Market Closed -
Nasdaq
04:00:00 2024-06-07 pm EDT
|
5-day change
|
1st Jan Change
|
10.48
USD
|
+0.58%
|
|
-0.10%
|
+19.91%
|
Fiscal Period: September |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
357.9
|
277
|
424.3
|
436.8
|
454.3
|
575.8
|
-
|
-
|
Enterprise Value (EV)
1 |
357.9
|
277
|
424.3
|
436.8
|
454.3
|
575.8
|
575.8
|
575.8
|
P/E ratio
|
129
x
|
-4.06
x
|
50.5
x
|
11
x
|
15.6
x
|
9.75
x
|
9.36
x
|
9.19
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
0.42
x
|
0.34
x
|
0.58
x
|
0.49
x
|
0.43
x
|
0.5
x
|
0.47
x
|
0.45
x
|
EV / Revenue
|
0.42
x
|
0.34
x
|
0.58
x
|
0.49
x
|
0.43
x
|
0.5
x
|
0.47
x
|
0.45
x
|
EV / EBITDA
|
4.23
x
|
-
|
6.29
x
|
-
|
3.51
x
|
3.93
x
|
3.63
x
|
-
|
EV / FCF
|
5.53
x
|
13.5
x
|
-11.1
x
|
12.6
x
|
7.4
x
|
6.19
x
|
5.59
x
|
6.4
x
|
FCF Yield
|
18.1%
|
7.42%
|
-9%
|
7.93%
|
13.5%
|
16.2%
|
17.9%
|
15.6%
|
Price to Book
|
0.48
x
|
0.43
x
|
-
|
-
|
-
|
-
|
-
|
-
|
Nbr of stocks (in thousands)
|
55,445
|
55,068
|
56,057
|
56,656
|
55,072
|
54,942
|
-
|
-
|
Reference price
2 |
6.455
|
5.030
|
7.570
|
7.710
|
8.250
|
10.48
|
10.48
|
10.48
|
Announcement Date
|
12/5/19
|
12/14/20
|
11/17/21
|
11/16/22
|
11/15/23
|
-
|
-
|
-
|
Fiscal Period: September |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
847.2
|
822.8
|
729.6
|
886.2
|
1,049
|
1,156
|
1,233
|
1,288
|
EBITDA
1 |
84.67
|
-
|
67.5
|
-
|
129.3
|
146.5
|
158.8
|
-
|
EBIT
1 |
47.01
|
-48.38
|
31.17
|
74.92
|
92.15
|
107.5
|
103.8
|
-
|
Operating Margin
|
5.55%
|
-5.88%
|
4.27%
|
8.45%
|
8.78%
|
9.3%
|
8.41%
|
-
|
Earnings before Tax (EBT)
1 |
4.174
|
-70.1
|
16.06
|
67.71
|
51.6
|
112.9
|
118.1
|
127.9
|
Net income
1 |
2.541
|
-68.46
|
8.612
|
50.16
|
38.5
|
89.91
|
92.44
|
103.4
|
Net margin
|
0.3%
|
-8.32%
|
1.18%
|
5.66%
|
3.67%
|
7.77%
|
7.5%
|
8.03%
|
EPS
2 |
0.0500
|
-1.240
|
0.1500
|
0.7000
|
0.5300
|
1.075
|
1.120
|
1.140
|
Free Cash Flow
1 |
64.68
|
20.55
|
-38.17
|
34.64
|
61.39
|
93
|
103
|
90
|
FCF margin
|
7.63%
|
2.5%
|
-5.23%
|
3.91%
|
5.85%
|
8.04%
|
8.35%
|
6.99%
|
FCF Conversion (EBITDA)
|
76.39%
|
-
|
-
|
-
|
47.48%
|
63.48%
|
64.86%
|
-
|
FCF Conversion (Net income)
|
2,545.38%
|
-
|
-
|
69.06%
|
159.45%
|
103.43%
|
111.43%
|
87.04%
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
12/5/19
|
12/14/20
|
11/17/21
|
11/16/22
|
11/15/23
|
-
|
-
|
-
|
Fiscal Period: September |
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
2025 Q3
|
---|
Net sales
1 |
221
|
216
|
215.8
|
233.4
|
264.3
|
258.4
|
255.8
|
270.5
|
300
|
285.6
|
279.7
|
291.2
|
321.1
|
303
|
298.5
|
EBITDA
1 |
-
|
-
|
-
|
-
|
38.1
|
33.3
|
27
|
31.2
|
47.1
|
36.2
|
30
|
-
|
-
|
-
|
-
|
EBIT
1 |
22.22
|
24.2
|
13.62
|
14.88
|
28.25
|
26.73
|
20.61
|
16.56
|
37.08
|
27.29
|
20.17
|
22.97
|
37.48
|
24.47
|
20.19
|
Operating Margin
|
10.05%
|
11.21%
|
6.31%
|
6.38%
|
10.69%
|
10.34%
|
8.06%
|
6.12%
|
12.36%
|
9.55%
|
7.21%
|
7.89%
|
11.67%
|
8.07%
|
6.76%
|
Earnings before Tax (EBT)
1 |
21.35
|
20.12
|
13.08
|
13.16
|
24.54
|
-7.34
|
21.31
|
13.1
|
37.7
|
28.65
|
21.41
|
24.85
|
39.2
|
26.45
|
22.44
|
Net income
1 |
15.72
|
14.89
|
12.22
|
7.337
|
16.78
|
-6.79
|
18.22
|
10.3
|
28.47
|
21.48
|
17.25
|
19.74
|
29.4
|
19.84
|
16.83
|
Net margin
|
7.11%
|
6.89%
|
5.66%
|
3.14%
|
6.35%
|
-2.63%
|
7.12%
|
3.81%
|
9.49%
|
7.52%
|
6.17%
|
6.78%
|
9.16%
|
6.55%
|
5.64%
|
EPS
2 |
0.2100
|
0.2000
|
0.1700
|
0.1100
|
0.2500
|
-0.1200
|
0.2400
|
0.1500
|
0.3600
|
0.2900
|
0.2050
|
0.2400
|
0.3700
|
0.2700
|
0.2300
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/2/22
|
5/4/22
|
8/3/22
|
11/16/22
|
2/1/23
|
5/3/23
|
8/2/23
|
11/15/23
|
1/31/24
|
5/1/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: September |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
64.7
|
20.6
|
-38.2
|
34.6
|
61.4
|
93
|
103
|
90
|
ROE (net income / shareholders' equity)
|
6.77%
|
-
|
1.3%
|
7.35%
|
-
|
-
|
-
|
-
|
ROA (Net income/ Total Assets)
|
4.33%
|
-6%
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
58.64
|
1,140
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
|
13.40
|
11.70
|
-
|
-
|
-
|
-
|
-
|
-
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
38.8
|
28.5
|
23.6
|
31.9
|
40.4
|
37.7
|
41.8
|
46.6
|
Capex / Sales
|
4.58%
|
3.47%
|
3.24%
|
3.6%
|
3.86%
|
3.26%
|
3.39%
|
3.62%
|
Announcement Date
|
12/5/19
|
12/14/20
|
11/17/21
|
11/16/22
|
11/15/23
|
-
|
-
|
-
|
Last Close Price
10.48
USD Average target price
15.5
USD Spread / Average Target +47.90% Consensus |
1st Jan change
|
Capi.
|
---|
| +19.91% | 576M | | -1.86% | 53.22B | | -7.01% | 30.18B | | +51.60% | 26.87B | | +29.52% | 25.27B | | +14.43% | 17.55B | | +6.26% | 13.47B | | +21.65% | 11.23B | | -29.82% | 7.39B | | +29.61% | 6.05B |
Other Consumer Lending
|