Financials Truist Financial Corporation

Equities

TFC

US89832Q1094

Banks

Market Closed - Nyse 04:00:02 2024-05-17 pm EDT 5-day change 1st Jan Change
39.97 USD -0.45% Intraday chart for Truist Financial Corporation +1.27% +8.26%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 75,525 64,615 78,158 57,091 49,239 53,484 - -
Enterprise Value (EV) 1 75,525 64,615 78,158 57,091 49,239 53,484 53,484 53,484
P/E ratio 15.2 x 15.6 x 13.1 x 9.71 x -34.2 x 11.8 x 9.99 x 8.59 x
Yield 3.04% 3.76% 3.18% 4.65% 5.63% 5.25% 5.35% 5.45%
Capitalization / Revenue 5.96 x 2.83 x 3.49 x 2.46 x 2.09 x 2.72 x 2.58 x 2.46 x
EV / Revenue 5.96 x 2.83 x 3.49 x 2.46 x 2.09 x 2.72 x 2.58 x 2.46 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.23 x 1.03 x 1.24 x 1.06 x 0.94 x 0.9 x 0.85 x 0.79 x
Nbr of stocks (in thousands) 1,341,000 1,348,118 1,334,892 1,326,766 1,333,668 1,338,096 - -
Reference price 2 56.32 47.93 58.55 43.03 36.92 39.97 39.97 39.97
Announcement Date 1/30/20 1/21/21 1/18/22 1/19/23 1/18/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 12,664 22,830 22,400 23,177 23,610 19,683 20,703 21,732
EBITDA - - - - - - - -
EBIT 1 5,276 9,210 7,180 8,585 8,609 7,903 8,761 -
Operating Margin 41.66% 40.34% 32.05% 37.04% 36.46% 40.15% 42.32% -
Earnings before Tax (EBT) 1 4,019 5,473 7,993 7,669 -185 5,573 6,795 7,691
Net income 1 3,028 4,184 6,000 5,900 -1,452 4,677 5,280 5,970
Net margin 23.91% 18.33% 26.79% 25.46% -6.15% 23.76% 25.5% 27.47%
EPS 2 3.710 3.080 4.470 4.430 -1.080 3.375 4.002 4.653
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.710 1.800 1.860 2.000 2.080 2.099 2.138 2.178
Announcement Date 1/30/20 1/21/21 1/18/22 1/19/23 1/18/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 5,600 5,351 5,683 5,885 6,258 6,153 5,972 5,729 5,756 4,871 4,734 5,047 5,054 5,033 5,123
EBITDA - - - - - - - - - - - - - - -
EBIT 1 1,866 1,651 2,075 2,247 2,536 2,411 2,170 1,925 1,941 2,132 1,769 2,094 2,134 2,032 2,081
Operating Margin 33.32% 30.85% 36.51% 38.18% 40.52% 39.18% 36.34% 33.6% 33.72% 43.77% 37.36% 41.48% 42.22% 40.38% 40.62%
Earnings before Tax (EBT) 1 1,969 1,746 1,904 2,000 2,019 1,909 1,632 1,428 -5,154 1,365 1,127 1,540 1,562 1,559 1,633
Net income 1 1,500 1,300 1,454 1,536 1,610 1,410 1,234 1,071 -5,167 1,091 1,291 1,187 1,216 1,153 1,254
Net margin 26.79% 24.29% 25.59% 26.1% 25.73% 22.92% 20.66% 18.69% -89.77% 22.4% 27.27% 23.51% 24.06% 22.9% 24.47%
EPS 2 1.130 0.9900 1.090 1.150 1.200 1.050 0.9200 0.8000 -3.850 0.8100 0.8401 0.8728 0.9052 0.8671 0.9471
Dividend per Share 2 0.4800 0.4800 0.4800 0.5200 0.5200 0.5200 0.5200 0.5200 0.5200 0.5200 0.5200 0.5271 0.5271 0.5238 0.5243
Announcement Date 1/18/22 4/19/22 7/19/22 10/18/22 1/19/23 4/20/23 7/20/23 10/19/23 1/18/24 4/22/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.87% 6.82% 9.7% 10.4% -2.6% 8.09% 8.65% 9.69%
ROA (Net income/ Total Assets) 1.31% 0.9% 1.23% 1.15% -0.19% 0.91% 1.01% 1.13%
Assets 1 231,145 464,889 487,805 513,043 764,211 513,574 523,203 528,285
Book Value Per Share 2 45.70 46.50 47.10 40.60 39.30 44.60 47.00 50.60
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/30/20 1/21/21 1/18/22 1/19/23 1/18/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
23
Last Close Price
39.97 USD
Average target price
43.25 USD
Spread / Average Target
+8.20%
Consensus
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