % | 2.89 | 4.54 | 2.71 | 5.26 | 3.03 | |||||
Non Performing Loans, 3 Yr. CAGR % | 2.45 | -15.04 | -15.43 | 3.1 | 28.34 | |||||
Non Performing Assets, 3 Yr. CAGR % | 2.04 | -15.96 | -14.98 | 3.09 | 29.02 | |||||
Total Assets, 3 Yr. CAGR % | 10.68 | 8.99 | 2.29 | -1.61 | -0.21 | |||||
Total Deposits, 3 Yr CAGR % | 15.24 | 7.87 | 2.48 | -2.72 | 1.82 | |||||
Tangible Book Value, 3 Yr. CAGR % | 0.06 | -16.28 | -12.72 | -5.9 | 21.14 | |||||
Average Interest Earning Assets, 3 Yr. CAGR % | 9.63 | 8.8 | 4.83 | 0.08 | -0.19 | |||||
Average Interest Bearing Liabilities, 3 Yr. CAGR % | 5.75 | 3.8 | 10.7 | 11.22 | 10.1 | |||||
Common Equity, 3 Yr. CAGR % | 0.05 | -13.11 | -10.48 | -4.81 | 16.9 | |||||
Total Equity, 3 Yr. CAGR % | -0.51 | -12.7 | -10.3 | -6.38 | 13.64 | |||||
Compound Annual Growth Rate Over Five Years | ||||||||||
Net Interest Income, 5 Yr. CAGR % | 3.41 | 4.06 | 1.8 | 1.35 | 3.46 | |||||
Non Interest Income, 5 Yr. CAGR % | 6.38 | 3.04 | 4.17 | 4.49 | 5.72 | |||||
Provision For Loan Losses, 5 Yr. CAGR % | 24.3 | 38.43 | 26.97 | 13.05 | -29.52 | |||||
Total Revenues, 5 Yr. CAGR % | 6.83 | 3.23 | 1.12 | 1.81 | 6.87 | |||||
Earnings From Cont. Operations, 5 Yr. CAGR % | 19.21 | 8.91 | -5.11 | -0.8 | 10.77 | |||||
Net Income, 5 Yr. CAGR % | 19.21 | 8.91 | -5.11 | -0.8 | 10.77 | |||||
Normalized Net Income, 5 Yr. CAGR % | 15.45 | 3.98 | -5.02 | -0.79 | 10.91 | |||||
Diluted EPS Before Extra, 5 Yr. CAGR % | 27.82 | 17.37 | 1.27 | 3.54 | 14.75 | |||||
Dividend Per Share, 5 Yr. CAGR % | 38.75 | 29.13 | 9.54 | 5.34 | 5.29 | |||||
Gross Loans, 5 Yr. CAGR % | 3.56 | 4.44 | 4.34 | 4.05 | 2.6 | |||||
Allowance For Loan Losses, 5 Yr. CAGR % | -1.98 | 2.11 | 6.68 | 7.05 | -2.69 | |||||
Net Loans, 5 Yr. CAGR % | 3.65 | 4.47 | 4.32 | 4.02 | 2.71 | |||||
Non Performing Loans, 5 Yr. CAGR % | -13.79 | -18.49 | -2.5 | 4.1 | -3.01 | |||||
Non Performing Assets, 5 Yr. CAGR % | -13.84 | -18.64 | -2.29 | 3.49 | -2.91 | |||||
Total Assets, 5 Yr. CAGR % | 8.07 | 6.2 | 4.87 | 5.12 | 1.78 | |||||
Total Deposits, 5 Yr CAGR % | 9.23 | 6.37 | 6.74 | 5.95 | 1.66 | |||||
Tangible Book Value, 5 Yr. CAGR % | 0.36 | -11.09 | -6.91 | -2.81 | -0.91 | |||||
Average Interest Earning Assets, 5 Yr. CAGR % | 7.93 | 6.56 | 5.6 | 4.89 | 3.16 | |||||
Average Interest Bearing Liabilities, 5 Yr. CAGR % | 6.83 | 5.05 | 8.53 | 8.27 | 8.02 | |||||
Common Equity, 5 Yr. CAGR % | 0.28 | -8.94 | -5.62 | -2.25 | -0.57 | |||||
Total Equity, 5 Yr. CAGR % | -0.45 | -8.62 | -5.57 | -3.59 | -1.86 |
Select your edition
All financial news and data tailored to specific country editions
















