Stock CDM CRÉDIT DU MAROC S.A.
Add to a list
To use this feature you must be a member
Log inSign up

Financials Crédit du Maroc S.A.

Equities

CDM

MA0000010381

Banks

End-of-day quote Casablanca S.E.
Other stock markets
 06:00:00 2024-05-30 pm EDT 		5-day change 1st Jan Change
899.9 MAD +1.35% Intraday chart for Crédit du Maroc S.A. +0.32% +12.91%
May. 13 Crédit du Maroc S.A. Reports Earnings Results for the First Quarter Ended March 31, 2024 CI
Mar. 11 Crédit du Maroc S.A. Reports Earnings Results for the Full Year Ended December 31, 2023 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2024 2025 2026
Capitalization 1 6,093 4,993 6,529 6,529 9,792 - -
Enterprise Value (EV) 1 6,093 4,993 6,529 6,529 9,792 9,792 9,792
P/E ratio - - 10.4 x 16.2 x 16.7 x 14.8 x -
Yield 3.34% 0.99% 4.32% 4.5% 4.67% 5% 5.17%
Capitalization / Revenue 2.54 x 2.1 x 2.65 x 2.54 x 3.15 x 2.99 x 2.86 x
EV / Revenue 2.54 x 2.1 x 2.65 x 2.54 x 3.15 x 2.99 x 2.86 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - - - - - - -
Nbr of stocks (in thousands) 10,881 10,881 10,881 10,881 10,881 - -
Reference price 2 560.0 458.9 600.0 600.0 899.9 899.9 899.9
Announcement Date 2/19/20 3/11/21 2/24/22 5/2/23 - - -
1MAD in Million2MAD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2024 2025 2026
Net sales 1 2,403 2,381 2,460 2,569 3,105 3,270 3,425
EBITDA - - - - - - -
EBIT 1 843.6 339.6 1,061 - 1,136 1,211 -
Operating Margin 35.11% 14.26% 43.13% - 36.59% 37.03% -
Earnings before Tax (EBT) - - - - - - -
Net income 1 508.8 190.3 627 404.3 636 664 683
Net margin 21.18% 7.99% 25.49% 15.74% 20.48% 20.31% 19.94%
EPS 2 - - 57.66 37.15 53.85 61.00 -
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 18.70 4.550 25.90 27.00 42.00 45.00 46.50
Announcement Date 2/19/20 3/11/21 2/24/22 5/2/23 - - -
1MAD in Million2MAD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2024 2025 2026
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 9.56% 3.4% 10.5% 6.44% 8.88% 8.97% 8.98%
ROA (Net income/ Total Assets) - - - - - - -
Assets 1 - - - - - - -
Book Value Per Share - - - - - - -
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 2/19/20 3/11/21 2/24/22 5/2/23 - - -
1MAD in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Crédit du Maroc S.A.

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
899.9 MAD
Average target price
903 MAD
Spread / Average Target
+0.34%
Consensus

EPS Revisions

Estimates Revisions

Annual profits - Rate of surprise

Company calendar

Sector Commercial Banks

1st Jan change Capi.
CRÉDIT DU MAROC S.A. Stock Crédit du Maroc S.A.
+12.91% 984M
AGRICULTURAL BANK OF CHINA LIMITED Stock Agricultural Bank of China Limited
+8.64% 206B
PT BANK CENTRAL ASIA TBK Stock PT Bank Central Asia Tbk
-1.60% 70.19B
ANZ GROUP HOLDINGS LIMITED Stock ANZ Group Holdings Limited
+8.99% 56.34B
INDUSTRIAL BANK CO., LTD. Stock Industrial Bank Co., Ltd.
+10.36% 51.32B
CRÉDIT AGRICOLE S.A. Stock Crédit Agricole S.A.
+16.13% 48.95B
CHINA CITIC BANK CO., LTD. Stock China CITIC Bank Co., Ltd.
+29.62% 47.48B
JAPAN POST BANK CO., LTD. Stock JAPAN POST BANK Co., Ltd.
+8.15% 35.72B
QATAR NATIONAL BANK (Q.P.S.C.) Stock Qatar National Bank (Q.P.S.C.)
-18.33% 34.25B
INVEST BANK Stock Invest bank
-96.60% 32.24B
Commercial Banks
  1. Stock Market
  2. Equities
  3. CDM Stock
  4. Financials Crédit du Maroc S.A.