Stock JAREN JÆREN SPAREBANK
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Financials Jæren Sparebank

Equities

JAREN

NO0010359433

Banks

Market Closed - Oslo Bors
Other stock markets
 10:45:00 2024-05-24 am EDT 		5-day change 1st Jan Change
282 NOK -0.70% Intraday chart for Jæren Sparebank +0.18% +6.82%
May. 08 Jæren Sparebank Reports Earnings Results for the First Quarter Ended March 31, 2024 CI
Feb. 13 Jæren Sparebank Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2023 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 751.8 786.8 1,023 1,171 1,302 1,397 - -
Enterprise Value (EV) 1 751.8 786.8 1,023 1,171 1,302 1,397 1,397 1,397
P/E ratio 9.39 x 13.8 x 13.3 x 12.4 x 11 x 10.5 x 9.82 x 9.73 x
Yield 6.54% 4.69% 5.29% - - 5.99% 6.34% 6.34%
Capitalization / Revenue 2.32 x 2.63 x 3.22 x 3.13 x 2.82 x 2.76 x 2.69 x 2.68 x
EV / Revenue 2.32 x 2.63 x 3.22 x 3.13 x 2.82 x 2.76 x 2.69 x 2.68 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.78 x 0.79 x 0.98 x - - 1.06 x 1.02 x 0.98 x
Nbr of stocks (in thousands) 4,914 4,918 4,920 4,922 4,933 4,917 - -
Reference price 2 153.0 160.0 208.0 238.0 264.0 284.0 284.0 284.0
Announcement Date 2/13/20 2/10/21 2/10/22 2/8/23 2/13/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 324.5 299.5 317.9 373.8 462.4 505.3 518.6 520.4
EBITDA - - - - - - - -
EBIT 1 166.1 141.5 155.2 168.6 252.6 287.7 297 294.8
Operating Margin 51.19% 47.24% 48.82% 45.12% 54.62% 56.94% 57.27% 56.65%
Earnings before Tax (EBT) 1 195.1 137 189.7 214.1 287 310.6 328.6 330.8
Net income 1 153.8 111.7 151.2 186.6 239.1 255.2 273.8 276.2
Net margin 47.4% 37.28% 47.57% 49.92% 51.71% 50.5% 52.8% 53.07%
EPS 2 16.30 11.60 15.60 19.20 24.10 26.96 28.92 29.18
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 10.00 7.500 11.00 - - 17.00 18.00 18.00
Announcement Date 2/13/20 2/10/21 2/10/22 2/8/23 2/13/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 86.26 84.43 87.47 94.8 107.1 106 114.5 117.6 124.3 125.8 129.4 125.4 124.8
EBITDA - - - - - - - - - - - - -
EBIT 1 44.5 38.81 39.78 45.6 44.45 56.68 64.71 64.97 66.2 75.13 77.8 70.4 64.4
Operating Margin 51.59% 45.97% 45.48% 48.1% 41.5% 53.47% 56.5% 55.25% 53.26% 59.73% 60.12% 56.14% 51.6%
Earnings before Tax (EBT) 1 43.87 38.12 72.38 58.58 45.02 61.29 92.79 69.37 63.59 78.43 98 70.1 64.1
Net income 1 35.88 28.03 75.13 47.35 36.1 46.87 91.6 53.53 47.18 59.68 94.9 52.6 48.1
Net margin 41.59% 33.2% 85.9% 49.95% 33.7% 44.21% 79.97% 45.52% 37.95% 47.45% 73.34% 41.95% 38.54%
EPS 2 3.600 2.900 7.900 4.900 3.500 4.700 9.300 5.300 4.700 6.000 10.02 5.550 5.080
Dividend per Share - - - - - - - - - - - - -
Announcement Date 2/10/22 5/11/22 8/10/22 11/10/22 2/8/23 5/10/23 8/9/23 11/9/23 2/13/24 5/8/24 - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 8.5% 5.8% 7.5% - - 11.2% 11.7% 11.6%
ROA (Net income/ Total Assets) 1.08% 0.75% 0.98% - - 1.4% 1.5% 1.4%
Assets 1 14,240 14,825 15,512 - - 18,229 18,253 19,729
Book Value Per Share 2 196.0 203.0 212.0 - - 267.0 278.0 289.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/13/20 2/10/21 2/10/22 2/8/23 2/13/24 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for Jæren Sparebank

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
284 NOK
Average target price
287 NOK
Spread / Average Target
+1.06%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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