San Diego Private Bank reported unaudited consolidated earnings results for the second quarter and six months ended June 30, 2013. For the quarter, the company reported net interest income of $2,795,000 against $1,688,000 a year ago. Operating income was $458,000 against $571,000 a year ago. Net Earnings were $243,000 or $0.06 of earnings per share against $329,000 $0.12 of earnings per share a year ago.

For the six months, the company reported net interest income of $5,051,000 against $3,993,000 a year ago. Operating income was $1,097,000 against $997,000 a year ago. Net Earnings were $576,000 or $0.17 of earnings per share against $573,000 $0.22 of earnings per share a year ago.

The company provided earnings guidance for the third quarter of 2013. The company expects to build on the same momentum in the third quarter as southern California economic fundamentals improve.