Market Closed -
Nyse
04:00:02 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
50.39
USD
|
+1.02%
|
|
+3.32%
|
-1.23%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
12,472
|
11,480
|
14,847
|
10,238
|
13,886
|
13,768
|
-
|
Enterprise Value (EV)
1 |
12,472
|
11,480
|
14,847
|
10,238
|
13,886
|
13,768
|
13,768
|
P/E ratio
|
11.8
x
|
7.83
x
|
6.18
x
|
9.18
x
|
26.7
x
|
11.1
x
|
9.45
x
|
Yield
|
2.78%
|
3.45%
|
2.99%
|
4.7%
|
-
|
3.8%
|
3.89%
|
Capitalization / Revenue
|
1.47
x
|
1.07
x
|
0.95
x
|
0.89
x
|
1.18
x
|
1.12
x
|
1.02
x
|
EV / Revenue
|
1.47
x
|
1.07
x
|
0.95
x
|
0.89
x
|
1.18
x
|
1.12
x
|
1.02
x
|
EV / EBITDA
|
8.63
x
|
5.29
x
|
3.86
x
|
4.09
x
|
6.59
x
|
5.43
x
|
4.86
x
|
EV / FCF
|
12.2
x
|
7.82
x
|
5.26
x
|
5.41
x
|
-
|
7.91
x
|
6.98
x
|
FCF Yield
|
8.23%
|
12.8%
|
19%
|
18.5%
|
-
|
12.6%
|
14.3%
|
Price to Book
|
2.33
x
|
1.33
x
|
1.57
x
|
1.82
x
|
-
|
1.69
x
|
1.52
x
|
Nbr of stocks (in thousands)
|
275,019
|
293,674
|
284,532
|
272,132
|
272,158
|
273,238
|
-
|
Reference price
2 |
45.35
|
39.09
|
52.18
|
37.62
|
51.02
|
50.39
|
50.39
|
Announcement Date
|
2/13/20
|
2/24/21
|
2/23/22
|
2/22/23
|
2/21/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
8,469
|
10,778
|
15,643
|
11,556
|
11,752
|
12,279
|
13,485
|
EBITDA
1 |
1,446
|
2,170
|
3,842
|
2,505
|
2,107
|
2,534
|
2,833
|
EBIT
1 |
1,268
|
1,874
|
3,197
|
2,009
|
1,514
|
1,894
|
2,149
|
Operating Margin
|
14.97%
|
17.39%
|
20.44%
|
17.38%
|
12.88%
|
15.42%
|
15.94%
|
Earnings before Tax (EBT)
1 |
1,369
|
1,784
|
3,083
|
1,535
|
693
|
1,652
|
1,917
|
Net income
1 |
1,062
|
1,427
|
2,422
|
1,136
|
517
|
1,230
|
1,428
|
Net margin
|
12.54%
|
13.24%
|
15.48%
|
9.83%
|
4.4%
|
10.02%
|
10.59%
|
EPS
2 |
3.830
|
4.990
|
8.440
|
4.100
|
1.910
|
4.530
|
5.330
|
Free Cash Flow
1 |
1,026
|
1,468
|
2,825
|
1,892
|
-
|
1,741
|
1,972
|
FCF margin
|
12.11%
|
13.62%
|
18.06%
|
16.37%
|
-
|
14.18%
|
14.63%
|
FCF Conversion (EBITDA)
|
70.95%
|
67.65%
|
73.53%
|
75.53%
|
-
|
68.72%
|
69.62%
|
FCF Conversion (Net income)
|
96.61%
|
102.87%
|
116.64%
|
166.55%
|
-
|
141.51%
|
138.06%
|
Dividend per Share
2 |
1.260
|
1.350
|
1.560
|
1.770
|
-
|
1.915
|
1.960
|
Announcement Date
|
2/13/20
|
2/24/21
|
2/23/22
|
2/22/23
|
2/21/24
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
3,892
|
4,797
|
3,165
|
2,631
|
3,207
|
2,553
|
2,474
|
3,068
|
2,778
|
3,432
|
2,673
|
3,123
|
3,285
|
3,198
|
2,953
|
EBITDA
1 |
1,205
|
823
|
760
|
858
|
551
|
355
|
102
|
526
|
800
|
475
|
494
|
678
|
724
|
637
|
560
|
EBIT
1 |
953
|
718
|
578
|
697
|
420
|
333
|
-32
|
375
|
647
|
320
|
337
|
519
|
563
|
474
|
395
|
Operating Margin
|
24.49%
|
14.97%
|
18.26%
|
26.49%
|
13.1%
|
13.04%
|
-1.29%
|
12.22%
|
23.29%
|
9.32%
|
12.61%
|
16.62%
|
17.14%
|
14.82%
|
13.38%
|
Earnings before Tax (EBT)
1 |
926
|
687
|
552
|
538
|
409
|
36
|
-74
|
332
|
603
|
-168
|
298.5
|
458
|
481
|
413
|
348
|
Net income
1 |
732
|
533
|
397
|
382
|
289
|
68
|
-59
|
219
|
426
|
-69
|
219
|
340.5
|
365.5
|
305
|
241
|
Net margin
|
18.81%
|
11.11%
|
12.54%
|
14.52%
|
9.01%
|
2.66%
|
-2.38%
|
7.14%
|
15.33%
|
-2.01%
|
8.19%
|
10.9%
|
11.13%
|
9.54%
|
8.16%
|
EPS
2 |
2.570
|
1.870
|
1.400
|
1.370
|
1.050
|
0.2500
|
-0.2200
|
0.8100
|
1.570
|
-0.2500
|
0.8050
|
1.250
|
1.345
|
1.130
|
0.9000
|
Dividend per Share
2 |
0.4000
|
0.4400
|
0.4400
|
0.4400
|
0.4400
|
0.4500
|
0.4500
|
0.4500
|
0.4500
|
-
|
0.4800
|
0.4800
|
0.4800
|
0.4867
|
0.4900
|
Announcement Date
|
11/2/21
|
2/23/22
|
5/10/22
|
8/2/22
|
11/8/22
|
2/22/23
|
5/3/23
|
8/8/23
|
11/7/23
|
2/21/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
1,026
|
1,468
|
2,825
|
1,892
|
-
|
1,741
|
1,972
|
ROE (net income / shareholders' equity)
|
18.8%
|
20.8%
|
27.3%
|
19.8%
|
14.8%
|
18.3%
|
19.4%
|
ROA (Net income/ Total Assets)
|
9.41%
|
4.66%
|
4.36%
|
2.35%
|
0.71%
|
1.5%
|
1.8%
|
Assets
1 |
11,285
|
30,622
|
55,550
|
48,301
|
72,878
|
82,033
|
79,361
|
Book Value Per Share
2 |
19.40
|
29.40
|
33.30
|
20.60
|
-
|
29.90
|
33.10
|
Cash Flow per Share
|
-
|
-
|
14.30
|
15.70
|
-
|
-
|
-
|
Capex
|
92
|
110
|
131
|
-
|
-
|
-
|
-
|
Capex / Sales
|
1.09%
|
1.02%
|
0.84%
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/13/20
|
2/24/21
|
2/23/22
|
2/22/23
|
2/21/24
|
-
|
-
|
Last Close Price
50.39
USD Average target price
58.83
USD Spread / Average Target +16.76% Consensus |
1st Jan change
|
Capi.
|
---|
| -1.23% | 13.77B | | +10.00% | 29.2B | | +6.17% | 5.52B | | -15.06% | 1.97B | | +6.30% | 1.72B | | -2.02% | 824M | | 0.00% | 78.29M | | -4.67% | 71.87M | | -0.94% | 60.47M |
Property Insurance
|