Ratings Life Insurance Corporation of India

Equities

LICI

INE0J1Y01017

Market Closed - NSE India S.E. Other stock markets 07:43:52 2024-05-13 am EDT			5-day change	1st Jan Change
891.7 ^INR	-2.11%		-8.93%	+7.11%

May. 09	Life Insurance Corporation of India Provides Update on the order issued by Additional Commissioner, Central GST & Central Excise, Jamshedpur	CI
May. 09	Life Insurance Corporation of India Receives Communication/Demand Order for Goods & Service Tax, Interest and Penalty for Telangana State	CI

Summary

The company has strong fundamentals. More than 70% of companies have a lower mix of growth, profitability, debt and visibility.
Overall, and from a short-term perspective, the company presents an interesting fundamental situation.
The company's Refinitiv ESG score, based on a relative ranking of the company within its sector, comes out particularly poor.

Strengths

The company is one of the most undervalued, with an "enterprise value to sales" ratio at 0.6 for the 2024 fiscal year.
Growth remains a strong point in this company. In their sales forecast, analysts sound optimistic with regard to sales prospects.
For the last twelve months, analysts have been gradually revising upwards their EPS forecast for the upcoming fiscal year.
The difference between current prices and the average target price is rather important and implies a significant appreciation potential for the stock.
Over the past four months, analysts' average price target has been revised upwards significantly.

Weaknesses

The potential for earnings per share (EPS) growth in the coming years appears limited according to current analyst estimates.
As a percentage of sales and without taking into account depreciation and amortization, the company has relatively low margins.
In relation to the value of its tangible assets, the company's valuation appears relatively high.
The firm pays small or no dividend to shareholders. For that reason, it is not a yield company.
For the last twelve months, the trend in sales revisions has been clearly going down, which emphasizes downgraded expectations from the analysts.
The overall consensus opinion of analysts has deteriorated sharply over the past four months.
Over the past twelve months, analysts' opinions have been revised negatively.
Prospects from analysts covering the stock are not consistent. Such dispersed sales estimates confirm the poor visibility into the group's activity.
The price targets of analysts who cover the stock differ significantly. This implies difficulties in evaluating the company and its business.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Life & Health Insurance

	1st Jan change	Capi.	ESG Refinitiv
LIFE INSURANCE CORPORATION OF INDIA	+7.11%	68.97B	D+
PING AN INSURANCE (GROUP) COMPANY OF CHINA, LTD.	+5.83%	103B	B
AIA GROUP LIMITED	-5.36%	91.99B	B+
CHINA PACIFIC INSURANCE (GROUP) CO., LTD.	+16.65%	33.18B	B
FUBON FINANCIAL HOLDING CO., LTD.	+10.34%	28.79B	A
JAPAN POST HOLDINGS CO., LTD.	+20.56%	28.74B	B
SBI LIFE INSURANCE COMPANY LIMITED	-0.52%	17.17B	C+
HDFC LIFE INSURANCE COMPANY LIMITED	-13.46%	14.12B	B
NN GROUP N.V.	+28.06%	13.5B	A-
ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED	+11.68%	10.21B	B+

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes