Fidelity Federal Bancorp (FFED) is a holding company. The Company's principal activity is the ownership and management of United Fidelity Bank, fsb (UFB). UFB operates under a national thrift charter and provides a range of banking and financial services. UFB generates mortgage, consumer and commercial loans and receives deposits from customers located primarily in Evansville, Carmel, Newburgh, Ft. Branch and Mt. Vernon. FFED operates approximately 20 banking centers. Its loan portfolio is divided into two segments, namely Commercial and Industrial Loans, which consists of loans to commercial customers for use in normal business operations to finance working capital needs, equipment purchases or other expansion projects and Commercial Real Estate Loans, which involve larger principal amounts, and repayment of these loans is dependent on the operations of the property securing the loan or the business conducted on the property securing the loan.
FIDELITY FEDERAL BANCORP 
