Financials Komercní banka,

Equities

KOMB

CZ0008019106

Banks

End-of-day quote Prague S.E. 06:00:00 2024-05-15 pm EDT 5-day change 1st Jan Change
786 CZK -1.32% Intraday chart for Komercní banka, -1.32% +8.49%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 156,656 124,078 176,580 123,701 136,826 148,157 - -
Enterprise Value (EV) 1 156,656 124,078 176,580 123,701 136,826 148,157 148,157 148,157
P/E ratio 10.5 x 15.3 x 13.9 x 7.04 x 8.73 x 9.91 x 9.48 x 9.08 x
Yield 6.99% - 4.68% 9.22% 11.4% 10.4% 6.97% 7.68%
Capitalization / Revenue 4.81 x 4.18 x 5.63 x 3.2 x 3.78 x 3.95 x 3.79 x 3.61 x
EV / Revenue 4.81 x 4.18 x 5.63 x 3.2 x 3.78 x 3.95 x 3.79 x 3.61 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.48 x 1.09 x 1.43 x 1.03 x 1.09 x 1.18 x 1.16 x 1.13 x
Nbr of stocks (in thousands) 188,856 188,856 188,856 188,856 188,856 188,856 - -
Reference price 2 829.5 657.0 935.0 655.0 724.5 784.5 784.5 784.5
Announcement Date 2/6/20 2/10/21 2/10/22 2/8/23 2/8/24 - - -
1CZK in Million2CZK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 32,573 29,664 31,346 38,632 36,199 37,487 39,139 40,985
EBITDA - - - - - - - -
EBIT 1 17,642 14,669 16,247 22,618 18,878 19,904 21,008 21,964
Operating Margin 54.16% 49.45% 51.83% 58.55% 52.15% 53.1% 53.68% 53.59%
Earnings before Tax (EBT) 1 18,591 10,284 16,020 21,771 19,107 18,896 19,929 20,781
Net income 1 14,901 8,156 12,727 17,556 15,612 14,724 15,686 16,417
Net margin 45.75% 27.49% 40.6% 45.44% 43.13% 39.28% 40.08% 40.06%
EPS 2 79.00 43.00 67.40 93.00 83.00 79.18 82.77 86.35
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 58.00 - 43.80 60.42 82.66 81.61 54.68 60.24
Announcement Date 2/6/20 2/10/21 2/10/22 2/8/23 2/8/24 - - -
1CZK in Million2CZK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 S1 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 15,083 14,805 8,718 9,477 9,691 19,168 9,837 9,627 8,958 9,141 18,099 8,900 9,200 8,822 9,187 9,323 9,976
EBITDA - - - - - - - - - - - - - - - - -
EBIT 7,227 6,973 4,973 4,709 6,036 10,745 6,181 5,692 3,951 5,055 9,006 4,980 4,892 4,018 - - -
Operating Margin 47.91% 47.1% 57.04% 49.69% 62.28% 56.06% 62.83% 59.13% 44.11% 55.3% 49.76% 55.96% 53.17% 45.55% - - -
Earnings before Tax (EBT) 1 5,549 6,461 5,244 4,446 5,960 10,406 5,601 5,764 4,444 5,581 10,025 5,200 3,883 3,530 4,831 4,860 5,315
Net income 1 4,437 5,126 4,170 3,513 4,806 8,319 4,608 4,629 3,561 4,525 8,086 4,267 3,259 2,804 3,836 3,859 4,314
Net margin 29.42% 34.62% 47.83% 37.07% 49.59% 43.4% 46.84% 48.08% 39.75% 49.5% 44.68% 47.94% 35.42% 31.78% 41.75% 41.39% 43.25%
EPS 2 - - 7.400 - 25.45 - 24.39 24.55 - - - - - 59.40 20.31 20.43 22.84
Dividend per Share 2 - - - - - - - - - - - - - - - - 78.44
Announcement Date 8/3/20 8/3/21 2/10/22 5/5/22 8/3/22 8/3/22 11/4/22 2/8/23 5/12/23 8/3/23 8/3/23 11/3/23 2/8/24 5/3/24 - - -
1CZK in Million2CZK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 14.5% 7.4% 10.7% 14.4% 12.7% 11.8% 12.5% 13%
ROA (Net income/ Total Assets) 1.4% 0.7% 1.1% 1.4% 1.1% 0.98% 1% 0.98%
Assets 1 1,064,357 1,165,143 1,157,000 1,254,000 1,419,273 1,502,410 1,575,136 1,676,490
Book Value Per Share 2 559.0 603.0 654.0 636.0 662.0 663.0 678.0 697.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/6/20 2/10/21 2/10/22 2/8/23 2/8/24 - - -
1CZK in Million2CZK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
11
Last Close Price
784.5 CZK
Average target price
895.2 CZK
Spread / Average Target
+14.11%
Consensus
  1. Stock Market
  2. Equities
  3. KOMB Stock
  4. Financials Komercní banka,
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