Market Closed -
Nyse
04:00:02 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
43.24
USD
|
-0.96%
|
|
-2.70%
|
+2.20%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
12,165
|
10,573
|
11,962
|
11,453
|
11,461
|
11,714
|
-
|
Enterprise Value (EV)
1 |
12,165
|
10,573
|
11,962
|
11,453
|
11,461
|
11,714
|
11,714
|
P/E ratio
|
12.2
x
|
15.4
x
|
10
x
|
12.9
x
|
9.55
x
|
8.67
x
|
8.54
x
|
Yield
|
7.59%
|
8.93%
|
5.15%
|
8.51%
|
8.74%
|
8.75%
|
7.36%
|
Capitalization / Revenue
|
-
|
1.4
x
|
1.01
x
|
0.95
x
|
0.86
x
|
0.82
x
|
0.78
x
|
EV / Revenue
|
-
|
1.4
x
|
1.01
x
|
0.95
x
|
0.86
x
|
0.82
x
|
0.78
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1
x
|
0.83
x
|
0.93
x
|
1.3
x
|
1.16
x
|
1.15
x
|
1.04
x
|
Nbr of stocks (in thousands)
|
271,478
|
271,389
|
271,360
|
270,893
|
270,871
|
270,899
|
-
|
Reference price
2 |
44.81
|
38.96
|
44.08
|
42.28
|
42.31
|
43.24
|
43.24
|
Announcement Date
|
2/10/20
|
2/8/21
|
2/7/22
|
2/6/23
|
2/5/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
-
|
7,566
|
11,788
|
12,078
|
13,299
|
14,334
|
15,035
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
821
|
-
|
-
|
1,518
|
-
|
-
|
Net income
1 |
1,000
|
690
|
1,202
|
894
|
1,205
|
1,358
|
1,379
|
Net margin
|
-
|
9.12%
|
10.2%
|
7.4%
|
9.06%
|
9.47%
|
9.17%
|
EPS
2 |
3.670
|
2.530
|
4.410
|
3.280
|
4.430
|
4.990
|
5.065
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
3.400
|
3.480
|
2.270
|
3.600
|
3.700
|
3.783
|
3.183
|
Announcement Date
|
2/10/20
|
2/8/21
|
2/7/22
|
2/6/23
|
2/5/24
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
-
|
3,051
|
2,896
|
2,985
|
3,053
|
3,144
|
3,187
|
3,304
|
3,336
|
3,507
|
3,494
|
3,554
|
3,632
|
3,685
|
3,756
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
314
|
330
|
378
|
245
|
164
|
294
|
371
|
361
|
326
|
460
|
-
|
445
|
370
|
451
|
513
|
Net income
1 |
256
|
266
|
313
|
205
|
128
|
248
|
297
|
283
|
258
|
367
|
375.8
|
330.5
|
322.3
|
340.2
|
411
|
Net margin
|
-
|
8.72%
|
10.81%
|
6.87%
|
4.19%
|
7.89%
|
9.32%
|
8.57%
|
7.73%
|
10.46%
|
10.76%
|
9.3%
|
8.87%
|
9.23%
|
10.94%
|
EPS
2 |
0.9400
|
0.9800
|
1.150
|
0.7500
|
0.4700
|
0.9100
|
1.090
|
1.040
|
0.9500
|
1.350
|
1.380
|
1.213
|
1.183
|
1.247
|
1.510
|
Dividend per Share
2 |
0.3800
|
0.3800
|
2.400
|
0.4000
|
0.4000
|
0.4000
|
0.4200
|
0.4200
|
0.4200
|
2.440
|
1.445
|
0.4450
|
0.4450
|
1.460
|
0.4800
|
Announcement Date
|
11/1/21
|
2/7/22
|
5/2/22
|
8/1/22
|
10/31/22
|
2/6/23
|
5/1/23
|
7/31/23
|
10/30/23
|
2/5/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
8.1%
|
6.1%
|
9.1%
|
8.4%
|
10.4%
|
13.6%
|
13.4%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
45.00
|
46.80
|
47.20
|
32.60
|
36.50
|
37.70
|
41.60
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/10/20
|
2/8/21
|
2/7/22
|
2/6/23
|
2/5/24
|
-
|
-
|
Last Close Price
43.24
USD Average target price
47
USD Spread / Average Target +8.70% Consensus |
1st Jan change
|
Capi.
|
---|
| +2.20% | 11.71B | | +38.91% | 61.52B | | +10.01% | 50.24B | | +12.05% | 48.88B | | +21.50% | 44.86B | | +22.39% | 33.96B | | +10.03% | 29.23B | | +50.11% | 27.95B | | +21.57% | 24.78B | | -3.96% | 20.38B |
Other Property & Casualty Insurance
|