Michael Giles

American Riviera Bank engages in the provision of community banking services, with a focus on serving the lending and deposit needs of businesses and consumers. It operates through the following segments: Commercial, Real Estate-Commercial, Real Estate-Residential, Construction, and Consumer and Other. The Commercial segment includes commercial and industrial loans. The Real Estate-Commercial segment consists of real estate mortgage loans. The Real Estate-Residential segment covers single family residential real estate and home equity lines of credit. The Construction segment consists of construction and land loans. The Consumer and Other segment consists of loans to individuals, including installment loans, revolving lines of credit, and term loans. The company was founded on July 18, 2006 and is headquartered in Santa Barbara, CA.

Direct Relief provides medical assistance to improve the quality of life for people affected by poverty, disaster, and civil unrest at home and throughout the world. Direct Relief works to support the work of healthcare providers, equipping them with the medicines, supplies and equipment. The company is headquartered in Santa Barbara, CA.

Merrill Lynch & Co., Inc. provided wealth management, securities trading and sales, corporate finance and investment banking services. Merrill Lynch was a global trader and underwriter of securities and derivatives across a range of asset classes and serve as a strategic advisor to governments, institutions and individuals worldwide. The company was founded in 1913 and was headquartered in Charlotte, NC.