Market Closed -
Sao Paulo
04:07:31 2024-05-28 pm EDT
|
5-day change
|
1st Jan Change
|
14.92
BRL
|
-4.42%
|
|
-6.52%
|
+15.66%
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
25,080
|
25,050
|
38,700
|
44,760
|
-
|
-
|
Enterprise Value (EV)
1 |
24,718
|
25,050
|
38,700
|
44,760
|
44,760
|
44,760
|
P/E ratio
|
13.2
x
|
8.48
x
|
10.8
x
|
11.5
x
|
10.4
x
|
9.5
x
|
Yield
|
6.46%
|
-
|
-
|
7.52%
|
8.46%
|
9.24%
|
Capitalization / Revenue
|
10.2
x
|
6.82
x
|
8.3
x
|
8.63
x
|
7.73
x
|
6.94
x
|
EV / Revenue
|
10.2
x
|
6.82
x
|
8.3
x
|
8.63
x
|
7.73
x
|
6.94
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
2.38
x
|
-
|
-
|
3.74
x
|
3.57
x
|
3.48
x
|
Nbr of stocks (in thousands)
|
3,000,000
|
3,000,000
|
3,000,000
|
3,000,000
|
-
|
-
|
Reference price
2 |
8.360
|
8.350
|
12.90
|
14.92
|
14.92
|
14.92
|
Announcement Date
|
2/15/22
|
3/2/23
|
2/23/24
|
-
|
-
|
-
|
Fiscal Period: December |
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
-
|
2,452
|
3,672
|
4,664
|
5,184
|
5,788
|
6,447
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
-
|
2,186
|
3,368
|
3,951
|
4,292
|
4,760
|
5,124
|
Operating Margin
|
-
|
89.15%
|
91.72%
|
84.72%
|
82.8%
|
82.25%
|
79.49%
|
Earnings before Tax (EBT)
1 |
-
|
2,196
|
3,466
|
4,065
|
4,420
|
4,842
|
5,393
|
Net income
1 |
1,769
|
1,896
|
2,953
|
3,582
|
3,909
|
4,353
|
4,664
|
Net margin
|
-
|
77.34%
|
80.4%
|
76.81%
|
75.41%
|
75.22%
|
72.34%
|
EPS
2 |
0.5898
|
0.6320
|
0.9843
|
1.194
|
1.298
|
1.438
|
1.571
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
-
|
0.5404
|
-
|
-
|
1.122
|
1.263
|
1.378
|
Announcement Date
|
3/1/21
|
2/15/22
|
3/2/23
|
2/23/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
|
727.3
|
727
|
903.3
|
867
|
-
|
-
|
1,086
|
-
|
-
|
1,181
|
-
|
-
|
-
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
906
|
1,004
|
1,096
|
979.6
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
83.45%
|
-
|
-
|
82.93%
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
1,036
|
1,131
|
972.3
|
-
|
-
|
-
|
-
|
-
|
Net income
1 |
545.7
|
557
|
680.8
|
766.2
|
948.8
|
840.4
|
822.6
|
916.6
|
1,003
|
855.7
|
942.7
|
1,016
|
1,072
|
-
|
-
|
Net margin
|
75.03%
|
76.62%
|
75.37%
|
88.38%
|
-
|
-
|
75.77%
|
-
|
-
|
72.44%
|
-
|
-
|
-
|
-
|
-
|
EPS
2 |
0.1819
|
0.1857
|
0.2269
|
0.2554
|
0.3162
|
0.2801
|
0.2742
|
0.3055
|
0.3342
|
0.2852
|
0.3100
|
0.3400
|
0.3600
|
0.3500
|
0.3599
|
Dividend per Share
2 |
0.2958
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
1.396
|
1.240
|
1.054
|
-
|
-
|
Announcement Date
|
2/15/22
|
5/9/22
|
8/15/22
|
11/8/22
|
3/2/23
|
5/10/23
|
8/14/23
|
11/8/23
|
2/23/24
|
5/9/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
362
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
-
|
19.3%
|
-
|
-
|
35.1%
|
35.8%
|
37%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
29.1%
|
31.1%
|
36.3%
|
Assets
1 |
-
|
-
|
-
|
-
|
13,457
|
13,997
|
12,848
|
Book Value Per Share
2 |
-
|
3.520
|
-
|
-
|
3.990
|
4.180
|
4.290
|
Cash Flow per Share
|
-
|
0.5300
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/1/21
|
2/15/22
|
3/2/23
|
2/23/24
|
-
|
-
|
-
|
Last Close Price
14.92
BRL Average target price
16.76
BRL Spread / Average Target +12.33% Consensus |
1st Jan change
|
Capi.
|
---|
| +15.66% | 8.69B | | -4.04% | 60.72B | | +10.43% | 54.26B | | +3.91% | 25.62B | | +23.16% | 24.98B | | +26.08% | 6.46B | | -6.19% | 4.09B | | 0.00% | 3.31B | | +42.92% | 2.27B | | +4.43% | 2.21B |
Insurance Brokers
|